Mwayi ku Georgia kwa akatswiri a IT

Georgia ndi dziko laling'ono ku Caucasus lomwe likumenyera nkhondo kuti lidziwike padziko lonse lapansi ngati malo obadwirako vinyo; kunali kuno komwe adadziwa kupanga chakumwa choledzeretsa ichi zaka 8 zapitazo. Georgia imadziwikanso chifukwa cha kuchereza alendo, zakudya komanso malo okongola achilengedwe. Zingakhale bwanji zothandiza kwa odziyimira pawokha ndi makampani omwe amagwira ntchito muukadaulo wa IT?

Misonkho yokonda makampani a IT

Masiku ano, Georgia si dziko lotsogola pankhani yaukadaulo wamakompyuta, m'malo mwake. Kuyesera kusintha zinthu kunachitika mu 2011, pamene Lamulo la Georgia "Pa Zone Zamakono Zamakono" linayamba kugwira ntchito. Mogwirizana ndi lamuloli, makampani onse okhudzana ndi ukadaulo wazidziwitso ali ndi mwayi wochepetsera misonkho, koma malinga ndi kugulitsa zinthu kunja. Pachifukwa ichi, iwo anali omasuka kulipira:

• msonkho wamakampani - 15%;
• VAT - 18%;
• malipiro otumiza kunja.
• Msonkho wokhawo womwe makampani a IT omwe ali ndi mbiri yamakampani amalipira ndi 5% popereka zopindulitsa kwa eni. Ngati pali antchito, zotsatirazi siziloledwa:
• 20% - msonkho wa ndalama;
• 4% - zopereka ku Pension Fund (okha okhala ku Georgia).

Komabe, chiyembekezo cha misonkho yotsika sichinakope “khamu” la makampani apakompyuta kudzikolo. Komabe, mwayi wochepetsera katundu wachuma wakhala mwayi wosangalatsa kwa akatswiri a IT ochokera kumayiko oyandikana nawo (mwachitsanzo: ochokera ku Ukraine, Russia, Armenia) omwe akufuna kusintha dziko lawo kwa nthawi yayitali kapena kwakanthawi kochepa. Zomwe zidathandizira:

• kuyandikana kwa malo;
• palibe mavuto ndi kulankhulana, Georgian ambiri amamvetsa ndi kulankhula Chirasha;
• palibe chifukwa chofunsira visa - mutha kukhala, kugwira ntchito ndi kuphunzira ku Georgia kwa chaka chimodzi, ndiyeno mutha kuwoloka malire ndikukhalanso kuno kwa chaka chimodzi.

Momwe mungalembetsere kampani yamakompyuta ku Georgia

Zidzakhala zotheka kulembetsa kampani ya IT, analogue ya LLC, ku Georgia tsiku limodzi ku Nyumba Yachilungamo. Mtengo wolembetsa mwachangu ndi 1 GEL (patsiku lolemba ntchito), ngati mutenga kabuku kakulembetsanso kampaniyo tsiku lotsatira - 200 GEL.

Mavuto omwe mlendo angakumane nawo ndi awa: kudzaza zikalata mu Chijojiya ndikupereka chitsimikiziro cha adilesi yovomerezeka. Koma mothandizidwa ndi makampani apadera, mavutowa sali ovuta kuwagonjetsa. Chotsatira, ndi chikalata cholembetsa kampani, muyenera kupita ku ofesi yamisonkho, komwe angakupatseni dzina ndi mawu achinsinsi kuti mupeze akaunti yanu. Zomalizazi zimagwiritsidwa ntchito polemba malipoti, komanso zikuwonetsa zambiri zokhudzana ndi misonkho, nthawi yolipira komanso kuchuluka kwa malipiro.

Pa gawo lotsatira, kampaniyo iyenera kupeza satifiketi ya "Munthu wa Virtual Zone". Ngati ilipo, mutha kugwiritsa ntchito mwayi wamisonkho. Muyenera kutumiza pempho la udindo wapadera apa. Muyenera kudzaza pulogalamu yayifupi patsamba (mu Chijojiya). Kenako, mkati mwa masiku 2-14, mudzalandira ulalo wotsitsa satifiketi ya "Virtual Zone Persons" kudzera pa imelo. Ndi zomveka kwa chaka chimodzi, ndiye muyenera kufunsira kachiwiri.

