Netherlands, kapena uko ndi kumbuyo

Masana abwino, okondedwa okhala ku Khabrovsk!

Kupitiliza kusamuka, ndikufuna kukhudza zomwe ndakumana nazo, zomwe zingakhale zothandiza kwa ena. Ndiyesera kugawanitsa positiyi m'magawo awiri, choyamba chomwe chidzaperekedwa ku chidziwitso chothandiza, ndipo chachiwiri ndikumverera kwanga.

Gawo loyamba. Apo

Kwenikweni, kulembetsa komweko kwa ine kunali kosavuta (chifukwa chosowa akazi kapena ana):

1. Timalankhulana ndi olemba ntchito (kuyambira apa kuyankhulana konse kuli mu Chingerezi)
2. Kulankhulana ndi abwana
3. Timayesa pa intaneti (ndi webcam, mayeso ena + adalemba code mu mkonzi)
4. Kulankhulana ndi oyang'anira abwana
5. Olemba ntchito amapereka visa ku IND
6. Ndikuyembekezera chidziwitso kuti zikalata zochokera ku IND zasamutsidwa ku ambassy ku Moscow
7. Ndimapanga nthawi yokumana ku ofesi ya kazembe pafoni (izi ndizofunikira, mzere wamba palibe, koma ndidayimba kwa maola angapo). Ndimabwera kudzapereka pasipoti yanga ndi kulandira visa yolowa tsiku lomwelo.
8. Ndikuyenda

M'malo mwake, sindinalembepo chilichonse kuchokera m'malembawo, popeza kuti apostille yanga ndi kumasulira kwa satifiketi yakubadwa sikunadziwikebe, popeza ofesi ya Chidatchi ikufunika pakumasulira. Ine ndekha ndinamasulira diploma mu Chingerezi (kuphatikizapo diploma ya PhD). Ndinafunsiranso chiphaso chosonyeza kuti palibe mlandu uliwonse, koma zinapezeka kuti palibe amene ankachifuna.

Pa gawo loyamba, ndimalowa mu masutukesi a 2 + kompyuta, kotero ndimayenda pachuma chokhazikika ndi ndalama zowonjezera 2 zowonjezera. malo. Pa malo anga oyamba, ndinasungitsa situdiyo yotsika mtengo pa Airbnb, yomwe kwenikweni inali ngati garaja (kumwetulira kwachisoni).

Pazowononga zomwe zili patsogolo kwa nthawi yoyamba:

1. Tikiti ya ndege. (Ndi katundu wowonjezera €250) Ichi ndiye chinthu chosavuta, ngakhale patchuthi matikiti amawononga ndalama zambiri.
2. Kusungitsa zipinda. Masabata osachepera atatu, mtengo ngati mutasakatu, ma euro 3 patsiku, ma euro 35 okwana
3. Mtengo wobwereketsa nyumba wa miyezi iwiri. Makamaka ndalama. Zonse zimadalira malo enieni omwe mukufuna kukhala. Mtengo ukhoza kuyambira 1100, kumadera akutali ndi mizinda yayikulu, mpaka 1700 ku Amsterdam. Pafupifupi, muyenera kuyembekezera 1350 Euros kwa nyumba yokhala ndi mipando ndi 200-250 Euros zochepa popanda. Pafupifupi ma euro 2700.
4. Chakudya. Apanso, zonse zimatengera zomwe amakonda, koma ine ndekha ndimakhala pamlingo wa 300 euros pamwezi.
5. Transport. Ndikupangira kutenga nyumba pafupi ndi ntchito (ngati ku Amsterdam) ndikugula njinga nthawi yomweyo. Mutha kupeza njinga yatsopano yosavuta ya ma euro 250. Sindikuwona mfundo yotsika mtengo, popeza Netherlands ndi dziko lathyathyathya, magiya 21 safunikira. Ngati mukupita kukagwira ntchito ku Amsterdam, ndiye ndikupangirabe kukhala kunja kwa mzinda ndikutenga khadi laulendo. Ndifotokoza chifukwa chake mu gawo lachiwiri. Kupitako kumawononga pafupifupi ma euro 150 pamwezi.

