{"id":52143,"date":"2019-11-01T00:00:00","date_gmt":"2019-10-31T21:00:00","guid":{"rendered":"https:\/\/prohoster.info\/blog\/blog_prohoster\/niderlandy-ili-tuda-i-obratno"},"modified":"2020-02-18T13:59:48","modified_gmt":"2020-02-18T10:59:48","slug":"niderlandy-ili-tuda-i-obratno","status":"publish","type":"post","link":"https:\/\/prohoster.info\/en\/blog\/news\/niderlandy-ili-tuda-i-obratno","title":{"rendered":"Netherlands, or there and back","gt_translate_keys":[{"key":"rendered","format":"text"}]},"content":{"rendered":"

Good day, dear Habr users! <\/p>\n

Continuing the trend towards emigration, I would like to share my personal experience, which might be useful to others. I will divide the post into two parts, the first of which will focus on practical information, while the second will cover my own feelings.
\n<\/a><\/noindex><\/p>\n

Part one. There<\/h3>\n

\nThe process of processing my paperwork was quite simple in my case (due to not having a wife or children):<\/p>\n

    \n
  1. Communicating with the recruiter (all communication hereafter will be in English)<\/li>\n
  2. Communicating with the employer<\/li>\n
  3. Completing online testing (with a webcam, some tests + writing code in an editor)<\/li>\n
  4. Communicating with the employer's management<\/li>\n
  5. The employer submits the visa application to IND<\/li>\n
  6. Awaiting notification that the documents have been sent from IND to the embassy in Moscow <\/li>\n
  7. I call to schedule an appointment at the embassy (this is important; the general queue is not for that, but I called for at least a couple of hours). I come, submit my passport, and receive my entry visa the same day.<\/li>\n
  8. I'm moving<\/li>\n<\/ol>\n

    \nAs for the documents, I actually didn't have anything apostilled because my apostille and translation of the birth certificate were not recognized anyway, as a Dutch company is needed for the translation. I personally translated my diploma into English (including my PhD diploma). I also obtained a criminal record certificate, but it turned out to be unnecessary for anyone.<\/p>\n

    In the first phase, I packed 2 suitcases + a computer, so I flew economy class with an extra charge for 2 additional spots. For initial accommodation, I booked a cheap studio on Airbnb, which actually resembled a garage (sad smile).<\/p>\n

    As for the expenses I anticipate for the first period:<\/p>\n

      \n
    1. Flight ticket. (With extra luggage, about 250 euros) This is the simplest part, although prices soar during holidays.<\/li>\n
    2. Apartment booking. A minimum of 3 weeks' stay; the price if you look ahead is about 35 euros per day, totaling 750 euros.<\/li>\n
    3. Two-month rental cost for apartments. It\u2019s better to pay in cash. Here, everything depends on the specific location where you want to live. Prices can start from 1100 euros in areas far from big cities to 1700 euros in Amsterdam. On average, you should budget around 1350 euros for a furnished apartment and 200-250 euros less for an unfurnished one. All together, about 2700 euros.<\/li>\n
    4. Food. This also depends on personal preferences, but I personally budgeted 300 euros per month.<\/li>\n
    5. Transportation. I recommend finding accommodation close to work (if it is not in Amsterdam) and buying a bicycle right away. You can find a decent new bike for about 250 euros. I don\u2019t see much sense in spending more, as the Netherlands is a flat country, and 21 gears are clearly unnecessary. If you plan to work in Amsterdam, I still advise living outside the city and getting a transit pass. I will explain why in the second part. The transit pass will cost around 150 euros per month.<\/li>\n<\/ol>\n

      \nOverall, in the first month, you should manage with 5000 euros easily. You need to plan for just one month since salaries are usually paid once a month.<\/p>\n

