Chodzikanira: Nkhaniyi inayamba m’chilimwe. Osati kale kwambiri, panali nkhani zambiri zokhudza kupeza ntchito kunja ndi kusamuka. Aliyense wa iwo anawonjezera kufulumira kwa mfundo yanga yachisanu. Zomwe zinandipangitsa kuti ndithetse ulesi wanga ndikukhala pansi kuti ndilembe, kapena kuwonjezera, nkhani ina. Zina mwazinthuzo zimatha kubwereza zolemba za olemba ena, koma kumbali ina, aliyense ali ndi zolembera zake.
Kotero, musanayambe gawo lachitatu, ndipo panthawi yomaliza, za ulendo wa parrot wolowerera. MU Ndinapita kukakhala ndi kugwira ntchito ku Cyprus. Mu Ndinkayesa kupeza ntchito ku Google ndikusamukira ku Switzerland. Mu gawo lachitatu (limeneli) ndinapeza ntchito ndipo ndinasamukira ku Netherlands. Ndiyenera kunena nthawi yomweyo kuti kupeza ntchito kudzakhala kochepa, chifukwa kunalibe. Zidzakhala makamaka za kukhazikika ndikukhala ku Netherlands. Kuphatikizapo za ana ndi kugula nyumba, zomwe sizinafotokozedwe mwatsatanetsatane m'nkhani zaposachedwapa ndi olemba ena.
Kusaka kwa Job
Nkhani yomaliza yozungulira iyi (yemwe akanaganiza zaka 4 zapitazo kuti zingatenge kuzungulira konse) inatha ndi ine ndi Google kudutsa ngati plywood ndi Paris. Kwenikweni, tonsefe sitinataye zambiri pa izi. Ngati Google imandifunikiradi, ndikanakhalapo. Ngati ndikanafuna Google moyipa kwambiri, ndikadakhalapo. Chabwino, izo zinachitika momwe izo zinachitikira. Monga tafotokozera kale pamalo omwewo, lingaliro lakhwima m'mutu mwanga kuti pazifukwa zingapo ndikofunikira kuchoka ku Cyprus.
Mogwirizana ndi zimenezi, kunali koyenera kusankha koti tipitirire. Poyamba, ndinapitiriza kuyang'anira ntchito ku Switzerland. Palibe ntchito zambiri, makamaka kwa opanga Android. Mutha kuyambiranso, koma uku ndikuwononga ndalama. Ndipo malipiro a Madivelopa Akuluakulu omwe sali pa Google salola kuti azingoyendayenda makamaka akakhala ndi banja. Si makampani onse omwe ali ofunitsitsa kubweretsa antchito ochokera kumayiko akutchire (osati Switzerland osati European Union). Quotas ndi zovuta zambiri. Nthawi zambiri, popeza sitinapeze chilichonse choyenera kusamala, ine ndi mkazi wanga tinadabwitsidwa ndi kufunafuna dziko latsopano. Mwanjira ina zidachitika kuti pafupifupi phungu yekhayo anali Netherlands.
Apa ndi bwino ntchito. Pali zotsatsa zambiri ndipo palibe zovuta zapadera pakulembetsa ngati kampaniyo ikufuna kusuntha pansi pa pulogalamu ya kennismigrant, ndiye kuti, katswiri wodziwa bwino ntchito. Nditaonanso ntchito zimene anapatsidwa, ndinakhazikika pakampani ina, kumene ndinaganiza zoyesera. Ndinayang'ana ntchito pa LinkedIn, pa Glassdoor, injini zofufuzira zam'deralo ndi mawebusaiti amakampani akuluakulu, omwe ndimadziwa za kukhalapo kwa maofesi ku Netherlands. Njira yolowera ku kampaniyi inali ndi magawo angapo: kuyankhulana ndi wolemba anthu ntchito, mayeso a pa intaneti, kuyankhulana pa intaneti ndi zilembo zamtundu wina wapaintaneti, ulendo wopita ku Amsterdam komanso kuyankhulana mwachindunji ndi kampani (2 zaukadaulo ndi 2 kwa kulankhula). Nditangobwera kuchokera ku Amsterdam, munthu wina wondilemba ntchito anandipeza n’kunena kuti kampaniyo inali yokonzeka kundipempha. M'malo mwake, ngakhale izi zisanachitike, ndidapatsidwa zambiri pazomwe kampaniyo ikupereka, kotero zoperekazo zinali ndi tsatanetsatane wokha. Popeza zoperekazo zinali zabwino kwambiri, adaganiza zovomereza ndikuyamba kukonzekera kusamuka.
Kukonzekera kusuntha
Pano pali chitsanzo cha thirakitala chokhacho, kotero sindikudziwa kuti chidziwitso cha gawoli chikhala chothandiza bwanji. Deta yoyamba. Banja la 5, akuluakulu a 2 ndi ana a XNUMX, XNUMX mwa iwo anabadwira ku Cyprus. Komanso mphaka. Ndi chidebe cha zinthu. Panthawiyo tinali ku Kupro. Kuti mufike ku Netherlands ndikupeza chilolezo chokhalamo (chilolezo chokhalamo, verblijfstittel) muyenera visa ya MVV (osachepera nzika za mayiko ambiri). Mutha kuzipeza ku ambassy kapena kazembe, koma osati aliyense. Zomwe zimaseketsa, ku Kupro, popita ku Netherlands, visa ya Schengen imachitika ku kazembe waku Germany, koma iwo amachita kale MVV okha. Mwa njira, visa yopita ku Switzerland ikuchitika ku ambassy ya ku Austria. Koma zonse ndi ndakatulo. Monga ndanenera, mutha kupeza visa ku kazembe, koma muyenera kulembetsa ... ku Netherlands. Koma zonse sizoyipa kwambiri, zitha kuchitidwa ndi kampani yomwe imathandizira ulendowu. Kwenikweni, izi ndi zomwe kampaniyo idachita - idandilembera ine ndi banja langa zikalata. Chinthu chinanso chinali chakuti tinaganiza kuti ndiyambe kupita ku Amsterdam ndekha ndi mphaka, ndipo banja likanapita ku Russia kwa mwezi umodzi pa bizinesi, kukaonana ndi achibale, ndipo nthawi zambiri kumakhala bata.
Chotero, zikalatazo zinasonyeza kuti ndinali kukapeza chitupa cha visa chikapezeka ku Cyprus, ndi banja ku Russia, ku St. Kupeza kumachitika mu magawo awiri. Choyamba muyenera kudikirira mpaka Dutch Immigration Service ikupatseni mwayi wopereka visa ndikupereka pepala la izi. Ndi kusindikizidwa kwa pepala ili, muyenera kupita ku ambassy, kuwapatsa iwo pamodzi ndi pasipoti yanu, ntchito ndi zithunzi (mwa njira, amapeza cholakwika kwambiri ndi chithunzi). Amachotsa zonse, ndipo pambuyo pa masabata 2-1 amabwezera pasipoti ndi visa. Ndi visa iyi, mkati mwa miyezi 2 kuchokera tsiku lomwe idatulutsidwa, mutha kulowa ku Netherlands. Kapepala koperekedwa ndi IND (inmigration service), mwa njira, ndi yovomerezeka kwa miyezi itatu.
Ndi zolemba ziti zomwe zimafunikira kuti mupeze pepala lamtengo wapatalili. Anatifunsa (zonse mu fomu yamagetsi): mapasipoti, zolemba zingapo zomaliza (zonena kuti sitinachite zolakwa zilizonse ndikuti ndidzakhala wothandizira banja, ndi kampani yanga), chilolezo cha Kupro (kuti mutha kutenga chitupa cha visa chikapezeka), zovomerezeka ndi zomasulira zaukwati ndi zobadwa. Ndipo apa chilombo chaubweya chakumpoto chinatsala pang’ono kutigwetsera mchira wake. Zolemba zathu zonse zinali za Chirasha. Satifiketi yaukwati ndi chimodzi mwa ziphasozo zidaperekedwa ku Russia, ndi ziwiri ku Embassy yaku Russia ku Cyprus. Ndipo tsopano iwo sangakhoze kukhala apostisted, kuchokera ku mawu nkomwe. Werengani zolemba zambiri. Zinapezeka kuti mutha kupeza zobwereza muofesi ya registry ya Moscow. Iwo akhoza kuchotsedwa. Koma zikalatazo sizifika pomwepo. Ndipo chiphaso cha mwana wamng’ono sichinalandirebe kumeneko. Anayamba kufunsa kampani yomwe idakonza zosunga zikalata zokhudzana ndi njira zina zovomerezeka (zautali, zovuta komanso zodetsa nkhawa), koma sanazivomereze nkomwe. Koma iwo analimbikitsa kuyesera kupeza zikalata zobadwa ku Kupro. Sitinachite zimenezo, chifukwa tinagwiritsa ntchito Chirasha, chomwe tinalandira ku ambassy. Anthu aku Cyprus sanafune apostille, popeza mwanayo anabadwira ku Kupro. Tinapita ku tauniyo n’kukafunsa ngati tingatenge ziphaso zoberekera zingapo. Anatiyang’ana ndi maso aakulu n’kunena kuti ngakhale kuti m’bale wa ku Russia analipo, tikanalembetsa m’kaundula wa m’deralo tikanalembetsa. Koma ifenso sitinachite zimenezo. Titakambirana, tinapatsidwa kuti titha kuchita tsopano, timangofunika kulipira chindapusa cha kuchedwa ndikupereka zikalata zofunika. Hurray, ganizani, chabwino.