Nthawi zambiri, m'mwezi woyamba muyenera kukumana ndi ma euro 5000 ndi malo osungira. Muyenera kuwerengera ndendende mwezi, chifukwa ... Malipiro amalipidwa kamodzi pamwezi.

Algorithm ya zochita za mwezi woyamba mutasamuka:

1. Pitani ku T-Mobile ndikugula SIM khadi yolipiriratu. Chifukwa chiyani kulipiriratu? Chifukwa popanda akaunti yakubanki simudzapatsidwa mgwirizano. Chifukwa chiyani T-Mobile? Chifukwa pa izo mungathe kusinthana ndi mgwirizano pamene mukusunga nambala yanu.
2. Funsani zambiri za broker. Chinthu choyamba chimene muyenera kuchita ndikuyamba kufufuza nyumba. Popanda adilesi yokhazikika, simungapeze BSN (nambala ya msonkho), ndipo popanda imodzi simungapeze akaunti yakubanki. Popanda akaunti yakubanki, simungathe kulembetsa chilichonse, kuphatikiza nyumba (inde, talowa m'mavuto apa)
3. Malingana ndi mtengo wa nyumba, mukhoza kuganizira www.funda.nl. Kuitana kudzera pa webusayiti ndikopanda ntchito. Zotsatsa zimayamba kwa milungu ingapo ndi otsatsa, kenako zimathera patsamba. Zikuoneka kuti zipindazo zilibenso. Komanso iwowa ankandiimbiranso foni katatu kokha mwa 3. Nthaŵi zina, panalibe ngakhale yankho. Chifukwa chake, ndikofunikira kupeza broker wamba yemwe amagwira ntchito. Nthawi zambiri, nyumba zitha kupezeka mkati mwa sabata kapena atatu. Koma pakatha milungu itatu, ngati simukhala pampando, muyenera kuzipeza (sindikudziwa za Amster, zitha kukhala zovuta kwambiri pamenepo).
4. Panyumba muyenera kulipira gawo la miyezi iwiri (nthawi zambiri). Nthawi zina zimachitika kwa mwezi umodzi, koma izi ndizosowa. Nthawi zambiri amapempha kuti azilipira potengera banki. Apa ndi pomwe pali vuto lalikulu, chifukwa... mulibe akaunti. Mutha kutsegula khadi m'mabanki ngati Revolut kapena Bunq (amakulolani kuti mutsegule akaunti ndikupereka BSN pambuyo pake), koma alibe ATM, mutha kusamutsa ndalama kudzera pa SWIFT. Ndinavomera kuti ndalipira deposit kudzera kukampani yomwe ndimagwira ntchito, mopusa ndidawabweretsera ndalama, adapanga waya. Anthu ena adalembetsedwa ku adilesi yakampaniyo, adalandira BSN pamenepo ndikulembetsanso komwe kuli nyumbayo.
5. Mukangofika muyenera kulembetsa ndi IND kuti mulandire ID yanu. Idzakhala m'malo mwa pasipoti. Chilichonse ndi chophweka apa: mudalembetsa, munafika tsiku lomwe mwapatsidwa ndipo mwangolandira. Kuyambira pomwe mumalandira pasipoti yanu yakunja. simukusowa pasipoti.
6. M'miyezi inayi mudzafunikanso kukayezetsa x-ray za TB. Izi ndizofunikira, koma algorithm ndiyosavuta. Tiyeni tilembetse kudera lapafupi. pakati (ndinali nacho ku holo yamzinda wa Utrecht pa siteshoni), timabwera, tikulipira ma euro 4, ndikuchoka. Adziphatika okha zotsatira, ngati apeza chinachake adzakulumikizani.
7. Mudzafunikanso inshuwaransi mukafika. Ndizofunikira. Muli ndi miyezi 4 kuti mulembetse, koma palibe chifukwa choti muchedwetse, chifukwa mukalembetsa mudzalipidwabe nthawi yonseyi kuyambira tsiku lolowera. Ndapanga pano www.zilverenkruis.nl Mtengowo ndi wofanana kapena wocheperako, mtengo wocheperako umayendetsedwa ndi boma.
8. Kuyambira mwezi wachiwiri, ndi bwino kuti muyambe kufunsira mpukutu wa 30%. (Zambiri pambuyo pake). Izi zitha kutenga miyezi ingapo, pomwe mudzalipira misonkho yonse. Ndiye, mutangolandira kusamutsidwa, adzakubwezerani, koma ndalama zimakhala zochepa panthawi yosuntha, kotero izi ndizofuna zanu.
9. Mukangolandira nyumbayo, lembetsani nthawi yomweyo pa intaneti. Kulumikizana kwa intaneti nthawi zina kumatenga milungu itatu. Yang'anani kunyumba kwanu pa intaneti kuchokera kwa ogwiritsira ntchito mafoni anu, nthawi zina pamakhala kuchotsera kwabwino pa foni + pa intaneti + TV/TV mndandanda
10. Chinthu chachiwiri choti muchite ndikukonzekera misonkhano yamagulu. Izi ndi magetsi ndi gasi (chabwino, ndi madzi, koma ndalama). Ku Holland, mutha kulumikiza wopereka chithandizo kunyumba iliyonse, kotero yang'anani pamitengo. Zimagwira ntchito motere - mumawerengera ndalamazo, kumapeto kwa nthawi yomwe amakuwerengeraninso, mubwezereni ngati zambiri kapena perekani zowonjezera ngati muli ndi ngongole.

