Pali malingaliro amphamvu okhudza kubwerera m'mbuyo kwa kontinenti ya Africa. Inde, pali mavuto ambiri kumeneko. Komabe, IT ku Africa ikukula, ndipo mwachangu kwambiri. Malinga ndi kampani yayikulu yamabizinesi ya Partech Africa, oyambitsa 2018 ochokera kumayiko 146 adakweza $ 19 biliyoni mu 1,16. Cloud4Y idapanga mwachidule zamakampani osangalatsa kwambiri aku Africa komanso makampani ochita bwino.
Agriculture
Agrix Technology
, yochokera ku Yaounde (Cameroon), idakhazikitsidwa mu Ogasiti 2018. Pulatifomu yoyendetsedwa ndi AI ikufuna kuthandiza alimi aku Africa kuthana ndi tizirombo ndi matenda komwe amachokera. Ukadaulowu umathandizira kuzindikira matenda a mmera ndikupereka chithandizo chamankhwala komanso chakuthupi komanso njira zodzitetezera. Ndi Agrix Tech, alimi amapeza pulogalamu pa foni yawo yam'manja, kuyang'ana chitsanzo cha chomera chomwe chakhudzidwa ndikupeza njira zothetsera. Ntchitoyi ikuphatikiza ukadaulo wozindikira mawu ndi mawu m'zilankhulo zaku Africa kuno, kotero kuti ngakhale anthu ocheperako amatha kuzigwiritsa ntchito. Alimi omwe amakhala ndikugwira ntchito kumadera akutali opanda intaneti atha kugwiritsa ntchito pulogalamuyi chifukwa Agrix Tech AI safuna kuti intaneti igwire ntchito.
AgroCenta
ndi nsanja yapaintaneti yochokera ku Ghana yomwe imalola alimi ang'onoang'ono ndi mabungwe alimi amidzi yakumidzi kuti azitha kupeza msika wawukulu wapaintaneti. AgroCenta inakhazikitsidwa mu 2015 ndi awiri omwe kale anali ogwira ntchito pa mafoni a Esoko, omwe ankafuna kuchepetsa mwayi wopeza msika komanso kupeza ndalama. Iwo anazindikira kuti kusowa mwayi wopeza msika wokhazikika kumatanthauza kuti alimi ang'onoang'ono amakakamizika kugulitsa zokolola zawo kwa amalonda pamitengo "yachipongwe". Kulephera kupeza ndalama kumatanthauzanso kuti alimi sadzatha kuchoka paulimi wang'ono kupita wapakati kapenanso kukula kupita ku mafakitale.
Mapulatifomu a AgroTrade ndi AgroPay amathetsa mavuto awiriwa. AgroTrade ndi njira yogulitsira zinthu zomwe zimayika alimi ang'onoang'ono kumapeto ndi ogula akuluakulu mbali ina kuti athe kugulitsa mwachindunji. Izi zimawonetsetsa kuti alimi amalipidwa mitengo yabwino ya katundu wawo komanso amawalola kugulitsa mochulukira, popeza ogula amakhala makampani akuluakulu kwambiri, kuchokera kumafakitale mpaka opanga chakudya.
AgroPay, nsanja yophatikizira zachuma, imapatsa mlimi aliyense wocheperako yemwe wagulitsa pa AgroTrade chikalata chandalama ("banki") chomwe angagwiritse ntchito kuti apeze ndalama. Mabungwe ena azachuma omwe amagwira ntchito yopereka ndalama kwa alimi ang'onoang'ono agwiritsa ntchito AgroPay kuti amvetsetse ndi alimi omwe ali ndi ufulu wopeza ngongole. Posakhalitsa, malinga ndi mkulu wa kampaniyo, zinali zotheka kuonjezera ndalama za alimi pa intaneti ndi pafupifupi 25%.
