{"id":97731,"date":"2020-10-21T08:42:26","date_gmt":"2020-10-21T06:42:26","guid":{"rendered":"https:\/\/prohoster.info\/blog\/administrirovanie\/defi-obzor-rynka-skamy-czifry-fakty-perspektivy"},"modified":"2020-10-21T08:42:26","modified_gmt":"2020-10-21T06:42:26","slug":"defi-obzor-rynka-skamy-czifry-fakty-perspektivy","status":"publish","type":"post","link":"https:\/\/prohoster.info\/en\/blog\/administrirovanie\/defi-obzor-rynka-skamy-czifry-fakty-perspektivy","title":{"rendered":"DeFi Market Overview: Scams, Numbers, Facts, and Prospects","gt_translate_keys":[{"key":"rendered","format":"text"}]},"content":{"rendered":"
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DeFi is still fine, but we shouldn\u2019t act as if it's a place where ordinary people should deposit all their savings. V. Buterin, creator of Ethereum. <\/p>\n

The goal of DeFi, as I understand it, is to eliminate intermediaries and allow people to interact directly with each other. And typically, oversight of the financial system is structured to regulate intermediaries. H. Peirce, SEC Commissioner. <\/p>\n

If the DeFi bubble pops temporarily, it will benefit BTC and ETH, as they will receive a large influx of capital. The hype may fade, but only in the short term, as the benefits and potential of DeFi are too evident to ignore. D. Hai, CEO of OKEx. <\/p>\n

32% of cryptocurrency market participants admitted they do not understand the basics of decentralized finance. Data from a Blockfolio survey.<\/p>\n<\/blockquote>\n

\"DeFi<\/p>\n

DeFi<\/em><\/a><\/noindex> The market has been flooded; DeFi is the new hype; DeFi is the new ICO; DeFi is something else entirely: this is what is being heard from every speaker, monitor, and sometimes completely unsuitable devices. I don't want to explain for the 1001st time what blockchain, tokens are, and how all this can be used \u2014 there is plenty of material online on the subject. <\/em>free<\/em><\/a><\/noindex> Moreover, it\u2019s not on the level of Habr \u2014 teaching the obvious. The thing is, I want to compile the experience of the last 1.5 years to provide the reader with a more or less objective picture, removing the unnecessary, both from the critics' and the admirers' perspectives, while keeping only the important \u2014 the essence and my own vision. Therefore, there will be many links, figures, and graphs. <\/em><\/p>\n

What do we have? And most importantly \u2014 why?<\/h3>\n

First of all, a huge number of un-audited or, worse, retroactively audited (to it) projects. Secondly, an inexplicable number of scams of the most primitive level (more on this below). Thirdly, the underutilization of 1-10% of projects' potential due to plain greed, which focuses all attention on two or three schemes of 'quick and easy' money.an example<\/a><\/noindex> No.00 or on-an example<\/a><\/noindex> No.01 and additional<\/a><\/noindex>No.02). It is the successful ICO projects that laid the technical foundation for today's DeFi hype: Ethereum first and foremost, followed by Tron, Bancor, Kyber Network, Brave (via BAT), and others. Secondly, cryptocurrencies and blockchain are indeed in demand in the world: Russia is more of an exception, as are Bangladesh or Turkmenistan, for example. Again, there are plenty of analytical reports on this. Third: what is happening now exists for 99.9% \u2014 it does not exist, even though the number of users is growing: in Venezuela, India, Chile, Argentina, Ukraine, Russia, Belarus, even in the taboos. <\/p>\n

Let me immediately present three disclaimers, so as not to discuss what has become (at least personally for me) tedious: in ICO scams, that gathered any amount and ultimately failed, are less in percentage terms than in the VC segment or banking loans (on-<\/strong> and ultimately failed, are less in percentage terms than in the VC segment or bank lending (on-an example<\/a><\/noindex> , than fiat. And now \u2014 to the point. China<\/a><\/noindex> , and many other places, including Japan, Switzerland\/Liechtenstein, African countries, and so on. All because there is much less illegal activity in cryptocurrency than in fiat. Now, let\u2019s get to the point.<\/a><\/noindex>, but briefly this sounds in the models like: Fair launches, Programmatic decentralization, Growth marketing, Closer alignment, and in addition to this go ratioFactor, feeFactor, wrapFactor. I deliberately do not provide translations and explanations (there are good allegories with Uber from the original author), because the creators of DeFi products, especially those who promote them for mass distribution, use a number of unfounded neologisms that often repeat old and not very kind tricks\u2026 of banks. <\/p>\n

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Thus, different approaches were gradually created, which are described in detail <\/p>\n<\/blockquote>\n

, but briefly this sounds in models like: Fair launches, Programmatic decentralization, Growth marketing, Closer alignment, and alongside are ratioFactor, feeFactor, wrapFactor. I deliberately do not provide translations and explanations (the original author has some good allegories related to Uber), because the creators of DeFi products, especially those who promote them for mass adoption, use a lot of unfounded neologisms that often replicate old and not so good banking practices. here<\/a><\/noindex>And now \u2014 the facts: <\/p>\n

Covid-19 has forced banks to print more and more dollars\u2026 Yes, this has already been heard many times, but<\/p>\n