- Mukufuna zolemba zamtundu wanji?
- Ndipo maumboni ochokera kuchipatala.
Maumboni amaperekedwa mu kuchuluka kwa chidutswa chimodzi. Ndipo amatengedwa popereka kalata yobadwa. Tinatengedwa kupita ku ofesi ya kazembe wa Russia. Zoyipa.
- Ndipo mukudziwa, maumboni athu atayika mwanjira ina. Mwinamwake mudzakhutitsidwa ndi kopi yotsimikiziridwa kuchipatala (tinatenga angapo a iwo, pokhapokha).
Chabwino, osati kwenikweni, koma bwerani.
Ndicho chifukwa chake ndimakonda Cyprus, kuno amakhala okonzeka nthawi zonse kuthandiza anansi awo, komanso akutali. Nthawi zambiri, tidalandira ziphaso ndipo sitinafunikire kumasulira, popeza panali mawu achingelezi. Zolemba mu Chingerezi zinavomerezedwa. Panalinso vuto ndi zolemba zaku Russia, koma zazing'ono. Apostille pa zikalata sayenera wamkulu kuposa miyezi isanu ndi umodzi. Inde, izi ndizopanda pake, mwinamwake zolakwika ndipo osati molingana ndi Feng Shui, koma panalibe njira yowonetsera kutali ndikuchedwetsa ndondomeko ya chikhumbo. Chifukwa chake, adapempha achibale awo ku Russia kuti apeze zobwereza pogwiritsa ntchito proxy ndikuyika apostilles pa iwo. Komabe, sikokwanira ku zolemba za apostille, zimafunikirabe kumasuliridwa. Ndipo ku Netherlands, kumasulira sikudaliridwa kwa aliyense, ndipo kumasulira kochokera kwa omasulira akulumbira akumeneko kumakondedwa. Inde, zinali zotheka kupita njira yoyenera ndikumasulira ku Russia, titatsimikizira ndi notary, koma tinaganiza zopita kumpoto ndikumasulira ndi womasulira wolumbirira. Womasulirayo analangizidwa kwa ife ndi ofesi yomwe inakonza zolembedwazo. Tidalumikizana naye, tidapeza mitengo yake, tidatumiza ma scan a zikalata. Anamasulira, kutumiza maimelo ndi mapepala a boma okhala ndi masitampu monga mwa nthawi zonse. Pa ulendo uwu ndi zikalata inatha.
Panalibe mavuto ndi zinthu. Tinapatsidwa kampani yonyamula katundu ndi malire pa zinthu za chidebe chimodzi cha nyanja pa 40 mapazi (pafupifupi 68 cubic metres). Kampani ina yachidatchi inatilembera kalata mnzawo ku Cyprus. Anatithandiza kulemba zikalatazo, kuyerekezera kuchuluka kwa paketiyo komanso kuchuluka kwa zinthu zomwe zingatengere potengera kuchuluka kwake. Patsiku loikidwiratu, anthu a 2 adafika, zonse zidathetsedwa, zidapakidwa ndikunyamula. Ndinangolavulira padenga. Mwa njira, adakankhidwira mu chidebe cha mapazi 20 (pafupifupi 30 cubic metres).
Zonse zinayenda bwino ndi mphaka. Popeza kuti ndegeyo inali mkati mwa European Union, kunali kofunikira kukonzanso katemera ndikupeza pasipoti ya ku Ulaya ya nyamayo. Zonse pamodzi zinatenga theka la ola. Pabwalo la ndege panalibe aliyense wokonda mphaka. Ngati mubweretsa nyama kuchokera ku Russia, ndiye kuti zonse ndizosangalatsa komanso zovuta kwambiri. Izi zikuphatikizapo kupeza pepala lapadera pabwalo la ndege la Russia, ndikudziwitsa bwalo la ndege za kufika ndi nyama (pankhani ya Cyprus osachepera), ndi kupereka mapepala a nyama pabwalo la ndege.
Banjali litakwera ndege kupita ku Russia ndipo zinthuzo zidatumizidwa, chomwe chinatsala chinali kutsiriza ntchito yonse ku Cyprus ndikukonzekera zonyamuka.
Kusamuka
Kusunthako kunayenda bwino, wina akhoza kunena kuti trite. Kampaniyo inakonzekeratu zonse: tikiti ya ndege, taxi yochokera ku eyapoti, nyumba yobwereka. Kotero ndinangokwera ndege ku Cyprus, ndinatsika ku Netherlands, ndinapeza siteshoni ya taxi, yotchedwa galimoto yolipira kale, ndinapita ku nyumba yobwereka, ndinatenga makiyi ake ndikupita kukagona. Ndipo inde, zonsezi, kupatulapo kunyamuka, pa 4 koloko m'mawa. Kukhalapo kwa mphaka, ndithudi, kunawonjezera zosangalatsa, koma iye sanayende kwa nthawi yoyamba, kotero iye sanabweretse mavuto apadera. Panali zokambirana zoseketsa ndi alonda a m'malire:
- Moni, mwabwera kwa ife kwa nthawi yayitali?
"Chabwino, sindikudziwa, mwina kwa nthawi yayitali, mwina kwanthawizonse.
- (maso akuluakulu, akudutsa pasipoti) Ahh, bakha muli ndi MVV, osati visa ya alendo. Takulandirani chotsatira.
Monga ndanenera kale, palibe amene anali ndi chidwi ndi mphaka ndipo panalibe wina mu korido wofiira. Ndipo nthawi zambiri, pakadali pano pali antchito ochepa pabwalo la ndege. Ndikayang'ana komwe amaperekera mphaka, ndidapeza wantchito wa KLM yekha pa kauntala, koma adandiuza zonse mwatsatanetsatane, ngakhale sindinawuluke ndi kampani yawo.
Pali zinthu zingapo zomwe muyenera kuchita mukafika, ndipo ndikofunikira kuti musamalire izi pasadakhale. Kwa ine, izi zidachitidwa (anasamalira kukonza zosankhidwa m'mabungwe osiyanasiyana) ndi kampani. Choncho, ndi zofunika:
- Pezani BSN (Burgerservicenummer). Ili ndiye nambala yayikulu yodziwika ku Netherlands. Ndinachita mkati , yomwe kale inkadziwika kuti Expat Center. Zimatenga mphindi 20.
- pezani chilolezo chokhalamo (chilolezo chokhalamo, verblijfstittel). Zimachitika pamalo omwewo, pafupifupi nthawi yomweyo. Ichi ndiye chikalata chachikulu cha expat. Ndibwino kuti munyamule, ndikukankhira pasipoti yanu kutali. Mwachitsanzo, titabwera kudzamaliza kugula nyumba ndikubweretsa, mwa zina, mapasipoti, adatiyang'ana ngati anthu achilendo ndipo adanena kuti sagwira ntchito ndi izi, ndi zolemba za Dutch, i.e. kwa ife ndi zilolezo.
- lembani ku gemeente Amsterdam (kapena ina ngati simuli ku Amsterdam). Zili ngati malo okhala. Misonkho, ntchito zoperekedwa ndi zinthu zina zimatengera kulembetsa kwanu. Zimachitikanso pamalo omwewo komanso mwanjira yomweyo.
- tsegulani akaunti yakubanki. Ndalama sizimagwiritsidwa ntchito nthawi zambiri ku Netherlands, kotero kukhala ndi akaunti yakubanki ndi khadi ndizofunika kwambiri. Zachitika ku nthambi ya banki. Apanso, pa nthawi yoikika. Zinatenga nthawi yaitali. Pa nthawi yomweyo anapereka udindo inshuwalansi. Chinthu chodziwika kwambiri pano. Ngati ndathyola chinachake mwangozi, inshuwalansi idzalipira. Zimagwira ntchito kwa banja lonse, zomwe zimakhala zothandiza ngati muli ndi ana. Akaunti ikhoza kugawidwa. Pankhaniyi, okwatirana angagwiritse ntchito pazifukwa zofanana, pokhudzana ndi kubwezeretsanso komanso kuchotsa ndalama. Mutha kufunsira kirediti kadi, popeza makhadi omwe akugwiritsidwa ntchito pano ndi Maestro debit makhadi ndipo simungathe kulipira nawo pa intaneti. Simungavutike ndikupanga akaunti mu Revolute kapena N26.
