"Golden ratio" mu economics - 2

Izi zikukwaniritsa mutu wa "Golden Ratio" muzachuma - ndi chiyani? kusindikizidwa komaliza. Tiyeni tiyandikire vuto la kugawa kwapadera kwazinthu kuchokera kumbali yomwe sinakhudzidwebe.

Tiyeni titenge njira yosavuta yopangira zochitika: kuponya ndalama ndi mwayi wopeza mitu kapena michira. Zimanenedwa kuti:

Kupeza "mitu" kapena "michira" pa munthu aliyense kuponya ndikotheka - 50 mpaka 50%
Ndi zoponya zambirimbiri, kuchuluka kwa zochitika za mbali iliyonse ya ndalamazo kumayandikira kuchuluka kwa zochitika za mzake.

Izi zikutanthauza kuti, polemba zotsatira za mitu yapitayi ndikuyang'ana pa chiwerengero cha mndandanda, tikhoza kuyembekezera kutayika kwa mitu (ndi kusagwa kwa michira) monga chinthu chotsatira cha mndandanda ndi mwayi waukulu kapena wochepa, kutengera zotsatira za zotayika zakale. Zomwe zikugwirizana ndi zomwe zachitikira aliyense amene wapanga mndandanda wotere.

Monga ziwerengero zikuwonetsa (kupewa kubwereza, onani zitsanzo za ma graph mu zofalitsa), m'machitidwe osiyanasiyana azachuma - monga momwe amayesera ndalama - kugawa kokhazikika kwa ndalama kumawonedwa. Ndipo ndizosangalatsa kwambiri kuwonetsa kagawidwe kazomwe kagwiritsidwe ntchito ngati chithunzi cha Lorenz (onani chithunzi pansipa mu "Ndalama za Kampani"). Ndi zolakwika zing'onozing'ono pakuyerekeza kwake, phirili limasanduka arc yozungulira (gawo lakumanja lakumanzere). Kusanthula kwakukulu kwa kagawidwe kazachuma kukuwonetsa kuchulukirachulukira kwa arc ya bwalo m'malo osiyanasiyana azachuma (kachiwiri, onani chofalitsa chapitachi) weruzani "thanzi" la dongosolo lazachuma lomwe likuganiziridwa. "Thanzi" apa likutanthauza kupulumuka kwa dongosololi ndi kuthekera kwake kuti akule.

Tiyeni tikambirane magawo awiri a ntchito zachuma omwe ali ofanana, koma aliyense ali ndi zina zake.

Ndalama za kampani

Pulogalamu yaku Russia ya Leonarus v.1.02 imagwiritsa ntchito njira yomwe tafotokozayi (onani. www.leonarus.ru/?p=1368) amawunika momwe ndalama zimagwiritsidwira ntchito powona kukhazikika kwa chitukuko cha chuma chachuma monga njira yofunikira. Imachita izi poyesa kugawidwa kwa ndalama ndikuwonetsetsa kugwiritsa ntchito bwino zinthu zomwe zilipo, kuchenjeza motsutsana ndi kupatuka kwakukulu kuchokera ku momwe dongosololi likuyendera.

Kugwiritsa ntchito ndalama zomwe zimagwirizana ndi chitsanzochi zimatsimikizira ufulu wochuluka wa dongosolo lomwe liripo komanso kupulumuka kwake kwakukulu.

"Golden ratio" mu economics - 2

Pulogalamuyi imapezeka kwa wogwiritsa ntchito yemwe akudziwa bwino za Excel komanso yemwe ali ndi chidziwitso pakukonzekera ndi kuchita bizinesi. Pulogalamuyi imakupatsani mwayi wowunika momwe bizinesi ikuyendera ndikusintha bajeti yomwe mwakonzekera kutengera momwe zinthu ziliri.

Kufunika kowunika momwe chuma chikuyendera chikuchulukirachulukira masiku ano, popeza kutha kwa mabungwe azamalamulo kukuchulukirachulukira.

Mu 2017, amalonda opitilira 9 zikwizikwi adasiya kukhalapo. Ziwerengero zabizinesi yaying'ono zikuwonetsa kuti pafupifupi 30% yatsekedwa chifukwa chakulephera.

Ziwerengero za bankirapuse zamabizinesi zidakweranso mu 2017. Makampani opitilira 13,5 adasokonekera ku Russia. Kuwonjezeka kunali 7,7%. M'gawo loyamba la 2018, mabizinesi 3,17 adanenedwa kuti alibe ndalama. Kuwonjezeka kunali 5%.

Pulogalamu ya Leonarus v.1.02 ndi yabwino chifukwa imakulolani kuti musinthe ndalama zomwe mukuyembekezera, kulungamitsa kuchepa / kuwonjezereka kwa ndalama kutengera zotsatira zomwe mukufuna: kukwaniritsa phindu lomwe munakonza. Mabizinesi omwe ali pafupi ndi mtengo wamtengo wapatali ku chithunzi chokondedwa cha Lorenz chokhala ndi ma exponent awiri ali ndi phindu lalikulu kwambiri (Bueva, T. M. (2002).