Monga mukuonera, kulembetsa kampani ya IT ku Georgia sikovuta konse, ndipo ndondomekoyi sitenga nthawi yambiri. Koma vuto lalikulu m’dzikoli ndi kusowa kwa akatswiri oyenerera. Kapenanso, ganyu Madivelopa kunja. Ku Georgia, palibe chifukwa chopezera zilolezo zogwirira ntchito kwa akatswiri akunja, zomwe zimathandizira kubwereketsa. Koma sikuli kwanzeru nthawi zonse kubweretsa antchito kudziko lina. Kupatula apo, apa akuyenera kupereka ndalama zokwanira kuti akhale ndi moyo wabwinobwino.

Inde, pali makampani apakompyuta omwe atsegula magawo awo apa, mwachitsanzo, Oberig IT (Ukraine).

Kodi ndi phindu lanji lomwe makampani a IT angatsegule maofesi ku Georgia, kuphatikiza misonkho yotsika:

• kuchepetsa ndalama zogwirira ntchito - pokhudzana ndi akatswiri aku Georgia;
• kupeza misika yakunja - boma la Georgia lamaliza mapangano a malonda aulere ndi EU, EFTA, mayiko a CIS, China, Hong Kong ndi Turkey;
• mapangano omwe alipo pa kupewa misonkho iwiri ndi mayiko 55 (kumayambiriro kwa 2019);
• kuthekera kodutsa zilango ndikofunikira kwa makampani ochokera ku Russia omwe makasitomala akunja sakufuna kugwira nawo ntchito, kuti asagwere pansi pa zilango za EU ndi US.

Kuphatikiza pakuchepetsa misonkho, mikhalidwe yogwirira ntchito m'mabanki aku Georgia ikhoza kukhala yosangalatsa kwambiri pakati pa akatswiri a IT ochokera kumayiko ena. Pali mitengo yotsika kwambiri yantchito zobweza ndalama komanso kubanki pa intaneti, zomwe zimapangitsa kuti zikhale zomveka kutsegula maakaunti amunthu payekha komanso maakaunti amakampani amakampani a IT.

Ndizomveka kugwiritsa ntchito makhadi olipira ndi maakaunti anu aku mabanki aku Georgia kuti mulandire ndalama zolipirira maoda omalizidwa a anthu odziyimira pawokha omwe amakhala ku Georgia. Mukasamukira kuno, mutha kupitiliza kugwira ntchito kutali, kukhala ndi malipiro okwera, koma nthawi yomweyo mumawononga ndalama zochepa pazakudya, zosangalatsa, zosangalatsa, komanso kukhala m'mphepete mwa nyanja ku Batumi.
Koma chochititsa chidwi kwambiri chothandizira ku mabanki aku Georgia ndikuti samangotumiza chidziwitso kwa akuluakulu amisonkho a mayiko ena (Georgia si membala wa CRS). Ndiko kuti, palibe amene angadziwe za ma risiti aliwonse ku akaunti m'dziko lomwe kasitomalayo amakhala msonkho. Ndipo chifukwa chake, mutha kusunga misonkho.

Ntchito zamabanki kwa akatswiri a IT

Pali mabanki awiri akuluakulu ku Georgia omwe amakhala oposa 70% ya msika wandalama - Bank of Georgia ndi TBC Bank. Mabungwe azachuma onsewa ali padziko lonse lapansi, ali ndi maukonde ambiri anthambi ndipo amatha kudzutsa chidwi pakati pa odziyimira pawokha, omwe akukonzekera kusamukira ku Georgia ndikukhala m'maiko ena.

Akatswiri a IT omwe amadzipangira okha ali ndi chidwi, kuchokera pamalingaliro abwino, pamakhadi olipira a mabanki aku Georgia. Kupatula apo, amayenera kuthana ndi mavuto ofunikira awa: momwe mungabwezere ngongole ku akaunti ndikuchotsa ndalama, ndipo koposa zonse, kuwonetsetsa kuti ma komishoni amabanki ndi otsika mtengo momwe angathere.

Mabanki aku Georgia amagwiritsa ntchito muyezo wapadziko lonse wamaakaunti akubanki a IBAN, amapereka mwayi wopeza maakaunti amakasitomala kudzera kubanki, komanso amatulutsa makhadi olipira a Visa, MasterCard yolipira, ndipo Bank of Georgia imatulutsanso American Express.

Kuti mutsegule akaunti yanu, munthu wosakhala wokhalamo amangofunika kukhala ndi pasipoti yakunja ndikudzaza mafunso a kasitomala.

