{"id":37039,"date":"2019-10-31T22:15:26","date_gmt":"2019-10-31T19:15:26","guid":{"rendered":"https:\/\/prohoster.info\/blog\/datskij-bank-doplachivaet-klientam-za-vzyatyj-ipotechnyj-kredit\/"},"modified":"2019-10-31T22:15:26","modified_gmt":"2019-10-31T19:15:26","slug":"datskij-bank-doplachivaet-klientam-za-vzyatyj-ipotechnyj-kredit","status":"publish","type":"post","link":"https:\/\/prohoster.info\/da\/blog\/news\/datskij-bank-doplachivaet-klientam-za-vzyatyj-ipotechnyj-kredit","title":{"rendered":"Dansk bank kompenserer kunder for optaget boligl\u00e5n","gt_translate_keys":[{"key":"rendered","format":"text"}]},"content":{"rendered":"

Jyske Bank, den tredje st\u00f8rste bank i Danmark, meddelte i sidste uge, at deres kunder nu kan tage et boligl\u00e5n med en fast rente p\u00e5 -0,5% i 10 \u00e5r, hvilket betyder, at kunderne vil tilbagebetale et bel\u00f8b, der er mindre end det l\u00e5nte.<\/p>\n

\"Dansk<\/p>\n

Med andre ord, hvis du k\u00f8bte et hus til $1 million p\u00e5 kredit og betalte boligl\u00e5net fuldt ud p\u00e5 10 \u00e5r, ville du kun tilbagebetale $995.000 til banken.<\/p>\n

Det skal retf\u00e6rdigvis n\u00e6vnes, at selv med en negativ rente opkr\u00e6ver banker ofte gebyrer relateret til l\u00e5neprocessen. Det betyder, at kunderne i sidste ende skal betale mere, end de l\u00e5nte.<\/p>\n

<\/center><\/p>\n

\u00abDette er endnu et kapitel i boligl\u00e5nshistorien. For et par m\u00e5neder siden ville vi have sagt, at det var umuligt, men vi bliver ved med at blive overraskede, og det skaber nye muligheder for boligejere,\u00bb sagde Mikkel H\u00f8gh, \u00f8konom for boligkreditter hos Jyske Bank, i et interview med den danske tv-station.<\/p>\n

Jyske Banks negative rente er blevet en af de seneste i en r\u00e6kke ekstremt lave rente tilbud fra banker til boligejere i Danmark.<\/p>\n

If\u00f8lge The Local meddelte den st\u00f8rste l\u00e5ngiver i Skandinavien, Nordea Bank, at de vil tilbyde boligl\u00e5n med fast rente i 20 \u00e5r p\u00e5 0%. Bloomberg rapporterer, at nogle danske l\u00e5ngivere tilbyder 30-\u00e5rige boligl\u00e5n med en rente p\u00e5 0,5%.<\/p>\n

Det kan synes ulogisk at bankerne udsteder l\u00e5n til s\u00e5 lave renter, men der er en forklaring p\u00e5 dette.<\/p>\n

De finansielle markeder er i \u00f8jeblikket i en ustabil, usikker tilstand. Risikofaktorer inkluderer den fortsatte handelskrig mellem USA og Kina, Brexit og den generelle \u00f8konomiske v\u00e6kstafmatning globalt, is\u00e6r i Europa.<\/p>\n

Mange investorer frygter en finansiel kollaps i den n\u00e6rmeste fremtid. Derfor er nogle banker villige til at udstede l\u00e5n til negative renter, idet de p\u00e5tager sig mindre tab end ved at risikere store tab ved at give l\u00e5n til h\u00f8jere renter, som kunderne ikke vil kunne tilbagebetale.<\/p>\n

<\/p>\n

<\/center><\/p>\n

\t\t\t\t


\n\t\t\t\t\t\t\t\t<\/center>
Kilde: 3dnews.ru<\/a><\/p>","protected":false,"gt_translate_keys":[{"key":"rendered","format":"html"}]},"excerpt":{"rendered":"

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[…]<\/p>\n","protected":false,"gt_translate_keys":[{"key":"rendered","format":"html"}]},"author":1,"featured_media":27764,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[702],"tags":[],"class_list":["post-37039","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\n","aioseo_head_json":{"title":"\ud83e\udd47Dansk bank betaler kunderne for optagne boligl\u00e5n | ProHoster","description":"Jyske Bank, den tredjest\u00f8rste bank i Danmark, meddelte i sidste uge, at deres kunder nu kan tage et boligl\u00e5n p\u00e5 10 \u00e5r med en fast rente p\u00e5 -0,5%, hvilket betyder, at kunderne vil tilbagebetale til 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