🥇DeFi - mwachidule msika: miseche, manambala, mfundo, ziyembekezo

DeFi ikadali bwino, koma musamachite ngati ndi malo omwe anthu ambiri amayenera kuyika ndalama zawo zonse. V. Buterin, Mlengi wa Ethereum.

Cholinga cha DeFi, monga ndikumvetsetsa, ndikuchotsa anthu okondana ndi kulola anthu kuti azilumikizana mwachindunji. Ndipo, monga lamulo, kuyang'anira kayendetsedwe ka ndalama kumapangidwira m'njira yoyendetsera oyimira pakati. H. Pierce, Commissioner wa SEC.

Ngati kuwira kwa DeFi kuphulika kwakanthawi, kudzapindulitsa BTC ndi ETH popeza adzalandira ndalama zambiri. The hype akhoza kuzimiririka, koma kwa kanthawi kochepa, monga ubwino ndi kuthekera kwa DeFi ndizodziwikiratu kuti sizinganyalanyaze. D. High, CEO OKEx.

32% ya otenga nawo gawo msika cryptocurrency anavomereza kuti samvetsa mfundo za ndalama decentralized. Blockfolio kafukufuku deta.

Defi anasefukira msika DeFi ndiye hype yatsopano; DeFi - ma ICO atsopano; DeFi ndi chinthu chinanso: imamveka kuchokera kuzitsulo zonse, zowunikira ndi zipangizo zina, nthawi zina sizinakonzedweratu. Kwa nthawi ya 1001, sindikufuna kulankhula za blockchain, zizindikiro, ndi momwe zonsezi zingagwiritsidwe ntchito: maukonde ali odzaza ndi kwaulere zipangizo pa mutu. Makamaka osati mulingo wa Habr - kuphunzitsa zodziwikiratu. Chinthu chinanso ndi chakuti ndikufuna kulemba zomwe zinachitikira zaka 1.5 zapitazo kuti ndipatse owerenga chithunzithunzi chochepa kapena chochepa, kuchotsa zosafunika, zonse kuchokera ku malo otsutsa ndi otamanda, koma kusiya zofunikira zokha - mchere. ndi masomphenya ake. Chifukwa chake, padzakhala maulalo ambiri, ziwerengero ndi ma graph.

Kodi tili ndi chiyani? Ndipo chofunika kwambiri - chifukwa chiyani?

Choyamba, chiwerengero chachikulu cha omwe sanawerengeredwe kapena, choyipa, chofufuzidwanso (pa-chitsanzo No. 00 kapena pa-chitsanzo No. 01 ndi onjezani. kwa izo) ntchito. Kachiwiri, kuchuluka kosadziwikiratu kwazambiri zakale kwambiri (zambiri zomwe zili pansipa). Chachitatu, kusagwiritsidwa ntchito ndi 1-10% ya kuthekera kwa ntchito chifukwa cha umbombo wa banal, womwe umayang'ana chidwi chonse panjira ziwiri kapena zitatu "zachangu komanso zosavuta" zandalama.

Ndilimbana ndi zotsutsa zitatu kuti ndisakambirane zomwe zandipangitsa kukhala pampando (makamaka kwa ine ndekha): muzachinyengo za ICO, anasonkhanitsa ena ndipo zidalephera kwathunthu, zocheperako poyerekeza ndi gawo la VC kapena kubwereketsa kubanki (pa-chitsanzo No. 02). Zinali ntchito zopambana za ICO zomwe zidapanga maziko aukadaulo a DeFi hype yamasiku ano: Ethereum poyambirira, Tron yotsatira, Bancor, Kyber Network, Brave (kudzera BAT) ndi ena. Kachiwiri, ma cryptocurrencies ndi blockchain akufunika kwambiri padziko lapansi: Russian Federation ndiyosiyana, monga Bangladesh kapena Turkmenistan, mwachitsanzo. Apanso, pali malipoti owunikira okwanira pankhaniyi. Chachitatu: zomwe zikuchitika tsopano kwa 99. (9)% kulibe, ngakhale kuti chiwerengero cha ogwiritsa ntchito chikukula: ku Venezuela, India, Chile, Argentina, Ukraine, Russia, Belarus, ngakhale taboo. China ndi malo ena ambiri, kuphatikizapo Japan, Switzerland/Liechtenstein, maiko aku Africa ndi ena. Ndipo zonse chifukwa chosaloledwa mu cryptocurrency zochepa kwambiripa fiat. Ndipo tsopano - mpaka pano.

Pofuna kupewa kukonza zotayika, ena omwe ali pamtunda wa nyengo yozizira ya crypto adabwereka ndalama zotetezedwa ndi chuma cha digito, kapena kuyika ndalama kuti alandire ndalama zazing'ono, koma zopanda pake ndi chiopsezo chochepa.

