Kwa oyamba kumene pamsika: kukambirana moona mtima za malonda

Blog ya RUVDS pa HabrΓ© yawona chilichonse: kutchuka kwa JavaScript ndi zida zomasulira zoziziritsa, zachting, maphunziro ndi chitukuko cha akatswiri, ma burger, tchizi, mowa ndi makalendala okhala ndi cybergirls. Lingaliro loti tikambirane za zofunikira za malonda ndi kugwira ntchito mumsika wakhala ndi ife kwa nthawi yaitali, ndipo chifukwa chake. Makampani ambiri omwe amalemba zakusinthana kwamasheya ali ndi cholinga chomveka bwino: kupeza makasitomala pazida zawo ndi maakaunti a brokerage, zomwe zikutanthauza kuti m'nkhani zawo kuyika ndalama ndi chinthu chokongola kwambiri chomwe chiyenera kukhala chosangalatsa kwa munthu aliyense. Chinthu chokha chomwe tingapereke kwa amalonda atsopano ndi VPS yokhala ndi nsanja zamalonda, ndipo tilibe chilimbikitso chowonetsera dziko la malonda a malonda monga njira yopezera chuma. 

Tinaganiza zopanga zolemba zambiri zokhudzana ndi zoyambira zamalonda ndi zinthu zodziwika kwambiri kwa oyamba kumene. Moona mtima, popanda apilo, tengani ndalama kwa broker kapena mutsegule akaunti yanu kubanki inayake. Chabwino, zili ndi inu kusankha ngati iyi ndi njira yanu kapena ayi. Nthawi zina zimakhala zopindulitsa kwambiri komanso zachangu kudziwa zambiri zachitukuko chatsopano ndikukweza malipiro anu ndi ndalama zokhazikika mpaka zomwe mukufuna.

Kwa oyamba kumene pamsika: kukambirana moona mtima za malonda

Kodi woyambitsa ndalama ayenera kukhala ndi ndalama zingati komanso kuti azipeza kuti?

Palibe ndalama zokhazikitsidwa. Pakati pa ma broker mumatha kumva ndalama zoyambira ma ruble 100, koma zikuwonekeratu kuti iyi ndi nkhani yamakhalidwe osasamala a Investor novice (ndiko kuti, ngati mupereka kasamalidwe ka capital kwa broker ndipo osapanga zisankho pazogulitsa nokha) . Ngati mwasankha kuyesa kupeza ndalama nokha, ndiye kuti mutha kutenga zotsatirazi ngati maziko:

  • "standard" osachepera - 10 rubles
  • IIS (akaunti yandalama payekha) - mpaka ma ruble 400. mu chaka 
  • pa kugula tchipisi zoweta buluu - 10 rubles.
  • pogula zinthu zakunja - zimadalira kwambiri zinthu zomwe zasankhidwa 

Koma, ndikubwereza, izi ndi ndalama zovomerezeka: mutha kusankha nokha, nthawi zina ndalama zochepa zomwe zili muakaunti zimayendetsedwa ndi broker yemwe mudzatumikire naye. 

Chinthu chachikulu ndicho kudziwa magawo ofunikira a ndalama zomwe mukulolera kuyikapo.

  • Kumayambiriro kwa ntchito yanu yogulitsa ndalama, musagwiritse ntchito ndalamazo; muyenera kukhala ndi ndalama zosungira. Chimodzi mwazochita zanga zabwino ndikusunga 10% ya ndalama zilizonse (kumanzere, kumanja, mphotho ndi mabonasi - ndizo zonse, ngakhale mphatso). Ngati palibe cholinga chosungira chinthu chofunika kwambiri, mukhoza kuyesa gawo la ndalamazi pochita malonda pa msika wogulitsa.
  • Osatenga ngongole pazogulitsa (kupatulapo mwayi, mwayi wapadera kuchokera kwa broker) - mutha kutaya ndalama zomwe mwabwereka m'malo moziwonjezera. Ndipo ngati ndizochititsa manyazi kutaya zanu, ndiye kuti ndizowopsanso kutaya za wina.
  • Khalani okonzeka "kumasula" ndalama zanu kwa zaka pafupifupi 3 - nthawi zina izi zimachitika chifukwa chobweza msonkho waumwini, nthawi zina ndikupanga mbiri yachiwopsezo chanthawi yayitali, ndi zina zambiri. Chabwino, kuphatikiza apo, simudzapeza njira yopambana kwambiri kwa inu. 