      Action plan for the first month after moving:<\/p>\n

        \n
      1. Go to T-Mobile and buy a prepaid SIM card. Why prepaid? Because without a bank account, you won't be able to get a contract. Why T-Mobile? Because you can definitely switch to a contract while keeping your number.<\/li>\n
      2. Ask for the broker\u2019s contact information. The first thing you need to do is start looking for housing. Without a permanent address, you can't obtain a BSN (tax number), and without it, you can\u2019t get a bank account. Without a bank account, you can\u2019t arrange almost anything, including the aforementioned housing (yes, we've come full circle here).<\/li>\n
      3. You can refer to the housing prices on www.funda.nl<\/a><\/noindex>. Calling through the website is quite useless. Listings first circulate with brokers for a couple of weeks before they appear on the site. It's quite possible that those apartments no longer exist. Moreover, I personally received callbacks only 3 times out of 10. In the other cases, there was no response at all. So it's crucial to find an active local broker. In general, housing can be found in as little as a week or as long as three weeks. But within three weeks, if you don\u2019t sit on the couch, you should find something (I can\u2019t say about Amsterdam, it might be more complicated there).<\/li>\n
      4. For housing, you will typically need to pay a deposit for 2 months. Sometimes it can be a month, but that's rare. Payment is usually requested electronically. This is where the main problem lies, as you don't have an account yet. You can open a card with banks like Revolut or Bunq (they allow you to open an account and provide your BSN later), but they have no ATMs, and you can only transfer money via SWIFT. I arranged to pay the deposit through the company where I worked, simply brought them cash, and they processed it. Other people somehow registered at the company's address, obtained their BSN there, and then transferred their registration to their apartment's address.<\/li>\n
      5. Upon arrival, you need to register with the IND to get your ID. This will serve as a substitute for your passport. It\u2019s straightforward; you register, come on the designated day, and simply receive it. From the moment you receive it, your foreign passport is no longer needed.<\/li>\n
      6. Within 4 months, you will also need to undergo a TB X-ray. This is mandatory, but the process is simple. You register at the nearest public clinic (for me, it was at the Utrecht municipal office by the train station), pay 40 euros, and leave. They will attach the results themselves, and if they find anything, they will contact you.<\/li>\n
      7. Upon arrival, you will also need insurance. This is mandatory. You have 4 months to arrange it, but there's no point in delaying, as they will charge you for the entire period from your entry. I arranged mine here. www.zilverenkruis.nl<\/a><\/noindex> The price is more or less the same; the minimum cost is regulated by the government.<\/li>\n
      8. From the second month, it is advisable to start applying for the 30% ruling (more details on that later). This process can take a couple of months, during which you will pay taxes in full. Later, upon receiving the ruling, you will get a refund, but money can be tight during the move, so this is in your best interest.<\/li>\n
      9. As soon as you secure an apartment, arrange for internet right away. Sometimes internet installation can take up to 3 weeks. Check with your mobile operator for home internet; sometimes they offer good discounts on bundles for phone + internet + TV\/series.<\/li>\n
      10. Secondly, take care of the utilities. This includes electricity and gas (and water, but that's minimal). In the Netherlands, you can connect any service provider to your home, so check the rates. It works like this \u2013 you estimate your payment, at the end of the period they adjust it, refund if you're owed more, or you pay the difference if you owe money.<\/li>\n<\/ol>\n

        \nNow that we've dealt with the previous points, we can evaluate the finances.<\/p>\n

        The salary for a senior position, which you can expect if your level is decent, is between \u20ac70,000 and \u20ac90,000 per year, with \u20ac70,000 being more likely from Moscow than \u20ac90,000. After a year of working, if I had stayed, I could have moved to \u20ac90,000 since it's easier to search and attend interviews from there.
        \nAccordingly, your net amount, before any deductions, from a salary of \u20ac70,000 per year would be \u20ac3,722 (Calculate it here         thetax.nl<\/a><\/noindex> ) Afterwards \u2013 \u20ac4,594. A salary of \u20ac90,000 will yield \u20ac4,400 without deductions. Below is a table of income and mandatory expenses, as I had them for one person in a small apartment (consider a lower amount as well, since in 5 years taxes will be fully applied anyway):<\/p>\n

        \"Netherlands,
        \n
        \nTransportation costs are not listed, as by law, the commute from home to work is covered by the employer. However, in practice, this only covers the train fare from station to station. If you want to travel everywhere and on everything, it will cost around \u20ac300 per month.
        \nIt's also worth noting that train fares are very high. A trip from Amsterdam to The Hague will cost \u20ac24 by train, and a day pass for trams in The Hague will be \u20ac9 (if you want to go to the beach).<\/p>\n