Chabwino, tsopano popeza tathana ndi zomwe tafotokozazi, titha kuwerengera ndalama.

Malipiro apamwamba omwe mungadalire, ngati msinkhu wanu uli wabwino, umachokera ku 70 mpaka 90 zikwi za euro pachaka, ndi 70 kuchokera ku Moscow kuposa 90. Pambuyo pa chaka cha ntchito, ngati nditakhala, ndikhoza kusamukira ku 90 , popeza ndikosavuta kusaka ndikupita kukafunsa mafunso kuchokera kumeneko.
Chifukwa chake, ndalama zanu "za dzanja", musanalamulire, kuchokera pamalipiro a 70k pachaka zidzakhala 3722 (Werengani apa kodi.nl ) Pambuyo - 4594. Malipiro a 90k adzapereka 4400 popanda msonkho. Pansipa pali tebulo la ndalama ndi ndalama zovomerezeka, monga momwe zinalili kwa ine kwa munthu m'modzi m'nyumba yaying'ono (ganizirani zocheperako, popeza m'zaka 5 misonkho idzatengedwa mokwanira mulimonse):

Khadi laulendo siliphatikizidwa m’ndalama zowonongera ndalamazo, chifukwa malinga ndi lamulo, ulendo wochoka kunyumba kupita kuntchito umaperekedwa ndi abwanawo. Komabe, pochita izi zimangodutsa njanji kuchokera pa siteshoni kupita ku siteshoni. Ngati mukufuna kuyendetsa kulikonse komanso muzonse, ndiye kuti mtengo udzakhala kale pafupifupi 300 euro pamwezi.
Ndiyeneranso kudziwa kuti masitima apamtunda ndi okwera mtengo kwambiri. Ulendo wochokera ku Amsterdam kupita ku The Hague udzawononga 24 euro pa sitima, ndipo tramu ku The Hague kwa tsikulo idzakhala 9 euro (ngati mukufuna kupita ku gombe).

Ndizodziwika bwino za ndalama zomwe zimagwiritsidwa ntchito nthawi zonse, tsopano ndilemba mitengo ina yazinthu. Ndiyenera kuzindikira nthawi yomweyo kuti ndikulemba zomwe ndakumana nazo kutengera Jumbo ndipo sindinafufuze kuchotsera kapena kukwezedwa.

Gawo lachiwiri. Kubwerera

Mu gawo ili ndikufuna kukhudza zomwe ndikuwona komanso momwe ndikumvera. Popeza munthu aliyense ali ndi malingaliro ndi zolinga zosiyana, sindikunena kuti ndizowona, koma mwina masomphenya anga angakhale othandiza.