Choncho njira zosiyana zinalengedwa pang'onopang'ono, zomwe zimafotokozedwa mwatsatanetsatane apa, koma mwachidule zimamveka ngati izi kwa zitsanzo: Kuyambitsa koyenera, kugawikana kwadongosolo, Kukula kwa malonda, Kugwirizana kwapafupi, ndi ratioFactor, feeFactor, wrapFactor komanso kupita ku izi. Mwachidziwitso, sindimapereka matembenuzidwe ndi mafotokozedwe (wolemba gwero lapachiyambi ali ndi ziganizo zabwino ndi Uber), chifukwa omwe amapanga zinthu za DeFi, makamaka omwe amawalimbikitsa kuti agawidwe kwa anthu ambiri, amagwiritsa ntchito neologisms zambiri zopanda nzeru. , omwe nthawi zambiri amabwereza madyerero akale komanso osakoma mtima… mabanki.

Ndipo tsopano zoona zake ndi izi:

Covid-19 inakakamiza mabanki kusindikiza madola ochulukirapo… Inde, izi zamveka kale, koma mpaka 2008-2009 gg pa. panalibe njira zina: ngakhale Liberty Reserve (kapena onani Habre) ndi zina zonga izo potsirizira pake zidamangidwa ndi othandizira apakati. Tsopano zinthu ndi zosiyana ndi btc hedging ntchito sikuti kuyambira chiyambi cha zovuta mu 2018, ndalama kuchokera pa $3200- $3500 osiyanasiyana yafika pafupifupi $12 (pofika 800, ndiye kuti, ndendende powonekera), koma 2020 btc == 1 btc, ndiye ndendende golide wa digito, zilizonse zomwe mumamvetsetsa ndi izi, chinthu chachikulu ndikusunga osati mtengo wochuluka ngati mtengo.
Pachifukwa chomwecho btc, atakulungidwa m'mawonekedwe osiyanasiyana tokenization, imawonjezera chikoka chake tsiku lililonse: ichi ndiye mwayi waukulu wa ntchitoyi, yomwe ndimatcha Middle-of-Exchange. Bwerani pakusinthana ndikufuna kugula china chake? Kenako mufunika btc, eth kapena, chifukwa chowopsa kwambiri, usdt: chida chomalizacho chidakula kwambiri mu 2020 ndikupeza btc ndendende chifukwa cha hype ya DeFi.
Zomwezo zimagwiranso ntchito kwa malipiro aakulu kwambiri (kumbukirani za FATF ndi misala ya 115 Federal Laws ku Russian Federation, zomwe zambiri zalembedwa pa Habré) ndi makomiti otsika: ambiri amakambirana za GAS mtengo ku Ethereum, koma kuiwala kuti malipiro kwa chitetezo ku DDoS palibe amene adaletsa, komanso bandwidth yonse. Ndipo ndi zonsezi - ma komisheni otsika, kusowa kwa njira zowongolera mopitilira muyeso komanso kukhalapo kwa mitundu ya deflationary muzinthu zingapo (btc ndi No. 1 pano, ngakhale kutayika kwa mtengo womwewo YFI) kukopa ogwiritsa ntchito ambiri.
Ndi zina zotero…

M'lingaliro lakuti pali zambiri zazing'ono ngati izi: kuyambira mitengo yolakwika pa madipoziti, kutha ndi ziganizo za msonkho wa chirichonse ndi chirichonse, kuphatikizapo madipoziti omwewo m'mabanki. Koma chinthu chachikulu sichinali ichi: kuyambira 2008, kapena m'malo mwake, kuyambira 2010, pamene mayesero a milandu ya '08 anayamba, zinaonekeratu kwa aliyense kuti makampani a m'mphepete mwa nyanja mu mawonekedwe awo amakono sakufunikanso, ndendende. sakwaniritsa ntchito zawo. Chitsanzo cha Kupro (onse kuchokera ku vuto la 2012-2013 ndi udindo wochotsa "mapasipoti a golide") ndi kutali ndi imodzi yokha, ndipo Belize, Bahamas, Maine ndi ena ambiri amakakamizika kupanga. zoperekedwa ndi FATF. Kwenikweni, pazifukwa izi, ndi iwo, komanso Estonia, Switzerland ndi madera ena omwe amapeza pokopa ndalama zakunja, omwe adazindikira mwachangu: ma cryptocurrencies ali m'mphepete mwa nyanja m'zaka za zana la 2017! Koma ndizosavuta kunena kuposa kuchita: ICO hype ili pakati pa 2018 - chiyambi cha 2013, kuzungulira kwathunthu kwa 2018-2012. Ndiye panali kuyesayesa kwamantha ku IEO, koma malamulo a zonsezi adawonekera pambuyo pake: ndipo zilibe kanthu kaya tikulankhula za France, Thailand kapena Liechtenstein yemweyo (sindinena chilichonse chokhudza USA, China ndi ku Russia konse). Koposa zonse, kusasamala kwa zinthu kumawoneka chifukwa chakuti ku USA adayamba kulankhula za chuma cha crypto kale mu 2014 (ndipo pambuyo pa msonkhano wapadziko lonse - kulikonse ndi kulikonse m'chaka cha XNUMX: zomwe zinatsala nkhani yanga pa Habré), koma pofika 2020 otsogolera The SEC, maseneta, ndi olemekezeka ena oyang'anira akutsutsa kuti malamulo omveka bwino amsika amafunikira. Ndipo inde: ETF sinayambitsidwenso, ndiloleni ndikukumbutseni. Choncho, oimira malamulo a India, South Africa, Australia ndi maulamuliro ena akuchulukirachulukira kukumbukira blonde mwalamulo yemwe amabwera ku phwando lililonse muzovala zolakwika.

