{"id":37039,"date":"2019-10-31T22:15:26","date_gmt":"2019-10-31T19:15:26","guid":{"rendered":"https:\/\/prohoster.info\/blog\/datskij-bank-doplachivaet-klientam-za-vzyatyj-ipotechnyj-kredit\/"},"modified":"2019-10-31T22:15:26","modified_gmt":"2019-10-31T19:15:26","slug":"datskij-bank-doplachivaet-klientam-za-vzyatyj-ipotechnyj-kredit","status":"publish","type":"post","link":"https:\/\/prohoster.info\/nl\/blog\/news\/datskij-bank-doplachivaet-klientam-za-vzyatyj-ipotechnyj-kredit","title":{"rendered":"De Deense bank betaalt klanten extra voor hun afgesloten hypotheekleningen.","gt_translate_keys":[{"key":"rendered","format":"text"}]},"content":{"rendered":"

Jyske Bank, de derde grootste bank van Denemarken, heeft vorige week verklaard dat zijn klanten nu een hypotheeklening kunnen afsluiten voor 10 jaar met een vaste rente van -0,5%, wat betekent dat klanten minder terugbetalen aan de bank dan ze geleend hebben.<\/p>\n

\"De<\/p>\n

Met andere woorden, als je een huis ter waarde van $1 miljoen met een lening zou kopen en de hypotheek binnen 10 jaar volledig zou aflossen, zou je de bank slechts $995.000 terugbetalen.<\/p>\n

Ter verduidelijking moet worden opgemerkt dat zelfs bij negatieve rente banken vaak kosten in rekening brengen die verband houden met de kredietverlening. Dit betekent dat klanten uiteindelijk meer moeten terugbetalen dan het geleende bedrag.<\/p>\n

<\/center><\/p>\n

\u00abDit is weer een hoofdstuk in het verhaal van hypotheken. Enkele maanden geleden zouden we gezegd hebben dat dit onmogelijk was, maar we blijven ons verbazen, en dit opent nieuwe mogelijkheden voor huiseigenaren\u00bb, aldus Mikkel H\u00f8g, econoom voor woningkredieten bij Jyske Bank, in een interview met een Deens televisiekanaal.<\/p>\n

De negatieve rente van Jyske Bank is een van de laatste in een reeks extreem lage rentetarieven van banken voor huiseigenaren in Denemarken.<\/p>\n

Volgens The Local heeft de grootste kredietverstrekker van Scandinavi\u00eb, Nordea Bank, aangekondigd hypotheekleningen met een vaste rente van 0% voor 20 jaar aan te bieden. Bloomberg meldt dat sommige Deense kredietverstrekkers 30-jarige hypotheken aanbieden tegen een rente van 0,5%.<\/p>\n

Het lijkt misschien onlogisch dat banken leningen aanbieden tegen zulke lage rentes, maar daar is een verklaring voor.<\/p>\n

De financi\u00eble markten verkeren momenteel in een onzekere en onstabiele situatie. Risicofactoren zijn onder andere de aanhoudende handelsoorlog tussen de VS en China, Brexit en de algemene vertraging van de economische groei wereldwijd, vooral in Europa.<\/p>\n

Veel investeerders vrezen een financi\u00eble ineenstorting in de nabije toekomst. Daarom zijn sommige banken bereid om geld te lenen tegen negatieve rentes, omdat ze zo kleinere verliezen accepteren in plaats van grote verliezen te riskeren door leningen aan te bieden tegen hogere rentes die klanten niet kunnen terugbetalen.<\/p>\n

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Bron: 3dnews.ru<\/a><\/p>","protected":false,"gt_translate_keys":[{"key":"rendered","format":"html"}]},"excerpt":{"rendered":"

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[…]<\/p>\n","protected":false,"gt_translate_keys":[{"key":"rendered","format":"html"}]},"author":1,"featured_media":27764,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[702],"tags":[],"class_list":["post-37039","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\n","aioseo_head_json":{"title":"\ud83e\udd47Deense bank betaalt klanten extra voor hun hypothecaire lening | ProHoster","description":"Jyske Bank, de derde grootste bank van Denemarken, heeft vorige week aangekondigd dat zijn klanten nu een hypotheek van 10 jaar kunnen afsluiten met een vaste rente van -0,5%, wat betekent dat klanten minder terugbetalen aan de 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