Ndikufuna kuyamba ndi nyengo ya IT. Makampani a IT ku Netherlands akukula, mwina chifukwa cha Brexit, chifukwa ... Makampani a Chingerezi akusamukira ku Ulaya pafupi. Komabe, pali akatswiri ochepa a IT ku Holland, kotero msana wa gulu la IT ndi osamukira. Komanso, ngati muli ndi anthu ochokera ku CIS pagulu lanu, ndiye kuti muli ndi mwayi wodabwitsa, chifukwa amadziwadi kuchita zinthu zina. Tidali ndi a Turks pagulu lathu, ndipo ndikukutsimikizirani, ndizabwinobwino kuti apereke pempho lachikoka lomwe silinayesedwe nkomwe. Momwe ndikumvera pazokambirana pamacheza, izi zimawonedwa m'malo angapo, kuphatikiza Kusungitsa, ngakhale mulingo womwe ulipo mwina ndi wapamwamba. Chifukwa chake ngati mukufuna kuchita bwino ndipo simuli mtsogoleri wamagulu, ndiye kuti simungathe kukula 100% pamenepo. Thamangani opusa.

Ndalama. Ngakhale kuti ndinu fupa loyera ndipo mumapeza 2 nthawi zambiri ndi roling kuposa Dutchman wamba, sizingatheke kuti mutha kusintha kwambiri moyo wanu. Kunena zowona, ku Moscow ndi nyumba yanga pambuyo pa ndalama zonse zomwe ndinali nazo zofanana ndi za ku Netherlands. Chakudya, kupatula zinthu zina monga tchizi, ndichokwera mtengo kwambiri. Ulendo ndi wokwera mtengo kwambiri. Mukapita kwinakwake sabata iliyonse patsiku lanu lopuma, mutha kugwiritsa ntchito ma euro 150 pamwezi. Chabwino, kapena ingotengani chiphaso chonse. Popanda kulamulira, mwinamwake mudzalandira zochepa kuchokera ku Russia, ndi ku Belarus / Ukraine - mochepa kwambiri.

Misonkho. Sikuti aliyense amadziwa zenizeni za misonkho ku Netherlands. Pali misonkho pa chilichonse. Mulipira zinyalala, zamadzimadzi, pagalimoto (mosavuta ma euro 100 pamwezi), pakugulitsa nyumba. Ndipo chofunika kwambiri, icing pa keke ndi ndalama mu akaunti yanu! Mukayika ndalama ku banki yopitilira 50, mumalipira pafupifupi 4% chaka chilichonse pazowonjezera. Lamuloli limagwira ntchito kwa anthu okhalamo, ndiye izi zingoyamba kukukhudzani pakadutsa zaka 5. Komabe, ngati mukufuna kukhala nzika, muyenera kukumbukira izi. Ichi ndichifukwa chake palibe amene amasunga ndalama, koma amaziyika m'matangadza / amagula nyumba zazikulu (katundu wachiwiri amakhoma msonkho wapamwamba).

Khabravchanin! Ngati mukuganiza kuti mutha kukhala mwamtendere pa penshoni ku Europe yotukuka, ndiye kuti mukulakwitsa panonso. Sikuti penshoniyo ndi 1000 euro yaikulu, koma ngati mukukhala ndi mkazi wanu, mudzalandira 1600. Mukasunga ndalama zowonjezera, mudzalipirabe misonkho, pokhapokha mutalandira penshoni. Ichi ndichifukwa chake aliyense amapita ku Spain kukapuma. Koma si zokhazo. Pension ndi 2% pachaka chilichonse ku Netherlands. Chifukwa chake ngati mudachoka pa 30 ndikupuma pantchito ku 67, mungolandira ma 740 euros. Momwe mungakhalire pa 740 euros ndi funso lapadera.