Kapena ndiyike mwanjira ina: DeFi imakhudza kusinthasintha, kuyenda, kuthamanga monga choncho. Koma zina zonse zili ndi makhalidwe angapo oipa.

Ndiye pali zovuta zotani?

Choyamba, kubwerera ku 2016-2018. ochita zachinyengo azindikira kuti kufanana kwa ma tickers ndi njira yopita ku "kupambana", zomwe sizili zosiyana kwambiri ndi kuphatikiza kwa banal kwa "zabwino" za spam ndi machitidwe achinyengo. Choncho, wotchuka kuwombola Uniswap unasefukira ndi matani ma tokeni abodza ndi ndalama zabodza zakuba. Zitsanzo zambiri: YFFI ndi YFII, zomwe kuchuluka kokha pa kufanana ndi YFI. Kuphatikiza apo, zonsezi zimawononga ma airdrops mumphukira: chida ndi kukongola, koma n’kovuta kwa iye kugwiritsira ntchito mwanjira imeneyi.
Kachiwiri, mwachidziwitso chachikulu A DAO (mwa njira, chinali chida cha DeFi) sichinaphunzitse aliyense chilichonse (nthawi yomweyo - umboni): ntchito kudziwa mabowo, koma samayesa ngakhale kuzigamba (kodi sizikukukumbutsani kalikonse?). Komanso, ogwiritsa ntchito (opereka zamadzimadzi ndi ena otenga nawo mbali) amadziwanso za mabowowo, ndipo amawagwiritsa ntchito, akutsanulira ndalama zawo zambiri (ziwerengero pansipa).
Chachitatu, mavuto aukadaulo ndi gawo loyamba la zovuta zenizeni. Zovuta zozama kwambiri zili m'mitundu yazachuma, kwa mabanja a PoS onse komanso gawo la DeFi makamaka. Akatswiri osiyanasiyana adawasamalira - ngakhale zosayembekezereka kwambiri, koma palibe zomveka mpaka pano: zonse zomwe V. Buterin apindula ndi magulu ena ambiri (ndikulankhula za zitsanzo DAICO, CSO kuchokera ku Fairmint ndi ena) a 2016-2020 amangonyalanyazidwa ndipo palibe kuthamangitsidwa kogawidwa; palibe kuphatikiza ndi njira zolipirira (kuchepetsa mtengo wamakomisheni omwewo) ndi china chilichonse chomwe ndikukumbutsani.
Chachinayi: m'malo molimbana ndi nsikidzi, mpikisano wopanda chilungamo umayamba pamene zofooka zimakhala chida m'manja mwa wakuda PRosati chifukwa chowongolera chilengedwe chonse. Chotsatira chachiwiri kuchokera apa ndi kukula kwa banal Ngongole ndi zina zopanda pake (makamaka mpikisano woyika chikole), zomwe msika wa DeFi umayenera kuthetseratu poyambirira. Choyamba, tikulankhula za liquidations misika ikagwa, koma osati (kachiwiri - onani pansipa). Kawirikawiri palibe amene amatha kuchoka mwakachetechete komanso moona mtima: chitsanzo cha Paradigm Labs sichokhacho, komanso sichachikulu.
Chachisanu: Chokhumudwitsa kwambiri ndichoti Kuponda pamalopo kumawonedwa ngati chizolowezi. Tinene, kodi ambiri omwe adapereka ICO adachita chiyani? Adagulidwa pamizere yotsekedwa (presale ndi yofananira) pamtengo wotsika wa 10-25-50-75% ndikugulitsidwa atangolemba pamndandanda. Zomwe tikuwona mu chitsanzo COMP? Ndipo chimodzimodzi chinthu chomwecho. Kapena baDAPProve kuchokera ku ZenGo: "mapulogalamu ena (DApps) amapempha chivomerezo cha ndalama zinazake, wogwiritsa ntchito mosadziwa amapereka mwayi wopeza chizindikiro chandalama zonse zomwe zilipo," pomwe panalibe chochita. Nthawi zina, komabe. Ngakhale zida zowunikira / kulimbana zilipo: chitsanzo No. 1 ndi chitsanzo Nambala 2. Kapena mumakonda bwanji kubwereza bwereza zomwe zachitika Kuthamanga kudzera mu "mautumiki" monga: Pizza, HotDog, kimchi, OnlyUp makamaka? Ngati simukudziwa mwadzidzidzi, ndiye kuti awa ndi mapulani a Ponzi, omwe amangowonjezereka ndi maulamuliro a 1000, kotero kuti palibe amene ali ndi nthawi yoti azindikire.

