{"id":37039,"date":"2019-10-31T22:15:26","date_gmt":"2019-10-31T19:15:26","guid":{"rendered":"https:\/\/prohoster.info\/blog\/datskij-bank-doplachivaet-klientam-za-vzyatyj-ipotechnyj-kredit\/"},"modified":"2019-10-31T22:15:26","modified_gmt":"2019-10-31T19:15:26","slug":"datskij-bank-doplachivaet-klientam-za-vzyatyj-ipotechnyj-kredit","status":"publish","type":"post","link":"https:\/\/prohoster.info\/et\/blog\/news\/datskij-bank-doplachivaet-klientam-za-vzyatyj-ipotechnyj-kredit","title":{"rendered":"Taani pank maksab klientidele h\u00fcpoteeklaenu eest lisatasu","gt_translate_keys":[{"key":"rendered","format":"text"}]},"content":{"rendered":"

Jyske Bank, Taani kolmas suurim pank, teatas eelmisel n\u00e4dalal, et nende kliendid saavad n\u00fc\u00fcd v\u00f5tta 10-aastase h\u00fcpoteeklaenu fikseeritud intressim\u00e4\u00e4raga \u20130,5%, mis t\u00e4hendab, et kliendid maksavad pangale tagasi v\u00e4hem, kui nad laenasid.<\/p>\n

\"Taani<\/p>\n

Teisis\u00f5nu, kui oleksite laenanud kodu eest 1 miljon dollarit ja tagastanud h\u00fcpoteegi t\u00e4ielikult 10 aasta jooksul, tagastaksite pangale vaid 995 tuhat dollarit.<\/p>\n

\u00d5igluse nimel tuleb m\u00e4rkida, et isegi negatiivse intressim\u00e4\u00e4ra korral k\u00fcsivad pangad sageli laenutegevusega seotud tasusid. See t\u00e4hendab, et klientidel tuleb l\u00f5puks maksta summa, mis on suurem, kui nad laenasid.<\/p>\n

<\/center><\/p>\n

«See on veel \u00fcks peat\u00fckk h\u00fcpoteekide ajaloos. M\u00f5ned kuud tagasi oleksime \u00f6elnud, et see on v\u00f5imatu, kuid me ei lakka \u00fcllatumast, ja see avab uusi v\u00f5imalusi koduomanikele», teatas Mikkel H\u00f8gh, Jyske Banki eluasemelaenude majandusanal\u00fc\u00fctik Taani telekanalile.<\/p>\n

Jyske Bank'i negatiivne intressim\u00e4\u00e4r on muutunud \u00fcheks viimaseks erakordselt madalate intressipakkumiste seas Taani koduomanikele.<\/p>\n

The Local'i andmetel teatas suurim Skandinaavia laenuandja Nordea Bank, et hakka pakkuma 20-aastast fikseeritud intressim\u00e4\u00e4raga h\u00fcpoteeki 0% ulatuses. Bloomberg teatab, et m\u00f5ned Taani laenuandjad pakuvad 30-aastast h\u00fcpoteeki 0,5% intressim\u00e4\u00e4raga.<\/p>\n

See v\u00f5ib tunduda ebaloogiline, et pangad annavad laene selliste madalate intressim\u00e4\u00e4radega, kuid sellele on seletus.<\/p>\n

Finantsturud on praegu ebastabiilses, ettearvamatud seisundis. Riskiteguriteks on pikaajaline kaubanduss\u00f5da USA ja Hiina vahel, Brexiti protsess ja \u00fcldine majanduskasvu aeglustumine kogu maailmas, eriti Euroopas.<\/p>\n

Paljud investorid kardavad eksistentsiaalset finantskrahhi. Seet\u00f5ttu on m\u00f5ned pangad n\u00f5us laenama raha negatiivsete intressim\u00e4\u00e4radega, et leevendada v\u00e4iksemaid kaotusi, kui riskida suuremate kaotustega, andes laene k\u00f5rgemate intressim\u00e4\u00e4radega, mida kliendid ei suuda tagasi maksta.<\/p>\n

