Projekt GNU p\u0159edstavil svobodn\u00fd syst\u00e9m elektronick\u00fdch plateb GNU Taler 1.0. P\u0159id\u011blen\u00ed \u010d\u00edsla verze 1.0 je spojeno s p\u0159ipravenost\u00ed platformy na zaveden\u00ed pracovn\u00edch platebn\u00edch slu\u017eeb a stabilizac\u00ed programovac\u00edch rozhran\u00ed, pro kter\u00e9 bude v budoucnu zaji\u0161t\u011bna zp\u011btn\u00e1 kompatibilita. Prodejn\u00ed m\u00edsta, kter\u00e1 pou\u017e\u00edvaj\u00ed platebn\u00ed slu\u017ebu na b\u00e1zi GNU Taler, mohou nyn\u00ed leg\u00e1ln\u011b vznikat ve \u0160v\u00fdcarsku a pou\u017e\u00edvat je fyzick\u00e9 a pr\u00e1vnick\u00e9 osoby k prov\u00e1d\u011bn\u00ed operac\u00ed ve \u0161v\u00fdcarsk\u00fdch franc\u00edch. <\/p>\n
Bylo ozn\u00e1meno, \u017ee pou\u017eit\u00ed GNU Taler pro prodej zbo\u017e\u00ed ve \u0160v\u00fdcarsku je nyn\u00ed leg\u00e1ln\u00ed a aktiva u\u017eivatel\u016f jsou chr\u00e1n\u011bna p\u0159ed potenci\u00e1ln\u00edmi riziky (deponovan\u00e9 akty klient\u016f nejsou poji\u0161t\u011bny proti vklad\u016fm a uchov\u00e1vaj\u00ed se na samostatn\u00e9m bankovn\u00edm \u00fa\u010dtu). Vzhledem k tomu, \u017ee syst\u00e9m byl pr\u00e1v\u011b spu\u0161t\u011bn a zat\u00edm nejsou obchody, kter\u00e9 by p\u0159ij\u00edmaly platby p\u0159es GNU Taler, m\u00e1 slu\u017eba zat\u00edm status ve\u0159ejn\u00e9 beta verze. V\u00fdvoj\u00e1\u0159i GNU Taler vyz\u00fdvaj\u00ed majitele podnik\u016f ve \u0160v\u00fdcarsku, aby zah\u00e1jili implementaci. Pro podporu a spr\u00e1vu platebn\u00edho syst\u00e9mu byla zalo\u017eena organizace Taler Operations AG. <\/p>\n
Podnik\u016fm, kter\u00e9 cht\u011bj\u00ed zav\u00e9st platby za prodeje pomoc\u00ed GNU Taler, posta\u010duje m\u00edt \u00fa\u010det v jak\u00e9koliv \u0161v\u00fdcarsk\u00e9 bance a spustit backend poskytovan\u00fd platformou pro organizaci prodeje. Backend se v\u00e1\u017ee na \u00fa\u010det prost\u0159ednictv\u00edm nastaven\u00ed IBAN (Mezin\u00e1rodn\u00ed \u010d\u00edslo bankovn\u00edho \u00fa\u010dtu). Backend umo\u017e\u0148uje generovat QR k\u00f3dy pro platby zbo\u017e\u00ed z\u00e1kazn\u00edk\u016f, p\u0159i\u010dem\u017e cena je ur\u010dena prod\u00e1vaj\u00edc\u00edm nebo zvolena z\u00e1kazn\u00edkem. <\/p>\n
K dispozici je plugin pro integraci spu\u0161t\u011bn\u00e9 platebn\u00ed slu\u017eby s platformou pro vytv\u00e1\u0159en\u00ed internetov\u00fdch obchod\u016f<\/a> WooCommerce, stejn\u011b jako plugin pro platformu prodeje vstupenek Pretix. Pro zaji\u0161t\u011bn\u00ed pr\u00e1ce prodejn\u00edho m\u00edsta, spr\u00e1vu plateb a obsluhu objedn\u00e1vek je poskytov\u00e1na aplikace pro platformu Android, optimalizovan\u00e1 pro platby s n\u00e1v\u0161t\u011bvn\u00edky v restauraci. <\/p>\n