- gula sim yakomweko. Ndinapatsidwa imodzi nditamaliza kulemba zonse. Inali SIM yolipiriratu yochokera ku Lebara. Ndinaigwiritsa ntchito kwa chaka chimodzi, mpaka anayamba kulipiritsa ndalama zachilendo zamafoni ndi magalimoto. Adawalavulira ndikunyamuka kukachita contract ndi Tele2.
- kupeza nyumba yokhazikika yobwereka. Popeza kampaniyo inapereka kanthawi kochepa kwa miyezi 1.5 yokha, kunali koyenera kuti nthawi yomweyo muyambe kufunafuna yokhazikika, chifukwa cha chisangalalo chachikulu. Ndilemba zambiri mu gawo la nyumba.
Kwenikweni, ndizo zonse. Pambuyo pake, mutha kukhala motetezeka ndikugwira ntchito ku Netherlands. Mwachibadwa, muyenera kubwereza ndondomeko zonse za banja. Zinatenga nthawi yayitali, popeza panali zosagwirizana m'makalatawo, kuphatikiza pazifukwa zina mwana womaliza anali asanalandire chilolezo. Koma pomalizira pake, zonse zinathetsedwa pomwepo, ndipo ndinangoimapo kuti ndipeze chilolezo pambuyo pake.
Moyo ku Netherlands
Takhala kuno kwa nthawi yoposa chaka chimodzi, ndipo panthawiyi takhala tikudziŵa zambiri zokhudza moyo wa kuno, zomwe ndikufotokozeranso.
Nyengo
Nyengo kuno ndi yoipa ndithu. Koma kuposa, mwachitsanzo, ku St. Pamlingo wina, tinganene kuti ndi bwino kuposa ku Kupro.
Ubwino wa nyengo ndi kusakhalapo kwa kusiyana kwakukulu kwa kutentha. Nthawi zambiri kutentha kumakhala pakati pa 10 ndi 20 madigiri. M'chilimwe amadutsa 20, koma kawirikawiri kuposa 30. M'nyengo yozizira amatsika mpaka 0, koma kawirikawiri pansi. Chifukwa chake, palibe chosowa chapadera cha zovala zanyengo zosiyanasiyana. Ndinavala zovala zomwezo kwa chaka chimodzi, ndikusiyana ndi zovala zomwe ndinavala. Ku Cyprus, izi zinalinso momwemo, koma kumatentha kwambiri m'chilimwe. Ngakhale kuganiza kuti mutha kuyendayenda ndi suti yosamba. Ku St. Petersburg, zovala zosiyana zimafunika m'nyengo yozizira.
Zoyipa zake ndi mvula yomwe imagwa pafupipafupi komanso mphepo yamkuntho. Nthaŵi zambiri, amaphatikizidwa, ndiyeno mvula imagwa pafupifupi kufanana ndi nthaka, zomwe zimapangitsa kuti ambulera ikhale yopanda ntchito. Chabwino, ngakhale zingabweretse phindu lina, ndiye kuti zidzangosweka ndi mphepo, ngati iyi si chitsanzo chapadera. Makamaka mphepo yamphamvu, nthambi zamitengo ndi njinga zosamangidwa bwino zimawulukira. Kuchoka m'nyumba mu nyengo yotere sikuvomerezeka.
Monga wokhala ku St. Petersburg, nyengo yotere ndi yozoloŵereka kwa ine, kotero sindimaipidwa kwambiri ndi kukhalapo kwake.
ntchito
Pali ntchito zambiri za IT pano, zambiri kuposa ku Kupro ndi Switzerland, koma mwina zochepa poyerekeza ndi Germany ndi UK. Pali makampani akuluakulu apadziko lonse lapansi, pali apakati, pali am'deralo, pali oyambitsa. Mwambiri, pali zokwanira kwa aliyense. Ntchitoyi ndi yokhazikika komanso yokhazikika. Ngati mukuchokera kudziko lina, ndi bwino kusankha kampani yaikulu. Mikhalidwe yake nthawi zambiri imakhala yabwino, ndipo monga kennismigrant, adzakupatsani, ndipo akhoza kukupatsani mgwirizano wotseguka. Kawirikawiri, pali zabwino zambiri. Cons ndi muyezo wogwira ntchito pakampani yayikulu. Ngati muli ndi chilolezo chokhazikika kapena pasipoti, ndiye kuti mutha kusewera ndi chisankho. Makampani ambiri amafunanso chidziwitso cha Dutch, koma nthawi zambiri zimakhala choncho kwa makampani ang'onoang'ono komanso mwina apakati.
Chilankhulo
Chilankhulo chovomerezeka ndi Chidatchi. Zikuwoneka ngati Chijeremani. Sindikudziwa Chijeremani, kotero kwa ine ndizofanana ndi Chingerezi. Ndikosavuta kuphunzira, koma osati mochulukira pamatchulidwe ndi kumvetsetsa bwino. Kawirikawiri, chidziwitso chake ndi chosankha. Nthawi zambiri, zitha kukhala zotheka kuyendetsa mu Chingerezi. Muzovuta kwambiri, chisakanizo cha Chingerezi ndi Chidatchi choyambirira. Sindinapambanebe mayeso aliwonse, zimamveka ngati kupitirira pang'ono chaka pamene ndikuphunzira kwa theka la ola patsiku, mlingo uli pakati pa A1 ndi A2. Iwo. Ndikudziwa mawu masauzande angapo, ndimatha kunena zomwe ndikufuna, koma ndimamvetsetsa wolankhulayo pokhapokha ngati akulankhula pang'onopang'ono, momveka bwino komanso mophweka. Mwana (zaka 8) mu sukulu chinenero kwa miyezi 9 waphunzira kwa mlingo wa mwachilungamo ufulu kukambirana.
Nyumba
Kumbali imodzi, zonse ndi zachisoni, kumbali ina, zonse zili bwino. Ndi zamanyazi kubwereka. Pali zosankha zochepa, zimawuluka ngati makeke otentha komanso ndalama zambiri. Kubwereka chinachake ku Amsterdam kwa banja ndikokwera mtengo kwambiri. Malo oyandikana nawo ndi abwino, komabe si abwino. Tinabwereka nyumba chaka chapitacho kwa 1550 euros makilomita 30 kuchokera ku Amsterdam. Pamene tinasiya, mwiniwakeyo adabwereka kale 1675. Ngati mukufuna, pali webusaitiyi , zomwe, m'malingaliro anga, pafupifupi nyumba zonse ku Netherlands zimadutsa, pokhudzana ndi lendi komanso kugula / kugulitsa. Mutha kuwona mndandanda wamitengo pano. Anzake ogwira nawo ntchito omwe amakhala ku Amsterdam nthawi zonse amadandaula kuti eni nyumba akuyesera kuwanyenga m'njira iliyonse. Mukhoza kulimbana ndi izi, ndipo kwenikweni zimagwira ntchito, koma zimawononga nthawi ndi mitsempha.
Poganizira zonsezi, omwe akufuna kukhala pano amagula nyumba ndi ngongole. Kupeza ngongole ndi njira yogulira ndiyosavuta kwambiri. Ndipo iyo ndi mbali yaikulu. Ma tag amtengo siwosangalatsa kwambiri komanso akukula mosalekeza, koma amakhalabe ochepa poyerekeza ndi nthawi yobwereka.
