Kodi ndi m’maiko ndi m’mizinda iti imene otukula amapeza ndalama zambiri akamaganizira za misonkho ndi mtengo wa moyo?

Tikayerekeza malipiro a wopanga mapulogalamu omwe ali ndi ziyeneretso zapakati ku Moscow, Los Angeles ndi San Francisco, kutenga deta yamalipiro yomwe opanga okha amasiya pa ntchito zapadera zowunikira malipiro, tidzawona: 

• Ku Moscow, malipiro a wopanga wotere kumapeto kwa 2019 ndi ma ruble 130. pamwezi (malinga ndi ntchito ya malipiro pa moikrug.ru)
• Ku San Francisco - $ 9 pamwezi, pafupifupi ofanana ndi 404 rubles. pamwezi (malinga ndi ntchito ya malipiro pa glassdoor.com).

Kungoyang'ana koyamba, wopanga ku San Francisco amapanga ndalama zopitilira 4 kuposa malipiro. Nthawi zambiri, kufananiza kumathera apa, amamaliza momvetsa chisoni za kusiyana kwakukulu kwa malipiro ndikukumbukira Peter Nkhumba.

Koma panthawi imodzimodziyo, zinthu ziwiri sizimanyalanyazidwa:

1. Ku Russia, malipiro amasonyezedwa pambuyo pa kuchotsedwa kwa msonkho wa ndalama, womwe m'dziko lathu ndi 13%, ndipo ku USA - pamaso pa kuchotsedwa kwa msonkho wofanana, womwe ukupita patsogolo, zimadalira mlingo wa ndalama, banja ndi boma. , ndipo kuyambira 10 mpaka 60%.
2. Kuonjezera apo, mtengo wa katundu ndi ntchito zakomweko ku Moscow ndi San Francisco ndizosiyana kwambiri. Malingana ndi service numbeo.com, mtengo wazinthu zatsiku ndi tsiku ndi nyumba zobwereketsa ku San Francisco ndizokwera pafupifupi katatu kuposa ku Moscow.

Choncho, ngati ife kuganizira misonkho, likukhalira kuti tiyenera kuyerekeza malipiro 130 rubles. ku Moscow ndi malipiro a 000 rubles. ku San Francisco (timachotsera 248% misonkho ya boma ndi 000% pamalipiro anu). Ndipo ngati inunso kuganizira mtengo wa moyo, ndiye kuchokera 28 rubles. (timagawaniza malipiro ndi 28 - mtengo wa moyo pano ndi wokwera kwambiri kuposa ku Moscow). 

Ndipo zikuwoneka kuti wopanga mapulogalamu wapakatikati ku Moscow angakwanitse kugula katundu ndi ntchito zambiri zakomweko pamalipiro ake kuposa mnzake ku San Francisco.

Titadabwapo kale ndi mawerengedwe omwe tinalandira, tinaganiza zofananiza malipiro a oyang'anira apakati ku Moscow ndi malipiro a oyang'anira apakati m'mizinda ina ya padziko lapansi, yomwe nthawi zambiri imapezeka pamwamba pa mizinda yabwino kwambiri kwa omanga. Chotulukapo chake chinali tebulo la mizinda 45 pamodzi ndi mizinda 12 ya ku Russia yokhala ndi anthu miliyoni. Kodi mukuganiza kuti Moscow ikupezeka kuti? 

Njira yowerengera

Zambiri

Malipiro

• Malipiro a Madivelopa m'mizinda yaku Russia adatengedwa pachowerengera chamalipiro moikrug.ru (deta yotengedwa theka lachiwiri la 2), malipiro a opanga kuchokera ku Kyiv - kuchokera ku calculator dou.ua (deta yotengedwa June-Julayi 2019), malipiro a opanga kuchokera ku Minsk - kuchokera ku calculator dev.by (malipiro otengedwa 2019), malipiro a mizinda ina - kuchokera ku calculator khalida.ir. Malipiro onse adasinthidwa kukhala ma ruble pamtengo wosinthira kuyambira 08.11.19/XNUMX/XNUMX.
• Pa mautumiki onse omwe ali pamwambawa, ogwiritsa ntchito amawonetsa luso lawo, ziyeneretso, malo okhala komanso malipiro omwe amalandira.
• Kusaka malipiro pa glassdoor, dou.ua ndi dev.by, funso la "software developer" linagwiritsidwa ntchito (logwirizana ndi gawo lapakati la Russia); pakasowa deta, funso la "software engineer" linagwiritsidwa ntchito.

mtengo wamoyo

• Kuti tiwerengere mtengo wokhala m'mizinda padziko lonse lapansi, tidagwiritsa ntchito Cost of Living Plus Rent Index, yomwe imawerengera ntchitoyo. nambala.com, kuyerekeza mitengo ya zinthu zogula, kuphatikizapo lendi, ndi mitengo yofanana ku New York City.