Momwe mungalowetse malonda pa stock exchange?

Mwachindunji - palibe njira. Mu Russian Federation, anthu alibe ufulu wodzipangira okha ndalama pamsika wamasheya. Kuti mulowe mu Moscow Exchange ndi nsanja zina, muyenera kulowa mgwirizano wautumiki wa brokerage ndikutsegula akaunti yobwereketsa. Zitatha izi, mutha kuyika kasamalidwe ka ndalama zanu kwa katswiri wotenga nawo gawo pamsika (zambiri) kapena muyambe kupanga nokha (ngati ndalamazo ndizochepa).

  • Kugwira ntchito mwachindunji ndi broker - mumalowa mgwirizano, ikani nsanja zamalonda ndikuyamba kuyesa, kutengera chidziwitso chanu kapena (zomwe zili zabwino, koma zowopsa) pazokambirana pamabwalo amalonda aukadaulo ndi amateur. Iyi ndiye njira yabwino kwambiri kwa oyamba kumene.
    • QUIK ndi gulu la zida zowunikira ndikugulitsa ndikusintha mwachangu kwambiri. Mutha kugulitsa pamisika yaku Russia ndi yakunja. Otetezedwa chifukwa cha kubisa kwa data.
    • MetaTrader5 ndi pulogalamu yogulitsira zida zam'tsogolo, zakunja ndi misika yamsika. Imakulolani kuti mupange malipoti achikhalidwe ndi ma aligorivimu amalonda muchilankhulo cha pulogalamu ya MQL5.
  • Kugwira ntchito pamafoni a broker kapena banki ndi mtundu wopepuka kwambiri kwa wochita malonda wa novice, momwe malingaliro onse ogulitsa amapezeka (nkhani, analytics, retrospectives, upangiri, mbiri, njira zokonzekera, ndi zina), koma nthawi yomweyo simumadzilowetsa muzinthu zosangalatsa komanso zovuta pakuyika ndalama.
  • Kugwiritsa ntchito njira zopangira malonda okonzeka ndi chida kwa osunga ndalama omwe alibe chidwi chopanga, amangofunika kuyika ndalama kuti akule mtsogolo. Mumayika ndalama mundondomeko yokonzekera ndikungodikirira kuti igwire ntchito komanso kuti mutseke zakuda (nthawi zambiri amakhala ndi zotsatira zabwino, ngakhale nthawi zambiri zimakhala zazing'ono). Ngakhale kuphweka kwachisankho, simuyenera kusiya njira iyi yopangira ndalama: "mutanyamula" mbiri yanu, mukhoza kuphunzira mfundo za mapangidwe a mbiri, kuphatikiza zinthu ndi zoopsa, ndi kusanthula komwe kumayambitsa ndondomekoyi.
  • Kuyamba kupanga mwaukali ndikulemba maloboti anu ogulitsa malonda othamanga kwambiri ndi mwayi kwa okhala ku Khabrovsk omwe ali amphamvu pama code. Komabe, iyi si njira yabwino kwambiri yogwirira ntchito zenizeni, popeza masamba nthawi zina amayang'ana njira zotsutsana ndi njirayi, maloboti amatha kuwukiridwa ndi olowa. Komabe, kulemba loboti yanu yamalonda kumatanthauza kumvetsetsa zobisika kwambiri zamisika ndi misika yosinthira ndalama zakunja; iyi ikhoza kukhala sitepe yanu yopita ku ntchito yatsopano kapena ntchito ya gulu la ma broker ndi mabanki. 

Momwe mungagulitsire?

Pali njira zambiri zogulitsira pamsika, koma si onse omwe ali oyenera oyamba kumene. Tiyeni tione zazikuluzo.

Scalping - mtundu wotchuka wamalonda womwe wogulitsa amapeza phindu kuchokera kumayendedwe aliwonse amtengo. Izi zimagwira ntchito pamafelemu anthawi yochepa (nthawi zina ngakhale mphindi 5 kapena mphindi). Zoyenera kwa iwo omwe malonda ndi ntchito yawo yayikulu (katswiri) ndipo amafunikira chidwi komanso chidwi pazambiri.

