{"id":37039,"date":"2019-10-31T22:15:26","date_gmt":"2019-10-31T19:15:26","guid":{"rendered":"https:\/\/prohoster.info\/blog\/datskij-bank-doplachivaet-klientam-za-vzyatyj-ipotechnyj-kredit\/"},"modified":"2019-10-31T22:15:26","modified_gmt":"2019-10-31T19:15:26","slug":"datskij-bank-doplachivaet-klientam-za-vzyatyj-ipotechnyj-kredit","status":"publish","type":"post","link":"https:\/\/prohoster.info\/pl\/blog\/news\/datskij-bank-doplachivaet-klientam-za-vzyatyj-ipotechnyj-kredit","title":{"rendered":"Du\u0144ski bank dop\u0142aca klientom za zaci\u0105gni\u0119ty kredyt hipoteczny","gt_translate_keys":[{"key":"rendered","format":"text"}]},"content":{"rendered":"

Jyske Bank, trzeci co do wielko\u015bci bank w Danii, og\u0142osi\u0142 w zesz\u0142ym tygodniu, \u017ce jego klienci mog\u0105 teraz zaci\u0105gn\u0105\u0107 kredyt hipoteczny na 10 lat z oprocentowaniem ustalonym na poziomie -0,5%, co oznacza, \u017ce klienci b\u0119d\u0105 sp\u0142aca\u0107 bankowi mniej, ni\u017c po\u017cyczyli.<\/p>\n

\"Du\u0144ski<\/p>\n

Innymi s\u0142owy, gdyby\u015b kupi\u0142 dom za 1 mln dolar\u00f3w na kredyt i ca\u0142kowicie sp\u0142aci\u0142by\u015b hipotek\u0119 w ci\u0105gu 10 lat, zwr\u00f3ci\u0142by\u015b bankowi tylko 995 tysi\u0119cy dolar\u00f3w.<\/p>\n

Dla sprawiedliwo\u015bci nale\u017cy zauwa\u017cy\u0107, \u017ce nawet przy ujemnych stopach procentowych banki cz\u0119sto pobieraj\u0105 prowizje zwi\u0105zane z procesem udzielania kredytu. Oznacza to, \u017ce klienci ostatecznie b\u0119d\u0105 musieli sp\u0142aci\u0107 kwot\u0119 wi\u0119ksz\u0105 ni\u017c ta, kt\u00f3r\u0105 wypo\u017cyczyli.<\/p>\n

<\/center><\/p>\n

\u201eTo kolejny rozdzia\u0142 w historii kredyt\u00f3w hipotecznych. Jeszcze kilka miesi\u0119cy temu powiedzieliby\u015bmy, \u017ce to niemo\u017cliwe, ale nie przestajemy si\u0119 dziwi\u0107, a to otwiera nowe mo\u017cliwo\u015bci dla w\u0142a\u015bcicieli dom\u00f3w\u201d, - powiedzia\u0142 Mikkel H\u00f8g, ekonomista ds. kredyt\u00f3w hipotecznych w Jyske Bank w wywiadzie dla du\u0144skiej telewizji.<\/p>\n

Ujemna stopa Jyske Bank sta\u0142a si\u0119 jednym z ostatnich w serii niezwykle niskich ofert procentowych dla w\u0142a\u015bcicieli dom\u00f3w w Danii.<\/p>\n

Wed\u0142ug The Local, najwi\u0119kszy kredytodawca w Skandynawii, bank Nordea, og\u0142osi\u0142, \u017ce b\u0119dzie oferowa\u0107 kredyt hipoteczny z oprocentowaniem sta\u0142ym na 20 lat w wysoko\u015bci 0%. Portal Bloomberg informuje, \u017ce niekt\u00f3rzy du\u0144scy kredytodawcy oferuj\u0105 30-letni\u0105 hipotek\u0119 z oprocentowaniem 0,5%.<\/p>\n

Mo\u017ce si\u0119 wydawa\u0107 nielogiczne, \u017ce banki udzielaj\u0105 kredyt\u00f3w po tak niskich stawkach, ale istnieje na to wyja\u015bnienie.<\/p>\n

Rynki finansowe s\u0105 obecnie w niestabilnej, niepewnej sytuacji. Czynniki ryzyka obejmuj\u0105 trwaj\u0105c\u0105 wojn\u0119 handlow\u0105 mi\u0119dzy USA a Chinami, Brexit oraz og\u00f3lne spowolnienie wzrostu gospodarczego na ca\u0142ym \u015bwiecie, a w szczeg\u00f3lno\u015bci w Europie.<\/p>\n

Wielu inwestor\u00f3w obawia si\u0119 finansowego krachu w najbli\u017cszej przysz\u0142o\u015bci. Dlatego niekt\u00f3re banki s\u0105 gotowe udziela\u0107 kredyt\u00f3w po ujemnych stawkach, ponosz\u0105c mniejsze straty, ni\u017c ryzykuj\u0105c wi\u0119ksze straty, udzielaj\u0105c kredyt\u00f3w po wy\u017cszych stawkach, kt\u00f3rych klienci nie b\u0119d\u0105 w stanie sp\u0142aci\u0107.<\/p>\n

