{"id":35273,"date":"2019-10-31T22:03:22","date_gmt":"2019-10-31T19:03:22","guid":{"rendered":"https:\/\/prohoster.info\/blog\/pravda-o-beskontaktnyh-platezhah-v-fitnes-brasletah\/"},"modified":"2019-10-31T22:03:22","modified_gmt":"2019-10-31T19:03:22","slug":"pravda-o-beskontaktnyh-platezhah-v-fitnes-brasletah","status":"publish","type":"post","link":"https:\/\/prohoster.info\/hu\/blog\/administrirovanie\/pravda-o-beskontaktnyh-platezhah-v-fitnes-brasletah","title":{"rendered":"Az igazs\u00e1g a kontaktus n\u00e9lk\u00fcli fizet\u00e9sekr\u0151l a fitnesz kark\u00f6t\u0151kben","gt_translate_keys":[{"key":"rendered","format":"text"}]},"content":{"rendered":"<p>Hell\u00f3, Habr.<\/p>\n<p>Az ut\u00f3bbi id\u0151ben el\u00e9g gyakran tal\u00e1lkozom az orosz felhaszn\u00e1l\u00f3k f\u00e9lre\u00e9rt\u00e9s\u00e9vel a mobilfizet\u00e9sekkel kapcsolatban, k\u00fcl\u00f6n\u00f6sen a megfizethet\u0151 hordhat\u00f3 elektronik\u00e1ban \u00e9s az NFC chipek szerep\u00e9vel e funkci\u00f3ban.<\/p>\n<p>\nEnnek jelent\u0151s r\u00e9sz\u00e9t k\u00e9pezik a k\u00fcl\u00f6nb\u00f6z\u0151 h\u00edroldalak, amelyek gondolkod\u00e1s n\u00e9lk\u00fcl (vagy sz\u00e1nd\u00e9kosan, a kattint\u00e1svad\u00e1szat olt\u00e1r\u00e1n) m\u00e1solj\u00e1k egym\u00e1st, kital\u00e1lva \u00e9rdekes szipork\u00e1kat. A helyzetet s\u00falyosb\u00edtja az \u00faj eszk\u00f6z\u00f6k bejelent\u00e9se, mint p\u00e9ld\u00e1ul a Xiaomi Mi Band 4 \u00e9s a k\u00f6zelg\u0151 h\u00edrek a Xiaomi Mi Pay mobilfizet\u00e9si rendszer Oroszorsz\u00e1gba \u00e9rkez\u00e9s\u00e9r\u0151l a MasterCard egy\u00fcttm\u0171k\u00f6d\u00e9s\u00e9vel.<br \/>\nEzzel a bejegyz\u00e9ssel szeretn\u00e9m eloszlatni a t\u00e9m\u00e1val kapcsolatos f\u00e9lre\u00e9rt\u00e9seket, amelyek a orosz interneten kialakultak. <br \/>\n<noindex><a rel=\"nofollow\" name=\"habracut\"><\/a><\/noindex><\/p>\n<p>Jelenleg a p\u00e9nzt\u00e1rn\u00e1l t\u00f6rt\u00e9n\u0151 \u00e9rint\u00e9s n\u00e9lk\u00fcli fizet\u00e9st NFC haszn\u00e1lat\u00e1val csak n\u00e9h\u00e1ny t\u00edpus\u00fa eszk\u00f6z tudja: <\/p>\n<ul>\n<li>Apple Watch az Apple Pay rendszer\u00e9vel; <\/li>\n<li>Google rendszere (Android Wear, Wear OS) alap\u00fa okos\u00f3r\u00e1k, amelyek t\u00e1mogatj\u00e1k a Google Pay-t; <\/li>\n<li>Samsung Tizen OS alap\u00fa okos\u00f3r\u00e1k a Samsung Pay rendszer\u00e9vel;<\/li>\n<li>Fitbit Pay (Oroszorsz\u00e1gban nem m\u0171k\u00f6dik), \u00e9s tal\u00e1n n\u00e9h\u00e1ny m\u00e9g kev\u00e9sb\u00e9 ismert alternat\u00edva.