<\/p>\n

<\/center><\/p>\n

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\n\t\t\t\t\t\t\t\t<\/center>
Allikas: 3dnews.ru<\/a><\/p>","protected":false,"gt_translate_keys":[{"key":"rendered","format":"html"}]},"excerpt":{"rendered":"

Jyske Bank, \u0442\u0440\u0435\u0442\u0438\u0439 \u043f\u043e \u0432\u0435\u043b\u0438\u0447\u0438\u043d\u0435 \u0431\u0430\u043d\u043a \u0414\u0430\u043d\u0438\u0438, \u0437\u0430\u044f\u0432\u0438\u043b \u043d\u0430 \u043c\u0438\u043d\u0443\u0432\u0448\u0435\u0439 \u043d\u0435\u0434\u0435\u043b\u0435, \u0447\u0442\u043e \u0435\u0433\u043e \u043a\u043b\u0438\u0435\u043d\u0442\u044b \u0442\u0435\u043f\u0435\u0440\u044c \u0441\u043c\u043e\u0433\u0443\u0442 \u0431\u0440\u0430\u0442\u044c \u0438\u043f\u043e\u0442\u0435\u0447\u043d\u044b\u0439 \u043a\u0440\u0435\u0434\u0438\u0442 \u043d\u0430 10 \u043b\u0435\u0442 \u0441 \u0444\u0438\u043a\u0441\u0438\u0440\u043e\u0432\u0430\u043d\u043d\u043e\u0439 \u043f\u0440\u043e\u0446\u0435\u043d\u0442\u043d\u043e\u0439 \u0441\u0442\u0430\u0432\u043a\u043e\u0439 –0,5%, \u0442\u043e \u0435\u0441\u0442\u044c \u043a\u043b\u0438\u0435\u043d\u0442\u044b \u0431\u0443\u0434\u0443\u0442 \u0432\u043e\u0437\u0432\u0440\u0430\u0449\u0430\u0442\u044c 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[…]<\/p>\n","protected":false,"gt_translate_keys":[{"key":"rendered","format":"html"}]},"author":1,"featured_media":27764,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[702],"tags":[],"class_list":["post-37039","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\n","aioseo_head_json":{"title":"\ud83e\udd47Taani pank maksab klientidele lisatasu v\u00f5etud h\u00fcpoteegi eest | ProHoster","description":"Jyske Bank, kolmas suurim pank Taanis, teatas eelmisel n\u00e4dalal, et tema kliendid saavad n\u00fc\u00fcd v\u00f5tta 10-aastase h\u00fcpoteegi fikseeritud intressim\u00e4\u00e4raga \u20130,5%, mis t\u00e4hendab, et kliendid tagastavad pangale.","canonical_url":"https:\/\/prohoster.info\/et\/blog\/news\/datskij-bank-doplachivaet-klientam-za-vzyatyj-ipotechnyj-kredit","robots":"max-image-preview:large","keywords":"","webmasterTools":{"miscellaneous":""},"schema":null,"og:locale":"et_EE","og:site_name":"ProHoster | \u041a\u0443\u043f\u0438\u0442\u044c \u043d\u0430\u0434\u0435\u0436\u043d\u044b\u0439 \u0445\u043e\u0441\u0442\u0438\u043d\u0433 \u0434\u043b\u044f \u0441\u0430\u0439\u0442\u043e\u0432 \u0441 \u0437\u0430\u0449\u0438\u0442\u043e\u0439 \u043e\u0442 DDoS, VPS VDS \u0441\u0435\u0440\u0432\u0435\u0440\u044b","og:type":"article","og:title":"\ud83e\udd47\u0414\u0430\u0442\u0441\u043a\u0438\u0439 \u0431\u0430\u043d\u043a \u0434\u043e\u043f\u043b\u0430\u0447\u0438\u0432\u0430\u0435\u0442 \u043a\u043b\u0438\u0435\u043d\u0442\u0430\u043c \u0437\u0430 \u0432\u0437\u044f\u0442\u044b\u0439 \u0438\u043f\u043e\u0442\u0435\u0447\u043d\u044b\u0439 \u043a\u0440\u0435\u0434\u0438\u0442 | ProHoster","og:description":"Jyske 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