I-DeFi - inkcazo yemarike: ubuqhetseba, amanani, iinyani, amathemba

I-DeFi isalungile, kodwa ungenzi ngathi yindawo apho abantu abaninzi abaqhelekileyo kufuneka babeke yonke imali yabo. V. Buterin, umdali we-Ethereum.

Injongo yeDeFi, njengoko ndiyiqonda, kukuphelisa abantu abaphakathi kunye nokuvumela abantu banxibelelane ngokuthe ngqo omnye komnye. Kwaye, njengomthetho, ukongamela inkqubo yezemali yakhiwe ngendlela yokulawula abalamli. H. Pierce, uMkomishinala we-SEC.

Ukuba i-bubble ye-DeFi iqhuma okwethutyana, iya kunceda i-BTC kunye ne-ETH njengoko baya kufumana ukunyuka okukhulu kwenkunzi. I-hype inokuphela, kodwa kuphela kwixesha elifutshane, njengoko izibonelelo kunye namandla e-DeFi zicace kakhulu ukuba zingahoywa. D. Phezulu, i-CEO ye-OKEx.

I-32% yabathathi-nxaxheba kwimarike ye-cryptocurrency bavumile ukuba abayiqondi iziseko zezemali ezibekwe phantsi. Idatha yophando lweBlockfolio.

Defi ikhukulise imarike; I-DeFi yi-hype entsha; I-DeFi - ii-ICO ezintsha; I-DeFi yenye into: yiloo nto oyivayo kuzo zonke iintsimbi, iimonitha kunye nezinye izixhobo, ngamanye amaxesha azijoliswanga ngokupheleleyo kwizinto ezinjalo. Andifuni ukukuxelela ngexesha le-1001 ukuba yiyiphi i-blockchain, amathokheni kunye nendlela yonke le nto ingasetyenziswa ngayo: inethiwekhi igcwele simahla izixhobo ngesihloko. Ngaphezu koko, akusiyo inqanaba likaHabr ukufundisa okucacileyo. Enye into kukuba ndifuna ukuqokelela amava kwiminyaka eyi-1.5 yokugqibela ukwenzela ukunika umfundi umfanekiso ongaphezulu okanye ongaphantsi kwenjongo, ukususa okungafunekiyo, kokubili kwisikhundla somchasi kunye nomdumisi, kodwa ukushiya kuphela okubalulekileyo - ityuwa. kunye nombono wam. Ngoko ke, kuya kubakho amakhonkco amaninzi, amanani kunye neegrafu.

Yintoni esinayo? Kwaye okona kubaluleke kakhulu - ngoba?

Okokuqala, inani elikhulu elingaphicothwanga okanye, okubi ngakumbi, eliphicothiweyo emva kwenyani (ngo-mzekelo No. 00 okanye kwi-mzekelo No. 01 kwaye eyongezelelweyo. kuyo) iiprojekthi. Okwesibini, inani elingaqondakaliyo lobuqhophololo kwelona nqanaba lakudala (ngaphezulu koku kungezantsi). Okwesithathu, ukungasetyenziswa kwe-1-10% yeeprojekthi ezinokwenzeka ngenxa yokubawa kwe-banal, egxininisa yonke ingqalelo kwiinkqubo zemali ezimbini okanye ezintathu "ezikhawulezayo nezilula".

Ndiza kongeza izinto ezintathu zokuzichasa ukuze ndingaxoxi ngento ebeke amazinyo am emphethweni (ubuncinci kum ngokwam): ubuqhetseba kwii-ICO, eqokelelwe ubuncinane ezinye kunye nezo zasilela ngokupheleleyo, ngaphantsi ngokwepesenti ngokwemiqathango kunecandelo leVC okanye ibhanki ebolekwayo (ngo-mzekelo No. 02). Kwaphumelela iiprojekthi ze-ICO ezakha isiseko sobugcisa be-DeFi hype yanamhlanje: i-Ethereum kuqala, i-Tron elandelayo, i-Bancor, i-Kyber Network, i-Brave (nge-BAT) kunye nabanye. Okwesibini, ii-cryptocurrencies kunye ne-blockchain zifunwa ngokwenene kwihlabathi: i-Russian Federation iyinto ekhethekileyo, njengoko kunjalo ngeBangladesh okanye eTurkmenistan, umzekelo. Kwakhona, zininzi iingxelo zohlalutyo ngalo mba. Okwesithathu: kwenzekani ngoku kwi-99. (9)% ayikho, nangona inani labasebenzisi likhula: eVenezuela, eIndiya, eChile, eArgentina, eUkraine, eRashiya, eBelarus, nakwi-taboo. China kunye nezinye iindawo ezininzi, kubandakanya iJapan, iSwitzerland / iLiechtenstein, amazwe aseAfrika kunye nezinye. Kwaye konke ngenxa yokuba yintoni engekho mthethweni kwi-cryptocurrency kancinci kakhulungaphezu kwe-fiate. Kwaye ngoku - ukuya kwinqanaba.