Kuti mupeze ngongole yanyumba, mudzafunika kukwaniritsa zofunikira zina. Banki iliyonse ili ndi zikhalidwe zake. M'malingaliro anga, ndimayenera kukhala ndi udindo wa kennismigrant ndikukhala ku Netherlands kwa miyezi isanu ndi umodzi. Kwenikweni, mutha kuchita zonse nokha, posankha banki, kubwereketsa, kupeza nyumba, ndi zina. Mutha kugwiritsa ntchito ntchito za broker wanyumba (munthu yemwe angakuthandizeni kusankha banki yoyenera ndi kubwereketsa ndikukonza chilichonse), wogulitsa nyumba (wogulitsa, munthu yemwe angakuthandizeni kuyang'ana nyumba ndikuikonza) kapena bungwe logulira malo. Tinasankha njira yachitatu. Tidalumikizana ndi banki mwachindunji, adatiuza chilichonse chokhudza ngongole yanyumba, adati ndalama zomwe angapereke. Akhozanso kukupatsani malangizo obwereketsa ndalama zowonjezera. kuti ndikuuzeni momwe mungakonzekerere kubwereketsa ngongole pansi pa zomwe zilipo, zoopsa zomwe zingakhalepo, ndi zina zotero. Kawirikawiri, ndondomeko ya ngongole ndi yosiyana kwambiri pano. Ngongole yokhayo imaperekedwa kwa zaka 30. Koma chiwongoladzanja chikhoza kukhazikitsidwa kwa zaka zosawerengeka, kuyambira 0 mpaka 30. Ngati 0, ndiye kuti ikuyandama ndikusintha nthawi zonse. Ngati 30 ndiye wamkulu kwambiri. Pamene tinatenga, mlingo woyandama unali 2 peresenti, pafupifupi 30 peresenti kwa zaka 4.5, ndipo pafupifupi 10 peresenti kwa zaka 2. Ngati mlingowo unakhazikitsidwa kwa zaka zosachepera 30, ndiye kuti nthawiyo ikatha padzakhala kofunikira kukonzanso kwa nthawi inayake kapena kusinthana ndi yoyandama. Pankhaniyi, ngongole yobwereketsa ikhoza kumenyedwa. Pa gawo lirilonse, mukhoza kukonza mlingo kwa nthawi inayake. Komanso, pa gawo lililonse, malipiro amatha kukhala annuity kapena kusiyanitsa. Poyamba, banki imapereka chidziwitso choyambirira komanso chilolezo choyambirira. Palibe makontrakitala kapena china chilichonse.
Titamaliza kubanki, tinangopita ku bungwe lina loona kuti litithandize kupeza nyumba. Ntchito yawo yaikulu ndikugwirizanitsa wogula ndi ntchito zonse zomwe akufunikira. Zonse zimayamba ndi wobwereketsa. Monga ndanenera, mukhoza kuchita popanda izo, koma ndi bwino nazo. Wogulitsa wabwino amadziwa ma hacks angapo akuda omwe angakuthandizeni kupeza nyumba yoyenera. Amadziwanso ogulitsa ena omwe amasewera nawo gofu kapena zina zofananira. Akhoza kudziwitsana nkhani zosangalatsa. Pali njira zambiri zothandizira akatswiri. Tinasankha amene ife enife tikuyang'ana nyumba zomwe tikufuna, ndipo iye amabwera kudzaziwona atapempha ndipo ngati takonzeka kupita patsogolo, ndiye kuti amachita zotsatirazi. Njira yosavuta yopezera nyumba ndikudutsa patsamba lomwelo - funda.nl. Ambiri adzafika kumeneko posachedwa. Tinayang'anira nyumbayo kwa miyezi iwiri. Pamalo, tinayang'ana mazana angapo nyumba, panokha anapita khumi ndi theka. Mwa awa, 2 kapena 4 adawonedwa ndi wothandizira. kubetcherana kunapangidwa pa imodzi, ndipo chifukwa cha kuthyolako konyansa kwa wothandizirayo, idapambana. Kodi ndalankhulapo za mitengo? Ndipo pachabe, pakadali pano ndi gawo lofunikira kwambiri pakugula. Nyumba zimawonetsedwa pamtengo wotsatsa (mtengo woyambira kwenikweni). Ndiye pali china chake ngati kugulitsa kotsekedwa. Aliyense amene akufuna kugula nyumba amapereka mtengo wake. Zitha kukhala zochepa, koma muzochitika zamakono, mwayi wotumizidwa uli pafupi ndi 5%. Zitha kukhala zapamwamba. Ndipo apa ndi pomwe zosangalatsa zimayambira. Choyamba, muyenera kudziwa kuti pali chizolowezi cha "pamwamba" mumzinda uliwonse. Ku Amsterdam zitha kukhala +100 mayuro mosavuta pamtengo woyambira. Mu mzinda wathu, kuchokera zikwi zingapo mpaka 40, 000. Kachiwiri, muyenera kumvetsetsa kuti ndi angati ofunsira komanso kuchuluka kwa momwe akupitirizira; kubetcherana kochuluka bwanji. Chachitatu, banki imapereka chiwongola dzanja pokhapokha kuchuluka kwa mtengo womwe wayesedwa wa nyumbayo. Ndipo kuwunika kumachitika pambuyo pake. Iwo. Ngati nyumbayo yalembedwa pa 20K, mtengo wake ndi 000K, ndiye kuti mtengo wake ndi 100K, 140K iyenera kulipidwa kuchokera m'thumba. Wothandizira wathu adagwiritsa ntchito chinyengo kuchokera ku zida zake kuti azitha kudziwa kuti ndi anthu angati kupatula ife omwe amabetcha nyumbayo komanso mitengo yanji. Chifukwa chake timangofunika kubetcherana kwambiri. Apanso, kutengera zomwe adakumana nazo komanso kuwunika momwe zinthu zilili m'derali, adaganiza kuti mtengo wathu ungagwirizane ndi zomwe tafotokozazi, ndikungoganiza, kotero sitinayenera kulipira zowonjezera. Ndipotu, mtengo wapamwamba sichiri chirichonse. Eni nyumba amawunikanso magawo ena.
Mwachitsanzo, ngati wina ali wokonzeka kulipira ndalama zonse kuchokera m'thumba mwake, ndipo winayo ali ndi ngongole, ndiye kuti angakonde munthu ndi ndalama, pokhapokha ngati kusiyana kwa mitengo kumakhala kochepa. Ngati onse ali ndi ngongole zanyumba, ndiye kuti zokonda zidzaperekedwa kwa yemwe ali wokonzeka kukana kuthetsa mgwirizanowo ngati banki sipereka ngongole (ndidzafotokozera pambuyo pake). Pambuyo popambana malonda, pali zinthu zitatu: kusaina mgwirizano wogula nyumba, kuyerekezera nyumba (malipoti a mtengo wamtengo wapatali) ndikuwunika momwe nyumbayo ilili (lipoti la zomangamanga). Ndanena kale za kuunika. Zimachitidwa ndi bungwe lodziimira palokha ndipo limasonyeza mocheperapo mtengo weniweni wa nyumbayo. Kuunika kwa mkhalidwe wapakhomo kumazindikiritsa zolakwika zamapangidwe ndikuwunika mtengo wozikonza. Chabwino, mgwirizano ndi mgwirizano wongogulitsa. Pambuyo kusaina kwake, palibe kubwerera, kupatula ma nuances angapo. Yoyamba imatanthauzidwa ndi lamulo ndipo imapereka masiku atatu ogwira ntchito kuti aganizire (nthawi yozizirira). Panthawi imeneyi, mukhoza kusintha maganizo anu popanda zotsatira. Yachiwiri ndi yokhudzana ndi ngongole zanyumba.
Monga ndidanenera kale, kulumikizana konse koyambirira ndi banki kumangophunzitsa. Koma tsopano, ndi mgwirizano m'manja, mukhoza kubwera ku banki ndi kunena - "ndipatseni ndalama." Ndikufuna nyumbayi ndi ndalama zotere. Banki imatenga nthawi kuti iganizire. Panthawi imodzimodziyo, zikhoza kukhala kuti mgwirizano unagula malondawo umafuna chitetezo cha 10%. Itha kufunsidwanso ku banki. Pambuyo pamalingaliro ena, bankiyo imanena kuti imagwirizana ndi chirichonse, kapena imatumiza m'nkhalango. Pano, potumiza ndi nkhalango, chigamulo chapadera chikhoza kufotokozedwa mu mgwirizano, chomwe chimakulolani kuti muphwanye mgwirizano popanda kupweteka. Ngati palibe chinthu choterocho, banki idakana kubwereketsa ndipo palibe ndalama zanu, ndiye kuti mudzayenera kulipira 10%.
