Pamene nzika zachuma zikukhala zodziwika kwambiri, osewera atsopano akulowa msika wa pasipoti wagolide. Izi zimalimbikitsa mpikisano ndikuwonjezera mitundu yosiyanasiyana. Kodi panopa mungasankhe chiyani? Tiyeni tiyese kuzilingalira.
Ili ndi gawo lachiwiri la magawo atatu omwe adapangidwa ngati chiwongolero chokwanira kwa anthu aku Russia, a Belarus ndi aku Ukraine omwe akufuna kukhala nzika zachuma. :
- Kodi nzika zachuma ndi chiyani?
- Kodi mungadziwe bwanji kuti dziko limapereka unzika ndi ndalama?
- Kodi pasipoti yachiwiri imapatsa chiyani kwa Investor?
- Unzika ndi ndalama siziyenera kusokonezedwa ndi izi...
- Kodi unzika ndindalama ndingapeze kuti?
Nthawi ino ntchito zotsatirazi zidzakambidwa:
- Kodi unzika ndindalama ndingapeze kuti?
- Kodi kupeza ufulu nzika zachuma?
Kodi unzika ndindalama ndingapeze kuti?
Unzika ndi madongosolo oyika ndalama amabwera ndikuchoka pafupipafupi. Koma pali zinthu ziwiri zosiyana. Ichi, choyamba, ndondomeko yakale kwambiri yotereyi, yomwe yakhala ikugwira ntchito ku St. Kitts ndi Nevis kwa zaka zoposa makumi atatu ndi theka ndipo ikugwirabe ntchito popanda kusokoneza. Kachiwiri, pulogalamu ya Dominica, yomwe yakhalapo kwazaka zopitilira XNUMX.
Machitidwe ena onse ndi osakwana zaka khumi. Izi zati, mayiko ambiri abwera ndikuchoka kumsika wa pasipoti wamalonda zaka makumi awiri zapitazi, kuphatikiza zilumba za Comoros (zomwe zilibenso zopereka) ndi Grenada (yomwe idayambitsanso pulogalamu yake mu 2013 pambuyo pakupuma kwa zaka zopitilira khumi. ). Mayiko ena, monga Montenegro ndi Turkey, angolowa kumene pamsika womwe ukufunsidwa.
Ena, monga Cyprus, ali ndi malire pa kuchuluka kwa ma fomu omwe amafunsira chaka chilichonse. Pali mapulogalamu omwe akukumana ndi kutsutsa ndale, monga ndondomeko ya Moldova, kuvomereza kwa mapulogalamu omwe adayimitsidwa kwakanthawi mpaka theka lachiwiri la 2020, ndiyeno pulogalamuyo idachepetsedwa.
Chofunikira ndichakuti palibe chomwe chimakhala chokhazikika mumakampani awa. Koma, ngati titenga malingaliro apano, akuwoneka motere:
Unzika waku Malta ndi ndalama
- Nthawi yokonza pasipoti: miyezi yopitilira 12 (chaka chimodzi ngati wokhala)
- Ndalama zochepa: β¬ 880 (mtengo wovomerezeka mpaka Okutobala 000)
- Zosankha zachuma: mtundu wosakanizidwa womwe umafuna ndalama ndi ndalama mu bond + nyumba zogona (nyumba zitha kubwerekedwa)
- Kufikira kwaulere kwa visa kumalo opitilira 18, kuphatikiza USA
- Pasipoti yabwino kwambiri yoyendera maulendo opanda visa padziko lonse lapansi komanso nzika zotsika mtengo kwambiri za EU ndi ndalama
Cyprus Citizenship by Investment
- Nthawi yokonza pasipoti: miyezi 7-8
- Ndalama zochepa: β¬ 2
- Zosankha zachuma: mtundu wosakanizidwa womwe umafuna zopereka ndi ndalama muzogulitsa nyumba kapena bizinesi