Ngelinge lokuthintela ilahleko yokurekhoda, abanye abanini, ekuphakameni kobusika be-crypto, baboleka imali ngokuchasene ne-asethi yedijithali, okanye iingqekembe zemali ezidipozithiweyo ukuze bafumane ingeniso encinci kodwa engenzi nto kunye nomngcipheko omncinci.

Ngaloo ndlela, iindlela ezahlukeneyo zenziwa ngokuthe ngcembe, ezichazwe ngokweenkcukacha apha, kodwa ngokufutshane kuvakala ngolu hlobo ngokweemodeli: Ukuqaliswa ngokufanelekileyo, ukuhanjiswa kweNkqubo, ukuthengiswa kokukhula, ukulungelelaniswa okusondeleyo, kwaye oku kuquka i-ratioFactor, feeFactor, wrapFactor. Andinikezeli ngamabom iinguqulelo kunye neengcaciso (umbhali womthombo wokuqala uneemfano ezilungileyo kunye no-Uber), kuba abadali beemveliso zeDeFi, kwaye ngakumbi abo bazikhuthazayo ukuba zisasazwe ebantwini, basebenzisa i-neologisms eninzi engenasiseko, ethi iimeko ezininzi ukuphinda ulwamkelo endala kwaye hayi kakhulu ububele... iibhanki.

Kwaye ngoku - iinyani:

• I-Covid-19 inyanzelise iibhanki ukuba ziprinte iidola ezininzi ... Ewe, sele sikuvile oku amaxesha amaninzi, kodwa kude kube ngo-2008-2009 gg. bekungekho ndlela yimbi: nkqu Ugcino lweNkululeko (okanye bona ku Habre) kunye nezinye ezifana nayo ekugqibeleni zabotshelelwa kwiiarhente ezibekwe kwindawo enye. Ngoku imeko yahlukile kwaye btc hedging umsebenzi Inqaku alikho ukuba ukususela ekuqaleni kwengxaki ngo-2018, ingqekembe evela kuluhlu lwe-$ 3200- $ 3500 ikhulile malunga ne-$ 12 (ngo-800, oko kukuthi, kanye kwinqanaba elivulekileyo), kodwa loo 2020 btc == 1 btc , yiloo nto kanye eyiyo igolide yedijithaliNantoni na oyiqondayo ngale nto ngokukodwa, into ephambili kukuba ulondoloze kungekhona kakhulu ixabiso njengexabiso.

• Ngesizathu esifanayo btc, isongelwe ngeemilo ezahlukeneyo uphawu, kwandisa impembelelo yayo yonke imihla: le yeyona nzuzo iphambili yomsebenzi, endiyibiza ngokuba yi-Middle-of-Exchange. Yiza kwi-stock exchange kwaye ufuna ukuthenga into? Emva koko udinga i-btc, eth okanye, kowona mngcipheko, i-usdt: isixhobo samva safumana amandla ngo-2020 kwaye sadlula i-btc ngokuchanekileyo ngenxa ye-DeFi hype.

• Okufanayo kusebenza kwiintlawulo ezinkulu ezingazange zibonwe ngaphambili (sikhumbula malunga ne-FATF kunye nokuphambana kwe-115 Federal Law kwi-Russian Federation, malunga nayo ininzi ebhaliweyo kwi-Habré) ngeekhomishini eziphantsi: abaninzi baxoxa nge-GAS ebiza kakhulu e-Ethereum, kodwa ulibale ukuba intlawulo yokhuseleko DDoS akukho mntu urhoxisiweyo, kunye ne-bandwidth ngokubanzi. Kwaye konke oku - iikhomishini eziphantsi, ukungabikho kwamanyathelo okulawula okungadingekile kunye nobukho beemodeli ze-deflationary kwinani le-asethi (btc nguNombolo 1 apha, nangona ilahleko kwixabiso elifanayo KUNYE neFI) ukutsala abasebenzisi abaninzi nangakumbi.

• njl...