Mlimi
ndi chiyambi china cha ku Ghana chomwe chimapatsa alimi ang'onoang'ono mwayi wopeza zidziwitso, zogulitsa ndi zothandizira kuti apititse patsogolo ndalama zawo. Mpaka pano, alimi oposa 200 adalembetsa. Mu June 000, Farmerline anali m'modzi mwa oyambitsa atatu kuti apambane Mphotho ya King Baudouin for African Development, kulandira β¬ 2018. Kampaniyo idasankhidwanso kuti ilowe nawo ku Swiss multi-corporate accelerator Kickstart, ndipo idasankhidwa kukhala yachiwiri yabwino kwambiri pamakampani azakudya.
Pewani
ndi agro-startup yochokera ku Nigeria yomwe imathandizira kukulitsa kugulitsa kwazinthu zaulimi kudzera munjira zosinthira zopangira zofunikira pamabizinesi aulimi mdziko muno. Releaf imapangitsa kukhulupilika pakati pa omwe akuchita nawo bizinesi yaulimi polola ogulitsa olembetsedwa kuti apereke mapangano otsimikizika ndi ogula. Kuyambika kudayamba mu Ogasiti 2018, kulengeza kuti idatsimikizira kale mabizinesi opitilira 600 ndikuwongolera makontrakitala opitilira 100. Posakhalitsa adasankhidwa kuti alowe nawo ku Silicon Valley-based accelerator Y Combinator, zomwe zidapangitsa kuti apeze ndalama zokwana $ 120.
Zakudya
WaystoCap
ndi nsanja yamalonda yochokera ku Casablanca (Morocco), yomwe idatsegulidwa mu 2015. Kampaniyo imathandizira mabizinesi aku Africa kuti agule ndi kugulitsa zinthu - kuwalola kupeza zinthu, kuziyesa, kupeza ndalama ndi inshuwaransi, kuyang'anira zotumizira ndikuwonetsetsa chitetezo chamalipiro. Kampaniyo imanyadira kuti idapereka mwachangu mabizinesi ang'onoang'ono zida ndi chithandizo chomwe amafunikira kuti agulitse m'dziko muno komanso padziko lonse lapansi. Ndikoyamba kwachiwiri ku Africa kusankhidwa kuti alowe nawo Y Combinator yochokera ku Silicon Valley ndipo walandira US $ 120.
Vendo.ma
ndichiyambi china cha Morocco chomwe chimalola ogwiritsa ntchito kufufuza zinthu ndi ntchito m'masitolo otchuka pa intaneti komanso azikhalidwe. Kampaniyo idapangidwa mu 2012, pomwe dzikolo lidayamba kuyankhula zamalonda a e-commerce. Makina osakira anzeru amazindikira zosowa za wogwiritsa ntchito mosavuta ndikuwapatsa kuthekera kosintha kusaka kwawo powonjezera ma tag pakufufuza kwawo, kuyika mtengo wapamwamba kapena wocheperako, ndikupeza masitolo pamapu olumikizana nawo. Chifukwa cha kukula kwake kofulumira, chiyambicho chinalandira $ 265 mu ndalama zambewu.
Ndalama
Piggybank/PiggyVest
, yomwe imadziwikanso kuti PiggyVest, ndi ntchito yazachuma yomwe imathandiza anthu aku Nigeria kuti achepetse kugwiritsa ntchito ndalama mwa kukonza chikhalidwe chawo chosungira ndalama pogwiritsa ntchito ma depositi (tsiku ndi tsiku, mlungu uliwonse kapena mwezi uliwonse) kuti akwaniritse cholinga cha kusunga ndalama. Utumikiwu umakulolani kuti mutseke ndalama kwa nthawi inayake. Mothandizidwa ndi PiggyVest, anthu amaphunzira kugwiritsa ntchito ndalama zawo mwanzeru komanso kuyikapo ndalama. Vuto lenileni la Afirika ambiri ndilakuti ndalama zimatha msanga komanso popanda kuwonekera. PiggyVest imakuthandizani kusiya china chake.