<\/li>\n<\/ul>\n<p>\n\u00d6sszess\u00e9g\u00e9ben nem sok ilyen eszk\u00f6z tal\u00e1lhat\u00f3 a piacon, \u00e9s ami a legfontosabb, az \u00e1ruk sokak sz\u00e1m\u00e1ra h\u00e1tr\u00e1nyt jelent a v\u00e1laszt\u00e1sn\u00e1l, a kis \u00fczemid\u0151 mellett. <\/p>\n<p>P\u00e1r \u00e9ve a k\u00fcl\u00f6nb\u00f6z\u0151 fitneszkark\u00f6t\u0151k \u00e9s f\u00e9lig intelligens \u00f3r\u00e1k piac\u00e1n megjelentek az NFC chippel rendelkez\u0151 modellek. Itt kezd\u0151d\u00f6tt\u2026 A \u00fajs\u00e1g\u00edr\u00f3k \u00f6sszezavarj\u00e1k az embereket az Alipay lehet\u0151s\u00e9g\u00e9vel, nem \u00e9rtve, hogyan m\u0171k\u00f6dik, \u00e9s \u00edg\u00e9rik, hogy hamarosan a mobilfizet\u00e9si lehet\u0151s\u00e9gek minden csukl\u00f3n el\u00e9rhet\u0151ek lesznek. \u00c1m a v\u00e1rva v\u00e1rt \u00e9rkez\u00e9s m\u00e9g mindig nem t\u00f6rt\u00e9nt meg. A felhaszn\u00e1l\u00f3k szeretn\u00e9k hinni, hogy hamarosan a megfizethet\u0151 Mi Band 3, amit gondosan NFC-s verzi\u00f3ban v\u00e1s\u00e1roltak, lev\u00e1ltja a p\u00e9nzt\u00e1rc\u00e1jukat. De sajnos.<\/p>\n<p><\/p>\n<p>A t\u00falnyom\u00f3 t\u00f6bbs\u00e9g\u00fcket K\u00edn\u00e1ban gy\u00e1rtj\u00e1k, a belf\u00f6ldi piac sz\u00e1m\u00e1ra. Sok esetben k\u00e9s\u0151bb bel\u00e9pnek a glob\u00e1lis piacra. Milyen a helyzet akkor a k\u00ednai bels\u0151 piacon az \u00e9rint\u00e9s n\u00e9lk\u00fcli fizet\u00e9sek ter\u00e9n? K\u00e9t technol\u00f3gi\u00e1t \u00e9rdemes megeml\u00edteni:<\/p>\n<p><\/p>\n<p><b>1.<\/b> A QR code or barcode payment. This implementation is used everywhere in China. The essence is the following. Almost every user has a smartphone with them. On their smartphone, there is a 99.9% chance that they have installed WeChat, which is \u2018more than just a messenger\u2019, featuring an electronic wallet, or the Alipay app \u2014 practically an electronic bank from Alibaba Group. For payments at the checkout using these applications on the smartphone, there are two methods. Let's look at them.<\/p>\n<p><\/p>\n<p><b>1.1<\/b> The user scans the seller's QR code with their smartphone camera. They enter the required amount, or it is already encoded in the seller's QR code. Next, they confirm the transaction (using a password or biometric authentication). The money is instantly deducted from the buyer's wallet in favor of the seller. This method cannot be used with a bracelet, due to the lack of a camera. <\/p>\n<p><\/p>\n<p><b>1.2 <\/b>The user shows the seller their QR\/barcode generated by the wallet application. The seller scans it with their handheld cash register scanner. The amount is also instantly deducted in favor of the seller. What does the paying device need for this? What it already has \u2014 a display and a bit of processing power. This payment method was implemented with the efforts of Alipay. The supported wearable device is linked to the Alipay app. A separate secure account (with a payment limit) is created for it in the wallet. The device is assigned and registered with a static pair of codes (QR and barcode). Then payment is made offline, without the involvement of a smartphone. Transactions are sent to <a class=\"wpil_keyword_link\" href=\"https:\/\/prohoster.info\/hu\/server\/dts-los-angeles\/\"   title=\"a szerver\" data-wpil-keyword-link=\"linked\"  data-wpil-monitor-id=\"3502\">a szerver<\/a> Alipay from the store's cash register. In fact, this is the only method of paying for purchases in a store in China using such devices. <\/p>\n<p><\/p>\n<p><b>2.