Pankhani imeneyi, pali zitsanzo zingapo zochititsa chidwi.

Zolephera zapamwamba kwambiri ndi / kapena zachinyengo

bzx - kubera ndi $8 kuchokera kumwamba - pa kutayika.
Opyn - kuwononga 371.
Asuka.Finance exit scam: palibe ndemanga.
Yfdexf.Finance - $20: Sindikudziwa, nthawi zambiri mukufuna kutenga ndikuwona manambala awa, koma osati nthawi ino.
EMD - $2: zofanana.
Chaka chofewa (SYFI) - poyerekeza ndi ena pano kugwa "kokha" kuchokera $150 mpaka $0. Ngakhale kutengera zomwe ndi zomwe mungafananize: Unicorn - kuchokera ku $ 0,0009 mpaka $ 5,28 ndi - kutsika.
Pizza - chimodzi mwa "chakudya" chinalephera zizindikiro, zomwe mungathe kuwonjezera HOTDOG ndi KIMCHI.
OnlyUP - onani pamwambapa.
CHILAZI - $600 popanda kufufuza ndikugwa: "Pepani nonse. Ndinalephera. zikomo chifukwa cha thandizo lopenga lero. Ndikudwala ndi chisoni." Izi ndizo zonse zomwe zingapezeke ndi maganizo osasamala pa ndalama.
pastry - Komanso zachakudya komanso $ 200 pakuletsa: popanda kafukufuku! Komabe, ngakhale pakakhala kafukufuku, sizithandiza, chifukwa palibe amene amawerenga kapena kuwerenga diagonally: chitsanzo chomveka bwino ndi LV Financepomwe okonza zisankho adanamiza zotsatira za kafukufukuyu pofuna kubera ndalama za osunga ndalama. Koma muyenera kumvetsetsa kuti malinga ndi Quantstamp, pofika Julayi 2020, 2020 miliyoni zidabedwa. Kuwonongeka mu MarkerDAO nthawi yomweyo kuthyolako kumodzi (mutha kuwerenga kusanthula apa) adakwana 8 apurezidenti akufa kosatha, ngakhale kalasi zochita mpaka ... mpaka 28 pazithunzi zomwezo, ndiye kuti, kuchuluka kwa ndalama zozizira, ndalama zochotsedwa (zabedwa), ndi zina. - zizindikiro zosiyana, zomwe sizimanyalanyaza kufunika kwa zomwezo monga mwachidule.
pamapindikira - kumasulidwa kosakonzekera kwa zizindikiro.
Eminence - $ 15 ... Kapena ayi KUMBUKIRA, HatchDAO, Bantiample - ndi ena ambiri. Ndikukhulupirira kuti izi ndizokwanira kubisa chidwi choyambirira?

Zida ndi projectile

Ngakhale kuti sindivomereza nkhondo, ndimaona kuti fanizo la kulimbana kwa zida zankhondo ndi projectile ndi imodzi mwazabwino kwambiri m'mbiri ya anthu. Choncho, anthu onse ammudzi akadali ndi zizolowezi zachitukuko:

