{"id":37039,"date":"2019-10-31T22:15:26","date_gmt":"2019-10-31T19:15:26","guid":{"rendered":"https:\/\/prohoster.info\/blog\/datskij-bank-doplachivaet-klientam-za-vzyatyj-ipotechnyj-kredit\/"},"modified":"2019-10-31T22:15:26","modified_gmt":"2019-10-31T19:15:26","slug":"datskij-bank-doplachivaet-klientam-za-vzyatyj-ipotechnyj-kredit","status":"publish","type":"post","link":"https:\/\/prohoster.info\/pt\/blog\/news\/datskij-bank-doplachivaet-klientam-za-vzyatyj-ipotechnyj-kredit","title":{"rendered":"O banco dinamarqu\u00eas est\u00e1 pagando aos clientes por hipotecas","gt_translate_keys":[{"key":"rendered","format":"text"}]},"content":{"rendered":"

O Jyske Bank, o terceiro maior banco da Dinamarca, anunciou na semana passada que seus clientes agora poder\u00e3o obter um empr\u00e9stimo hipotec\u00e1rio de 10 anos com uma taxa de juros fixa de -0,5%, o que significa que os clientes devolver\u00e3o ao banco um valor menor do que o que pegaram emprestado.<\/p>\n

\"O<\/p>\n

Em outras palavras, se voc\u00ea comprasse uma casa a cr\u00e9dito por $1 milh\u00e3o e quitasse completamente a hipoteca em 10 anos, voc\u00ea devolveria ao banco apenas $995 mil.<\/p>\n

Para ser justo, vale ressaltar que, mesmo com uma taxa de juros negativa, os bancos costumam cobrar taxas relacionadas ao processo de empr\u00e9stimo. Isso significa que os clientes acabar\u00e3o pagando um montante maior do que o que foi emprestado.<\/p>\n

<\/center><\/p>\n

\u00abEste \u00e9 mais um cap\u00edtulo na hist\u00f3ria da hipoteca. Alguns meses atr\u00e1s, dir\u00edamos que isso era imposs\u00edvel, mas continuamos a nos surpreender, e isso abre novas oportunidades para os propriet\u00e1rios de im\u00f3veis\u00bb, disse Mikkel H\u00f8g, economista em cr\u00e9dito habitacional do Jyske Bank, em uma entrevista a um canal de televis\u00e3o dinamarqu\u00eas.<\/p>\n

A taxa negativa do Jyske Bank se tornou uma das \u00faltimas de uma s\u00e9rie de ofertas de juros extremamente baixos para os propriet\u00e1rios de casas na Dinamarca.<\/p>\n

Segundo o The Local, o maior credor da Escandin\u00e1via, o Nordea Bank, afirmou que oferecer\u00e1 hipotecas com taxa fixa de 20 anos a 0%. A Bloomberg informa que alguns credores dinamarqueses est\u00e3o oferecendo hipotecas de 30 anos a uma taxa de 0,5%.<\/p>\n

Pode parecer il\u00f3gico que os bancos concedam empr\u00e9stimos a taxas t\u00e3o baixas, mas h\u00e1 uma explica\u00e7\u00e3o para isso.<\/p>\n

Os mercados financeiros est\u00e3o atualmente em uma posi\u00e7\u00e3o inst\u00e1vel e incerta. Os fatores de risco incluem a guerra comercial em andamento entre os EUA e a China, o Brexit e o desaceleramento geral do crescimento econ\u00f4mico em todo o mundo, especialmente na Europa.<\/p>\n

Muitos investidores temem um colapso financeiro no futuro pr\u00f3ximo. Portanto, alguns bancos est\u00e3o dispostos a emprestar dinheiro a taxas negativas, assumindo menores perdas do que arriscando grandes perdas ao concederem empr\u00e9stimos a taxas mais altas que os clientes n\u00e3o conseguir\u00e3o reembolsar.<\/p>\n

<\/p>\n

<\/center><\/p>\n

\t\t\t\t


\n\t\t\t\t\t\t\t\t<\/center>
Fonte: 3dnews.ru<\/a><\/p>","protected":false,"gt_translate_keys":[{"key":"rendered","format":"html"}]},"excerpt":{"rendered":"

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[…]<\/p>\n","protected":false,"gt_translate_keys":[{"key":"rendered","format":"html"}]},"author":1,"featured_media":27764,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[702],"tags":[],"class_list":["post-37039","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\n","aioseo_head_json":{"title":"\ud83e\udd47 Banco dinamarqu\u00eas paga aos clientes por empr\u00e9stimos hipotec\u00e1rios | ProHoster","description":"O Jyske Bank, o terceiro maior banco da Dinamarca, anunciou na semana passada que seus clientes agora poder\u00e3o obter um empr\u00e9stimo hipotec\u00e1rio por 10 anos com uma taxa de juros fixa de -0,5%, ou seja, os clientes ir\u00e3o devolver ao 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