Kutumiza kumafunikira mawu ofunda apadera. Ku Holland, malonda ndi osowa kwambiri. Zogulitsa zambiri zimayitanidwa pa intaneti. Chabwino, kubereka kumaperekedwa pamene kuli koyenera kwa iye, kumene kuli koyenera kwa iye. Ngakhale mutalipira zambiri kuti mutumize pambuyo pa 18.00, munathamanga ngati chitsiru kuchokera kuntchito kuti mupeze imelo yonena kuti pa 18.30 palibe amene anali kunyumba ndipo dongosolo linali pamalo okwera. Zinali zosangalatsa kwambiri kwa ine kunyamula kabati ya mipando kuchokera ku Jumbo mtunda wa kilomita imodzi ndi theka kuchokera kwa ine. Nthaŵi ina, anandibweretsera katundu woti ndizigwira ntchito pa 8.50, ngakhale kuti kutumiza kunkayenera kukhala kuyambira 11 mpaka 13. Ndikhoza kunena choncho. Mwa zotumizira 20, zinalipo 5 zokha panthawi yake komanso pamalopo. Kuphatikiza apo, PostNL imagwira bwino ntchito. Ndipo inde, ngati mukufuna kusiya madandaulo ku DHL NL, ndiye kuti kuyitana kulipiridwa, ndipo samayankha maimelo.

Chakudya. Pali mawu amodzi okha oti munene apa. Zosadyedwa. Amatha ngakhale kuyanika nsomba zatsopano ku Folendam kukhala tchipisi. Mkate, mosiyana ndi Germany, ngakhale wophika buledi, siwokoma. Mutha kutenga soseji ya ku Spain kapena yaku Italy (kapena soseji waluso). Mowawu ndi waku Belgian basi. Chokhacho ndi tchizi (ndi ndiwo zamasamba, koma, zikomo Mulungu, siziphika).

Nyengo. Ngakhale kuti chaka chonse chatha nyengo inali yotentha kwambiri ndipo kunalibe matalala, nyengo, mwa lingaliro langa, ndi yoipa kuposa ku Moscow. Mdima, wozizira, wozizira kwambiri m'chilimwe. Ku St. Petersburg zingakhale zofanana.

Anthu. Ngati mukuganiza kuti a Dutch ndi olimbikira, ndiye ndikukhumudwitsani. Izi ndi zolakwika. Anthu ambiri achi Dutch sagwira ntchito molimbika kuti apeze ndalama zambiri. Wogulitsa sagwira ntchito Lachisanu (chabwino, mwina kuyambira 10 mpaka 14). Ndi zachilendo kuti akazi azigwira ntchito masiku anayi (zololedwa ndi lamulo). Oyang'anira achi Dutch amazengereza bwino muofesi. Komanso, tisaiwale kuti ku Holland anthu ambiri amadzipangira okha. Choncho n’zosavuta kuchitira chinyengo anthu ndalama. Pankhani yanga, pochoka, adandilipiritsa ma euro 4 popanda malisiti ochotsa mabokosi pansi (Zomwe sindinazitaye chifukwa panalibe ziboliboli za makatoni mkati mwa mtunda wa kilomita). Ngati mukufuna, pitani kukhoti.

Ubale. A Dutch amalankhula Chingerezi bwino, kotero palibe mavuto pa moyo wa tsiku ndi tsiku. Pali vuto ndi chinenero cha Chidatchi: zimakhala zovuta kumvetsa ndi khutu, ndipo Dutch, powona stupor, nthawi yomweyo amasintha ku Chingerezi. Ndi maubwenzi apamtima, zonse zimakhala zovuta kwambiri. Amayi achi Dutch ndiatali, abwino komanso okongola mwachilengedwe, komabe, mu 90% ya milandu sadzisamalira okha. Kulemera kwakukulu kwa 20 kg si vuto, valani chinthu choyamba chimene dzanja lanu likupeza. Nthawi zambiri sitinkayesa kuwerenganso mabuku. Chifukwa chake palibe zovuta zaukadaulo zomwe mungalankhule, koma palibe chomwe munganene. Mwina pali atsikana ena, koma ku Moscow mwayi wopeza mtsikana wanzeru ndi waukulu kwambiri.

Komabe, pali ubwino. Izi zikuphatikiza ngongole zanyumba pa 2%. Chifukwa chake mutha kubwereka nyumba kwa zaka 20 ndikulipira zofanana ndi renti. Chinthu china ndi chakuti msika wogula ndi malonda, ndipo n'zovuta kunena mtengo weniweni. Mutha kutaya zambiri polipira ma euro 2000. Chinthu chinanso ndi malo abwino kwambiri. Mukhoza kuwuluka ku Ulaya konse mu 2 hours, ndi malo ena, monga Paris kapena England, akhoza kufika pa sitima 3 hours (Thalis ndi Eurostar). Ndikoyeneranso kuzindikira misewu yabwino kwambiri ndi njira zanjinga.