Ngengqiqo yokuba zininzi kakhulu izinto ezincinci ezinjalo: ukuqala ukusuka amazinga angalunganga kwiidiphozithi, eziphela ngeengxelo malunga nokurhafiswa kwayo yonke into kunye nawo wonke umntu, kubandakanywa iidiphozithi ezifanayo kwiibhanki. Kodwa oku akuyona into ephambili: ukususela ngo-2008, okanye ngokuchanekileyo, ukususela ngo-2010, xa iimvavanyo zaqala kwiimeko ezivela kwintlekele ye-08, kwacaca kuye wonke umntu ukuba iinkampani zase-offshore kwimo yazo yangoku azisafuneki, okanye ngokuchanekileyo ngakumbi. abayenzi imisebenzi yabo. Umzekelo waseCyprus (zombini ukusuka kwindawo yokujonga ingxaki ye-2012-2013 kunye nesikhundla sokuthatha "iipasispoti zegolide") kude neyodwa, kwaye iBelize, iBahamas, iMaine kunye nabanye abaninzi banyanzeliswa ukuba benze iminyinyiva. kwi FATF. Enyanisweni, ngenxa yesi sizathu, yayingabo, kunye ne-Estonia, iSwitzerland kunye nezinye iindawo ezenza imali ngokutsala imali yangaphandle, eyaqaphela ngokukhawuleza: i-cryptocurrencies i-offshore yekhulu lama-2017! Kodwa kulula ukuthetha kunokukwenza: i-ICO hype iphakathi kwe-2018 - ekuqaleni kwe-2013, umjikelezo opheleleyo ngu-2018-2012. Emva koko kwabakho inzame yokoyika kwi-IEO, kodwa imithetho yayo yonke le nto yavela kamva: kwaye akunandaba nokuba sithetha ngeFransi, iThailand okanye iLiechtenstein (andiyi kuthetha nto malunga ne-USA, iChina kunye neRussian Federation. ). Eyona nto ingenangqondo kwimeko kukuba e-USA baqala ukuthetha nge-crypto-assets esele i-2014 (kwaye emva kwe-congress yehlabathi - yonke indawo ngonyaka we-XNUMX: yintoni eseleyo izinto zam kuHabré), kodwa ngo-2020 abakomishinala I-SEC, iisenenja kunye nabanye abahloniphekileyo bolawulo bagxininisa ukuba imithetho ecacileyo yokulawula imarike iyadingeka. Kwaye ewe: I-ETF nayo ayisungulwa, mandikukhumbuze. Ngoko ke, abenzi bomthetho baseIndiya, eMzantsi Afrika, e-Australia nakwamanye amagunya bayanda ngokufana ne-blonde esemthethweni efika ngokucacileyo kuwo onke amaqela kwiingubo ezingalunganga.

Okanye ndiza kuyibeka ngenye indlela: I-DeFi imalunga nokuguquguquka, ukuhamba, isantya njengoko kunjalo. Kodwa ngaphezu kwayo yonke enye into, kukho inani leempawu ezimbi.

Ngawaphi ama-downsides ngoko?

• Okokuqala, emva kwe-2016-2018. abakhwabanisi baye baqaphela ukuba ukufana kwamanqaku yindlela eya "empumelelweni", engahlukanga kakhulu kwindibaniselwano ye-banal ye-spam "egqwesileyo" kunye neendlela zokukhwabanisa. Ngoko ke, utshintshiselwano oludumileyo Uniswap waphuphuma zi tons iimpawu zomgunyathi kunye neengqekembe ezithe ngqo zokubiwa. Eminye imizekelo: YFFI kunye neYFII, leyo yandiswe kuphela ngokufana kunye neYFI. Ukongeza, konke oku kuwonakalisa i-airdrops kwi-bud: isixhobo - ezintle, kodwa kunzima kuye xa isetyenziswa ngolu hlobo.

• Okwesibini, ngokubanzi, amava I-DAO (ngendlela, le yayiyimveliso yeDeFi) ayizange ifundise nabani na nantoni na (ngoko nangoko- ubungqina): iiprojekthi yazi malunga nemingxuma, kodwa abazami nokuzama ukuzibopha (ayindikhumbuzi nantoni na?). Ngaphezu koko: abasebenzisi (ababoneleli be-liquidity kunye nabanye abathathi-nxaxheba) bayazi malunga nemingxuma kwaye basayisebenzisa, bathululela ngakumbi nangakumbi kwiimali zabo (amanani angezantsi).

• Okwesithathu, iingxaki zobugcisa zingumaleko wokuqala weengxaki zangempela. Ubunzima obunzulu kakhulu bulele kwiimodeli zoqoqosho, zombini kwiintsapho ze-PoS ngokubanzi kunye necandelo le-DeFi ngokukodwa. Iingcali ezahlukeneyo zanikela ingqalelo kubo - nkqu eyona ibingalindelekanga, kodwa okwangoku akukho ngqiqo: zonke iintuthuko zeV. Buterin kunye namanye amaqela amaninzi (ndithetha ngeemodeli DAICO, CSO ukusuka eFairmint kunye nabanye) ngo-2016-2020. zisuka nje zingahoywa kwaye akukho zikroba ezinatyisiweyo; akukho kuhlanganiswa kunye neendlela zokuhlawula (ukunciphisa iindleko zeekhomishini ezifanayo) kunye nayo yonke into endiya kukukhumbuza ngayo.