Patha zaka zinayi chikhazikitsireni njira yowunikira yogwirizana btc omwe amabwera ndikuchoka ku darknet, kuba, etc. (pa-chitsanzo No. 3 kapena crystalblockchain pa pempho). Koma kudziyeretsa sikuthera pamenepo: chitsanzo dForce (zambiri) makamaka osati SushiSwap yomwe ndimaikonda kwambiri - umboni wachindunji wosonyeza kuti machitidwe otseguka komanso osadziwika akhoza kukhalapo pamaso pa osagwirizana, koma mbiri yamalonda ndi kuyanjana kwa anthu ammudzi wonse.
Kuyanjana pamilingo yosiyana: Paradigm ndi MakerDAO, kupanga tokenized bitcoin, Storj ndi Ethereum Classic enclave, kuthandiza zipewa zoyera ndi hacks, kapena Huobi ndi Binance ndalama kulenga, kusunga ndi kukula DeFi startups, ndalama KeeperDAO ndi Polychain Capital ndi Three Mivi Capital, nkhani palokha BnkToTheFuture (Celsius yemweyo adalandira 18.8 miliyoni kumeneko) kapena chizindikiro LEND ndipo ngakhale kubwerera kwachabechabe ndalama zotayika mu USDt, monga zinthu zina zambiri - zimathandizira madera ophatikizana mbali zosiyanasiyana, ngakhale panonso zonse zikuchitika pang'onopang'ono pa msika wachipwirikiti wotere. Payokha, ndikuzindikira kuti ndalama zakhala zikuyikidwanso pazaka 1.5 zapitazi monga kuthandizana: ndipo pachifukwa ichi, ophatikiza. ndalama, kuchokera ku b2bx yodziwika pang'ono kupita ku mastodon kuchokera ku 0x ndi ena - zotsatira zachindunji za mgwirizano woterewu, ziribe kanthu momwe zimamvekera kwa inu ndendende.
Komabe, ochulukirachulukira (VIZ, MakerDAO, Ethereum Classic, YML ndi ena) amayesetsa kuyika zonse m'manja mwa anthu ammudzi mwachangu momwe angathere kuti athe misinkhu ya decentralization anali pachizindikiro choyenera, osayang'ana, chomwe mwachokha ndi oxymoron, m'manja mwa atsogoleri msika. Izi sizingatheke nthawi zonse ndipo osati nthawi yomweyo: nenani, 500 akaunti - osati chiwerengero chomwe tikufuna kuyesetsa padziko lonse lapansi, koma vekitala yakhazikitsidwa kuti ikhale yolondola.
Muyenera kumvetsetsa kuti pambuyo pa BNB (ndiye mutha kutenga Chizindikiro Chodutsa, Bankless, UNI) zizindikiro zakubadwa zamapulatifomu zakhala chida chogawa chophatikizana (ndiyeno mavoti / maulamuliro), ndiko kuti, mabungwe ovomerezeka, omwe adakambidwa mu 2017, ali kale kwenikweni, ngakhale m'njira yakale kwambiri.
Mwina chodabwitsa kwambiri (kwa wowonera kunja) mlanduwo ndi SushiSwap: choyamba, mwiniwake wosadziwika (!) adzabalalitsa katunduyo kuchokera ... mpaka ..., ndiye - amakhumudwitsidwa ndi aliyense ndipo amatsogolera kutali ndalama, kuchokera mwachindunji kasamalidwe panthawi imodzimodziyo, amakana, ndiye amalandira mlandu wa kalasi (mwachiwonekere, motsutsana ndi mudzi wa agogo aamuna, atapatsidwa kusadziwika kwa Mlengi), ndiyeno ... zobwerera zida! Imalandiranso chitamando kuchokera ku 75-90% ya omwe atenga nawo mbali, ngakhale kuti chitukuko cha polojekitiyi chatsika bwino. Chodabwitsa kwambiri ndi chakuti aliyense adadziwitsidwa za kuthekera kwa kuukira koteroko, koma izi sizinavutitse aliyense: mpaka pano chiyembekezo ku khoti lachilungamo, lopanda tsankho?

Choncho, sindine wothandizira zifukwa, koma gawoli ndilodzaza ndi zopanda pake, simulacra ndi zida zina zamaganizo. Komabe, ndiperekanso zida zopangira dissection:

Zida zowunikira ndi kusanthula

Mwachidule, chifukwa mndandandawu ukhoza kukhalapo kwa nthawi yayitali kwambiri. Ndinatenga omwe safuna kutsatsa motsimikiza:

defipulse.com - chikhalidwe cha msika, mphamvu ndi zina zotero.
https://defirate.com/lend/ - palibenso china: manambala owuma (omwe simuyenera kudalira popanda macheke owonjezera).
https://messari.io/screener/defi-coins-7EE8EDB1 - kuwunika kwina (komabe, pali zambiri malinga ndi magawo osiyanasiyana: https://loanscan.io).
https://btconethereum.com - btc ili mu… mpweya?
https://etherscan.io/yieldfarms - ngati simunamvepobe mankhwala, ndiye nthawi yafika ndithu: khalani maso kwambiri! (Njira ina: https://coinmarketcap.com/yield-farming/).
https://www.usefultulips.org/CombinedWorldTsamba.html - osati kwenikweni za DeFi, koma gwero lomwe limalola (ine) kuyang'ana pamsika mozama (ngati mukufuna, ndikupangira kuyang'ana zambiri ndi apa: chimodzi mwa zizindikiro zofunika kwambiri za DEX).