Mutalandira chivomerezo kuchokera kubanki, ndipo mwina kale, muyenera kupeza notary kuti amalize ntchitoyo ndi womasulira wolumbirira. Kwa ife, zonsezi, kuphatikizapo kuyerekezera, zidachitidwa ndi bungwe lathu. Atatha kupeza notary, ayenera kupereka zidziwitso zonse zamalonda, kuphatikizapo mitundu yonse ya ma invoice ndi zikalata. Mlembiyo akufotokozera mwachidule zotsatira zake ndikunena kuti ndi ndalama zingati zomwe akufunikira kuti asamutse. Banki imatumizanso ndalama kwa notary. Pa tsiku loikidwiratu, wogula, wogulitsa ndi womasulira amasonkhana pa notary, kuwerenga mgwirizano, kusaina, kupereka makiyi ndikubalalitsa. Mlembiyo amadutsa malondawo kudzera m'mabuku, amaonetsetsa kuti zonse zili bwino komanso umwini wa nyumbayo (ndipo mwinamwake malo, malinga ndi kugula) amasamutsidwa, kenako amasamutsa ndalamazo kwa onse omwe akukhudzidwa. Izi zimatsatiridwa ndi ntchito yoyendera nyumba. Pa izi, zonse, zonse. Kuchokera kosangalatsa. Kukhalapo kwaumwini kunali kofunika kokha poyang'ana nyumba, kusaina pangano (wothandizira anabweretsa kunyumba kwathu) ndi kuchezera notary. Zina zonse ndi kudzera pa foni kapena imelo. Kenaka, patapita kanthawi, kalata imabwera kuchokera ku registry, yomwe imatsimikizira kuti umwini.
zoyendera
Zonse zili bwino ndi transport. Pali zambiri ndipo zimayenda molingana ndi dongosolo. Pali mapulogalamu omwe amakulolani kuti mupeze mayendedwe ndikutsata zomwe zikuchitika. Pamene ndinali kuno, sindinaone kufunika kokhala ndi galimoto. Mwina nthawi zina zingakhale zabwino, koma ngati kunali kofunikira, ndiye kuti zikanakhala zotheka kutseka milanduyi mwa kubwereka kapena kugawana galimoto. Njira zazikulu zoyendera ndi masitima apamtunda ndi mabasi. Ku Amsterdam (ndipo mwina mizinda ina yayikulu) kuli ma metro ndi ma tramu.
Masitima amakhala okhazikika (Sprinter) kapena intercity (InterCity). Oyamba amaima pa siteshoni iliyonse, amathanso kuyima pamasiteshoni ena ndikudikirira wothamanga wina kuti akonze zosintha. Mizinda imapita ku mzinda ndi mzinda popanda kuyima. Kusiyana kwa nthawi kumatha kuwoneka bwino. Zimanditengera mphindi 30-40 kuti ndifike kunyumba pa sprinter, mphindi 20. Palinso mayiko ena, koma sindinawagwiritse ntchito.
Mabasi amakhalanso osagwirizana, olumikizana komanso apadziko lonse lapansi. Ma tram ndi otchuka kwambiri ku Amsterdam. Pamene ndinkakhala m’nyumba yoperekedwa ndi kampaniyo, nthaŵi zambiri ndinkazigwiritsira ntchito.
Ndimagwiritsa ntchito metro tsiku lililonse. Pali mizere 4 ku Amsterdam. Osati motalika kwambiri poyerekeza ndi Moscow ndi St. Mizere ina imapita mobisa, ina pansi. Ndikosavuta kuti sitima yapansi panthaka imakwera ndi masitima apamtunda. Iwo. mutha kutsika sitima yapansi panthaka, kupita kupulatifomu ina ndikupita patsogolo pa sitima. Kapena mosemphanitsa.
Kuipa kwa mayendedwe ndi chimodzi - ndi okwera mtengo. Koma muyenera kulipira chitonthozo ... A tram kukwera kuzungulira Amsterdam kuchokera kumapeto mpaka kumapeto ndi za 4 mayuro. Msewu wochokera kunyumba kupita kuntchito ndi pafupifupi ma euro 6. Sizindivutitsa kwenikweni, popeza abwana anga amandilipirira maulendo anga, koma nthawi zambiri, mutha kugwiritsa ntchito ma euro mazana angapo pamwezi pamaulendo.
Mtengo wa ulendo nthawi zambiri umakhala wolingana ndi kutalika kwake. Choyamba, ndalama zokwerera zimatengedwa, pafupifupi 1 euro, kenako zimapita mtunda. Malipiro amapangidwa makamaka pogwiritsa ntchito OV-chipkaart.
Khadi lopanda kulumikizana lomwe lingathe kuwonjezeredwa. Ngati ndi yanu (osati yosadziwika), ndiye kuti mutha kukhazikitsanso kubweza kuchokera ku akaunti yakubanki. Mukhozanso kugula matikiti pa siteshoni kapena zoyendera anthu onse. Nthawi zambiri, izi zitha kuchitika ndi khadi yaku banki yakumaloko. Visa / Mastercard ndi ndalama sizingagwire ntchito. Palinso makhadi a bizinesi. Pali njira yowerengera yosiyana pang'ono - choyamba mumayendetsa, ndiyeno mumalipira. Mwina mumayendetsa ndipo kampaniyo imalipira.
Ndi zodula kukhala ndi galimoto kuno. Ngati mungaganizire kutsika kwamitengo, misonkho, mafuta ndi inshuwaransi, ndiye kuti kukhala ndi chinthu chogwiritsidwa ntchito ndi mtunda wocheperako kumawononga pafupifupi ma euro 250 pamwezi. Kukhala ndi galimoto yatsopano kuyambira 400 ndi kupitilira apo. Izi sizikuphatikiza mtengo woyimitsa magalimoto. Kuyimitsa magalimoto pakati pa Amsterdam mwachitsanzo kungakhale ma euro 6 pa ola limodzi.
Chabwino, mfumu ya transport pano ndi njinga. Pali chiwerengero chachikulu cha iwo: wamba, masewera, "agogo", magetsi, katundu, mawiro atatu, etc. Pamaulendo ozungulira mzindawo, iyi mwina ndiyo njira yotchuka kwambiri yamayendedwe. Komanso njinga zopinda zotchuka. Ndinafika pa sitima, ndidaipinda, ndinatsika sitima, ndikuimasula ndikuyendetsa. Mukhozanso kunyamula wamba pa sitima / metro, ngakhale osati pa nthawi yothamanga. Anthu ambiri amagula njinga zakale, amapita kokwerera, kuyimitsa pamenepo kenako amapita pagalimoto. Tili ndi garaja yonse yodzaza ndi njinga: Akuluakulu a 2 (ogwiritsidwa ntchito mokongola), katundu wonyamula ngati mukufuna kunyamula ana ambiri mumzinda ndi gulu la ana. Zonse zimagwiritsidwa ntchito mwachangu.
Masitolo
Sindine mlendo pafupipafupi, koma mwina nditha kudziwa momwe zimachitikira. M'malo mwake, mutha kugawa masitolo (monga kwina kulikonse) m'mitundu itatu: masitolo akuluakulu, masitolo ang'onoang'ono ndi malo ogulitsira pa intaneti. Zing'onozing'ono zomwe mwina sindinapiteko. Ngakhale, monga akunena, mukhoza, mwachitsanzo, kugula nyama yomweyo kapena mkate wapamwamba kwambiri. Mwa njira, pali misika, mumzinda wathu nthawi 3-1 pa sabata, komwe mungagule chakudya ndi zinthu zina kuchokera kwa amalonda apadera. Ndiko komwe mkazi amapita. Masitolo akuluakulu sasiyanitsidwa makamaka ndi anzawo angapo akumayiko ena. Kusankhidwa kwakukulu kwazinthu ndi katundu, kuchotsera pamitundu yosiyanasiyana, ndi zina. Kugula pa intaneti mwina ndiye chinthu chothandiza kwambiri pano. Chilichonse chingagulidwe kumeneko. Pali omwe amakhazikika pazakudya (adayesa kangapo, zonse zikuwoneka ngati zabwinobwino, koma sizinakhale chizolowezi), pali magulu ena azinthu, pali ophatikiza (odziwika kwambiri mwina bol. com, mtundu wa analogue wa Amazon, mtundu wamba womwe uli mwa njira Ayi). Masitolo ena amaphatikiza kupezeka kwa nthambi ndi malo ogulitsira pa intaneti (MediaMarkt, Albert Heijn), ena samatero.
Kutumiza pafupifupi chilichonse kumachitika kudzera pamakalata. Zimagwira ntchito ndi bang. Chilichonse chimakhala chofulumira komanso chomveka (koma ndithudi pali zochitika). Nthawi yoyamba yomwe amaperekera (inde, iwo eni, kunyumba) pakakhala nthawi yabwino kwa iwo. Ngati palibe munthu panyumba, amasiya kapepala kamene amati analiko, koma sanapeze aliyense. Pambuyo pake, mutha kusankha nthawi ndi tsiku loperekera nokha kudzera mu pulogalamuyi kapena patsamba. Ngati muphonya, ndiye kuti muyenera kupita ku dipatimenti ndi miyendo yanu. Mwa njira, amatha kusiya phukusi kwa anansi kuti asayendenso. Pankhaniyi, wolandirayo amapatsidwa pepala lokhala ndi nambala ya nyumba / nyumba ya oyandikana nawo. Nthawi zina pamakhala zotumizira kudzera m'makampani oyendetsa. Ndizosangalatsa kwambiri ndi iwo. Amatha kuponya kapepala m’mundamo kapena pansi pa chitseko, amangoponya kapepala komwe kunalibe munthu popanda ngakhale kuliza belu la pakhomo. Zoona, ngati muitana ndi kukangana, amabweretsabe pamapeto pake.