• Okwesine: endaweni yokusebenzela kwiimpazamo, kubakho ukhuphiswano olungafanelekanga xa kukho iintsilelo isixhobo ezandleni zomnyama PR, kwaye ayisosizathu sokuphucula inkqubo yendalo iphela. Inqaku lesibini ukusuka apha ukukhula kwebhanal amatyala kunye nezinye izinto ezingenangqondo (ingakumbi ugqatso lwento ephambili yesibambiso), leyo imarike yeDeFi bekucingelwa ukuba ijolise ekuyisombululeni ekuqaleni. Okokuqala, sithetha malunga nokupheliswa xa iimarike zihla, kodwa kungekhona kuphela (kwakhona - jonga ngezantsi). Kunqabile ukuba umntu ulawule ukuhamba ngokuthula kwaye ngaphezulu okanye ngaphantsi ngokunyaniseka: umzekelo weParadigm Labs awuyena yedwa, kodwa awusasazeki.

• Okwesihlanu: eyona nto icaphukisayo yileyo ixesha lokumakisha libonwa njengesiqhelo. Masithi, benze ntoni abaninzi abaxhasi be-ICO? Ziye zathengwa kwimijikelezo evaliweyo (i-presale kunye efanayo) ngesaphulelo se-10-25-50-75 ipesenti kwaye ithengiswe ngokukhawuleza emva koluhlu kutshintshiselwano. Oko sikubona kumzekelo ikhampasi? Kwaye yinto enye kanye. Okanye i-baDAPProve esuka kwi-ZenGo: “ezinye izicelo ezinatyisiweyo (i-DApps) zicela ukuvunywa kwentengiselwano ngexabiso elithile, umsebenzisi engazi unika ufikelelo kwithokheni yazo zonke iimali ezikhoyo”- xa kungekho mpendulo. Kwezinye iimeko, kusenjalo. Nangona kukho izixhobo zokuhlalutya / ukujongana: mzekelo No. 1 kwaye mzekelo Inombolo yesi-2. Okanye uthanda njani amava aphindaphindiweyo? Bitconnect ngokusebenzisa "iinkonzo" ezifana: Pizza, HotDog, Kimchi, OnlyUp ingakumbi? Kwimeko apho awukwazi, ezi zizicwangciso zePonzi, zikhawuleza kuphela ngemiyalelo ye-1000 yobukhulu, ukuze kungabikho mntu unexesha lokubuyela ezingqondweni.

Ngokuphathelele oku, nantsi imizekelo ephawulekayo.

Eyona ntsilelo idume kakubi kunye/okanye ubuqhophololo

• bZx - ukukhwabanisa kunye ne-$ 8 ngaphezulu - ngelahleko.

• Opyn -Hack for 371.

• Asuka.Finance - phuma scam: akukho zimvo.

• Yfdexf.Ezemali - $ 20: Andazi, ngokuqhelekileyo ufuna ukuya kwaye ujonge amanani anjalo, kodwa hayi ngeli xesha.

• KUD - $2: efanayo.

• Unyaka othambileyo (SYFI) - xa kuthelekiswa nabanye apha ukuwa "kuphela" ukusuka kwi-150 yeedola ukuya kwi-0 yeedola. Nangona kuxhomekeke kwinto kwaye yintoni onokuyithelekisa nayo: Unicorn - ukusuka kwi-$ 0,0009 ukuya kwi-$ 5,28 kunye - ukuhla.

• IPIZZA - enye yeempawu "zokutya" ezihlulekile, apho unokongeza i-HOTDOG kunye ne-KIMCHI.

• Kuphela UP - bona ngasentla.

• YAM - $600 ngaphandle kokuphicothwa nokuwa: “Ndiyaxolisa kumntu wonke. Ndoyisakala. Enkosi ngenkxaso ephambeneyo namhlanje. Ndiyagula yintlungu. Yiyo yonke le nto inokufezekiswa ngesimo sengqondo sokungakhathali malunga nemali.

• IPasta - Kwakhona malunga nokutya kunye ne-$ 200 ekuvimbeni: akukho phicotho! Nangona kunjalo, nangona kukho uphicotho-zincwadi, akuncedi, kuba akukho mntu uyifundayo okanye eyifunda ngokudibeneyo: umzekelo ocacileyo ngulo. LV Finance, apho abaququzeleli baye bagqwetha iziphumo zophicotho-zincwadi ukuze barhwaphilize imali yabatyali-mali. Kodwa kufuneka uqonde ukuba ngokutsho kweQuanttamp, ngoJulayi 2020, 2020 yezigidi zabiwa. Umonakalo kwi-MarkerDAO, kwangaxeshanye, kwi-hack enye (unokufunda uhlalutyo apha) bafikelela kwi-8 yabongameli abafa ngonaphakade, nangona intshukumo yeklasi ifikelele kwi-... kangangoko kwi-28 kwimifanekiso efanayo, oko kukuthi, amanani eemali eziqingqiweyo, iimali ezirhoxisiweyo (ezibiweyo), njl. - izikhombisi ezahlukeneyo, ezingakuchasanga ukubaluleka kwazo njengombono jikelele.