        The overall expenses are somewhat clear, now I'll list some prices for groceries. I want to note that I'm sharing my experience based on Jumbo, and I haven't looked for discounts or promotions.<\/p>\n

        \"Netherlands,
        \n<\/p>\n

        Part two. Back<\/h3>\n

        \nIn this part, I would like to touch on my own impressions and feelings. Since everyone has different ideals and goals, I do not claim to represent the truth, but perhaps my perspective will be useful.<\/p>\n

        Let's start with the IT climate. The IT sector in the Netherlands is growing, partly due to Brexit, as British companies migrate to nearby Europe. However, there are extremely few IT professionals in Holland, so the backbone of the IT class consists of emigrants. Moreover, if your team includes people from the CIS, you are lucky, because they definitely possess some skills. We had Turks on our team, and I assure you, it is completely normal for them to submit pull requests with untested code at all. From what I've gathered in chats, this situation is observed in many places, including Booking, although the level there is certainly higher. So if you want to grow and you are not a team lead, you will definitely not succeed in advancing there. Run, fools.<\/p>\n

        Money. Even though you are well-off and earn twice as much as an average Dutch person, you are unlikely to significantly improve your standard of living. Roughly speaking, in Moscow with my housing after all expenses, I had about the same as in the Netherlands. Food, with some exceptions like cheese, is significantly more expensive. Transportation is very costly. If you travel weekly somewhere on weekends, you can easily add 150 euros a month for that. Or you can get a full travel pass right away. Without a work permit, you will likely earn less from Russia, and significantly less from Belarus or Ukraine.<\/p>\n

        Taxes. Not everyone is aware of the peculiarities of the tax system in the Netherlands. There are taxes on everything. You will pay for garbage, sewerage, car (easily 100 euros a month), and real estate. And the cherry on top, taxes on the money in your bank account! If you deposit an amount over 50,000 euros, you will pay about 4% every year on the excess amount. This rule applies to full residents, so it will only concern you after 5 years. However, if you are seeking citizenship, you must keep this in mind. This is precisely why no one keeps money; they invest it in stocks or buy large houses (second properties are taxed more).<\/p>\n

        Hubravchanin! If you think you can live peacefully on a pension in civilized Europe, you're mistaken. Not only is the pension a massive 1000 euros, but if you live with your wife, you'll get 1600 together. If you save additional money, you'll still pay taxes on it when you receive your pension. That's why many go to Spain for retirement. But that's not all. The pension increases by 2% for each year in the Netherlands. So if you leave at 30 and retire at 67, you'll only receive 740 euros. How to live on 740 euros is a separate question.<\/p>\n

        The delivery deserves some warm words. In the Netherlands, retail is extremely scarce. Most goods are ordered online. And delivery happens when it's convenient for them and to their preferred location. Even if you've paid extra for delivery after 6 PM, you might rush home only to find an email saying no one was home at 6:30, and your order is at the pickup point. I particularly enjoyed carrying a wardrobe from Jumbo that was one and a half kilometers away. Another time, I received a shipment at work at 8:50, although the delivery was supposed to be between 11 and 1. I\u2019d say, out of 20 deliveries, only 5 arrived on time and at the right place. Moreover, PostNL performs the best. And yes, if you want to file a complaint with DHL NL, the call is chargeable, and they don't respond to emails.<\/p>\n

        Food. Here I can only say one word: inedible. They manage to dry fresh fish in Volendam to the point it resembles chips. Bread, unlike in Germany, is not tasty, even from bakeries. Sausages should only be Spanish or Italian (or craft ones). Beer is only Belgian. The only exception is cheese (and vegetables, but thank God they aren't cooked).<\/p>\n

        Weather. Despite the fact that the entire last year the weather was abnormally warm with no snow at all, in my opinion, the weather is worse than in Moscow. It's darker, windier, and cooler in summer. It might be similar in St. Petersburg.<\/p>\n

        People. If you think that Dutch people are hard workers, I have to disappoint you. That's not the case. Most Dutch people won\u2019t push themselves for greater earnings. Brokers practically don\u2019t work on Fridays (except maybe from 10 AM to 2 PM). For women, it\u2019s perfectly normal to work 4 days a week (it\u2019s allowed by law). Dutch managers are quite successful at procrastinating in the office. Furthermore, you shouldn't forget that many people in the Netherlands work for themselves. So scamming people out of money is easy. In my case, upon moving out, they charged me 500 euros without receipts for removing boxes from the basement (which I didn't throw away simply because there were no recycling bins within a kilometer for cardboard). If you want to, go to court.<\/p>\n