Kwa ife, timagula gawo lazinthu pamsika (zambiri zowonongeka), zina m'masitolo akuluakulu ndikuyitanitsa zina (chinachake chovuta kuchipeza m'masitolo wamba). Mwina timayitanitsa ndikugula zinthu zapakhomo pakati. Pafupifupi timayitanitsa kwathunthu zovala, nsapato, mipando, zida ndi zinthu zina zazikulu. Ku Russia ndi Kupro, mwina> 95% ya katundu adagulidwa popanda intaneti, apa ndizochepa kwambiri, zomwe ndizosavuta. Simukuyenera kupita kulikonse, zonse zidzabweretsedwa kunyumba, simuyenera kuganizira momwe munganyamulire nokha popanda galimoto.
Mankhwala
Mutu wodwala komanso holivar 🙂 Choyamba, za dongosolo. Aliyense ayenera kukhala ndi inshuwaransi yachipatala (chabwino, kapena china chake pafupi ndi mawu awa, sindinafotokoze mwatsatanetsatane, pakhoza kukhala zosiyana). Ine ndi mkazi wanga tili nazo, ana osakwana zaka 18 amangopeza zabwino zomwe makolo awo ali nazo kwaulere. Inshuwaransi ndiyofunikira komanso yapamwamba (yowonjezera).
Zoyambira zimawononga china chake pafupifupi ma euro 100 pamwezi, kuphatikiza kapena kuchotsera. Ndipo makampani onse a inshuwaransi. Mtengo wake ndi zomwe zikuphatikiza zimatsimikiziridwa ndi boma. Zinthu izi zimawunikidwa chaka chilichonse. Kwa iwo omwe izi sizokwanira akhoza kuwonjezera njira zosiyanasiyana kwa izo. Apa, kampani iliyonse ya inshuwaransi imapereka ma seti ake, okhala ndi zinthu zosiyanasiyana komanso pamitengo yosiyana. Nthawi zambiri ndi 30-50 mayuro pamwezi, koma, ngati mukufuna, mutha kupeza phukusi la ndalama zokulirapo. Palinso chinthu monga chiopsezo chanu (makamaka chilolezo). Muyezo ndi ma euro 385 pachaka, koma mutha kuonjezera izi, ndiye mtengo wa inshuwaransi udzakhala wotsika. Ndalamayi imatsimikizira kuchuluka kwa ndalama zomwe muyenera kulipira kuchokera m'thumba lanu inshuwalansi isanayambe kulipira. Palinso ma nuances apa, mwachitsanzo, ana alibe izi, dokotala wakunyumba samawerengera, ndi zina.
Choncho, tinapereka ndalama. Amapereka chiyani chifukwa cha izo? Choyamba muyenera kulembetsa ku chipatala, makamaka, ndi dokotala wabanja (huisarts). Komanso kwa dokotala wa mano. Mwachisawawa, mutha kupita kwa madokotala okhawo omwe mwapatsidwa. Ngati ali kumapeto kwa sabata, patchuthi, patchuthi chodwala, ndi zina zotero, ndiye kuti mukhoza kuyesa kupeza munthu wina. Ndipo inde, kupatula dokotala wabanja, simungathe kupita kwa aliyense (popanda kutumiza). Osachepera pankhani ya inshuwaransi. Dokotala wabanja amamuyesa koyamba, amamupatsa paracetamol (kapena samamupatsa), ndikumutumiza kuti ayende kwambiri kapena kugona kwambiri. Maulendo ambiri amatha motere. Matendawa alibe chodetsa nkhawa, amatha okha. Ngati zikupweteka, imwani paracetamol. Ngati, m'malingaliro awo, chinthu chovuta kwambiri, ndiye kuti angapereke china champhamvu, kapena adzipereke kuti abwere ngati kuwonongeka. Ngati mukufuna malangizo apadera, mudzatumizidwa kwa katswiri. Ngati chirichonse chiri chomvetsa chisoni kwambiri - kupita kuchipatala.
Kawirikawiri, dongosololi limagwira ntchito modabwitsa. Mwina takumanapo ndi zinthu zambiri zamankhwala amderali ndipo ndizabwino kwambiri. Ngati ayesa kuyesa, ndiye kuti amawona nkhaniyo mozama. Ngati dokotala sakudziwa choti achite, ndiye kuti sachita manyazi kutumiza wodwalayo kwa dokotala wina, kusamutsa deta yonse yomwe adalandira pakompyuta. Nthawi ina tinatumizidwa ku chipatala cha ana mumzinda wathu kupita ku chipatala chapamwamba kwambiri ku Amsterdam. Ambulansi ndi yabwino. Ndife omwe sitinayimbire ambulansi, chifukwa ndi yamwadzidzidzi kwambiri, koma tinali ndi mwayi wopita kuchipinda chodzidzimutsa mwanayo atavulala mwendo wake ndi njinga kumapeto kwa sabata. Tidafika pa taxi, tidadikirira pang'ono, tidayendera sing'anga, adatenga x-ray, adandiponya mwendo wanga ndikunyamuka. Chilichonse chimakhala chachangu komanso chokhazikika.
Ndithudi pali kumverera kuti pali mtundu wina wachinyengo. Kukhala ku Russia, komanso ku Kupro, mumazolowera kuti zilonda zilizonse zimachiritsa pang'ono, sindikufuna mankhwala ambiri. Ndipo nthawi zonse muyenera kuthamangira kwa dokotala kuti mukayesedwe. Ndipo apa siziri. Ndipo mwina ndizo zabwino kwambiri. Kwenikweni, chiyero cha mutuwu ndi ichi. Anthu amaona kuti ndi osafunika. Ndipo nthawi zina, ndithudi, dongosolo limalephera mosiyana. Zimachitika kuti mumakumana ndi madotolo am'banja omwe mpaka omaliza amakana kuwona vutoli mpaka nthawi yatha. Ena zikatero amapita kukalemba mayeso kudziko lina. Ndiye amabweretsa zotsatira ndipo potsiriza amafika kwa katswiri. Zodabwitsa ndizakuti, inshuwaransi imaphimba kulandira chithandizo chamankhwala kunja (mkati mwa mtengo wa chisamaliro chofanana ku Netherlands). Tabweretsa kale ngongole za chithandizo kuchokera ku Russia kangapo, zomwe tinalipidwa.
ana
Ana onse ali bwino. Ngati muyang'ana mwachisawawa, pali chinachake choti ana achite apa ndipo zambiri zimachitikira ana. Tiyeni tipite ndi dongosolo lovomerezeka la ntchito za ana. Inenso ndimasokonezeka pang'ono m'mawu achi Russia / Chingerezi / Chidatchi, kotero ndingoyesera kufotokoza za dongosolo lokha. Chinachake chikhoza kumveka kuchokera pachithunzichi.
Chifukwa chake, tchuthi cholipiridwa cha amayi ndi makolo apa ndi chachifupi kwambiri - masabata 16 pa chilichonse chokhudza chilichonse. Pambuyo pake, amayi (abambo) amakhala kunyumba ndi mwanayo, kapena amamutumiza ku sukulu yanthawi zonse. Zosangalatsa izi ndizoposa zaulere ndipo zimatha kuwononga 1000-1500 pamwezi. Koma pali chenjezo, ngati makolo onse akugwira ntchito, ndiye kuti mutha kuchotsera msonkho wochuluka ndipo mtengowo udzatsika pafupifupi 2-3. Ine ndekha sindinakumanepo ndi bungwe ili kapena kuchotserako, kotero sindidzatsimikizira manambala, koma dongosololi ndiloti. Kawirikawiri, mu bungwe ili, mwana ali wokonzeka kuyamwitsa nthawi yonseyi (mtengo wamtengo wapatali udzakulabe). Mpaka zaka 2 palibe njira zina (nanny, kindergartens zapadera ndi zina zomwe munthu amachita sizimawerengera).
Kuyambira zaka 2, mwanayo akhoza kutumizidwa ku otchedwa sukulu yokonzekera. M'malo mwake, iyi ndi sukulu ya kindergarten, koma mutha kupita kumeneko kwa maola 4 okha patsiku, kawiri pa sabata. Nthawi zina, mutha kufika masiku 2-4 pa sabata, koma maola anayi okha. Tinapita kusukulu yoteroyo, zinayenda bwino ndithu. Silinso zaulere, gawo lina la mtengowo limalipidwa ndi boma, limakhala ngati 5-4 euros pamwezi.