• Curve - ukukhutshwa okungacwangciswanga kwamathokheni.

• Eminence - $ 15 ... Okanye ngaphezulu IMEME, HatchDAO, Bantiample - kunye nabanye abaninzi. Ndiyathemba ukuba oku kuyakwanela ukufihla umdla wokuqala?

Isikrweqe kunye neprojekthi

Ngaphandle kwento yokuba ndingayamkeli imfazwe, ndijonga umzekeliso wokujongana ngezikrweqe kunye neprojekthi enye yeyona nto ibalaseleyo kwimbali yoluntu. Ke, uluntu luphela lusenemikhwa yophuhliso:

• Sekuyiminyaka emine kukho inkqubo yokuhlola edibeneyo I-btc, ehamba kunye ne-darknet, iyabiwa, njl. (kwi-mzekelo No. 3 okanye crystalblockchain xa uceliwe kubo). Kodwa ukuzicoca akupheleli apho: umzekelo dForce (iinkcukacha ezininzi) kwaye ngokukodwa i-SushiSwap yam engayithandiyo - ubungqina obuthe ngqo bokuba iinkqubo ezivulekileyo nezingaziwa zinokuba khona ukuba akukho nto i-subjective, kodwa idumela lokuthengiselana kunye nokusebenzisana kwamalungu oluntu ngokubanzi.

• Ukusebenzisana kumanqanaba ahlukeneyo: IParadigm kunye noMenziDAO, indalo ye-tokenized Bitcoin, i-Storj kunye ne-Ethereum Classic enclave, i-hat emhlophe inceda ngee-hacks, okanye iimali ze-Huobi kunye ne-Binance zokudala, ukugcina nokuphuhlisa i-DeFi startups, inkxaso-mali ye-KeeperDAO kunye ne-Polychain Capital ene-Three Arrows Capital, ibali ngokwayo. I-BnkToTheFuture (i-Celsius efanayo ifumene i-18.8 yezigidi apho) okanye uphawu LENDA kwaye ukubuya okungenangqondo imali elahlekileyo kwi-USDt, njengezinye izinto ezininzi - iphucula imimandla yokudibanisa kwiindlela ezahlukeneyo, nangona apha yonke into yenzeka ngokucothayo kwimakethi enesiphithiphithi. Ngokwahlukileyo, ndiqaphela ukuba imali yokuhlawula amatyala nayo ibekwe kule minyaka i-1.5 idlulileyo njengoncedo olufanayo: kwaye ngenxa yesi sizathu, abaqokeleli-mali. imali yokuhlawula amatyala, ukuqala kwi-b2bx encinci eyaziwayo kunye nokuphela kwe-mastodon ukusuka kwi-0x kunye nabanye - umphumo othe ngqo we-synergy enjalo, kungakhathaliseki ukuba ivakala njani kuwe.

• Ngaxeshanye, ngokwanda abaphuhlisi (VIZ, MakerDAO, Ethereum Classic, YML kunye nabanye) bazama ukubeka yonke into ezandleni zoluntu ngokukhawuleza, ukuze amanqanaba okunabisa amagunya babekwisalathiso esifunwayo, kunokujolisa, yona ngokwayo iyi-oxymoron, ezandleni zeenkokeli imarike. Oku akusoloko kusenzeka kwaye akukho kwangoko: masithi, Iiakhawunti ezingama-500 - hayi umzobo esingathanda ukuwulwela kwinqanaba lehlabathi, kodwa i-vector echanekileyo ichaziwe.

• Kuya kufuneka uqonde ukuba emva kweBNB (emva koko unokuthatha i-Token Terminal, i-Bankless, i-UNI) iithokheni zomthonyama zamaqonga ziye zaba sisixhobo sokusasazwa ngokudibeneyo (kwaye emva koko iithokheni zokuvota / zolawulo), oko kukuthi, amaqumrhu asemthethweni asasazwayo axutyushwa kwi-2017 sele sele a. enyanisweni, nangona ikwimo yakudala kakhulu.