Monga cholembera cham'mbali: pulogalamu yamaphukusi ake ingakhale yothandiza osati kwa mabizinesi okha, komanso mabanja. Mwachitsanzo, popereka chakudya cham'nyumba, zakudya zingapo zapadera zimagulidwa, chakudya chosavuta kuphika, mbewu, zokometsera, mankhwala ang'onoang'ono apanyumba amasonkhanitsidwa pang'ono ... Zotsatira zake ndi chithunzi chomwe chimawonekera kwambiri nthawi zambiri. .

Ndipo ngati ndalama zanu zikufotokozedwa ndi chithunzi chomwe mumakonda cha Lorenz, ndiye kuti moyo wapanyumba mwanu ndi wotetezeka pazachuma. Ndalama zilizonse zomwe zikugwirizana ndi tchatichi - ngakhale zitakhala zovuta bwanji - sizidzasokoneza bajeti yanu.

Pulogalamuyi ingathandize ngakhale mayi wodziwa bwino panyumba ngati akufunika kuchepetsa bajeti. Ndipo mumayendedwe abwinobwino, ndikofunikira kuyang'ana ndalama zomwe zidakonzedwa kale. Iyi ndi inshuwaransi yomwe imakupatsani mwayi wopewa kulakwitsa kwakukulu komanso kutayika mwangozi pakugawa ndalama.

Panthawi imodzimodziyo, tsoka, tiyenera kuvomereza kuti m'mawonekedwe ake amakono pulogalamuyi ndi yonyoza ndipo sizingatheke kwa ogwiritsa ntchito osadziwa. Chida chothandiza chogwiritsa ntchito kunyumba sichinasinthidwebe ... Malangizo aliwonse ndi malingaliro oti "kutera" Leonarus v.1.02 ndi olandiridwa.

Investment project analysis

Iyi ndi nkhani ya kuwunika kwa akatswiri, pamene sikukhudza kusintha ndalama, koma kufotokozera kuopsa kwa polojekitiyi. Izi zimachitika pamene, kuwonjezera pa njira zomwe zagwiritsidwa ntchito kale zowunika ndalama zomwe zaperekedwa, mtengo wamtengowo ukuwunikidwa kuti ukhale pafupi ndi chithunzi cha Lorenz.

Zomwe zilipo ndizosakwanira kupanga ziganizo zotsimikizika pankhaniyi. Komabe, kutengera malo ongoyerekeza komanso zomwe zachitika patsambalo www.leonarus.ru, titha kuganiza kuti kuwonjezereka kwapatuko kwa ndalama za polojekiti kuchokera ku arc kumanzere, kumapangitsa kuti pakhale chiopsezo chachikulu cha zochitika zosayembekezereka chifukwa cha "kutayirira" koyambirira kwa mapulani. Ndipo kupatuka kwakukulu kukakhala kumanja, ndizotheka kuti wokonza mapulani / woyang'anira projekiti amakonda kuwongolera mopitilira muyeso ndipo projekiti ilibe mphamvu zokwanira zosinthira kuti ikwaniritse zovuta zomwe zingakumane nazo.

Malingaliro awa amakonzedwanso poganizira mtengo wapakati wa polojekiti pogwiritsa ntchito ma equation a quantum mechanics. Koma ngakhale popanda mawerengedwe owonjezera, kupatuka kwa tchati cholozera kungakhudze chigamulo chodziwitsidwa chandalama. Ntchitoyi idzakanidwa chifukwa cha chiwopsezo chowonjezereka, kapena dongosolo la mgwirizano liyenera kuganizira za chiopsezo chowonjezeka cha polojekitiyo.

Pomaliza

Dongosolo losavuta lazachuma kwenikweni ndi dongosolo lomwe lili ndi kusatsimikizika kwakukulu chifukwa cha kusiyanasiyana kwa zigawo zake komanso maubwenzi osinthika pakati pawo. Kapangidwe ka ndalama zomwe akufuna kapena zomwe zilipo panopa sizinthu zokhazo zofunika kwambiri pa dongosololi. Komabe, ndi imodzi mwazomwe zingasinthidwe ndi oyang'anira. Ndipo ngakhale pali kusiyana konse komwe kumachitika pazachuma, titha kuganiza kuti mulingo woyenera (kuchokera pamalingaliro akukhala ndi moyo ndi chitukuko cha chuma) kugawa chuma kumafotokozedwa ndi chithunzi cha Lorenz. Ikhoza kutchedwa "chiwerengero chagolide" pazachuma ndipo ikhoza kukhala yothandiza kwambiri pakukonza ndi kusanthula zachuma.

"Nthawi zonse ndakhala ndikuwona kuti pokonzekera nkhondo, mapulani alibe ntchito, koma kukonzekera n'kwamtengo wapatali."
D. Eisenhower, mkulu wa asilikali a Allied ku Ulaya (1944-1945)

Kwa kukwanira:

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Source: www.habr.com

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