- Kufikira kwaulere kwa visa kumalo opitilira 17 komanso ufulu woyenda mopanda zopinga mkati mwa EU (atha kupereka mwayi wolowera ku US posachedwapa)
- Pasipoti yofulumira kwambiri yogulitsa ndalama ku EU
Unzika wa Montenegro ndi ndalama
- Nthawi yokonza pasipoti: miyezi 3-6
- Ndalama zochepa: $350
- Zosankha zachuma: ndalama zamabizinesi kapena mtundu wosakanizidwa womwe umafuna zopereka ndi kugulitsa nyumba ndi nyumba
- Kufikira kwaulere kwa visa kumalo opitilira 12, kuphatikiza mayiko a Schengen
- Pasipoti yabwino kwambiri yokhala ku Europe
Commonwealth of Dominica Citizenship by Investment
- Nthawi yokonza pasipoti: miyezi 3-4
- Ndalama zochepa: $100
- Zosankha zachuma: zopereka, malo
- Kufikira kwaulere kwa visa kumadera 139, kuphatikiza mayiko a Schengen
- Pasipoti yabwino kwambiri kwa ofunsira okha
Saint Lucia Citizenship by Investment
- Nthawi yokonza pasipoti: miyezi 3-4
- Ndalama zochepa: $100
- Zosankha zachuma: zopereka, malo, ma bond kapena bizinesi
- Kufikira kwaulere kwa Visa kumayiko 145, kuphatikiza maulamuliro a mamembala a Schengen
- Pasipoti yotsika mtengo kwambiri ya anthu osakwatiwa komanso nzika yotsika mtengo kwambiri yogulira ma bond aboma
Antigua ndi Barbuda Citizenship by Investment
- Nthawi yokonza pasipoti: miyezi 3-4
- Ndalama zochepa: $130
- Zosankha zachuma: zopereka, malo kapena bizinesi
- Kufikira kwaulere kwa visa kumadera zana limodzi ndi theka, kuphatikiza mayiko a Schengen
- Pasipoti yabwino kwambiri yabanja komanso kuchepetsa msonkho (palibe PFDL ya nzika zandalama mdziko muno)
Unzika wa Saint Kitts ndi Nevis ndi ndalama
- Nthawi yokonza pasipoti: miyezi 1,5-4
- Ndalama zochepa: $150
- Zosankha zachuma: zopereka kapena malo
- Kufikira kwaulere kwa visa kumayiko zana limodzi ndi theka, kuphatikiza mayiko a Schengen
- Pasipoti Yabwino Kwambiri Yosungira Misonkho (St. Kitts ndi Nevis alibe NDFL kwa nzika zandalama) komanso njira yachangu yopezera pasipoti yachiwiri
Ufulu wa Grenada ndi Investment
- Nthawi yokonza pasipoti: miyezi 3-6
- Ndalama zochepa: $150
- Zosankha zachuma: zopereka kapena malo
- Kufikira kwaulere kwa visa kumayiko opitilira 14, kuphatikiza China ndi Schengen
- Kupeza visa ya E-2 ku United States of America
Vanuatu Citizenship by Investment
- Nthawi yokonza pasipoti: miyezi 1,5-3
- Ndalama zochepa: $145
- Zosankha zachuma: zopereka
- Kufikira kwaulere kumayiko 125, kuphatikiza mayiko a Schengen
- Njira yachangu kwambiri yopezera pasipoti yachiwiri, zofunikira zaufulu kwa ofuna
Nzika yaku Turkey ndi Investment
- Nthawi yokonza pasipoti: miyezi 2-4
- Ndalama zochepa: $250
- Zosankha zachuma: malo ogulitsa nyumba, kusungitsa banki, kuyika ndalama m'mabizinesi kapena bizinesi (kulemba anthu ntchito)
- Kufikira kwaulere kwa visa kumadera opitilira zana
- Pasipoti Yabwino Kwambiri kwa Ogulitsa Nyumba ndi E-2 Visa Access ku United States of America
Kodi kupeza ufulu nzika zachuma?