Kuyambira ali ndi zaka 4, mwana akhoza kupita kusukulu. Izi kawirikawiri zimachitika tsiku lotsatira tsiku lobadwa. Zitha, makamaka, osapita mpaka zaka 5, koma kuyambira zaka 5 ndizoyenera kale. Zaka zoyamba kusukulu zilinso ngati sukulu ya kindergarten, m'nyumba yasukulu yokha. Iwo. Ndipotu mwanayo amangozolowera malo atsopano. Mwambiri, palibe maphunziro apadera pano mpaka zaka 12. Inde, amaphunzirapo kanthu kusukulu.
Palibe homuweki, amayenda nthawi yopuma, nthawi zina amapita kokacheza, kusewera. Mwambiri, palibe amene ali wopsinjika kwambiri. Ndiyeno pakubwera nyama yodyetsedwa bwino ya polar. Pafupifupi zaka 11-12, ana amayesa mayeso a CITO. Malingana ndi zotsatira za mayeserowa ndi malingaliro a sukulu, mwanayo adzakhala ndi 3 njira zina. Sukulu kuyambira 4 mpaka 12, mwa njira, imatchedwa primaryschool (sukulu ya pulayimale mu Chingerezi). Takumana ndi izi, mpaka pano zakhutitsidwa. Mwana amachikonda.
Pambuyo pakubwera kutembenuka kwa middelbareschool (sekondale). Pali mitundu itatu yokha ya izi: VMBO, HAVO, VWO. Kuchokera pati mwana amalowa, zimatengera maphunziro apamwamba omwe angalowemo. VMBO -> MBO (chinachake ngati koleji kapena sukulu yaukadaulo). HAVO -> HBO (yunivesite ya sayansi yogwiritsidwa ntchito, mu Russian mwina palibe analogue yapadera, chinachake ngati katswiri pa yunivesite wamba). VWO -> WO (University, full university). Mwachilengedwe, zosankha zosinthira ndizotheka mkati mwa zoo yonseyi, koma panokha, sitinakula mpaka pano.
anthu
Anthu apa ali bwino. Waulemu ndi waubwenzi. Osachepera ambiri. Pali mitundu yambiri pano, kotero simungathe kuzizindikira poyambira. Inde, ndipo palibe chikhumbo chapadera. Pa intaneti, mutha kuwerenga zambiri za anthu achi Dutch omwe ndi achilendo. Mwinamwake pali chinachake mu izi, koma m'moyo weniweni sizodabwitsa kwambiri. Kawirikawiri, aliyense (kapena pafupifupi aliyense) amamwetulira ndi mafunde.
Udindo ku Europe
Netherlands ndi membala wa EU, Eurozone ndi dera la Schengen. Iwo. kwaniritsani mapangano onse mkati mwa European Union, khalani ndi yuro ngati ndalama, ndipo mutha kupita kuno pa visa ya Schengen. Palibe zachilendo. Chilolezo chokhalamo ku Netherlands chingagwiritsidwenso ntchito ngati visa ya Schengen, i.е. kukwera motetezeka kuzungulira Europe.
Internet
Sindingathe kunena kalikonse za iye. Zofunikira zanga pa izo ndizochepa kwambiri. Ndimagwiritsa ntchito phukusi locheperako kuchokera kwa woyendetsa wanga (Internet 50 Mbps ndi TV ina). Zimawononga ma euro 46.5. Ubwino wake ndi wabwinobwino. Panalibe zopuma. Othandizira amapereka ntchito zochulukirapo kapena zochepa zomwezo pamitengo yocheperako. Koma utumiki ukhoza kukhala wosiyana. Nditalumikiza, ndinapeza intaneti m'masiku atatu. Othandizira ena atha kuchita ndi mwezi. Kwa mnzanga, ndinali ndi chinachake kwa miyezi iwiri kuti chigwire ntchito. Intaneti yam'manja mwina ndiyotsika mtengo kwambiri yomwe Tele3 ili nayo - ma euro 2 opanda malire (25 GB patsiku) kudzera pa intaneti, mafoni ndi ma SMS. Zina zonse ndizokwera mtengo. Kawirikawiri, palibe mavuto ndi khalidwe, koma mitengo ikuluma poyerekeza ndi Russian. Poyerekeza ndi Cyprus, khalidweli ndi labwino, mtengo wamtengo wapatali ndi wofanana, mwinamwake wokwera mtengo.
Chitetezo
Mwambiri, izi zili bwino. Ngozi zimachitika ndithu, koma sizikuwoneka kuti zimachitika kawirikawiri. Monga ku Cyprus, nthawi zambiri amakhala m'nyumba / nyumba zokhala ndi zitseko zamatabwa kapena magalasi zokhala ndi zotsekera kuti chitseko chisatseguke ndi mphepo. Pali madera otukuka kwambiri komanso madera osatukuka kwambiri.
Kukhala nzika
Chilichonse chikuwoneka kuti chili bwino ndi izi. Poyamba, monga mwachizolowezi, chilolezo chokhalamo kwakanthawi chimaperekedwa. Kutalika kumatengera mgwirizano. Ngati mgwirizano siwokhazikika, koma kwa zaka 1-2, ndiye kuti adzapereka zochuluka. Ngati okhazikika, ndiye kwa zaka 5. Pambuyo 5 zaka (pali mphekesera za 7), inu mukhoza mwina kupitiriza kulandira zilolezo zogona osakhalitsa, kapena kupeza chilolezo okhazikika okhala, kapena kupeza nzika. Ndi kwakanthawi zonse zimamveka bwino. Ndi nthawi zonse zambiri. Zili ngati kukhala nzika, koma simungathe kuvota ndikugwira ntchito m'maboma. Ndipo mosakayika mudzayenera kuchita mayeso odziwa chilankhulo. Pankhani ya nzika, chirichonse chiri chophweka. Muyenera kukhoza mayeso a chilankhulo (mulingo A2, pali mphekesera za kuchuluka kwa B1). Ndi kusiya kukhala nzika zina. Mwachidziwitso, pali zosankha kuti musachite izi, koma nthawi zambiri ndizofunikira. Paokha, njira zonse ndi zosavuta. Inde, nthawi ndi zazifupi. Makamaka poyerekeza, mwachitsanzo, ndi Switzerland.
Mndandanda wamtengo
Zomwe zili zamtengo wapatali kwa wina, osati kwa wina. Ndipo mosemphanitsa. Aliyense ali ndi moyo wake komanso momwe amagwiritsira ntchito, kotero padzakhala kuwunika kwina.
Renti yanyumba
Zokwera mtengo. Mitengo ya nyumba zosiyana (osati chipinda) imayambira ku Amsterdam kuchokera ku 1000 euro. Ndipo amathera pa 10. Ndikanatsogoleredwa, ngati ndipita ndi banja langa, pa 000-1500. Mtengowo umadalira kwambiri malo, mtundu wa nyumba, chaka chomangira, kupezeka kwa mipando, kalasi ya mphamvu ndi zina. Koma simungakhale ku Amsterdam. Mwachitsanzo, pamtunda wa makilomita 2000. Kenako malire otsika amasinthidwa kupita ku 50 euros. Titasamuka, tinachita lendi nyumba (nyumba yosanja) yokhala ndi zipinda zogona 750 komanso malo abwino kwambiri pafupifupi 1500. Ku Amsterdam, chifukwa cha ndalama zotere, ndinangowona nyumba yazipinda zitatu kwinakwake kumpoto. Ndipo chimenecho chinali chosowa.
Kukonza makina
Komanso okwera mtengo. Ngati mutenga kutsika, misonkho, inshuwaransi, kukonza ndi mafuta, mudzapeza pafupifupi ma euro 350-500 pamwezi pagalimoto wamba. Tiyeni titenge galimoto yamtengo wapatali 24 euro (ikhoza kukhala yotsika mtengo, koma pali zosankha zochepa). Tiyerekeze kuti amakhala zaka 000 ndipo amathamanga 18 ndi kuthamanga kwa 180 pachaka. pambuyo pake, idzawononga ndalama zopusa, kotero tikukhulupirira kuti idatsitsidwa kwathunthu. Zimakhala 000 euro. Inshuwaransi imawononga 10-000 euro, tiyeni tinene 110. Misonkho yoyendera ndi pafupifupi 80 euro (malingana ndi kulemera kwa galimoto). MOT tinene kuti ma euro 100 pachaka (kuchokera padenga, malinga ndi zochitika zaku Russia ndi Kupro), 90 pamwezi. Mafuta 30-240 mayuro pa lita. Kumwa kwake kukhala malita 20 pa zana. 1.6 * 1.7 * 7/1.6 = 7. Zonse 10000 + 100 + 112 +110 + 90 = 30 mayuro. Izi ndizochepa kwambiri. Nthawi zambiri, galimoto idzasintha nthawi zambiri, kukonza kumakhala kokwera mtengo, mafuta ndi inshuwalansi zidzakula, etc. Malingana ndi zonsezi, sindinapeze galimoto, chifukwa sindikuwona kufunikira kwake kwapadera. Zofunikira zambiri zamagalimoto zimayendetsedwa ndi njinga ndi zoyendera za anthu onse. Ngati mukufuna kupita kwinakwake kwa kanthawi kochepa, pali kugawana galimoto, ngati kwa nthawi yaitali, ndiye kubwereka galimoto. Ngati mwachangu, ndiye Uber.