Malonda ofunikira - mtundu wa malonda omwe amalonda amagulitsa nthawi yapakati pogwiritsa ntchito kufufuza kofunikira. Iye kusanthula ndi kulosera mayendedwe msika ndi okwana zizindikiro za opereka zotetezedwa mu mbiri ndi, kutengera mfundo analandira, kupanga wotuluka. Iyi ndi njira yotsatsira malonda, ndiyoyenera kwa oyamba kumene omwe amayamba ndi kusanthula kofunikira.

Malonda aukadaulo - wochita malonda amagulitsa nthawi iliyonse kutengera kusanthula kwaukadaulo. Zochita zimatsekedwa osati pazidziwitso za msika ndi woperekayo, koma pamaziko a zolosera za kusintha kwamitengo kutengera momwe adasinthira mumikhalidwe yofananira yakunja. Kwenikweni, uku ndikugulitsa kutengera kusanthula kwamayendedwe. Oyenera kwa amalonda odziwa zambiri, koma kale pa siteji yophunzitsira ndiyenera kuyamba kudziwa zoyambira za kusanthula kwaukadaulo.

Njira ina yoyenera kwa oyamba kumene ndi malonda pakanthawi kochepa. Mfundo zoyendetsera ntchito ndizofanana ndi scalping, koma phindu kapena kutayika kumakhazikitsidwa potengera kusuntha kwamitengo munthawi yapakati (ola, maola angapo, tsiku). Nthawiyi ndi yokwanira kuti mufufuze mozama ndikupanga chisankho kapena kusankha njira. Njira yokhazikika komanso yabwino yogulitsira.

High Frequency Trading (ngati mwakhala pa HabrΓ© kwa nthawi yayitali, mwinamwake mwawerengapo) - izi ndizogulitsa, kumene amalonda ndi makompyuta omwe amapanga mamiliyoni a ntchito zowerengera pamphindi kuti apeze phindu lalikulu. Ndizosangalatsa, zolonjeza, komanso zofunikira kwambiri kwa opanga mapulogalamu, koma muyenera kudziwa kuti ndizosatetezeka, zimafunikira chidziwitso ndi chidziwitso chamalonda, komanso zitha kuukiridwa kapena kutsekedwa. Sizikudziwika bwino ngati malonda a HF ndi tsogolo la dongosolo lonse lazamalonda padziko lonse lapansi, koma ali ndi chiyembekezo.

Chabwino, mitundu iwiri yamalonda imagwiritsidwa ntchito ndi akatswiri okha komanso omwe akutenga nawo gawo pamsika.

Kugulitsa pompopompo - kugulitsa chifukwa cha mayendedwe amitengo mkati mwanthawi zosiyanasiyana.

Kugulitsa pa nthawi yayitali - malonda, omwe amachokera ku ndondomeko zowonjezera zachuma, zinthu zakunja, dziko ndi momwe misika ikuyendera. 

Palinso njira ina yogulitsira - kubwereza zochita za anthu ena mu njira yanu - sikudzakutsogolerani ku ukatswiri ndipo sikudzakulolani kuti mupange maubwenzi oyenerera ndi msika wogulitsa. Kuwerenga nkhani ngati izi ndizosangalatsa komanso zophunzitsa, koma kupanga malonda anu pakukopera ndi lingaliro loyipa kwambiri.

Mutha kuyesa njira yosankhidwa "mu labotale" pogwiritsa ntchito mbiri yakale ndikuwerengera zotsatira zomwe mungapeze. Awa ndi "maphunziro" owonjezera pa luso lanu lowunikira.

Chifukwa chake, mwadziwa mitundu yamalonda ndi ... 

