Mediascope ya gudanar da nazarin tsarin biyan kuɗi na kan layi a Rasha a cikin 2018-2019. Ya bayyana cewa a cikin shekarar rabon masu amfani da lokaci-lokaci suna biyan kuɗi ta hanyar Intanet ya kasance kusan ba canzawa, gami da biyan kuɗin sabis na sadarwar wayar hannu (85,8%), sayayya a cikin shagunan kan layi (81%) da gidaje da sabis na gama gari (74%) .
A sa'i daya kuma, adadin mutanen da ke biyan kudin tasi ta yanar gizo, da yin ajiyar otel a kan layi, da sayen tikitin sufuri ya karu. Idan a cikin nau'i biyu na ƙarshe haɓakar ya kasance 3%, to rabon waɗanda ke biyan kuɗin tasi ya karu a cikin shekara da 12% - daga 45,4% a cikin 2018 zuwa 50,8% a 2019. Wannan nau'in biyan kuɗi ya fi shahara tsakanin matasa - kusan kashi 64% na masu amsa shekaru 18 zuwa 24 sun fi so kuma kusan kashi 63% a cikin rukuni daga 25 zuwa 34 shekaru. A cikin nau'in shekaru daga 35 zuwa 44 shekaru, kusan 50% na masu amsa sun biya taksi akan layi, a cikin nau'in daga 45 zuwa 55 shekaru - 39%.
Kuma a cikin nau'i biyu kawai an sami raguwar biyan kuɗin kan layi - canja wurin kuɗi (daga 57,2 zuwa 55%) da wasannin kan layi (daga 28,5 zuwa 25,3%).
Binciken ya yi nuni da cewa, mafi shaharar hanyoyin biyan kudi a Intanet, ita ce katin banki, wanda kashi 90,5% na Rashawa suka yi amfani da su a cikin shekara. 89,7% na masu amsa sun biya ta hanyar yin amfani da banki ta Intanet, kuma 77,6% tare da kuɗin lantarki.
Jagora tsakanin sabis na biyan kuɗi na kan layi ya kasance Sberbank Online, wanda aka yi amfani da shi aƙalla sau ɗaya ta hanyar 83,2% na Rasha a cikin shekara. A wuri na biyu shine Yandex.Money (52,8%), na uku shine PayPal (46,1%). Manyan 5 kuma sun haɗa da walat ɗin lantarki WebMoney da QIWI (39,9 da 36,9%, bi da bi). Kusan kashi ɗaya cikin huɗu na waɗanda suka amsa sun yi biyan kuɗi ta hanyar intanet ta ayyukan banki na Intanet na VTB, Alfa-Bank da Bankin Tinkoff. Kashi 15,4% na waɗanda ke shiga binciken ne suka yi amfani da sabis ɗin biyan kuɗin VK kwanan nan da aka ƙaddamar, galibi matasa masu sauraro.
Binciken ya lura da karuwa a cikin shahararrun biyan kuɗi a Rasha, yawanci tsakanin masu sauraro daga 25 zuwa 34 shekaru (57,3%). A cikin shekara, 44,8% na masu amsa sun yi amfani da su, shekara guda kafin - 38,3%. Manyan ayyuka anan sune Google Pay (girman mai amfani daga 19,6 zuwa 22,9%), Apple Pay (18,9%), Samsung Pay (15,5%).
source: 3dnews.ru