Mwa njira, maufulu amasinthidwa poyamba pamaso pa 30% ya chigamulo. Apo ayi, maphunziro ndi mayeso, ngati ufulu si European.
Magetsi
Zina ngati masenti 25 pa kilowatt. Zimatengera wopereka. Timagwiritsa ntchito pafupifupi ma euro 60 pamwezi. Anthu ambiri amagwiritsa ntchito ma solar. Pakalipano, mukhoza kupereka magetsi ku intaneti (akuwoneka kuti akufuna kuphimba). Ngati kubwezako kuli kochepa kuposa kumwa, ndiye kuti kumaperekedwa pamtengo wamtengo wapatali. Ngati zambiri, ndiye 7 masenti. M'miyezi yozizira (zowona zimatengera kuchuluka kwa mapanelo) imatha kuthamanga mpaka 100 kWh pamwezi. M'chilimwe ndi zonse 400.
Madzi
Kupitilira yuro pa kiyubiki mita. Timawononga pafupifupi ma euro 15 pamwezi. Kumwa madzi. Anthu ambiri (kuphatikiza inenso) amangomwa madzi apampopi. Madzi amakoma. Ndikafika ku Russia, kusiyana kumamveka nthawi yomweyo - ku Russia, madzi amakoma ngati dzimbiri (makamaka pamalo omwe ndimadya).
Madzi otentha ndi kutentha
Zonse ndi zosiyana pano. Pakhoza kukhala boiler ya gasi m'nyumba, ndiye muyenera kulipira gasi. Pakhoza kukhala ITP, ndiye kutentha kwapakati kumabweretsedwa m'nyumba, ndipo madzi otentha amatenthedwa kuchokera ku ITP. Madzi otentha ndi kutentha akhoza kubwera mosiyana. Zimatitengera pafupifupi ma euro 120 ngati titha.
Internet
Mtengo wamtengo umasiyana kuchokera kwa wopereka mpaka wopereka. 50 Mbps yanga imawononga 46.5 euro, 1000 Mbps imawononga 76.5 euro.
Kusonkhanitsa zitsamba
Pali, kwenikweni, misonkho ingapo yamatauni, kusonkhanitsa zinyalala kumaphatikizidwamo. Pazinthu zonse zimakhala 40-50 euro pamwezi. Zinyalala pano mwa njira zimasonkhanitsidwa padera. Mzinda uliwonse ukhoza kukhala wosiyana pang'ono. Koma kawirikawiri, magawano ndi motere: biowaste, pulasitiki, pepala, galasi, etc. Mapepala, pulasitiki ndi galasi zimakonzedwanso. Gasi amachokera ku biowaste. Zotsalira za biowaste ndi zinyalala zina zimatenthedwa kuti apange magetsi. Gasi wotulukapo nthawi zambiri amagwiritsidwanso ntchito. Mabatire, mababu ndi magetsi ang'onoang'ono amatha kutayidwa m'masitolo akuluakulu, ambiri amakhala ndi nkhokwe. Zinyalala zodzaza kapena kunyamula kupita pamalopo, kapena kuyitanitsa galimoto kudzera m'matauni.
Sukulu ndi kindergarten
Kindergarten ndi yokwera mtengo, ngati 1000 pa mwana pamwezi. Ngati makolo onse awiri akugwira ntchito, malipiro ake amachotsedwa pamisonkho. Kukonzekera sukulu zosakwana 100 mayuro pamwezi. Sukulu ndi yaulere ngati kwanuko. Mayiko pafupifupi 3000-5000 pachaka, sindimadziwa bwino.
Foni yam'manja
Kulipiriratu masenti 10-20 pamphindi. Postpaid ndi yosiyana. Zotsika mtengo zopanda malire ndi ma euro 25 pamwezi. Pali ogwira ntchito omwe ndi okwera mtengo.
Zamakono |
Timagwiritsa ntchito ma euro 600-700 pamwezi kwa anthu asanu. Ndimakhala ndi nkhomaliro kuntchito chifukwa chandalama za chizindikiro. Chabwino, zikhoza kukhala zochepa, ngati mupanga cholinga. Mutha kukhala ndi zambiri ngati mukufuna zokoma tsiku lililonse.
Katundu wapakhomo
Ngati ndi kotheka, ma euro 40-60 pamwezi adzakhala okwanira.
Zinthu zazing'ono, zogula, zovala, ndi zina.
Penapake mozungulira ma euro 600-800 pamwezi amapita kubanja. Apanso, izi zikhoza kusiyana kwambiri.
Zochita za ana
Kuyambira ma euro 10 mpaka 100 paphunziro lililonse, kutengera zomwe mumachita. Kusankha zochita ndi zambiri kuposa zazikulu.
Mankhwala
Oddly mokwanira, pafupifupi mfulu. Chinachake chimaphimbidwa ndi inshuwaransi (kupatula eigen risico). Pali paracetamol, ndipo ndiyotsika mtengo. Inde, timanyamula chinachake kuchokera ku Russia, koma kawirikawiri, poyerekeza ndi Russia ndi Cyprus, ndalamazo ndizochepa.
Zaukhondo
Komanso mwina 40-60 mayuro pamwezi. Koma apa, kachiwiri, malinga ndi zosowa.
Nthawi zambiri, kwa banja la 5 mumafunikira china chake mozungulira 3500-4000 mayuro pamwezi. 3500 ili kwinakwake m'malire apansi. Mutha kukhala ndi moyo, koma osakhala bwino. Mutha kukhala momasuka ku 4000. Pali zopindulitsa zina kuchokera kwa abwana (malipiro a chakudya, ndalama zoyendera, mabonasi, ndi zina zotero) ndizo zabwinoko.
Malipiro a otsogolera otsogolera amakhala pafupifupi 60 - 000 euros. Zimatengera kampani. 90 ndi ma goons, musapite kwa iwo. 000 ndi yabwino kwambiri. M'maofesi akuluakulu, zikuwoneka ngati mutha kukhala ndi zambiri. Ngati mumagwira ntchito pansi pa mgwirizano, mutha kukhala ndi zambiri.
Pomaliza
Kodi ndinganene chiyani pomaliza? Dziko la Netherlands ndi loposa dziko labwino. Kaya zikugwira ntchito kwa inu, sindikudziwa. Zikuwoneka kuti zikundikwanira. Pakadali pano sindinapeze chilichonse pano chomwe sindimakonda. Chabwino, kupatula nyengo. Kaya kuli koyenera kupita kuno zimatengera zomwe mukuyang'ana pano. Apanso, ndidapeza zomwe ndimayembekezera (kupatula nyengo). Kwa ine ndekha nyengo ndiyabwino kuposa yaku Kupro, koma mwatsoka sikoyenera aliyense. Chabwino, kwenikweni, m'malingaliro anga, kupita kudziko lina kukakhala kumeneko kwa zaka zingapo ndizoposa zochitika zosangalatsa. Kaya mukufuna izi zili ndi inu. Kaya mukufuna kubwerera - zimachitika kwa aliyense. Ndikudziwa amene adatsalira (ku Kupro ndi Netherlands) ndi omwe adabwerera (kachiwiri, kuchokera kumeneko ndi komweko).
Ndipo potsiriza, mwachidule za zomwe muyenera kusuntha. Kuti muchite izi, mufunika zinthu zitatu: chikhumbo, chinenero (Chingerezi kapena dziko limene mukupita) ndi luso la ntchito. Ndipo ndendende mu dongosolo limenelo. Ngati simukufuna, simungachite. Simungathe ngakhale kuphunzira chinenero ngati simuchidziwa. Popanda chinenero, ziribe kanthu momwe muliri katswiri (chabwino, chabwino, mwinamwake chinthu ichi sichifunikira kwa akatswiri), simungathe kufotokozera izi kwa olemba ntchito amtsogolo. Ndipo potsiriza, maluso ndi omwe mumawakonda abwana anu. Mayiko ena angafunike zinthu zosiyanasiyana, kuphatikizapo dipuloma. Kwa ena, sizingakhale zofunikira.
Chifukwa chake ngati muli ndi chinthu chimodzi, yesani, ndipo zonse ziyenda bwino 🙂
Source: www.habr.com