Chotsatira, ndikupangira kuti muwerenge mabulogu a ogulitsa akuluakulu (koma kumbukirani kuti nthawi zina amalembedwa osati ndi olemba azachuma kapena amalonda odziwa zambiri, koma ndi ogulitsa omwe ali ndi mbiri ya philology, kutsutsa kwakukulu!), Penyani zida zophunzitsira (mutha ngakhale gwiritsani ntchito mabuku oyambira aku yunivesite), pitani pa intaneti -maphunziro ochokera kumakampani odziwika (mwachitsanzo, ndimakonda sukulu yaulere ya oyamba kumene Investments 101 kuchokera ku BCS, ndizomwe zimagwiritsidwa ntchito bwino kwambiri m'zinenero za Chirasha). Palinso njira ina - kulemba ganyu mphunzitsi pa bizinesi yosinthira masheya kuchokera kwa omwe kale anali amalonda kapena ochokera ku yunivesite; posachedwa akufotokozerani momveka bwino zoyambira. Koma musazengereze kufunsa za chokumana nacho chothandiza.

Pa maphunziro anu onse, mudzafunika akaunti yachiwonetsero, komwe mungagwire ntchito ndi ndalama zenizeni ndipo musawononge kwenikweni (komabe, osapeza phindu lenileni). (Mwa njira, chonde dziwani kuti akaunti yachiwonetsero sichiyenera kukulimbikitsani, chifukwa, choyamba, imakhala yophweka kwambiri poyerekeza ndi zochitika zenizeni, ndipo kachiwiri, ikhoza kukulimbikitsani ndi "kusewera").

Ndipo tsopano, pamene muli ndi zida za mano ndi chiphunzitso choyambirira ndipo mukudziwa kuti makandulo aku Japan sagulitsidwa pa Aliexpress ndipo sakugwirizana ndi Toyota ndi Honda, mukhoza kuyesa kuyamba ndi ndalama zenizeni pa akaunti ya brokerage.

Ayi, imani. Sindikufuna kumveka ngati katswiri wa zamaganizo wokulirapo kunyumba, koma ndikudziwa kuchokera kwa ine ndekha: khalani okonzeka kuti sindinu nkhandwe ya Wall Street. Palibe chidaliro, palibe kupumula, palibe chisangalalo. Ndiwe sapper wosadziwa m'munda wamigodi wopanda mapu amigodi. Izi zikutanthauza kuti pazipita zomveka, kulingalira ndi kusamala.

Chabwino, ndi zimenezo, tiyeni tiyambe.

Mukufuna broker, kapena m'malo mwake, bungwe lomwe mungatsegule akaunti yobwereketsa. Wogulitsayo akupatsirani mwayi wopeza zida zogulitsira ndipo azitengera zoopsa zonse zamalamulo ndi zamalamulo. Wogulitsa amakuchitirani zonse m'malo mwanu ndi ndalama zanu (pokhapokha ngati mutagwirizana), ndipo inu, monga wogulitsa, mumasankha zinthu zomwe mungagule, momwe mungamangire mbiri, ndi zina zotero. Ngati mungafune (nthawi zambiri ndi ndalama zinazake), mutha kupatsidwa broker yemwe mungakambirane naye kudzera pa macheza kapena patelefoni zokhudzana ndi zochitika zoopsa, zopangidwa mwadongosolo, kupeza zida zina, ndi zina.

Kodi mungasankhe bwanji broker?

Katswiri wotenga nawo gawo pamsika wachitetezo yemwe amachita ntchito zamalonda amatchedwa broker. Iyi ndi kampani yomwe ili ndi mwayi wopeza nsanja zogulitsira masheya ndipo ipanga malonda m'malo mwanu komanso akaunti yanu. Kuphatikiza apo, broker ndi wothandizira msonkho ndipo ndi amene angakonzekere bwino ndikutumiza zobweza msonkho kapena kuchotsera msonkho. Ndalamazo zidzafika mu akaunti yanu "yachotsedwa" misonkho. Pazochita zake, broker amatenga ntchito - monga lamulo, izi ndizochepa kwambiri, koma zitsimikizo ndi zosavuta zili pamlingo wapamwamba. 