Monga taonera mβnkhani yapita ija, maboma ena amapereka mwayi wokhala nzika mwa ndalama zawo chifukwa amaona kuti zimenezi zimathandiza kuti mayiko awo atukuke pachuma, ndi zimene zimapatsa mlendo ufulu wolandira mapasipoti awo. Onse awiri angathe ndipo ayenera kupindula ndi malondawo.
Mufunika pasipoti yachiwiri kuti mumange pa Plan B yanu, kukulitsa ufulu wanu woyenda, kupeza luso lokonzekera misonkho, ndikusangalala ndi maubwino ena ambiri.
Maboma amafunikira ndalama zachindunji zakunja kuti alimbikitse chumaβkaya kudzera mβndalama zogulira malo ogulitsira nyumba, chitukuko cha bizinesi ndi ntchito za mβderalo, kapena kugula ma bondi a boma, zomwe ndalama zake zingatumizedwenso kumapulojekiti owonjezereka a boma.
Kutengera dziko ndi zosowa zake zenizeni pa nthawiyo, ofuna kukhala nzika zachuma adzapatsidwa njira zingapo zomwe mungasankhe. Nayi mitundu yodziwika bwino yamabizinesi yomwe ingakupatseni mwayi wokhala nzika yandalama kudera lina:
1. Zopereka
Njira yaing'ono kwambiri yopezera unzika ndi ndalama ndiyo kupereka. Ndalama zoperekera zimayambira pa $100 m'malo angapo aku Caribbean ndipo zimakwera mpaka β¬000 ku Malta. Mumapereka chopereka ndipo akuluakulu akukupatsani pasipoti yachiwiri yovomerezeka. Simudzabweza ndalamazi.
Zopereka zimasonkhanitsidwa mu thumba lapadera, ndalama zomwe zimagwiritsidwa ntchito kukwaniritsa zolinga zosiyanasiyana za boma. Mwachitsanzo, Dominica amagwiritsa ntchito ndalama zimenezi kumanga nyumba za anthu osauka.
Kupereka nthawi zambiri ndiyo njira yotsika mtengo komanso yosavuta yopezera unzika wandalama, chifukwa simudzavutika ndi mutu wogulitsa katundu pambuyo pake.
Inde, mungaganize kuti ndi kuwononga ndalama. Koma ngati mungapulumutse madola milioni mumisonkho mwa kupeza pasipoti inayake, ndiye ndani amene amasamala za kugwiritsa ntchito ndalama "zochepa" $ 100? Ngati mutha kupita ku China ndi pasipoti yatsopano ndikukulitsa bizinesi yanu kumeneko, ndikuwonjezera phindu lanu, ganizirani $ 000 ngati ndalama mubizinesi yanu.
2. Kuyika ndalama mu malonda
Pafupifupi nzika zonse ndi mapulogalamu ndalama, kupatulapo Turkey, Malta ndi Kupro, amafuna ofuna kupeza nzika kudzera malo kugula katundu yekha chisanadze kuvomerezedwa ndi boma.
Izi nthawi zambiri zimatanthawuza kuti mitengo yakwera chifukwa cha kuchuluka kwazinthu komanso zovuta kutuluka m'mabizinesi. Komanso, pankhani ya mapulogalamu ambiri a ku Caribbean, pofunsira kukhala nzika ya malo enieni, simungapeze nyumba yeniyeni kapena nyumba, koma kugawana nawo.
Palinso funso lina lofunika: ngati mwaganiza zogula nzika ndi malo enieni, mukuchita chiyani nazo? Makamaka ngati tikukamba za malo enieni pachilumba chotentha, kumene msika ulibe mphamvu zokwanira kuti wogulitsa ndalama agulitse mosavuta katunduyo. Njira yothandiza kwambiri yogulitsanso mwina ndiyo kupeza wogula watsopano pakati pa omwe amalandiranso unzika wa malowo.
Komano, mutha kugula pafupifupi malo aliwonse ku Turkey, ndipo ngati ndalamazo zikukwaniritsa zofunikira, mudzaloledwa kudzinenera nzika zaku Turkey. Ndipo popeza chumacho sichiyenera kuvomerezedwa kale ndi boma, mtengo wake sudzakwezedwa.
