{"id":37039,"date":"2019-10-31T22:15:26","date_gmt":"2019-10-31T19:15:26","guid":{"rendered":"https:\/\/prohoster.info\/blog\/datskij-bank-doplachivaet-klientam-za-vzyatyj-ipotechnyj-kredit\/"},"modified":"2019-10-31T22:15:26","modified_gmt":"2019-10-31T19:15:26","slug":"datskij-bank-doplachivaet-klientam-za-vzyatyj-ipotechnyj-kredit","status":"publish","type":"post","link":"https:\/\/prohoster.info\/hu\/blog\/news\/datskij-bank-doplachivaet-klientam-za-vzyatyj-ipotechnyj-kredit","title":{"rendered":"A d\u00e1n bank k\u00e1rt\u00e9r\u00edt\u00e9st fizet az \u00fcgyfeleinek a felvett jelz\u00e1loghitel\u00e9rt","gt_translate_keys":[{"key":"rendered","format":"text"}]},"content":{"rendered":"

A Jyske Bank, a harmadik legnagyobb d\u00e1n bank, a m\u00falt h\u00e9ten bejelentette, hogy \u00fcgyfelei mostant\u00f3l 10 \u00e9ves, fix 0,5%-os kamattal vehetnek fel jelz\u00e1loghitelt, azaz az \u00fcgyfelek kevesebb p\u00e9nzt fognak visszafizetni a banknak, mint amennyit k\u00f6lcs\u00f6nz\u00f6ttek.<\/p>\n

\"A<\/p>\n

M\u00e1s sz\u00f3val, ha hitelkeretb\u0151l v\u00e1s\u00e1rolna egy 1 milli\u00f3 doll\u00e1ros h\u00e1zat, \u00e9s 10 \u00e9v alatt teljesen kiv\u00e1gn\u00e1 a jelz\u00e1logot, akkor a banknak csak 995 ezer doll\u00e1rt fizetne vissza.<\/p>\n

Igazs\u00e1g szerint meg kell jegyezni, hogy m\u00e9g negat\u00edv kamatl\u00e1b mellett is a bankok gyakran jutal\u00e9kot sz\u00e1m\u00edtanak fel a hitelez\u00e9si elj\u00e1r\u00e1sokkal kapcsolatban. Ez azt jelenti, hogy az \u00fcgyfelek v\u00e9g\u00fcl t\u00f6bbet kell, hogy visszafizessenek, mint amennyit k\u00f6lcs\u00f6n\u00f6ztek.<\/p>\n

<\/center><\/p>\n

\u201eEz egy \u00fajabb fejezet a jelz\u00e1logt\u00f6rt\u00e9netben. N\u00e9h\u00e1ny h\u00f3nappal ezel\u0151tt azt mondtuk volna, hogy ez lehetetlen, de megint csak meglep\u0151d\u00fcnk, \u00e9s ez \u00faj lehet\u0151s\u00e9geket nyit a h\u00e1ztulajdonosok sz\u00e1m\u00e1ra\u201d \u2013 nyilatkozta Mikkel H\u00f8g, a Jyske Bank lak\u00e1shitelez\u00e9si k\u00f6zgazd\u00e1sza egy d\u00e1n telev\u00edzi\u00f3nak.<\/p>\n

A Jyske Bank negat\u00edv kamat\u00e1nak bevezet\u00e9se a D\u00e1n h\u00e1ztulajdonosok sz\u00e1m\u00e1ra el\u00e9rhet\u0151 rendk\u00edv\u00fcl alacsony kamat\u00fa aj\u00e1nlatoknak egyik legutols\u00f3 l\u00e9p\u00e9se.<\/p>\n

A The Local h\u00edrei szerint a legnagyobb skandin\u00e1v hitelez\u0151, a Nordea Bank bejelentette, hogy 20 \u00e9vre fix kamattal 0%-os jelz\u00e1loghitelt fog k\u00edn\u00e1lni. A Bloomberg forr\u00e1sa azt jelzi, hogy n\u00e9h\u00e1ny d\u00e1n hitelez\u0151 0,5%-os kamat\u00fa, 30 \u00e9ves jelz\u00e1loghitelt k\u00edn\u00e1l.<\/p>\n

Els\u0151re tal\u00e1n logik\u00e1tlannak t\u0171nik az alacsony kamatokkal t\u00f6rt\u00e9n\u0151 banki hitelez\u00e9s, de van magyar\u00e1zata.<\/p>\n

Jelenleg a p\u00e9nzpiacok instabil \u00e9s bizonytalan helyzetben vannak. A kock\u00e1zati t\u00e9nyez\u0151k k\u00f6z\u00e9 tartozik az Egyes\u00fclt \u00c1llamok \u00e9s K\u00edna k\u00f6z\u00f6tti folyamatban l\u00e9v\u0151 kereskedelmi h\u00e1bor\u00fa, a Brexit \u00e9s a glob\u00e1lis gazdas\u00e1gi n\u00f6veked\u00e9s \u00e1ltal\u00e1nos lassul\u00e1sa, k\u00fcl\u00f6n\u00f6sen Eur\u00f3p\u00e1ban.<\/p>\n