K\u00f3d GNU Taler je naps\u00e1n v Pythonu a je distribuov\u00e1n pod licencemi AGPLv3 a LGPLv3. Obsahuje z\u00e1kladn\u00ed komponenty, kter\u00e9 umo\u017e\u0148uj\u00ed organizaci pr\u00e1ce banky, v\u00fdm\u011bnn\u00e9ho m\u00edsta, obchodn\u00ed platformy, pen\u011b\u017eenky a auditora. Syst\u00e9m umo\u017e\u0148uje identifikaci prodejc\u016f pro da\u0148ov\u00e9 vykazov\u00e1n\u00ed, av\u0161ak zaji\u0161\u0165uje anonymitu pro kupuj\u00edc\u00ed. Financov\u00e1n\u00ed v\u00fdvoje je zaji\u0161\u0165ov\u00e1no prost\u0159ednictv\u00edm grant\u016f Evropsk\u00e9 komise a \u0160v\u00fdcarsk\u00e9ho st\u00e1tn\u00edho sekretari\u00e1tu pro vzd\u011bl\u00e1v\u00e1n\u00ed, v\u00fdzkum a inovace (SERI). <\/p>\n Platebn\u00ed syst\u00e9m GNU Taler nen\u00ed nav\u00e1z\u00e1n na vlastn\u00ed kryptom\u011bnu a pracuje s ji\u017e existuj\u00edc\u00edmi m\u011bnami, jako jsou dolary, eura a bitcoiny. Podpora nov\u00fdch m\u011bn prob\u00edh\u00e1 prost\u0159ednictv\u00edm vazby na banku, kter\u00e1 se st\u00e1v\u00e1 finan\u010dn\u00edm garantem prov\u00e1d\u011bn\u00fdch operac\u00ed. Projekt prosazuje obchodn\u00ed model, zalo\u017een\u00fd na operac\u00edch sm\u011bny \u2014 pen\u00edze z tradi\u010dn\u00edch platebn\u00edch syst\u00e9m\u016f, jako jsou BitCoin, Mastercard, SEPA, Visa, ACH a SWIFT, se p\u0159ev\u00e1d\u011bj\u00ed na anonymn\u00ed elektronick\u00e9 pen\u00edze ve stejn\u00e9 m\u011bn\u011b. U\u017eivatel m\u016f\u017ee p\u0159ed\u00e1vat elektronick\u00e9 pen\u00edze prodejc\u016fm, kte\u0159\u00ed je pak mohou na sm\u011bn\u00e1rn\u011b vym\u011bnit zp\u011bt za skute\u010dn\u00e9 pen\u00edze. <\/p>\n U\u017e uskute\u010dn\u011bn\u00e9 transakce v GNU Taler si uchov\u00e1vaj\u00ed d\u016fv\u011bryhodnost i p\u0159i \u00faniku soukrom\u00fdch kl\u00ed\u010d\u016f klient\u016f, prodejc\u016f a sm\u011bn\u00e1ren \u2014 form\u00e1t datab\u00e1ze umo\u017e\u0148uje verifikaci v\u0161ech proveden\u00fdch transakc\u00ed a potvrzen\u00ed jejich konzistence. Potvrzen\u00edm platby pro prodejce je kryptografick\u00fd d\u016fkaz p\u0159evodu v r\u00e1mci uzav\u0159en\u00e9 smlouvy s klientem a kryptograficky podepsan\u00e9 potvrzen\u00ed o dostupnosti prost\u0159edk\u016f na sm\u011bn\u00e1rn\u011b. Syst\u00e9m neumo\u017e\u0148uje zjistit, kam klient utr\u00e1c\u00ed pen\u00edze, ale d\u00e1v\u00e1 mo\u017enost sledovat p\u0159\u00edjem prost\u0159edk\u016f p\u0159\u00edjemcem, p\u0159i\u010dem\u017e zaji\u0161\u0165uje anonymitu odes\u00edlatele. Tento p\u0159\u00edstup \u0159e\u0161\u00ed probl\u00e9my s da\u0148ov\u00fdm auditem, kter\u00e9 se vyskytuj\u00ed u BitCoinu. \u041f\u0440\u043e\u0435\u043a\u0442 GNU \u043f\u0440\u0435\u0434\u0441\u0442\u0430\u0432\u0438\u043b \u0441\u0432\u043e\u0431\u043e\u0434\u043d\u0443\u044e \u0441\u0438\u0441\u0442\u0435\u043c\u0443 \u044d\u043b\u0435\u043a\u0442\u0440\u043e\u043d\u043d\u044b\u0445 \u043f\u043b\u0430\u0442\u0435\u0436\u0435\u0439 GNU Taler 1.0. \u041f\u0440\u0438\u0441\u0432\u043e\u0435\u043d\u0438\u0435 \u043d\u043e\u043c\u0435\u0440\u0430 \u0432\u0435\u0440\u0441\u0438\u0438 1.0 \u0441\u0432\u044f\u0437\u0430\u043d\u043e \u0441 \u0433\u043e\u0442\u043e\u0432\u043d\u043e\u0441\u0442\u044c\u044e \u043f\u043b\u0430\u0442\u0444\u043e\u0440\u043c\u044b \u0434\u043b\u044f \u0432\u043d\u0435\u0434\u0440\u0435\u043d\u0438\u044f \u0440\u0430\u0431\u043e\u0447\u0438\u0445 \u043f\u043b\u0430\u0442\u0451\u0436\u043d\u044b\u0445 \u0441\u0435\u0440\u0432\u0438\u0441\u043e\u0432 \u0438 \u0441\u0442\u0430\u0431\u0438\u043b\u0438\u0437\u0430\u0446\u0438\u0435\u0439 \u043f\u0440\u043e\u0433\u0440\u0430\u043c\u043c\u043d\u044b\u0445 \u0438\u043d\u0442\u0435\u0440\u0444\u0435\u0439\u0441\u043e\u0432, \u0434\u043b\u044f \u043a\u043e\u0442\u043e\u0440\u044b\u0445 \u0432 \u0434\u0430\u043b\u044c\u043d\u0435\u0439\u0448\u0435\u043c \u0431\u0443\u0434\u0435\u0442 \u043e\u0431\u0435\u0441\u043f\u0435\u0447\u0438\u0432\u0430\u0442\u044c\u0441\u044f \u043e\u0431\u0440\u0430\u0442\u043d\u0430\u044f \u0441\u043e\u0432\u043c\u0435\u0441\u0442\u0438\u043c\u043e\u0441\u0442\u044c. \u0422\u043e\u0447\u043a\u0438 \u043f\u0440\u043e\u0434\u0430\u0436, \u0438\u0441\u043f\u043e\u043b\u044c\u0437\u0443\u044e\u0449\u0438\u0435 \u043f\u043b\u0430\u0442\u0451\u0436\u043d\u044b\u0439 \u0441\u0435\u0440\u0432\u0438\u0441 \u043d\u0430 \u0431\u0430\u0437\u0435 GNU Taler, \u0442\u0435\u043f\u0435\u0440\u044c \u043c\u043e\u0433\u0443\u0442 \u043b\u0435\u0433\u0430\u043b\u044c\u043d\u043e \u0441\u043e\u0437\u0434\u0430\u0432\u0430\u0442\u044c\u0441\u044f \u0432 \u0428\u0432\u0435\u0439\u0446\u0430\u0440\u0438\u0438 \u0438 \u043f\u0440\u0438\u043c\u0435\u043d\u044f\u0442\u044c\u0441\u044f \u0444\u0438\u0437\u0438\u0447\u0435\u0441\u043a\u0438\u043c\u0438 \u0438 \u044e\u0440\u0438\u0434\u0438\u0447\u0435\u0441\u043a\u0438\u043c\u0438 […]<\/p>\n","protected":false,"gt_translate_keys":[{"key":"rendered","format":"html"}]},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[702],"tags":[],"class_list":["post-125097","post","type-post","status-publish","format-standard","hentry","category-news"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\n","aioseo_head_json":{"title":"\ud83e\udd47Uvoln\u011bn\u00ed svobodn\u00e9ho platebn\u00edho syst\u00e9mu GNU Taler 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Zdroj: opennet.ru<\/a> <\/p>","protected":false,"gt_translate_keys":[{"key":"rendered","format":"html"}]},"excerpt":{"rendered":"