3. Mtundu wosakanizidwa
M'mayiko ena, akuluakulu a boma amakonda kusokoneza zinthu ndipo amafuna kuti anthu omwe adzalembetse ntchito apeze mitundu ingapo ya ndalama komanso ndalama zothandizira kuti akhale nzika. Mapulogalamu ambiri osakanizidwa amapezeka ku Europe.
Mwachitsanzo, Malta imafuna kuti ofunsira apereke ndalama zambiri, kugula ma bondi aboma, kugula kapena kubwereka nyumba, ndikukhalabe m'boma kwa chaka chimodzi kuti akhazikitse "kulumikizana kwenikweni" nayo.
Izi, ndithudi, ndi chifukwa chakuti Malta ndi mbali ya EU. Izi zimapangitsa pasipoti yake kukhala yofunika kwambiri kuposa zolemba zake zaku Caribbean. Panthawi imodzimodziyo, omwe akufuna kupereka chikalata chotere cha Malta ali ndi ulamuliro wokhwima.
Ku Saint Lucia, palibe amene amasamala ngati muli ndi "kulumikizana kwenikweni" ndi dzikolo. Adzalandira zopereka zanu ndipo mutha kumaliza ntchitoyi. Inde, pasipoti ya Saint Lucian si yotchuka komanso yofunikira kwa apaulendo omwewo monga aku Malta. Koma mukhoza kulolera nthawi zonse.
Zina mwazosakanizidwa ndi lingaliro lochokera ku Cyprus, lomwe limafuna ndalama zonse zogulira malo komanso zopereka zovomerezeka kundalama zaboma. Mukhozanso kukumbukira kuperekedwa kwa Montenegro (kwatsopano ku msika wa pasipoti ya golidi), zomwe zimafunanso zonse zopereka ndi kugula malo ovomerezeka kale.
4. Mabanki, ma bond ndi bizinesi
M'zaka zaposachedwa, maboma akhala akupanga zinthu zambiri popereka zosankha kwa osunga ndalama omwe ali ndi chidwi chokhala nzika. Ku Turkey, mwachitsanzo, m'malo moyika $ 250 ku malo ogulitsa, mutha kuyikanso $ 000 muakaunti yokhala ndi banki imodzi kapena zingapo kwa zaka zitatu ndikuyenererabe kukhala nzika. Kapenanso, mutha kutsegula / kugula bizinesi ndikulemba ntchito anthu 500 aku Turkey ndikupeza nzika mwanjira yomweyo.
Ku Antigua ndi St. Lucia, ndizotheka kuyika ndalama ku kampani yakomweko ndikukhala oyenerera kukhala nzika. Ku Antigua muyenera kuyika ndalama zokwana madola 400 kuphatikiza ndalama (zokwera kwambiri kuposa zopereka zokwana $ 000), ndipo ku St. Lucia muyenera kuyika $ 100 miliyoni ndikupanga ntchito zina.
Pomaliza, ku St. Lucia ndi Malta, mutha kugula ma bond a boma opanda chiwongola dzanja ndikusunga kwa nthawi yayitali kuti muyenerere pasipoti. Ku Malta, kuyika ndalama m'ma bond ndi chimodzi mwazofunikira zambiri pansi pa njira yosakanizidwa. Ku St. Lucia, ndi imodzi mwa njira zinayi zosiyana.
Zipitilizidwa. Ngati mudakonda gawo XNUMX ndi XNUMX la bukhuli, khalani tcheru. Gawo lachitatu komanso lomaliza lidzayang'ana za unzika ndi ndalama kuchokera kumabungwe (njira). Muphunziranso yemwe ayenera kukhala nzika ndi ndalama komanso momwe mungasankhire nzika zabwino kwambiri zachuma.
Muli ndi mafunso? Afunseni mu ndemanga!
Source: www.habr.com