Sokan att\u00f3l tartanak, hogy p\u00e9nz\u00fcgyi \u00f6sszeoml\u00e1s v\u00e1r r\u00e1nk a k\u00f6zelj\u00f6v\u0151ben. Ez\u00e9rt n\u00e9h\u00e1ny bank hajland\u00f3 a p\u00e9nzt negat\u00edv kamatoz\u00e1ssal k\u00f6lcs\u00f6nadni, hogy kisebb vesztes\u00e9geket v\u00e1llaljanak, mint kock\u00e1ztatni nagyobb vesztes\u00e9geket, ha magasabb kamatokkal adnak k\u00f6lcs\u00f6nt, amelyeket az \u00fcgyfelek nem tudnak visszafizetni.<\/p>\n

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\n\t\t\t\t\t\t\t\t<\/center>
Forr\u00e1s: 3dnews.ru<\/a><\/p>","protected":false,"gt_translate_keys":[{"key":"rendered","format":"html"}]},"excerpt":{"rendered":"

Jyske Bank, \u0442\u0440\u0435\u0442\u0438\u0439 \u043f\u043e \u0432\u0435\u043b\u0438\u0447\u0438\u043d\u0435 \u0431\u0430\u043d\u043a \u0414\u0430\u043d\u0438\u0438, \u0437\u0430\u044f\u0432\u0438\u043b \u043d\u0430 \u043c\u0438\u043d\u0443\u0432\u0448\u0435\u0439 \u043d\u0435\u0434\u0435\u043b\u0435, \u0447\u0442\u043e \u0435\u0433\u043e \u043a\u043b\u0438\u0435\u043d\u0442\u044b \u0442\u0435\u043f\u0435\u0440\u044c \u0441\u043c\u043e\u0433\u0443\u0442 \u0431\u0440\u0430\u0442\u044c \u0438\u043f\u043e\u0442\u0435\u0447\u043d\u044b\u0439 \u043a\u0440\u0435\u0434\u0438\u0442 \u043d\u0430 10 \u043b\u0435\u0442 \u0441 \u0444\u0438\u043a\u0441\u0438\u0440\u043e\u0432\u0430\u043d\u043d\u043e\u0439 \u043f\u0440\u043e\u0446\u0435\u043d\u0442\u043d\u043e\u0439 \u0441\u0442\u0430\u0432\u043a\u043e\u0439 –0,5%, \u0442\u043e \u0435\u0441\u0442\u044c \u043a\u043b\u0438\u0435\u043d\u0442\u044b \u0431\u0443\u0434\u0443\u0442 \u0432\u043e\u0437\u0432\u0440\u0430\u0449\u0430\u0442\u044c \u0431\u0430\u043d\u043a\u0443 \u0441\u0443\u043c\u043c\u0443 \u043c\u0435\u043d\u044c\u0448\u0435, \u0447\u0435\u043c \u0437\u0430\u0438\u043c\u0441\u0442\u0432\u043e\u0432\u0430\u043b\u0438. \u0414\u0440\u0443\u0433\u0438\u043c\u0438 \u0441\u043b\u043e\u0432\u0430\u043c\u0438, \u0435\u0441\u043b\u0438 \u0431\u044b \u0432\u044b \u043a\u0443\u043f\u0438\u043b\u0438 \u0432 \u043a\u0440\u0435\u0434\u0438\u0442 \u0434\u043e\u043c \u0437\u0430 $1 \u043c\u043b\u043d \u0438 \u043f\u043e\u043b\u043d\u043e\u0441\u0442\u044c\u044e \u043f\u043e\u0433\u0430\u0441\u0438\u043b\u0438 \u0438\u043f\u043e\u0442\u0435\u043a\u0443 \u0437\u0430 10 […]<\/p>\n","protected":false,"gt_translate_keys":[{"key":"rendered","format":"html"}]},"author":1,"featured_media":27764,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[702],"tags":[],"class_list":["post-37039","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\n","aioseo_head_json":{"title":"\ud83e\udd47D\u00e1n bank extra kifizeti az \u00fcgyfeleknek a felvett jelz\u00e1loghitel\u00e9rt | ProHoster","description":"A Jyske Bank, a D\u00e1nia harmadik legnagyobb bankja, a m\u00falt h\u00e9ten bejelentette, hogy \u00fcgyfelei mostant\u00f3l 10 \u00e9ves id\u0151tartamra, fix -0,5%-os kamat\u00fa jelz\u00e1loghitelt vehetnek fel, azaz az \u00fcgyfelek vissza fogj\u00e1k fizetni a 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