Sindipereka macheza, ndemanga zamakanema ndi zina: apa, Google. Trends amati zonse zili m'dongosolo. Lamulo lalikulu ndiloti musakhulupirire manambala mtheradi: pambuyo pa kusinthanitsa kwapakati mu cryptosphere kwawonjezeka kuchokera ku 90 mpaka 99 peresenti ngakhale, ndi bwino kuphunzira chirichonse mu mphamvu ndi zizindikiro zachibale.

Chitsimikizo chabwino kwambiri cha zomwe zanenedwa ndi tchati chotsatirachi:

N’chifukwa chiyani chitsanzo chimenechi chili chofunika kwambiri? Choyamba, chifukwa ndizovuta kwambiri kupeza manambala enieni, komanso omwe amagwirizana pazinthu zosiyanasiyana. Kachiwiri, ndalama zotsekedwa ndi chimodzi mwa zizindikiro, ndipo ngakhale zikhoza kutsimikiziridwa 100% ndi kufufuza kwathunthu kwa mautumiki, koma, monga tafotokozera pamwambapa, izi sizichitika nthawi zambiri. Chachitatu, ngakhale kulola ndalama zosakwanira $ 15 m'malo osungirako, tidzakhalabe ndi gawo loyamba lachitukuko, lomwe likuwoneka lodabwitsa chifukwa mu 000-000. aliyense sanali otanganidwa ndi DEX kusinthanitsa, liquidity ndi tokenization wa crypto assets monga choncho.

Chifukwa chake, graph ina, koma ndi ziwerengero zapakati kuchokera kuzinthu zosiyanasiyana:

Koma koposa zonse (kachiwiri, kwa ine ndekha) zimakwiyitsa kuti 99. (9)% ya mapulojekiti ndi kubwereza ndondomeko zosiyana kuchokera ku dziko la fiat: ngongole ndi ngongole (ngakhale kuti mwalamulo mu makampani awa ndi chinthu chimodzi). ndi mpaka 72%. Ndizowopsa kwambiri kuti anthu amalowa mumsika wotuluka omwe amatha kulemba mawuwa molondola mu theka la milandu. Koma komabe ndiyesetsa kulinganiza, ndikuchotsanso gawo lokhazikika.

Zolosera zamsika, kapena kuganiza mokweza

"Simungathe kumvetsa kukula kwake," Kozma Prutkov anabwerezabwereza ndikubwerezabwereza, kotero nazi mfundo zingapo zomwe mungayesere kuzigwiritsa ntchito pazinthu zothandiza, makamaka popeza zomwe zikuchitika zinali zomveka bwino mu 2017-2019. ndipo tsopano zawululidwa kwa iwo omwe satsatira msika kwambiri:

Zotengera ndizoyipa, koma nthawi zonse - woyendetsa kukula kowonekera: Ndikutsutsana ndi kubwereza kwa nkhani zoipa pansi pa msuzi wosiyana. Synthetix (kapena Opyn, Aco, DYMMAX, Hegic, Opium, Pods) atha kukhala kukonzanso kwa Bull & Bear Binance, ndipo zam'tsogolo zatsimikizira kale kukhala zowononga msika pomwe ma neophyte amakhala osowa. Chifukwa chake kufunitsitsa kulingalira: ndipo kotero stablecoins ndi zowoneka, osati zenizeni, pamene chikoka chawo chachikulu, koma m’lingaliro lamaganizo, m’malo mwa nkhani zandalama (zachuma). Zonsezi palimodzi (ulalo wa ndalama, osati zongoyerekeza (chizindikiro); kukonda bata (ndalama zokhazikika); kuwukiridwa chifukwa chamitundu yoyipa (migodi ya vampire ndi zina zotero)) kumayambitsa sinthani piramidi: nenani zilembo zazikulu ERC-20 imatha kupitilira chizindikiro chomwecho cha kholo, koma popanda izo sizikutanthauza kanthu; ndipo izi ndi zoona chifukwa chirichonse chimachulukitsidwa ndi malonda ndi 50x phewa ndi zambiri.

