{"id":37039,"date":"2019-10-31T22:15:26","date_gmt":"2019-10-31T19:15:26","guid":{"rendered":"https:\/\/prohoster.info\/blog\/datskij-bank-doplachivaet-klientam-za-vzyatyj-ipotechnyj-kredit\/"},"modified":"2019-10-31T22:15:26","modified_gmt":"2019-10-31T19:15:26","slug":"datskij-bank-doplachivaet-klientam-za-vzyatyj-ipotechnyj-kredit","status":"publish","type":"post","link":"https:\/\/prohoster.info\/es\/blog\/news\/datskij-bank-doplachivaet-klientam-za-vzyatyj-ipotechnyj-kredit","title":{"rendered":"Un banco dan\u00e9s paga a sus clientes por la hipoteca tomada","gt_translate_keys":[{"key":"rendered","format":"text"}]},"content":{"rendered":"

Jyske Bank, el tercer banco m\u00e1s grande de Dinamarca, anunci\u00f3 la semana pasada que sus clientes ahora podr\u00e1n obtener una hipoteca a 10 a\u00f1os con una tasa de inter\u00e9s fija del -0,5%, lo que significa que los clientes devolver\u00e1n al banco una cantidad menor a la que pidieron prestada.<\/p>\n

\"Un<\/p>\n

En otras palabras, si hubiera comprado una casa a cr\u00e9dito por $1 mill\u00f3n y pag\u00f3 completamente la hipoteca en 10 a\u00f1os, solo devolver\u00eda al banco $995 mil.<\/p>\n

Es justo se\u00f1alar que incluso con una tasa de inter\u00e9s negativa, los bancos a menudo cobran comisiones relacionadas con el proceso de pr\u00e9stamo. Esto significa que al final, los clientes tendr\u00e1n que pagar m\u00e1s de lo que tomaron prestado.<\/p>\n

<\/center><\/p>\n

\u00abEsto es otro cap\u00edtulo en la historia de las hipotecas. Hace unos meses habr\u00edamos dicho que era imposible, pero seguimos sorprendidos, y esto abre nuevas oportunidades para los propietarios de viviendas\u00bb, coment\u00f3 Mikkel H\u00f8g, economista de cr\u00e9ditos hipotecarios de Jyske Bank, en una entrevista con un canal de televisi\u00f3n dan\u00e9s.<\/p>\n

La tasa negativa de Jyske Bank se ha convertido en una de las \u00faltimas en una serie de ofertas de tasas de inter\u00e9s extremadamente bajas por parte de los bancos para propietarios de viviendas en Dinamarca.<\/p>\n

Seg\u00fan The Local, el mayor prestamista de Escandinavia, Nordea Bank, anunci\u00f3 que ofrecer\u00e1 hipotecas a tasa fija a 20 a\u00f1os al 0%. Bloomberg informa que algunos prestamistas daneses ofrecen hipotecas a 30 a\u00f1os con una tasa de 0,5%.<\/p>\n

Puede parecer il\u00f3gica la concesi\u00f3n de pr\u00e9stamos bancarios a tasas tan bajas, pero hay una explicaci\u00f3n.<\/p>\n

Los mercados financieros se encuentran actualmente en una posici\u00f3n inestable e incierta. Los factores de riesgo incluyen la guerra comercial en curso entre EE. UU. y China, el Brexit y el desaceleramiento general del crecimiento econ\u00f3mico en todo el mundo, y especialmente en Europa.<\/p>\n

Muchos inversores temen un colapso financiero en un futuro cercano. Por lo tanto, algunos bancos est\u00e1n dispuestos a ofrecer dinero a cr\u00e9dito a tasas negativas, asumiendo menores p\u00e9rdidas en lugar de arriesgarse a p\u00e9rdidas mayores al ofrecer pr\u00e9stamos a tasas m\u00e1s altas que los clientes no podr\u00e1n devolver.<\/p>\n

<\/p>\n

<\/center><\/p>\n

\t\t\t\t


\n\t\t\t\t\t\t\t\t<\/center>
Fuente: 3dnews.ru<\/a><\/p>","protected":false,"gt_translate_keys":[{"key":"rendered","format":"html"}]},"excerpt":{"rendered":"

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[…]<\/p>\n","protected":false,"gt_translate_keys":[{"key":"rendered","format":"html"}]},"author":1,"featured_media":27764,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[702],"tags":[],"class_list":["post-37039","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\n","aioseo_head_json":{"title":"\ud83e\udd47El banco dan\u00e9s paga a los clientes por la hipoteca | ProHoster","description":"Jyske Bank, el tercer banco m\u00e1s grande de Dinamarca, anunci\u00f3 la semana pasada que sus clientes podr\u00e1n obtener una hipoteca a 10 a\u00f1os con una tasa de inter\u00e9s fija de -0,5%, lo que significa que los clientes devolver\u00e1n al 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