  • Choyamba, broker wanu kapena wogulitsa forex ayenera kukhala ndi layisensi yochokera ku Central Bank of the Russian Federation. Mutha kuyang'ana mumakaundula apano patsamba la Banki. Ngati mwauzidwa kuti laisensiyo yatsala pang'ono kusinthidwa kapena kuti ikusinthidwa, kanani ndi kampani yoteroyo.
  • Maakaunti am'mabanki odziwika bwino ndi oyenera kudalira. Sberbank, VTB, Alfa-Bank, Tinkoff Bank ndi ena ali ndi zotsatsa. Amasiyana mu kuthekera, zinthu zochepa, zida za zida ndi kupezeka. 
  • Wogulitsayo sayenera kungomaliza mgwirizano pa akaunti yobwereketsa, komanso akuuzeni za zida zonse ndikupereka mwayi wogwiritsa ntchito pakompyuta ndi mafoni ofunikira pazogulitsa.
  • Ngakhale mutapanga ndalama mopanda malire (perekani kasamalidwe ka capital kwa broker), muyenera kukhala ndi zida zowongolera ndikuwunika momwe maakaunti anu alili, mutha kuwona tsatanetsatane wazochitika zonse ndi zochitika.
  • Ndikupangira kuti musamalire ma broker akunja, mwachitsanzo, imodzi mwazosankha zodziwika bwino ndi chithandizo cha chilankhulo cha Chirasha ndi Interactive Brokers. Imasiyanitsidwa ndi mapulogalamu ogulitsa omwe ali ndi ntchito zambiri komanso luso lowunikira. 
  • Inshuwaransi yowonjezera - nthawi ya ntchito ya kampani pamsika. Ngati zakhala zovomerezeka kwa zaka zoposa 3, monga lamulo, kampaniyo ikhoza kudaliridwa.

Ngakhale kuti msika wamabungwe azandalama ukulamulidwa mosamalitsa, makampani achinyengo atsopano nthawi zonse amawonekera amadzinamizira kuti ndi ogulitsa. Amatolera ndalama kwa omwe angakhale osunga ndalama kenako n’kutha popanda kukwaniritsa udindo uliwonse. Panthawi imodzimodziyo, amapereka zifukwa zomveka komanso za "geeky": "tili ndi neural network," "timagwira ntchito ndi Bitcoin, kotero sitipeza chilolezo," "ndife ochita malonda apamwamba," ndi zina zotero. kwenikweni, palibe funso laukadaulo uliwonse wa scammers. Samalani.

Palibe chifukwa chosokoneza broker ndi akatswiri, makamaka ndi alangizi a robo. Ngati broker ali ndi maudindo ambiri pansi pa mgwirizano, ndiye kuti mabungwewa alibe udindo pa upangiri ndi malingaliro awo. Komabe, kampani iliyonse yobwereketsa imakhala ndi ntchito zonse zowunikira zomwe zimapereka ma broker maziko opangira zisankho komanso deta yowunikira.

Momwe mungapangire mbiri?

Pali magawo atatu akulu azachuma: phindu, nthawi yazachuma komanso chiwopsezo. Choncho, mbiri iliyonse imatsimikiziridwa ndi mgwirizano pakati pa zinthuzi. Apa, monga nthabwala yakale: sankhani ziwiri zilizonse. Mu tchati mutha kuwona chiΕ΅erengero cha mitundu yosiyanasiyana ya osunga ndalama. 

Kwa oyamba kumene pamsika: kukambirana moona mtima za malonda
Ndikuganiza kuti chiΕ΅erengero choyenera kwambiri pakuyika ndalama: phatikizani - sungani 40% pazida zodalirika, 10% pazida zomwe zili pachiwopsezo chachikulu, gawani 50% yotsalayo kutengera ndalama komanso njira yanu yayikulu. Nthawi yabwino yopangira ndalama ndi zaka zitatu (kuphatikiza ndi malamulo amisonkho). Njira yosavuta yoyambira ndikutsegula IIS (akaunti yamunthu payekha, tidzakambirana pambuyo pake).

Kodi kutaya ndalama ndi chitsimikizo?

Ambiri omwe angoyamba kumene kuyika ndalama pawokha amapanga zolakwika zomwezo, zomwe zimasiyana kokha pakuwonongeka. Osachita izi.