Kuti
(omwe kale anali Kudimoney) ndi oyambitsa fintech ochokera ku Nigeria omwe adawonekera mu 2016. Kwenikweni, ndi banki yogulitsa, koma imagwira ntchito mumtundu wa digito. Pafupifupi ngati zoweta Tinkoff Bank ndi analogi ake. Ndilo banki yoyamba ya digito ku Nigeria yokhala ndi layisensi yosiyana, yomwe imasiyanitsa ndi zoyambira zina zachuma. Kuda amapereka akaunti yogwiritsira ntchito ndalama ndi ndalama zopanda malipiro a mwezi uliwonse, khadi la ngongole yaulere, ndikukonzekera kupereka ndalama zogulira ndi zolipiritsa za P2P. Kuyambako kudakopa $ 1,6 miliyoni muzachuma.
Kusinthana kwa Dzuwa
Ndi blockchain yoyambira ku South Africa yomwe idawonekera mu 2015. Anatchedwa wopambana wa Blockchain Challenge yokonzedwa ndi ofesi ya Smart Dubai, kulandira US $ 1,6 miliyoni mu ndalama. Kampaniyo idaganizanso kukhazikitsa ma solar angapo a 1 MW padenga la masukulu ena apamwamba ku Dubai. Kuyambika kwapangidwa kuti athandize anthu kuti ayambe kuyika ndalama mu mphamvu ya dzuwa, kulandira ndalama zokhazikika komanso kulimbikitsa kukula kwa matekinoloje a "green" m'madera osiyanasiyana padziko lapansi. Pulatifomu imagwiritsa ntchito mfundo yogulitsira anthu ambiri, yomwe ili yofanana ndi kuchuluka kwa anthu, koma imagwiritsa ntchito kwambiri chuma cha digito m'malo mwa ndalama zenizeni. Kusinthanitsa kwa Sun kumapereka mwayi wopanga ndalama zochepa pama projekiti amagetsi. Makina amtundu wa dzuwa amatha kugulidwa ngati mbali yamagetsi ang'onoang'ono a dzuwa, ndipo eni ake amagetsi oterewa amatha kulandira gawo la ndalama kuchokera ku malonda a magetsi opangidwa.
Kuyika magetsi
Zola
- kampani yaku Arusha (Tanzania), posachedwapa idalandira dzina loti Zola. Kampaniyo imagwira ntchito mu gawo la mphamvu ya dzuwa, kulimbikitsa matekinoloje atsopano achilengedwe m'madera akumidzi osauka kumene nyali za palafini, kudula mitengo ndi kusowa kwa magetsi nthawi zonse. Kampani yoyambira ku Tanzania ya Off Grid Electric ikuyika ma solar otsika mtengo padenga la nyumba kuti apange mphamvu kumidzi yaku Africa. Ndipo kampaniyo ikuwafunsa $ 6 yokha (chidacho chimaphatikizapo mita, magetsi a LED, wailesi ndi foni). Komanso $6 yomweyo iyenera kulipidwa mwezi uliwonse pakukonza. Zola imapereka ma solar, mabatire a lithiamu ndi nyale kuchokera kwa opanga kuti athetse makasitomala, zomwe zimachepetsa kwambiri mtengo wazinthu. Mwanjira imeneyi, kampaniyo imalimbana ndi umphawi komanso mavuto a chilengedwe kumidzi yaku Africa. Kuyambira 2012, choyamba Off Grid Electric kenako Zola apeza ndalama zoposera $58 miliyoni kuchokera kwa osunga ndalama ochokera kumayiko ena, kuphatikiza Solar City, DBL Partners, Vulcan Capital, ndi USAID - United States Agency for International Development.