<\/b> A nagyszer\u0171 \u00e9s hat\u00e9kony NFC. Itt nemcsak a kifizet\u00e9sekr\u0151l besz\u00e9l\u00fcnk, hanem az NFC chippel ell\u00e1tott kark\u00f6t\u0151k egy\u00e9b lehet\u0151s\u00e9geir\u0151l is. Term\u00e9szetesen, a kifizet\u00e9sekkel kezdj\u00fck. Mi az els\u0151 helyen? \u00cdgy van, a biztons\u00e1g. Az olyan gyenge vez\u00e9rl\u0151kkel \u00e9s olcs\u00f3 NFC chipekkel rendelkez\u0151 mivelban(nal) nem tudj\u00e1k biztos\u00edtani a magyar\u00e1z\u00f3 biztons\u00e1gi szintet, hogy a gy\u00e1rt\u00f3 b\u00edzzon benn\u00fck a felhaszn\u00e1l\u00f3i bankk\u00e1rty\u00e1k emul\u00e1l\u00e1s\u00e1ban. De a k\u00f6zleked\u00e9si k\u00e1rtya \u2013 az m\u00e1s t\u00e9szta. Ezeken \u00e1ltal\u00e1ban nem sok p\u00e9nz tal\u00e1lhat\u00f3. Val\u00f3j\u00e1ban ez az NFC chip egyik f\u0151 c\u00e9lja az mivelbanda-szer\u0171 nyomk\u00f6vet\u0151kben. A l\u00e9nyeg a k\u00f6vetkez\u0151. A gy\u00e1rt\u00f3 egy\u00fcttm\u0171k\u00f6dik a k\u00f6zsz\u00e1ll\u00edt\u00f3kkal (metr\u00f3, v\u00e1rosi buszok). A hivatalos alkalmaz\u00e1sban, az NFC funkci\u00f3k r\u00e9szben a felhaszn\u00e1l\u00f3 megv\u00e1s\u00e1rol egy k\u00f6zleked\u00e9si k\u00e1rty\u00e1t a kark\u00f6t\u0151j\u00e9hez. Term\u00e9szetesen virtu\u00e1lis, de val\u00f3di k\u00f6lts\u00e9ggel \u2013 k\u00f6r\u00fclbel\u00fcl 20 j\u00fcan (~200 Ft) nem visszat\u00e9r\u00edtend\u0151 let\u00e9t, \u00e9s a t\u00f6bbiek az egyenlegen (itt m\u00e1r a mennyis\u00e9g a felhaszn\u00e1l\u00f3 meg\u00edt\u00e9l\u00e9s\u00e9n m\u00falik). A k\u00e1rtya a kark\u00f6t\u0151be van r\u00f6gz\u00edtve, \u00e9s auton\u00f3m m\u00f3don haszn\u00e1lhat\u00f3 az utaz\u00e1s k\u00f6lts\u00e9geinek rendez\u00e9s\u00e9re. Nagyon k\u00e9nyelmes, mivel a m\u0171k\u00f6dtet\u00e9se \u00e9rdek\u00e9ben semmif\u00e9le felesleges mozdulatra nincs sz\u00fcks\u00e9g, csak tartsd a kezed az olvas\u00f3hoz \u2013 \u00e9s a kifizet\u00e9s megt\u00f6rt\u00e9nik. A k\u00e1rtya felt\u00f6lt\u00e9se is k\u00f6nnyen megoldhat\u00f3 az alkalmaz\u00e1sban, a WeChat vagy Alipay haszn\u00e1lat\u00e1val.<\/p>\n<p><\/p>\n<p>Egy m\u00e1sik funkci\u00f3, amely k\u00eds\u00e9ri az NFC chippel ell\u00e1tott kark\u00f6t\u0151ket \u2013 a hozz\u00e1f\u00e9r\u00e9si k\u00e1rty\u00e1k emul\u00e1ci\u00f3ja. Hasznos \u00e9s k\u00e9nyelmes funkci\u00f3, de ugyanakkor K\u00edn\u00e1ban, a modern val\u00f3s\u00e1gban, meglehet\u0151sen elmaradott. Megmagyar\u00e1zom, mi\u00e9rt. El\u0151sz\u00f6r is, az NFC 13,56 MHz-en m\u0171k\u00f6dik. Ennek megfelel\u0151en csak a megfelel\u0151 frekvenci\u00e1j\u00fa k\u00e1rty\u00e1k t\u00e1mogatottak. M\u00e1sodszor, \u00fajra a biztons\u00e1gr\u00f3l van sz\u00f3. A