  • Osagulitsa mwayi kapena mwayi. Chilichonse chomwe mungachite chiyenera kukhala choganizira komanso chodziwitsidwa - komanso chofunika kwambiri, kutengera deta ndi kusanthula. Mwachitsanzo, mudawona zizindikiro za kukula kwa magawo a Gazprom ndipo munaganiza "kutaya" mtengo wanu pakati pa kukula, ndipo tsiku lotsatira iwo anakula ndi 40%. Chifukwa chiyani? Chifukwa msika unali kuyembekezera kutulutsidwa kwa malipoti abwino a zachuma ndi kuwonjezeka kwa magawo - malipoti anatulutsidwa, kukula kunayamba. Munawerenga molondola chizindikiro cha msika, koma simunapange phindu chifukwa munali mofulumira. Ndipo kwa wochita bizinesi wodziwa zambiri, momwe zinthu ziliri mu kampani yomwe ikupereka komanso chidziwitso cha zochitika zonse ndiye chida chofunikira kwambiri. Ngakhale simunganene zolosera zolondola komanso kufotokozera mozama momwe msika ukuyendera, muyenera kudziwa zomwe zili zoyenera kugulitsa, kugula kapena kukhala ndi katundu muzogulitsa zanu.
  • Osayembekeza phindu lalikulu pompopompo - simungathe "kugulitsa 10 ndikuchotsa 000 pa sabata" (ngakhale kwa azazaza). Malingana ndi ndondomeko ya ndalama, phindu limapangidwa, zomwe zingakhalenso zoipa. Phindu "lopambana" likhoza kukhala chifukwa cha ndalama zowopsa zomwe munthu wamalonda wodziwa zambiri amagulitsa, koma izi nthawi zambiri zimangochitika mwamwayi, chifukwa zotsatira za ndalama zomwe zimakhala ndi chiopsezo chachikulu sizinenedweratu.
  • Kusiya ntchito yanu kuti mukhale Investor ndi chinthu choyipa kwambiri chomwe chingachitike kwa newbie. Njira yochokera ku lingaliro loyamba kupita kwa broker wodziwa zambiri imatha kutenga zaka 3, kapena zaka 5 zophunzitsidwa mozama. Ndilankhula molunjika kuchokera ku zomwe ndakumana nazo: ngakhale patatha zaka 3 zaukadaulo wa masamu azachuma, kasamalidwe ka chitetezo ndi bizinesi yosinthira masheya ku yunivesite, chinthu chokhacho chomwe mungachite mwaukadaulo komanso modalirika ndikuzindikira mbava. "Kupanga ndalama" pamsika sikugwira ntchito; muyenera maphunziro owonjezera ndi machitidwe. Apanso, makamaka, ma broker omwe amagwira ntchito ndi maakaunti amakasitomala ndi ogwira ntchito m'mabungwe azachuma ndipo, kuphatikiza pamalipiro amakomisheni, amakhala ndi malipiro ndipo, ngati kuli kofunikira, amatha kusuntha molunjika ku ma analytics kapena maphunziro. Ngati musiya zonse, sungani QUIK, gwirizanitsani akaunti yanu ndikuyamba "kusewera pamsika", konzekerani kudya pang'ono, kuvala bwino ndikusunga zambiri. Mapeto ake ndi osavuta: mwina kuchita malonda mumsika ndi gwero la ndalama zowonjezera komanso chizolowezi chanzeru kwa inu, kapena mukuphunzira mwachidwi ndikusintha ntchito yanu. Ndipo inde, kugulitsa pamsika simasewera, ndi ntchito, ngakhale kwa Investor wamba. 
  • Palibe zolakwa zoipitsitsa kuposa mfundo yapitayi, koma malo achiwiri odalirika amapita kukugwiritsa ntchito ndalama zomwe mukufunikira panopa kapena posachedwa pamayendedwe anu oyambirira pamsika wogulitsa. Mwachitsanzo, ngati mukusungira ngongole, galimoto kapena kugula kwina kulikonse kofunikira, ndipo mwadzidzidzi mwaganiza "kusunga" mwamsanga, kusiya lingaliro ili - chiopsezo ndi chachikulu kwambiri. Koma ngati muli ndi "bokosi" komwe mumasungira ndalama zanu zaulere ndipo mukutsimikiza kuti simudzasowa ndalamazo posachedwa (ndikupangira kuganizira nthawi yazachuma ya zaka 3), mutha kuyesa dzanja lanu mosatekeseka pakukulitsa ndalama. kudzera mu akaunti ya brokerage. Koma kumbukirani - simungalandire phindu lowonjezera, komanso kutaya ndalama zazikulu zomwe mwagulitsa. 
  • Osasokoneza ndalama zenizeni. 