• Mhlawumbi eyona imangalisayo (kumntu obukele ngaphandle) ityala lifana ne-SushiSwap: okokuqala umnini-mntu ongaziwa (!) uya kukhawulezisa i-asethi ukusuka ... ukuya ..., ngoko uyakhubeka ngumntu wonke kwaye ikhokelela kude imali evela ngqo lawulo ngelo xesha uyala, emva koko ufumana isimangalo sesenzo seklasi (ngokucacileyo ngokuchasene nelali yomkhulu, enikwe ukungaziwa komdali), kwaye ke ... iimbuyekezo izixhobo! Kwakhona ifumana indumiso evela kwi-75-90% yabathathi-nxaxheba, nangona ukuphuhliswa kweprojekthi kuye kwanciphisa ngokucacileyo. Eyona nto imangalisayo kukuba wonke umntu wayenjalo kwaziswa malunga nokuba nokwenzeka kohlaselo olunjalo, kodwa oku akuzange kukhathaze mntu: ukuza kuthi ga ngoku ithemba ekuxoxweni ngobulungisa nangokungakhethi buso?

Ngoko ke, andiyena umxhasi wezizathu zokuthethelela, kodwa i-sphere, ubuncinci, igcwele izinto ezingenangqondo, i-simulacra kunye nezinye izixhobo zengqondo. Nangona kunjalo, ndiza kubonelela ngezixhobo zokulungiselela:

Izixhobo zokubeka iliso kunye nokuhlalutya

Ngokufutshane, kuba uluhlu lunokuqhubeka ixesha elide kakhulu. Ndithathe abo bangayifuniyo intengiso ngokuqinisekileyo:

• defipulse.com - imeko yemarike jikelele, i-dynamics, njalo njalo.

• https://defirate.com/lend/ - akukho nto inqabileyo: amanani omileyo (akufanele athembeke ngaphandle kweetshekhi ezongezelelweyo).

• https://messari.io/screener/defi-coins-7EE8EDB1 -ezinye iindlela zokubeka iliso (nangona kunjalo, zininzi zazo kwiiparamitha ezahlukeneyo: https://loanscan.io).

• https://btconethereum.com - zingaphi iibtc ezikwi... ether?

• https://etherscan.io/yieldfarms - ukuba awuzange uve malunga nayo okwangoku ukuthengisa, ngoko ixesha lifikile ngokuqinisekileyo: qaphela kakhulu! (Enye indlela: https://coinmarketcap.com/yield-farming/).

• https://www.usefultulips.org/CombinedihlabathiIphepha.html -hayi ngqo malunga neDeFi, kodwa isibonelelo esivumela (mna) ukujonga imarike ngokubanzi (ukuba uyayithanda, ndincoma ukujonga kwakhona apha: esinye sezibonakaliso ezibalulekileyo ze-DEX).

Andizukudwelisa iincoko, uphononongo lwevidiyo kunye nokunye okunjalo: Apha, Google. Iitrends zithi yonke into ilungile. Umgaqo oyintloko ungaze ukholelwe kumanani apheleleyo: emva kokuba utshintshiselwano oluphakathi kwi-cryptosphere lunyuke ukusuka kwi-90 ukuya kuma-99 ekhulwini, kungcono ukufunda yonke into kwi-dynamics kunye nezalathi ezihambelanayo.

Obona bungqina bungcono boku yile grafu ilandelayo:

Kutheni le nto lo mzekelo ubaluleke kangaka? Okokuqala, kuba kunzima kakhulu ukufumana amanani achanekileyo, kunye nalawo ahambelana nezixhobo ezahlukeneyo. Okwesibini, iimali ezivaliweyo zisinye kuphela zezibonakaliso, kwaye zinokuthi ziqinisekiswe nge-100% ngophicotho olupheleleyo lweenkonzo, kodwa, njengoko kuchazwe ngasentla, oku akwenziwa kwiimeko ezininzi. Okwesithathu, kwanokuvumela i-15 yeedola ezingenangqiqo kwiindawo zokugcina, siya kufumana isigaba sokuqala sophuhliso, esibonakala simangalisa kuphela ngenxa ye-000-000. wonke umntu ebengaxakekanga ngotshintshiselwano lwe-DEX, ubukho bemali kunye ne-tokenization ye-crypto assets ngokunjalo.

Ke ngoko, nantsi enye igrafu, kodwa ngamanani aphakathi kwimithombo eyahlukeneyo:

Kodwa into endicaphukisayo kakhulu (kwakhona, kum ngokwam) kukuba i-99.(9)% yeeprojekthi ziphindaphinda izicwangciso ezahlukeneyo ezivela kwihlabathi le-fiat: iimali-mboleko kunye nokuboleka (nangona ngokusemthethweni kule shishini ziyinto enye) ukuya kwi-72%. Into eyoyikisayo kukuba abantu abangena kwimarike yezinto eziphuma kuyo banokupela eli gama ngokuchanekileyo isiqingatha sexesha. Kodwa ndiza kuzama ukwenza ngokubanzi, ndisuse icandelo elizimeleyo kwakhona.