M'lingaliro ili, osakaniza kuphulika "CeFi + DeFi" (kufanizira), ndipo ngakhale mu nthawi CBDCA. (chitsanzo cha BSC, ndikuwonetsanso), chomwe chiyenera kuchulukitsidwa ndikuwukira kosunthika kwa (D / L) banja la PoS, kupanga unyolo wonse wazomwe zimadalira. Vampire yemweyo kusefukira ndalama payokha ndizovuta, koma mavuto a kasamalidwe akafika pa izi (ndiroleni ndikukumbutseninso za Sushi: ngati simukumvetsabe chifukwa chake kuphunzira), ndiyeno chilichonse chimachulukirachulukira kudzera pazikhoma zakusinthana (mutha kuyang'ana Ampleforth, Soft Yearn (SYFI), Bull / Bear Binance), palibenso chisokonezo, koma kunyenga mwadala, chachikulu chomwe ndichoti STO sichidzakhalanso ICO, A atsogoleri a pseudo-cryptoprojects amachita chirichonsekuti nthawi zonse ziziwoneka ngati zachilendo, pamene kupeza, panthawiyi, sikuli koipa konse (chitsanzo china: kutsutsa kwa Steem (Hive), gulu la Steemit & Tron kapena BTC-e mu ulemerero wake wonse zisanachitike zochitika zomwe zafotokozedwa).

Chilichonse chomwe chinali, koma DeFi m'lingaliro lomwe lili pafupi ndi ine, ndiye kuti, ngati zida zonse zoyendetsera ndalama, kuchokera ku btc yosavuta kupita kuzinthu zovuta zopangira mbiri, ziyenera kukhala. Ndipo ndicho chifukwa chake ndikofunikira kuti kulamulira kwathunthu kwa anthu chinakhala chizolowezi. Pokhapokha, kuphatikiza kwa DEX + DAO kudzera pa Dapps zamadongosolo osiyanasiyana (kuchokera pa asakatuli a Web 3.0 ndi ma wallet kupita ku zachilengedwe zotsekedwa) zidzapanga mitundu yosangalatsa, yaukadaulo, komanso yofunika kwambiri, yodalirika. Pakadali pano, ndimangowona masewerawa ndi umbombo, komanso kuchoka pachofunikira chachikulu chaufulu - kuchokera ku udindo waumwini.

Podziwa zomwe ICO idakumana nazo komanso bwino, ndiwona chinthu chinanso: "pafupifupi 49% ya otsogola otsogola azandalama (DeFi) ali ku USA. Deta iyi idasindikizidwa ndi akatswiri Chipika. Mwa makampani 73 omwe amatsatiridwa ndi akatswiri, 12% amakhala ku UK, ena 10% amakhala ku Singapore. Ndiko kuti, ndalama zogawika m'magulu zimagawidwabe m'mawu okha: kwenikweni, akadali makampani / makampani wamba, ngakhale DAO ndi chida chabwino kwambiri chodzipangira okha ndipo ndichoyenera kugawa zopindula kuposa kampani yophatikiza katundu kapena mtundu wina wa LLC. Koma USA ikukumbutsani, ndiyeno olamulira m'madera ena: Sindikudziwa chifukwa chake "ochita nawo msika" anaiwala za izi.

Koma n’chifukwa chiyani zimenezi zikuchitikadi?

Ndizosavuta: "Ntchito za DeFi zachilengedwe zimagwira ntchito m'madera akuluakulu 12: misika yolosera; mabungwe odziyimira pawokha (DAO); kubwereketsa; kasamaliridwe kakatundu; zotumphukira; inshuwalansi; osinthanitsa ndi opereka ndalama; stablecoins; banki ndi malipiro; zomangamanga; misika; chizindikiro cha bitcoin. Palibe mawu okhudza ma tokenization monga choncho, palibe chilichonse chomwe mungakumane nacho m'dziko lazachuma chapamwamba. Palibe. Nawa magulu apamwamba:

Choncho zopanda pake: tiyeni tigwiritse ntchito chizindikiro chosinthidwa cha kuchuluka kwa ndalama zotsekedwa (Adjusted TVL) kapena zizindikiro zopanda fungible (NFTs) zikuwoneka zokongola (onani zochitika za WAX kapena Dapper Labs kupyolera mwa Dr. Seuss), koma zonsezi siziri kusintha chinthu chachikulu - paradigm wa kuganiza. Kulingalira sikubweretsa kanthu kumsika, ndikubwereza nthawi yachinayi m'zaka zinayi.