Zolakwa ziwiri zotsatirazi zikukhudzana mwachindunji ndi kusankha kwa zida zogulira ndalama ndipo ndi njira ziwiri zopititsira patsogolo ndalama.

  • Ndi kulakwa kugwiritsa ntchito chida chimodzi chokha chogulitsira (mwachitsanzo, sungani ndalama m'magawo a kampani imodzi, mu madola, golide, ndi zina zotero). Zowonadi, pakadali pano, simupeza ndalama zogwira ntchito, koma chida chosungira ndalama "chopulumutsa", chomwe chingabweretse ndalama pakapita nthawi. Ndalama zamtunduwu zitha kufananizidwa bwino ndi ndalama zosungitsa banki. 
  • Sikonso kulakwitsa kuyika ndalama mu chilichonse, makamaka zida zowopsa, zoyambira zosawoneka bwino, makampani atsopano, m'magawo motsutsana ndi zomwe zikuchitika mozungulira zochitika zina. Mkhalidwe woterewu wokhudza mbiri yanu umabweretsa kutayika kwa phindu komanso kusamvetsetsa zoyambira zamabizinesi amapangidwe. Pamapeto pake, mutha kukhala mumkhalidwe womwe simungathe kulosera zomwe otenga nawo gawo pamsika komanso momwe msika umawachitira. 

Nayi tweet iyi 

zidapangitsa kuyenda uku:

Kwa oyamba kumene pamsika: kukambirana moona mtima za malonda
Choncho neneratu mbiri yanu yochokera pa Twitter (mwa njira, njira yabwino kwambiri - pali kumvetsetsa kale kuti ma tweets a ma CEO a makampani, komanso andale, makamaka D. Trump, amakhudza kwambiri machitidwe a msika)

Kodi mukudziwa zomwe zimakuuzani kuti mwafika pamsika molondola? Muyenera kutopa. Chisangalalo m'zachuma (mtundu uliwonse!) Ndi mlangizi woyipa kwambiri. 

Timasankha msika wamasheya pazifukwa zosiyanasiyana: chifukwa cha chidwi, kuyika ndalama ndikusunga ndalama zaulere, chifukwa chofuna kupeza ndalama, kapena kungophunzira zatsopano. Madivelopa ena, atatha kudziwana ndi msika wamasheya, amasintha luso lawo ndikupita kukapanga maloboti ogulitsa. 

Msika wogulitsa ndi nkhani yovuta. Zoona zake, palibe amene angathe kuneneratu bwino za tsogolo la msika wogulitsa: lero mudzafika pachimake, ndipo mawa ena osunga ndalama (ndicho chifukwa chake izi ndizochita malonda - m'lingaliro labwino la mawu). Izi, zachidziwikire, si roulette kapena makina olowetsa, koma vuto lonse liri pakuzindikira zomwe zikuchitika komanso kuphunzira kusanthula kwaukadaulo komanso kofunikira. Zina zonse zimachokera pa izi. Ndipo olemba mapulogalamu, akatswiri a masamu, ndi akatswiri nthawi zambiri amakhala odziwa bwino kusanthula zochitika, koma kunena kuyambira tsiku loyamba "Ndine katswiri wa zachuma" ndi wodzikuza kwambiri ndipo akhoza kukutsutsani. Kumbukirani: nthawi zonse pali chiopsezo.

Zoti muwerenge pamutuwu?

Ndipo, ndithudi, werengani njira zachuma, ndale ndi zamkati pa Telegalamu - zambiri zimawonekera poyamba (pambuyo pa Twitter ;-)).

Mndandanda wa maumboni ndi masamba amasiyana kwambiri malinga ndi zida zosankhidwa, kotero padzakhala maumboni owonjezera m'nkhani zokhudzana ndi zida zosiyanasiyana.

Ngati muli ndi chidziwitso pakuyika ndalama (zabwino kapena zoyipa), tiuzeni mu ndemanga momwe mudayambira, zomwe mudapunthwa nazo, ndipo mudasiya?

Kwa oyamba kumene pamsika: kukambirana moona mtima za malonda

Source: www.habr.com

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