Misonkho

• Tinatenga misonkho kuchokera kumizinda yapadziko lonse lapansi kuchokera kumalo osiyanasiyana otseguka ndikulumikiza ulalo ku ndandanda yathu yamisonkho, zomwe tinapanga pomalizira pake, ndi chidule chake mtundu wa tabular. Aliyense akhoza kuwonanso zambiri kapena kupereka malingaliro okonza.
• Mayiko ena amagwiritsa ntchito mtengo wamisonkho wosiyana kwambiri, womwe umadalira osati kuchuluka kwa ndalama zomwe amapeza, komanso pazinthu zina zambiri: kukhalapo kwa banja, ana, kusungitsa mgwirizano wobwerera, chipembedzo chachipembedzo, ndi zina zambiri. Choncho, pofuna kuphweka, tinkaganiza kuti wogwira ntchitoyo ndi wosakwatiwa, alibe ana ndipo sali wachipembedzo chilichonse.
• Timakhulupirira kuti malipiro onse ku Russia, Ukraine ndi Belarus amasonyezedwa pambuyo pa misonkho, ndi m'mayiko ena - msonkho usanachitike.

Tinawerengera chiyani?

Podziwa misonkho ya mzinda uliwonse, komanso malipiro apakatikati ndi mtengo wapakati wa moyo wachibale ku Moscow, tinatha kuyerekezera kuchuluka kwa katundu ndi ntchito zomwe zingagulidwe mumzinda uliwonse poyerekeza ndi katundu ndi ntchito zofanana ku Moscow.

Kwa ife tokha, tidachitcha kuti index yopereka katundu, ntchito ndi nyumba zobwereketsa, kapena mwachidule - chitetezo index. 

Ngati kwa mzinda chizindikiro ichi, mwachitsanzo, ndi 1,5, zikutanthauza kuti pa malipiro amenewo, ndi mitengo ndi misonkho yomwe ilipo mumzindawu, mukhoza kugula katundu wina ndi theka kuposa ku Moscow.

Masamu pang'ono:

• Lolani Sm akhale malipiro apakatikati ku Moscow (Malipiro) ndi Cm kukhala mtengo wa katundu, ntchito ndi kubwereketsa nyumba ku Moscow (Ndalama). Ndiye Qm = Sm / Cm ndi chiwerengero cha katundu amene angagulidwe ku Moscow ndi malipiro (Kuchuluka).
• Lolani Sx ikhale malipiro apakatikati mumzinda X, Cx ikhale mtengo wa katundu, mautumiki ndi kubwereketsa nyumba mumzinda X. Ndiye Qx = Sx / Cx ndi chiwerengero cha katundu omwe angagulidwe mumzinda X ndi malipiro.
• Qx/Qm - Ndicho chimene chiri chitetezo index, zomwe timafunikira.

Momwe mungawerengere index iyi, kukhala ndi mtengo wamoyo ndi lendi index kuchokera ku numbeo? Ndi momwemo: 

• Im = Cx / Cm - mtengo wa moyo index wa mzinda X poyerekeza Moscow: amasonyeza kangati mtengo wa katundu, misonkhano ndi yobwereka nyumba mu mzinda X ndi zambiri kapena zochepa kuposa mtengo womwewo ku Moscow. Muzolemba zoyambirira, tili ndi index yofananira, Numbeo, yomwe ikufanizira mizinda yonse ndi New York. Tinasintha mosavuta kukhala index yomwe ikufanizira mizinda yonse ndi Moscow. (Im = In/Imn * 100, kumene In ndi mtengo wa moyo mu mzinda, ndipo Imn ndi mtengo wa moyo index ku Moscow pa Nambeo).
• Qx / Qm = (Sx / Cx) / (Sm / Cm) = (Sx / Sm) / (Cx / Cm) = (Sx / Sm) / Im

Ndiye kuti, kuti mupeze mndandanda wa kupezeka kwa katundu, mautumiki ndi nyumba zobwereketsa kwa mzinda, muyenera kugawa malipiro apakatikati a mzinda uno ndi malipiro apakatikati ku Moscow ndikugawanitsa ndi ndondomeko ya mtengo wa moyo. mzinda uwu poyerekeza Moscow.