Malingaliro

Pansipa ndikufuna kutsutsa malingaliro olakwika okhudza moyo "ku Europe".

1. "Ndipeza ndalama zambiri." Wogwira ntchito pa IT sangasinthe moyo wawo posamukira ku Holland. Popanda mkazi ndi ana zidzakhala zofanana, ndi iwo adzakhala osauka kwambiri
2. "Ubwino wa moyo udzawonjezeka." Ngati simukukhala ku Amsterdam, simudzakula kwambiri. Misewu ndi yoyera, misewu ndi yaudongo, zoyendera ndi zabwino. Komabe, mumalipira ndalama zambiri pa izi monga misonkho ndi mitengo yamayendedwe.
3. "Ndikudziwa komwe misonkho yanga imapita." Apa ndi pamene zimakhala zosangalatsa kwambiri. Mumalipira msonkho wa Social Security (kwa ine ndi 9500 mayuro pachaka), ndipo mumalipira 1500 mayuro pachaka pa inshuwaransi padera. Inde, mayendedwe ndi abwino, koma mtengo ulinso woyenera. Misewu ndi yabwino, koma amalipiranso padera pa 1000-1500 euros pachaka. Zomwe Misonkho yanga Yolipira ya 17000 euros pachaka imapita sizikudziwika. Mwachiwonekere, kwa akuluakulu omwewo. Popeza osapitilira 4000 amapuma pantchito pachaka.
4. "Ntchito zikuyenda." Ayi, muli ndi mwayi wabwinoko wolandira chithandizo kapena ndemanga kuchokera kwa ife. Sangayankhe imelo yanu kapena kukuimbirani foni pa nambala yafoni yolipidwa (ndipo sangakuyankheni pamenepo). Woyimba atha kutenga ndalama poyimba foniyo osachita kalikonse. Ndipo inde, mukhoza kudzipukuta nokha ndi zodandaula, kupita kukhoti. Zitha kugwira ntchito, koma maloya nawonso satsika mtengo.
5. "Maphunziro ndi abwino." Malipiro a PhD ku yunivesite ndi 2700 euros. Sadzakulipiraninso - mgwirizano wapagulu. Kodi wina kuchokera kwa mainjiniya odziwa bwino kapena IT adzagwira ntchito 2700 euros? Chifukwa chake amapanga "mapangidwe".

anapezazo

Zikuwoneka kwa ine kuti aliyense akhoza kudzipangira yekha.

Kwa ine, nditha kunena kuti ngati ndinu okwatirana opanda ana kapena malo, ndi ntchito zanu zazikulu mu IT, ndiye ndikupangira kusuntha. Ngongole zanyumba ndizotsika mtengo ndipo moyo wonse ndi wapamwamba. Konzekerani nokha chakudyacho.

Ngati ndinu osakwatiwa, sindikupangira. N'zokayikitsa kuti mudzapeza chinenero chodziwika bwino ndi akazi achi Dutch, ndipo kucheza ndi anthu ochokera kunja kuli monga choncho, n'kosavuta kudziko lanu, pali zosankha zambiri.

Ngati ndinu osakwatiwa, ndiye kuti mwina. Komabe, ndikofunikira kulingalira kuti a Dutch okha ali bwino ndi +20 kg pa atsikana awo komanso zovala zonyansa. Chifukwa chake simungathe kuwapambana ndi zodzoladzola zanu ndi chithunzi chojambulidwa.

Ngati ndinu banja lomwe lili ndi ana, sindimalimbikitsanso. Moyo ndi okwera mtengo kwambiri, mu kindergartens mudzacheza ndi ana a ku Filipino, koma zomwe zidzachitike ku maphunziro m'zaka zina za 20 ndi funso lina.

Koma ine, ndinabwerera chaka chimodzi pambuyo pa ntchito ya katswiri wa zomangamanga, ndipo sindikunong'oneza bondo. Koma pakadali pano nditha kunyamuka kupita ku Ulaya patchuthi. Bye. Haha.

Source: www.habr.com