M-Kopa
- Wochita nawo mpikisano waku Kenya Zola akuthandiza mabanja opanda magetsi. Mphamvu za solar panels zomwe M-Kopa amagulitsa ndizokwanira mababu awiri, wailesi, recharging tochi ndi foni (chilichonse kupatula chotsiriziracho chimabwera ndi batire). Wogwiritsa amalipira ndalama pafupifupi 3500 zaku Kenya (pafupifupi $ 34) nthawi yomweyo, kenako mashili 50 (pafupifupi masenti 45) patsiku. Mabatire a M-Kopa amagwiritsidwa ntchito ndi nyumba ndi mabizinesi oposa 800 ku Kenya, Uganda ndi Tanzania. Pazaka zisanu ndi chimodzi zogwira ntchito, kuyambika kwakopa ndalama zoposa $ 000 miliyoni. Ogulitsa kwambiri ndi LGT Venture Philanthropy ndi Generation Investment Management. Makasitomala a M-Kopa apeza ndalama zokwana $41 miliyoni pazaka zinayi zikubwerazi polandira kuyatsa kopanda palafini, malinga ndi a Jesse Moore, wamkulu wa kampaniyo komanso woyambitsa mnzake.
Π’ΠΎΡΠ³ΠΎΠ²Π»Ρ
jumia
- kuyambika kwina kochokera ku Lagos, Nigeria (inde, samangodziwa kulemba zilembo zamaketani, komanso IT ). Tsopano izi ndizofanana ndi Aliexpress yodziwika bwino, koma yabwino kwambiri potengera mautumiki operekedwa. Zaka zisanu zapitazo, kampaniyo inayamba kugulitsa zovala ndi zamagetsi, ndipo tsopano ndi msika waukulu kumene mungagule chirichonse kuchokera ku chakudya kupita ku magalimoto kapena malo. Jumia ndi njira yabwino yosaka ntchito ndikusungitsa chipinda cha hotelo. Jumia imachita bizinesi m'maiko 23 omwe amawerengera 90% ya GDP ya Africa (kuphatikiza Ghana, Kenya, Ivory Coast, Morocco ndi Egypt). Mu 2016, kampaniyo inali ndi antchito opitilira 3000, ndipo mu 2018, Jumia idakonza maoda opitilira 13 miliyoni. Osati ku Africa kokha komanso ochita malonda apadziko lonse lapansi akuyika ndalama mu kampaniyi. M'mwezi wa Marichi chaka chatha, idakweza $326 miliyoni kuchokera kwa osunga ndalama omwe adaphatikiza Goldman Sachs, AXA ndi MTN. ndipo anakhala unicorn woyamba wa ku Africa, kulandira mtengo wa $ 1 biliyoni.
Sokowatch
Kuyambika kosangalatsa kwa ku Kenya komwe kudakhazikitsidwa mu 2013, kumakulitsa kupezeka kwa zinthu zatsiku ndi tsiku polola masitolo ang'onoang'ono kuti aike maoda kuchokera kwa ogulitsa osiyanasiyana apadziko lonse nthawi iliyonse kudzera pa SMS. Maoda amakonzedwa kudzera mu dongosolo la Sokowatch ndipo ntchito zotumizira mauthenga zimadziwitsidwa kuti zipereke odayi ku sitolo mkati mwa maola 24 otsatira. Pogwiritsa ntchito zomwe zasonkhanitsidwa, Sokowatch imayesa ogulitsa kuti awapatse mwayi wopeza ngongole ndi ntchito zina zachuma zomwe sizipezeka kwa mabizinesi ang'onoang'ono. Sokowatch adasankhidwa kukhala m'modzi mwa atatu omwe adapambana pa Innotribe Startup Challenge, yomwe idapangidwa ku World Bank's XL Africa accelerator.