Miyezo ya mizinda yapadziko lonse lapansi molingana ndi kalozera wa katundu wamba, ntchito ndi nyumba zobwereketsa

Ayi.	Town	Malipiro GROSS (misonkho isanakwane, ma ruble chikwi)	Misonkho (ndalama + inshuwaransi ya anthu)	Salary NET (pambuyo misonkho, ma ruble chikwi)	Zotsatira mtengo wamoyo (wachibale ku Moscow)	Zotsatira kupereka (za ku Moscow)
1	Vancouver	452	20,5% + 6,72%	356	164,14	167,02
2	Austin	436	25,00%	327	159,16	158,04
3	Seattle	536	28,00%	386	200,34	148,18
4	Kyiv	155	18,00%	127	70,07	139,43
5	Minsk	126	13,00%	115	63,65	138,99
6	Montreal	287	20,5% + 6,72%	226	125,70	138,48
7	Berlin	310	25,50%	231	129,70	136,98
8	Chicago	438	30,00%	307	181,73	129,78
9	Boston	480	30,00%	336	210,07	123,03
10	Toronto	319	20,5% + 6,72%	252	171,56	112,78
11	Krasnodar	101	13,00%	88	60,54	111,81
12	Tomsk	92	13,00%	80	56,39	109,12
13	Saint Petersburg	126	13,00%	110	77,61	109,03
14	Новосибирск	102	13,00%	89	63,41	107,96
15	Hong Kong	360	13,00%	284	203,81	107,14
16	Voronezh	92	13,00%	80	58,06	105,98
17	Helsinki	274	29,15%	194	145,75	102,46
18	Москва	149	13,00%	130	100,00	100,00
19	Samara	92	13,00%	80	63,05	97,61
20	Kazan	90	13,00%	78	62,24	96,40
21	Amsterdam	371	40,85%	219	175,73	96,06
22	Екатеринбург	92	13,00%	80	64,22	95,82
23	Prague	162	13,00%	120	98,23	93,88
24	Warsaw	128	13,00%	105	86,46	93,39
25	Nizhny Novgorod	92	13,00%	80	66,05	93,17
26	Budapest	116	13,00%	97	80,92	92,62
27	New York	482	36,82%	305	260,96	89,77
28	Пермь	76	13,00%	66	59,13	85,86
29	Los Angeles	496	56,00%	218	195,90	85,69
30	London	314	32,00%	214	197,23	83,27
31	Сингапур	278	27,00%	203	188,94	82,62
32	Chelyabinsk	69	13,00%	60	56,81	81,24
33	Sofia	94	10% + 13,78%	73	71,35	78,64
34	Красноярск	71	13,00%	62	61,85	77,11
35	Madrid	181	30% + 6,35%	119	119,62	76,30
36	Tel-Aviv	392	50% + 12%	172	174,16	76,18
37	Sydney	330	47% + 2%	171	176,15	74,85
38	Paris	279	39,70%	168	174,79	74,04
39	Bangalore	52	10% + 10%	46	48,90	72,88
40	San Francisco	564	56,00%	248	270,80	70,49
41	Tallinn	147	20% + 33%	79	94,28	64,28
42	Roma	165	27% + 9,19%	109	139,56	60,29
43	Dublin	272	41% + 10,75%	143	184,71	59,65
44	Bucharest	80	35% + 10%	47	69,31	51,94
45	Stockholm	300	80,00%	60	147,65	31,26

Izi ndi zina zosayembekezereka komanso zodabwitsa. 

Tikudziwa kuti ziwerengero zomwe zachitikazi sizikuwonetsa kuzama kwathunthu kwa lingaliro lalikulu ngati moyo wabwino, womwe umaphatikizapo: zachilengedwe, chithandizo chamankhwala, chitetezo, kupezeka kwa mayendedwe, kusiyanasiyana kwamatawuni, zochitika zosiyanasiyana, kuyenda ndi zina zambiri. .

Komabe, tawonetsa momveka bwino komanso ndi ziwerengero zenizeni zomwe zikuwonetsa kuti ngakhale kuti m'mayiko ambiri malipiro opangira mapulogalamu amawoneka okwera kwambiri poyerekeza ndi a ku Russia, anthu ochepa amawona kuti m'mayiko omwewo misonkho komanso mtengo wa moyo ndi wapamwamba kwambiri kuposa zapakhomo . Chotsatira chake, mwayi wa moyo ndi wofanana, ndipo lero wopanga mapulogalamu akhoza kukhala ku Moscow kapena St. Petersburg olemera komanso osangalatsa kuposa ku Paris kapena Tel Aviv.

Tikuphika zazikulu lipoti lamalipiro a akatswiri a IT mu theka lachiwiri la 2019, ndikufunsani kuti mugawire zambiri zamalipiro anu mu chowerengera chathu chamalipiro.

Pambuyo pake, mutha kupeza malipiro m'munda uliwonse ndi ukadaulo uliwonse pokhazikitsa zosefera zofunika mu chowerengera. Koma chofunika kwambiri ndi chakuti mudzatithandiza kuti phunziro lililonse lotsatira likhale lolondola komanso lothandiza.

Siyani malipiro anu.

Source: www.habr.com