        Relationships. Dutch people speak English well, so in everyday situations, there are no problems. The Dutch language is a challenge, though; it\u2019s very hard to understand when spoken, and the Dutch immediately switch to English when they see you\u2019re struggling. Personal relationships can be quite complex. Dutch women are tall, fair, and naturally beautiful; however, in 90% of cases, they don\u2019t take care of themselves. Gaining 20 kg isn't a problem for them, and wearing the first thing they find is also common. They usually don't try reading books either. So technically, talking isn't a problem, but there\u2019s simply nothing to talk about. There may be other types of girls, but in Moscow, the chances of finding an intelligent girl are significantly higher.<\/p>\n

        However, there are also advantages. One of them is a mortgage rate of 2%. So potentially, you can buy an apartment for 20 years and pay about the same amount as you would for rent. However, the buying market is an auction, and it\u2019s hard to say the exact price. You might lose a lot by underbidding by 2000 euros. Another plus is the excellent location. You can fly across Europe in 2 hours, and you can travel to places like Paris or England by train in 3 hours (Thalys and Eurostar). It\u2019s also worth mentioning the very good roads and bike paths.<\/p>\n

        Thoughts<\/h3>\n

        \nBelow, I would like to debunk some myths about living 'in Europe'. <\/p>\n

          \n
        1. \"I will earn more.\" Moving to the Netherlands as an IT worker will not necessarily improve one's quality of life. Without a wife and children, it will be about the same, while with them, it will be significantly poorer.<\/li>\n
        2. \"Quality of life will improve.\" If you don't live in Amsterdam, it won't improve much. The streets are clean, the paths are tidy, transportation is good. However, you pay a huge amount in taxes and fare prices for this.<\/li>\n
        3. \"I know where my taxes go.\" Here's something interesting. You pay Social Security Tax (in my case, 9,500 euros a year), and you pay 1,500 euros a year for insurance separately. The transport is good, but the price reflects that. The roads are good, but you also pay separately for them, around 1,000-1,500 euros a year. What my Payroll Tax of 17,000 euros a year goes to is unclear. Apparently, it goes to the same officials. Because you don't receive more than 4,000 in pension a year.<\/li>\n
        4. \"Services work.\" No, you have a better chance of getting a service or feedback here. There, they simply won't respond to your email or will send you to a premium-rate phone (and you won't get an answer there either). A service technician might charge for a call and do nothing. And yes, you can wipe your claims with it, go to court. It might be working, but lawyers are also quite expensive.<\/li>\n
        5. \"Education is better.\" A PhD salary at a university is 2,700 euros. They won't pay more \u2013 it's in the collective agreement. Would anyone knowledgeable in engineering or IT work for 2,700 euros? And that's how they develop \u2018design.\u2019 <\/li>\n<\/ol>\n

          <\/p>\n

          Conclusions<\/h3>\n

          \nI think everyone can draw their own conclusions. <\/p>\n

          From my side, I can say that if you're a married introvert without children and property, and your partner works in IT, I recommend relocating. Mortgages are cheap, and the overall quality of life is higher. You can cook your own meals. <\/p>\n

          If you are single, I do not recommend it. You're unlikely to find common ground with Dutch women, and hanging out with expats is just so-so; it\u2019s easier back home, where there are more options. <\/p>\n

          If you're single, then maybe. However, keep in mind that the Dutch are generally okay with their girlfriends being +20 kg and wearing questionable clothing. So winning them over with makeup and a toned figure might not work.<\/p>\n

          If you are a family with children, I also do not recommend it. Life is quite expensive, in kindergartens you will be hanging out with Filipino children, and what will happen to education in another 20 years is a huge question.<\/p>\n

          As for me, I returned after a year to my position as an architect, and I do not regret it. And I can still fly to Europe for a vacation. For now. Ha-ha.
          \n
          Source:           habr.com<\/a><\/p>","protected":false,"gt_translate_keys":[{"key":"rendered","format":"html"}]},"excerpt":{"rendered":"

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