Sky.Garden
kuchokera ku Kenya kwenikweni ndi pulogalamu yoyambira pulogalamu-monga-ntchito () zamalonda ang'onoang'ono, opangidwira mabizinesi aku Africa. Sitolo yapaintaneti yosavuta kugwiritsa ntchito Sky.garden imalola anthu pawokha, mabizinesi ang'onoang'ono ndi makampani amisinkhu yosiyanasiyana kugulitsa zinthu zawo. Miyezi ingapo itakhazikitsidwa, kuyambikako kunawonetsa kuwonjezeka kokhazikika kwa 25% kwa ma voliyumu a mwezi uliwonse. Izi zinamupangitsa kuti azitha kutenga nawo mbali pulogalamu yachitukuko ya miyezi itatu ya Norwegian accelerator Katapult ndi thandizo la ndalama la $ 100.
Zosangalatsa
Tupuka
ndi chiyambi cha ku Angola chomwe chinapereka chithandizo chopereka chakudya chapadera kudziko lino. Idakhazikitsidwa mu 2015, inali nsanja yoyamba ku Angola kulola ogwiritsa ntchito kuyitanitsa kuchokera kumalo odyera angapo mwachindunji kuchokera pa smartphone yawo. Kampaniyo tsopano ili ndi makasitomala opitilira 200. Ndizodabwitsa kuti kumayambiriro kwa chitukuko chake kampaniyo sinathe kutenga mphotho pa siteji ya Angola ya mpikisano wa Seedstars World. Koma mu 000, iwo anamaliza zimene anasankha nβkufunsiranso. Ndipo nthawi ino tinapambana. Kampaniyo tsopano ikupereka osati chakudya chokha, komanso mankhwala, komanso kugula m'masitolo akuluakulu.
PayPal
ndi chiyambi cha Nigeria chomwe chasintha ndondomeko yogula ndi kugulitsa matikiti pazochitika zilizonse m'dzikoli (semina, chakudya chamadzulo, mafilimu, ma concerts, etc.). Ogwiritsa ntchito amatha kupanga zochitika zawo, kugawana nawo pawailesi yakanema, kulembetsa omvera awo, ndikugula ndi kugulitsa matikiti, ndi zolipirira zomwe zimayendetsedwa ndi purosesa yolipira ya chipani chachitatu Paystack.
umisiri
Will&Abale
ndi kampani yosangalatsa yaku Cameroon yomwe idawonekera mu 2015 ndipo ikupanga zoyambira. Odziwika kwambiri komanso otchuka aiwo amapereka njira zothetsera ma drones kutengera luntha lochita kupanga. Kampaniyo yapanga AI yotchedwa "Cyclops" yomwe ingathandize drones kuzindikira anthu, zinthu ndi magalimoto ndi kuzindikira mitundu yosiyanasiyana ya nyama m'malo enieni. Ntchitoyi imatchedwa Drone Africa. Pulojekiti ya TEKI VR, yomwe imayang'ana kwambiri kugwiritsa ntchito matekinoloje azinthu zenizeni, idakhazikitsidwanso posachedwa.
MainOne
ndi wothandizira wotchuka wochokera ku Lagos, Nigeria. Kampaniyi imapereka ntchito zoyankhulirana komanso njira zothetsera maukonde ku West Africa. Kuyambira pomwe idakhazikitsidwa mu 2010, MainOne yayamba kupereka chithandizo kwa oyendetsa ma telecom akuluakulu, opereka chithandizo cha intaneti, mabungwe aboma, mabizinesi ang'onoang'ono ndi akulu ndi mabungwe amaphunziro ku West Africa. MainOne ilinso ndi gawo la MDX-i data center. Monga malo oyamba a data a Tier III ku West Africa komanso malo okhawo a ISO 9001, 27001, PCI DSS ndi SAP Infrastructure Services certified colocation Center, MDX-i imapereka ntchito zosakanizidwa zamtambo mdziko muno. (Cloud4Y ngati , ndinangowonjezera kampaniyi pamndandanda :))
Ndi chiyani chinanso chomwe mungawerenge pa Cloud4Y blog
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Lembani ku wathu -channel kuti musaphonye nkhani yotsatira! Timalemba zosaposa kawiri pa sabata komanso pa bizinesi.
Source: www.habr.com