kark\u00f6t\u0151 csak a titkos\u00edtatlan k\u00e1rty\u00e1kat tudja olvasni \u00e9s helyesen emul\u00e1lni, \u00e9s ahogy kider\u00fclt (k\u00f6sz\u00f6nhet\u0151en a 4pda f\u00f3rumnak), az UID hossza 4 b\u00e1jt kell, hogy legyen. Ellenkez\u0151 esetben, m\u00e9g ha m\u00e1solj\u00e1k is a k\u00e1rty\u00e1t, az olvas\u00f3 nem fogja kinyitni az ajt\u00f3t a bel\u00e9p\u00e9sn\u00e9l. Itt a gy\u00e1rt\u00f3k k\u00fcl\u00f6nb\u00f6z\u0151k\u00e9ppen j\u00e1rnak el. P\u00e9ld\u00e1ul a MiFit alkalmaz\u00e1s egyszer\u0171en nem engedi, hogy t\u00e1mogat\u00f3 k\u00e1rty\u00e1t m\u00e1solj. Viszont a Hey+ eredeti alkalmaz\u00e1sa leplezetlen\u00fcl m\u00e1solja, amit csak tud, de nem garant\u00e1lja a helyes m\u0171k\u00f6d\u00e9st. Gyakorlat alapj\u00e1n K\u00edn\u00e1ban meglehet\u0151sen neh\u00e9z tal\u00e1lni annyira bizonytalan biztons\u00e1gi rendszert vagy bel\u00e9p\u0151pontot. <\/p>\n<p><\/p>\n<p>Oroszorsz\u00e1gban a helyzet kedvez\u0151bb, figyelembe v\u00e9ve a felhaszn\u00e1l\u00e1si lehet\u0151s\u00e9geket. P\u00e9ld\u00e1ul a f\u00f3rum ugyanazon felhaszn\u00e1l\u00f3i meger\u0151s\u00edtik a \"Moskvyonok\" k\u00e1rty\u00e1val \u00e9s n\u00e9h\u00e1ny kaputelefonnal val\u00f3 rendes m\u0171k\u00f6d\u00e9st. <\/p>\n<p><\/p>\n<p>Egy m\u00e1sik \u00e9rdekes lehet\u0151s\u00e9g is l\u00e9tezik \u2013 l\u00e9trehozni egy \"tiszta\" k\u00e1rty\u00e1t, ell\u00e1togatni a kezel\u0151 c\u00e9ghez, \u00e9s regisztr\u00e1lni azt a rendszer\u00fckben. Sajnos, nekem nem volt lehet\u0151s\u00e9gem kipr\u00f3b\u00e1lni ezt sz\u00e1mos okb\u00f3l. Az egyik ok, hogy semmilyen es\u00e9lyem nem maradt \u2013 a m\u00e9goly h\u00edrhedt Xiaomi MiFit a k\u00e1rtya l\u00e9trehoz\u00e1s\u00e1hoz szem\u00e9lyazonoss\u00e1g meger\u0151s\u00edt\u00e9s\u00e9t k\u00e9ri, k\u00ednai ID-t haszn\u00e1lva, amivel nekem nincs lehet\u0151s\u00e9gem rendelkezni. Egy\u00e9bk\u00e9nt a k\u00ednai biztons\u00e1g is \u00e9veken \u00e1t \u00e1lland\u00f3an figyel.<\/p>\n<p><\/p>\n<p>Ezzel, azt hiszem, be is fejeztem. <\/p>\n<p><\/p>\n<p>Az el\u0151z\u0151ekben elmondottak szem\u00e9lyes tapasztalatokon \u00e9s azokb\u00f3l levont logikai k\u00f6vetkeztet\u00e9seken alapulnak. <\/p>\n<p><\/p>\n<p>A k\u00f6vetkeztet\u00e9sek pedig a k\u00f6vetkez\u0151k: nem \u00e9rdemes a kedvez\u0151 \u00e1r\u00fa fitneszk\u00f6vet\u0151k k\u00f6r\u00e9ben v\u00e1rni a fizet\u00e9si rendszerek megjelen\u00e9s\u00e9t, m\u00e9g az integr\u00e1lt NFC chip ellen\u00e9re sem. M\u00e9g a k\u00f6zelg\u0151 Mi Pay ind\u00edt\u00e1si h\u00edrek f\u00e9ny\u00e9ben is Oroszorsz\u00e1gban. Ha a Mi Pay valaha is megjelenik a j\u00f6v\u0151ben egy m\u00e9g be nem mutatott Mi Band-en, akkor nem el\u0151bb, mint miut\u00e1n a hazai k\u00ednai piacon tesztelt\u00e9k.<\/p>\n<p><\/p>\n<p>Rem\u00e9lem, hogy ez a cikk hasznos lesz a k\u00f6z\u00f6ss\u00e9g sz\u00e1m\u00e1ra \u00e9s az orosz internet sz\u00e1m\u00e1ra is. Az eg\u00e9szs\u00e9ges kritika \u00fcdv\u00f6zlend\u0151.