Uqikelelo lwemarike, okanye iingcinga ngokuvakalayo

"Awukwazi ukwamkela ubukhulu," u-Kozma Prutkov uphinda-phinda kwaye ephinda, ke nantsi iithisisi ezimbalwa onokuzama ukuzisebenzisa kumbono osebenzayo, ngakumbi kuba iindlela eziqhubekayo bezicacile ngo-2017-2019. kwaye ngoku zityhilwa kuphela kwabo bangayilandeli ngokusondeleyo imarike:

I-derivatives imbi, kodwa ihlala i- umqhubi ukukhula okubonakalayo: Ndichasene nokuphindaphinda amabali amabi phantsi kwesosi eyahlukileyo. I-Synthetix (okanye i-Opyn, i-Aco, i-DYMMAX, i-Hegic, i-Opium, i-Pods) inokuba yinto enokwenziwa kwakhona kwe-Binance's Bull & Bear, kwaye ikamva sele libonakalisile liyingozi kwimarike apho kuhlala kukho i-neophytes eninzi. Ngoko ke ukufuna intelekelelo: kwaye ngoko ke i-stablecoins imbonakalo, kungekhona inyaniso, ngelixa impembelelo yabo kakhulu, kodwa ngokwengqiqo ngokwasengqondweni, endaweni yemali (ezoqoqosho) kuphela. Konke oku kunye (ujoliso kumalinge okuhlawula amatyala, hayi uqikelelo lwemveliso (uphawu); uthando loxolo lwengqondo olucacileyo (iingqekembe zemali); uhlaselo ngenxa yeemodeli ezingaqingqwanga kakuhle (imigodi yevampire nokunye okunjalo) kukhokelela ekubeni umva isiphumo sephiramidi: masithi itoken capitalization ERC-20 zinokudlula ngokulula isalathisi esifanayo sikakhokho, kodwa ngaphandle kwayo azithethi nto kwaphela; kwaye oku kukwabalulekile kuba yonke into iphindaphindwa ngokurhweba nge 50x igxalaba kwaye nangaphezulu.

Ngale ndlela, umxube oqhumayo "CeFi + DeFi" (uthelekiso), kwaye nakwixesha I-DCDC. (umzekelo we-BSC, kwakhona, ubonisa), okuthi, xa kwandiswe ngohlaselo oluguquguqukayo kwi (D/L) usapho lwePoS, luvelisa ikhonkco elipheleleyo lokuxhomekeka okungalunganga. Ivampire efanayo phuphuma ukungabikho kwemali kukodwa kuyimpazamo, kodwa xa iingxaki zesistim yolawulo zikhokelela koku (mandikukhumbuze kwakhona malunga USushi: ukuba awukaqondi ukuba kutheni, ngoko funda), kwaye emva koko yonke into iphindaphindeka ngezikhonkwane zexabiso lotshintshiselwano (inokuqwalaselwa kwi-Ampleforth, Soft Yearn (SYFI), Bull / Bear Binance), akusekho ukudideka, kodwa ukukhwabanisa ngamabom, eyona nto iphambili kukuba i-STO ayisoze ibe kunye ICO, A iinkokeli zeeprojekthi ze-pseudo-crypto zenza yonke into, ukuze uhlale ubonakala ngathi awukho-brainer, ngelixa ufumana imali enhle kakhulu (omnye umzekelo: ukungqubana phakathi kweSteem (Hive), iSteemit & Tron yoluntu okanye i-BTC-e kulo lonke uzuko lwayo ixesha elide ngaphambi kokuba iziganeko ezichazwe).

Yiba nokuba kunjalo, i-DeFi ngengqiqo esondeleyo kum, oko kukuthi, njengeseti epheleleyo yezixhobo zemali ezinikezelweyo, ukusuka kwi-BTC elula ukuya kwiinkqubo ze-pledge ze-reputation pledge, kufuneka ziphuhlise. Kwaye ngoko ke kubalulekile ukuba ulawulo loluntu luphelele iye yaba yinto eqhelekileyo. Kule meko kuphela, indibaniselwano ye-DEX + DAO ngokusebenzisa iiDapps zee-odolo ezahlukeneyo (ukusuka kwi-Web 3.0 iziphequluli kunye ne-wallets ukuya kwii-ecosystems ezivaliweyo) ziya kudala umdla ngokwenene, izinto ezintsha, kwaye okona kubaluleke kakhulu, iimodeli ezithembisayo. Okwangoku, ndibukela kuphela umdlalo kunye kunye nokubawa, kunye nokuhamba kwindlela ephambili yenkululeko - ukusuka kuxanduva lomntu.

