Kampani ya Yandex, pamodzi ndi maofesi awiri akuluakulu a mbiri ya ngongole, adakonza pulojekiti yatsopano, mkati mwa ndondomeko yomwe kuwunika kwa omwe amabwereketsa mabungwe amabanki kumachitika. Malinga ndi zomwe zilipo, zizindikiro zoposa 1000 zimaganiziridwa pofufuza. Izi zidanenedwa ndi magwero awiri omwe sanatchulidwe omwe amadziwa bwino za nkhaniyi, ndipo nthumwi ya United Credit Bureau (UCB) idatsimikiza za nkhaniyi. Yandex ikugwira ntchito yofanana ndi BKI Equifax.
Ntchito yomwe Yandex ikukhazikitsa limodzi ndi OKB imatchedwa "Internet Scoring Bureau". Poyesa kuchuluka kwa obwereketsa, makampani "amasakaniza" kugoletsa, koma alibe mwayi wopezana wina ndi mnzake. Maofesi a mbiri yakale yangongole ali ndi chidziwitso chokhudza ngongole, zopempha zangongole, zolipirira wobwereketsa komanso kuchuluka kwake kwangongole. Ponena za Yandex, kampaniyo ili ndi ziwerengero za ogwiritsa ntchito zomwe zimasungidwa mu mawonekedwe osadziwika. Kugoletsa kumachitika pamaziko a "ma analytical features" a Yandex, ndiyeno kuwunikaku kumawonjezeredwa ku mayeso a BKI. Njirayi imakulolani kuti mupeze chiwerengero chonse, chomwe chidzaperekedwa ku banki. OKB ikunena kuti njirayi ingagwiritsidwe ntchito kuyesa oposa 95% a obwereka.
Ndikoyenera kudziwa kuti Yandex sichiwulula zomwe ogwiritsa ntchito ali ndi maziko a chitsanzo chogoletsa. "Deta yosadziwika imasinthidwa zokha ndi ma aligorivimu ndipo imapezeka mudera lotsekedwa la Yandex. Mitundu yowunikira imagwiritsa ntchito zinthu zopitilira 1000. Malingana ndi zotsatira za kuwunika, nambala imodzi yokha imaperekedwa kwa mnzanuyo, zomwe ndi zotsatira za kuunikako, "woimira Yandex adanena pa nkhaniyi. Ananenanso kuti zotsatira zomwe zapezedwa kuchokera kusanthula kwa data kuchokera ku kampani ya IT sizomwe zimawongolera kuchitapo kanthu ndipo sizikhudza kuwunika koperekedwa ndi BKI.
Gwero lodziwitsidwa linanena kuti ofesi ya ngongole imatumiza zidziwitso za ogwiritsa ntchito (adilesi ya bokosi la makalata ndi nambala yafoni) kupita ku Yandex m'njira yobisika. Deta iyi imapanga maziko a chitsanzo, ntchito yomwe imatilola kuti tiyese kuwerengera kwa kasitomala wina. Pantchito yake, Yandex sangathe kudziwa kasitomala yemwe adapempha. Kuphatikiza apo, kampaniyo situmiza deta ya ogwiritsa ntchito kwa anthu ena.
Malinga ndi General Director wa National Rating Agency, Alexey Bogomolov, kuwunika kwa zigoli, ngakhale zitachokera pazidziwitso zosadziwika komanso zophatikizika, zimalola mabanki kuwunika molondola kuchuluka kwa makasitomala. Ananenanso kuti ntchito yokonzedwa ndi Yandex ikugwiritsidwa ntchito poyesa mayeso ndi mabanki angapo.
Source: 3dnews.ru