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\u0179r\u00f3d\u0142o: 3dnews.ru<\/a><\/p>","protected":false,"gt_translate_keys":[{"key":"rendered","format":"html"}]},"excerpt":{"rendered":"

Jyske Bank, \u0442\u0440\u0435\u0442\u0438\u0439 \u043f\u043e \u0432\u0435\u043b\u0438\u0447\u0438\u043d\u0435 \u0431\u0430\u043d\u043a \u0414\u0430\u043d\u0438\u0438, \u0437\u0430\u044f\u0432\u0438\u043b \u043d\u0430 \u043c\u0438\u043d\u0443\u0432\u0448\u0435\u0439 \u043d\u0435\u0434\u0435\u043b\u0435, \u0447\u0442\u043e \u0435\u0433\u043e \u043a\u043b\u0438\u0435\u043d\u0442\u044b \u0442\u0435\u043f\u0435\u0440\u044c \u0441\u043c\u043e\u0433\u0443\u0442 \u0431\u0440\u0430\u0442\u044c \u0438\u043f\u043e\u0442\u0435\u0447\u043d\u044b\u0439 \u043a\u0440\u0435\u0434\u0438\u0442 \u043d\u0430 10 \u043b\u0435\u0442 \u0441 \u0444\u0438\u043a\u0441\u0438\u0440\u043e\u0432\u0430\u043d\u043d\u043e\u0439 \u043f\u0440\u043e\u0446\u0435\u043d\u0442\u043d\u043e\u0439 \u0441\u0442\u0430\u0432\u043a\u043e\u0439 –0,5%, \u0442\u043e \u0435\u0441\u0442\u044c \u043a\u043b\u0438\u0435\u043d\u0442\u044b \u0431\u0443\u0434\u0443\u0442 \u0432\u043e\u0437\u0432\u0440\u0430\u0449\u0430\u0442\u044c \u0431\u0430\u043d\u043a\u0443 \u0441\u0443\u043c\u043c\u0443 \u043c\u0435\u043d\u044c\u0448\u0435, \u0447\u0435\u043c \u0437\u0430\u0438\u043c\u0441\u0442\u0432\u043e\u0432\u0430\u043b\u0438. \u0414\u0440\u0443\u0433\u0438\u043c\u0438 \u0441\u043b\u043e\u0432\u0430\u043c\u0438, \u0435\u0441\u043b\u0438 \u0431\u044b \u0432\u044b \u043a\u0443\u043f\u0438\u043b\u0438 \u0432 \u043a\u0440\u0435\u0434\u0438\u0442 \u0434\u043e\u043c \u0437\u0430 $1 \u043c\u043b\u043d \u0438 \u043f\u043e\u043b\u043d\u043e\u0441\u0442\u044c\u044e \u043f\u043e\u0433\u0430\u0441\u0438\u043b\u0438 \u0438\u043f\u043e\u0442\u0435\u043a\u0443 \u0437\u0430 10 […]<\/p>\n","protected":false,"gt_translate_keys":[{"key":"rendered","format":"html"}]},"author":1,"featured_media":27764,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[702],"tags":[],"class_list":["post-37039","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\n","aioseo_head_json":{"title":"\ud83e\udd47Du\u0144ski bank dop\u0142aca klientom za wzi\u0119ty kredyt hipoteczny | ProHoster","description":"Jyske Bank, trzeci co do wielko\u015bci bank w Danii, og\u0142osi\u0142 w minionym tygodniu, \u017ce jego klienci b\u0119d\u0105 mogli teraz zaci\u0105gn\u0105\u0107 kredyt hipoteczny na 10 lat z oprocentowaniem wynosz\u0105cym \u20130,5%, co oznacza, \u017ce klienci b\u0119d\u0105 zwraca\u0107 bankowi.","canonical_url":"https:\/\/prohoster.info\/pl\/blog\/news\/datskij-bank-doplachivaet-klientam-za-vzyatyj-ipotechnyj-kredit","robots":"max-image-preview:large","keywords":"","webmasterTools":{"miscellaneous":""},"schema":null,"og:locale":"pl_PL","og:site_name":"ProHoster | \u041a\u0443\u043f\u0438\u0442\u044c \u043d\u0430\u0434\u0435\u0436\u043d\u044b\u0439 \u0445\u043e\u0441\u0442\u0438\u043d\u0433 \u0434\u043b\u044f \u0441\u0430\u0439\u0442\u043e\u0432 \u0441 \u0437\u0430\u0449\u0438\u0442\u043e\u0439 \u043e\u0442 DDoS, VPS VDS \u0441\u0435\u0440\u0432\u0435\u0440\u044b","og:type":"article","og:title":"\ud83e\udd47\u0414\u0430\u0442\u0441\u043a\u0438\u0439 \u0431\u0430\u043d\u043a \u0434\u043e\u043f\u043b\u0430\u0447\u0438\u0432\u0430\u0435\u0442 \u043a\u043b\u0438\u0435\u043d\u0442\u0430\u043c \u0437\u0430 \u0432\u0437\u044f\u0442\u044b\u0439 \u0438\u043f\u043e\u0442\u0435\u0447\u043d\u044b\u0439 \u043a\u0440\u0435\u0434\u0438\u0442 | ProHoster","og:description":"Jyske 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