M'malo mapeto

Kumverera kwa DeFi mumpangidwe wake wamakono ndi motere: Ndinabwera ku konsati kuti ndimvetsere nyimbo zomwe ndimakonda, koma adakuyimbirani zosiyana kwambiri: m'malo mwa luso la Rachmaninov ndikusewera bwino kwa oimba, pali osadziwika bwino. jazz ya oimba am'deralo, omwe pazifukwa zina amawona ngati zatsopano, ngakhale zonse monga izo zinalembedwa mmbuyo mu 1940s, m'chipinda chosuta komanso ndi zinyalala zoopsa, zomwe pazifukwa zina zimatchedwa chakudya pano, ndipo muyenera kulipira mitengo itatu. zonse! Mwina mumangofunika holo yosiyana, oimba, osati momwe mumamvera? Mwina ndicho chifukwa chake ndinayesera kukhala ndi cholinga ndikunena osati zomwe ziri zoipa, komanso zomwe zingatheke kuti zifufuzidwe.

Mulimonsemo, zimene zinanenedwa Zaka 4 zapitazo - zidakali zofunikira: ngati kwa inu, monga ine, p2p ikukhudza chilungamo (kugawa), kufanana (mikhalidwe yoyambirira) ndi mgwirizano (kupyolera mu chisinthiko), ndiye kuti chitsanzo cha DeFi chomwe chilipo chimatsutsana momveka bwino ndi zomwe zanenedwa mu block genesis ya Bitcoin, ndi zomwe zikunenedwa. zomwe Assange analemba ndi omwe adachita zokwanira kuti chitukuko cha cryptocurrencies ndi blockchain amveke. Komabe, aliyense ali ndi ufulu kuganiza kuti DeFi ndi imelo yatsopano, zomwe zikutanthauza kuti zikuphwanya kale malingaliro, dongosolo, ndi zina zotero: pambuyo pake, pamapeto pake, chifukwa chiyani sindiyenera kukhutitsidwa? DEX-gawo, monga mukufunira, ikukula ndikudutsa anzawo apakati; chiwerengero cha ogwiritsa ntchito cryptocurrencies ndi DeFi chuma okha akukula (ngakhale mpaka pano tikukamba za makumi masauzande mu nkhani yomaliza, koma uwu kale mzinda wawung'ono kukula); Ethereum kuthamangira ku mtundu wa 2.0 ndi zinthu, zinthu, zinthu. Koma chirichonse chiri ngati nthabwala ndi spoons, kumene iwo anapezeka, koma matope anakhalabe: kodi sitingathe kukambirana nkhani imeneyi konse? Inde, koma maukondewo adzadzazidwa ndi matamando mosalekeza pamaso ndi mtsinje wina wosatha wa madandaulo pambuyo: anachenjezedwa - zida, ngakhale mwanzeru. Izi ndendende - cholinga: chokani ku hype kupita ku manambala, zowona ndi zolosera motengera iwo, ndipo osalankhula za bitcoin kwa $ 100 kapena zopanda pake zonsezi (mzere kwa iwo omwe amawerenga kuchokera kumapeto).

kupita kuti?

Momwemonso ntchito, zomwe ziyenera kuwerengedwa ngati mukufuna kumvetsetsa pang'ono: Ndikuganiza kuti Chingerezi si vuto kwa nthawi yaitali, osachepera deepl adzachita ntchito yake.
Monga nthawi zonse, Twitter ndi nkhokwe yachidziwitso chamakampani a crypto: apa chitsanzo, koma pali zambiri za izo ndipo kusaka kosavuta kwa hashtag kudzapereka zambiri kuposa kusanthula kovutirapo kwa injini zosaka za chilankhulo cha Chirasha.
Koma bwino Yambani ndi maimelo a Satoshi: pazifukwa zina, ambiri asiya kuwaona, koma pali zinthu zambiri zofunika komanso zosangalatsa kumeneko.

Pakadali pano - kale!

PS

Sindinalankhule za chiwopsezo cha oracles, ndi kuukiridwa kwaukadaulo, ndi zina zambiri, kuphatikiza njira zosachepera zotsegulira ma analytics a data, kotero ngati gulu la Habr likuwonetsa chidwi, ndidzakhala wokondwa kupitiliza: makamaka kuyambira 2018-2022 vuto silinathebe, zomwe zikutanthauza kuti scammers adzasodza ndalama, omanga adzayang'ana mapulojekiti, amalonda adzawapanga: ngakhale omalizawa alibe chochita ndi omalizawo, oyamba amalamulirabe mpira ...

Kwa onse omwe amakhulupirira kuti nkhaniyi iyenera kuperekedwa kuyankha funso la zomwe DeFi ndi - onani ndime yoyamba pambuyo pa mawuwo.

UPD. Ndikadadziwa buyback ... idatuluka pambuyo pofalitsa nkhani yanga, koma nkhani zofunika kwambiri: kuyankha kwamtundu wochokera ku mabanki kupita ku DeFi.

Source: www.habr.com

DeFi - mwachidule msika: scams, manambala, mfundo, ziyembekezo