<\/p>\n<p>Forr\u00e1s: <a content=\"nofollow\" rel=\"nofollow\" href=\"https:\/\/habr.com\/ru\/post\/455890\/\">habr.com<\/a><\/p>","protected":false,"gt_translate_keys":[{"key":"rendered","format":"html"}]},"excerpt":{"rendered":"<p>\u041f\u0440\u0438\u0432\u0435\u0442, \u0425\u0430\u0431\u0440. \u0412 \u043f\u043e\u0441\u043b\u0435\u0434\u043d\u0435\u0435 \u0432\u0440\u0435\u043c\u044f \u044f \u0434\u043e\u0432\u043e\u043b\u044c\u043d\u043e \u0447\u0430\u0441\u0442\u043e \u0441\u0442\u0430\u043b\u043a\u0438\u0432\u0430\u044e\u0441\u044c \u0441 \u043d\u0435\u043f\u043e\u043d\u0438\u043c\u0430\u043d\u0438\u0435\u043c \u0440\u043e\u0441\u0441\u0438\u0439\u0441\u043a\u0438\u0445 \u043f\u043e\u043b\u044c\u0437\u043e\u0432\u0430\u0442\u0435\u043b\u0435\u0439 \u043e\u0442\u043d\u043e\u0441\u0438\u0442\u0435\u043b\u044c\u043d\u043e \u0431\u0435\u0441\u043a\u043e\u043d\u0442\u0430\u043a\u0442\u043d\u044b\u0445 \u043f\u043b\u0430\u0442\u0435\u0436\u0435\u0439 \u0432 \u0434\u0435\u0448\u0435\u0432\u043e\u0439 \u043d\u043e\u0441\u0438\u043c\u043e\u0439 \u044d\u043b\u0435\u043a\u0442\u0440\u043e\u043d\u0438\u043a\u0435 \u0438 \u0440\u043e\u043b\u0438 NFC \u0447\u0438\u043f\u0430 \u0432 \u0434\u0430\u043d\u043d\u043e\u0439 \u0444\u0443\u043d\u043a\u0446\u0438\u043e\u043d\u0430\u043b\u044c\u043d\u043e\u0441\u0442\u0438. \u0411\u043e\u043b\u044c\u0448\u0443\u044e \u0440\u043e\u043b\u044c \u0432 \u044d\u0442\u043e\u043c \u0438\u0433\u0440\u0430\u044e\u0442 \u0432\u0441\u0435\u0432\u043e\u0437\u043c\u043e\u0436\u043d\u044b\u0435 \u043d\u043e\u0432\u043e\u0441\u0442\u043d\u044b\u0435 \u0440\u0435\u0441\u0443\u0440\u0441\u044b, \u0430\u0432\u0442\u043e\u0440\u044b \u043a\u043e\u0442\u043e\u0440\u044b\u0445 \u0431\u0435\u0437\u0434\u0443\u043c\u043d\u043e (\u0438\u043b\u0438 \u0436\u0435 \u0441\u043f\u0435\u0446\u0438\u0430\u043b\u044c\u043d\u043e, \u0432 \u0436\u0435\u0440\u0442\u0432\u0443 \u043a\u043b\u0438\u043a\u0431\u0435\u0439\u0442\u0443) \u043a\u043e\u043f\u0438\u043f\u0430\u0441\u0442\u044f\u0442 \u0434\u0440\u0443\u0433 \u0434\u0440\u0443\u0433\u0430, \u0434\u043e\u0434\u0443\u043c\u044b\u0432\u0430\u044f \u0438\u043d\u0442\u0435\u0440\u0435\u0441\u043d\u044b\u0435 \u0444\u0438\u0448\u043a\u0438. \u0421\u0438\u0442\u0443\u0430\u0446\u0438\u044f \u0443\u0441\u0443\u0433\u0443\u0431\u043b\u044f\u0435\u0442\u0441\u044f \u0441 \u0430\u043d\u043e\u043d\u0441\u0430\u043c\u0438 \u043d\u043e\u0432\u044b\u0445 [&hellip;]<\/p>\n","protected":false,"gt_translate_keys":[{"key":"rendered","format":"html"}]},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[688],"tags":[],"class_list":["post-35273","post","type-post","status-publish","format-standard","hentry","category-administrirovanie"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 5.0.3 - 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