Mtengo wa utumiki wanthawi zonse ku TBC Bank

Ndi ndalama ziti zomwe munthu wodzipangira yekha angachite akamagwiritsa ntchito ntchito za TBC Bank:

• kutsegula akaunti yamakono - 10 GEL ndi malipiro a mwezi uliwonse - 0,9 GEL;
• malipiro apachaka popereka khadi yolipira: Classic/Standard - 30 GEL, Gold - 90 GEL, kuphatikizapo malipiro a mwezi uliwonse: Visa Classic / MC Standard - 2,5 GEL, Visa / MC Gold - 7,50 GEL;
• kuchotsa ndalama ku nthambi za TBC Bank: 0,6%, min. 0,2 GEL, pa ATM ya banki ndi othandizana nawo - 0,2%, min. 0,2 GEL;
• kuchotsa ndalama ku ma ATM ena: 2%, min. 3 USD / EUR kapena 6 GEL;
• kusamutsidwa kumabanki ena: mu lari - 0,07% min. 0,9 GEL; mu USD - 0,2% min. 15 USD pamwamba. 150 USD; mu ndalama zina - 0,2% min. 15 EUR. 150 EUR;

Mutha kusunga ndalama ngati mutayitanitsa nthawi yomweyo ntchito ya phukusi. Monga gawo la phukusi, kasitomala salipira kuti atsegule akaunti, pakukonza kwake pamwezi, popereka khadi komanso kukonza kwake.

Mwachitsanzo, popereka malipiro a pachaka a phukusi la "Status" tariff - 170 GEL (pafupifupi 57,5 USD), kasitomala adzatha kusunga 30,8 GEL: 10 GEL (kutsegula kwa akaunti) + 10,8 GEL (kukonza akaunti kwa chaka) + 90 GEL (kutulutsidwa kwa Khadi la Golide) + 90 GEL (kukonza kwapachaka kwa Khadi la Golide). Komanso, mu "Status" phukusi, kusamutsidwa kumabanki ena ndi otsika mtengo: mu lari - 0,5 lari, mu USD / ndalama - 9,9 USD / ndalama.

Mophiphiritsa, ngati wogwira ntchito pawokha alandira malipiro pa khadi lagolide la TBC Bank, amawononga ndalama: 170 GEL pachaka pogula phukusi ndi 2% min. 3 USD pakuchotsa ndalama zilizonse ku ATM m'dziko lanu. Ngati akukhala ku Georgia, ndiye kuti kuchotsa ndalama kudzakhala 0,2%, osachepera 0,2 lari.

Phukusi la Premium Solo kuchokera ku Bank of Georgia

Bank of Georgia imapereka akatswiri a IT kuti atengepo mwayi pa phukusi la SOLO Club premium service. Mtengo wake ndi 200 USD pachaka, koma ndalama izi kasitomala amalandira:

• American Express Platinum Card;
• kuchotsa ndalama kwaulere ku ATM zonse padziko lapansi;
• kuchuluka kwa malire atsiku ndi tsiku pakuchotsa ndalama - mpaka GEL 20;
• Khadi Lofunika Kwambiri Pamadutsa 5 aulere kupita kumalo ochezera ma eyapoti padziko lonse lapansi;
• inshuwaransi yaulendo;
• ntchito za concierge maola 24;
• kutenga nawo mbali mu pulogalamu ya kukhulupirika.

Osati mabanki ambiri ku CIS makamaka ku EU omwe angadzitamande ndi maphukusi okwera mtengo otere. Poyerekeza, mwezi wautumiki mkati mwa phukusi lautumiki la Sberbank First umawononga ma ruble 10, ngati ndalama za akaunti zonse za banki ndizosakwana ma ruble 000 miliyoni. Mtengo wa utumiki mkati mwa phukusi la VTB Privilege ndi ma ruble 15 pamwezi kapena kwaulere, koma malinga ngati ma risiti omwe ali pa khadi amachokera ku ruble 5 kapena mabanki a akaunti ndi osachepera 000 rubles.

Kutsegula akaunti yaumwini kwa osakhala m'mabanki aku Georgia sikovuta ndipo kungathe kuchitika kutali, popanda kuyendera dziko. Makasitomala amalandira mwayi wokhazikika komanso wokhazikika wamaakaunti pogwiritsa ntchito mabanki apa intaneti ndi makhadi olipira. Tiyenera kuzindikira kuti Georgia sali nawo mu Automatic Exchange of Financial Data. Chifukwa chake, muyenera kudzidziwitsa nokha za maakaunti anu onse kumabanki aku Georgia, komanso kulipira misonkho pazopeza.

Source: www.habr.com