Ukwazi amava e-ICO kakuhle, ndiza kuqaphela enye into: "malunga ne-49% ye-decentralized finance startups (DeFi) ifumaneka eUnited States. Ezi nkcukacha zipapashwe ngabahlalutyi Umqobo. Kwiifemu ezingama-73 kushishino olubekwe esweni ziingcali, i-12% ise-UK, ize enye i-10% iseSingapore.” Oko kukuthi, i-decentralized finance is still decentralized only in words: eneneni, iseziinkampani/iifemu eziqhelekileyo, nangona i-DAO sisixhobo esizisebenzelayo esisemagqabini kwaye ngokuqinisekileyo ifaneleke ngcono ukusasaza izabelo kunenkampani edibeneyo yesitokhwe okanye uhlobo oluthile lwe-LLC. Kodwa I-USA iya kuzikhumbuza, kwaye ke abalawuli kwezinye iindawo: kutheni "abathathi-nxaxheba beemarike" bekhohliwe ngale nto, andiyazi.

Kodwa kutheni le nto isenzeka kanye?

Ilula: “Iiprojekthi zeDeFi ecosystem ziyasebenza kwiindawo ezili-12 eziphambili: iimarike zokuqikelela; imibutho ezimele yokwabela amagunya (DAOs); ukuboleka; ukulawula impahla; izinto eziphuma kuyo; i-inshurensi; utshintshiselwano kunye nababoneleli bemali yokuhlawula amatyala; iingqekembe zemali; ibhanki kunye neentlawulo; iziseko zophuhliso; iindawo zentengiso; I-bitcoin tokenization." Akukho lizwi malunga ne-tokenization enjalo, okanye nantoni na onokudibana nayo kwihlabathi lezemali zakudala. Akukho nto. Kwaye nazi iindidi eziphezulu:

Ngenxa yoko into engafanelekanga: masisebenzise isalathisi esilungelelanisiweyo somthamo wemali evaliweyo (i-TVL elungisiweyo) okanye amathokheni angabonakaliyo (NFTs) abonakala ekhangayo (jonga amava e-WAX okanye i-Dapper Labs ngoDkt Seuss), kodwa konke oku akwenzi tshintsha into ephambili - i-paradigm yokucinga. Ukuqikelela akuzisi nto kwimarike, ndiphinda okwesine kwiminyaka emine.

Endaweni yesiphelo

Indlela endiziva ngayo ngeDeFi ngendlela ekuyo ngoku yile ilandelayo: Ndize kwikonsathi ukuze ndimamele umculo endiwuthandayo, kodwa badlalela wena into eyahlukileyo ngokupheleleyo: endaweni yobuchule bukaRachmaninov kunye nokudlala ngokulungelelanisiweyo kweokhestra, bekukho ijazz engenamsebenzi. Iimvumi zasekhaya, ezithi ngenxa yesizathu esithile zicinge njengento entsha, nangona yonke into efanayo yabhalwa emva kweminyaka yee-1940, kwigumbi eliqhumayo kunye nenkunkuma eyoyikisayo, ethi ngenxa yesizathu esithile kuthiwa kukutya apha, kwaye kufuneka uhlawule amaxabiso amathathu kuyo yonke into. ! Mhlawumbi sifuna nje iholo eyahlukileyo, iimvumi, kwaye asingombandela wesimo sengqondo konke konke? Mhlawumbi yiloo nto ndiye ndazama ukuba nenjongo kwaye ndibonise kungekuphela nje into embi ngokucacileyo, kodwa nokuba yintoni enokuqalisa ukuphononongwa.

Phofu ke, kwathethwa ntoni Kwiminyaka emi-4 eyadlulayo - isabalulekile: ukuba wena, njengam, i-p2p imalunga nobulungisa (ukusasazwa), ukulingana (iimeko zokuqala) kunye nentsebenziswano (ngokuziphendukela kwemvelo), ngoko imodeli ekhoyo ye-DeFi iphikisana ngokucacileyo kokubili oko kuthethwa kwibhloko ye-Bitcoin genesis kunye noko kuthethwa malunga nantoni na. U-Assange kunye nabo baye benza ngokwaneleyo ukuphuhliswa kwe-cryptocurrencies kunye ne-blockchain babhala ukuba baviwe. Nangona kunjalo, wonke umntu ukhululekile ukucinga ukuba i-DeFi i imeyile entsha, oku kuthetha ukuba sele iphula i-stereotypes, inkqubo, njl.: emva koko, ekugqibeleni, kutheni ndingafanele ndivuyiswe? icandelo le-DEX, njengoko ufuna, iphuhlisa kwaye iyagqitha abazalwana abasembindini; inani labasebenzisi be-cryptocurrencies kunye nezibonelelo zeDeFi ngokwazo ziyakhula (nangona ngoku sithetha ngamashumi amawaka kwimeko yokugqibela, kodwa oku sele kubukhulu besixeko esincinci); Ethereum ikhawuleza ukuya kuguqulelo 2.0 njalo njalo, njalo, njalo. Kodwa yonke into ifana nehlaya malunga neepuni, apho zifunyenwe khona, kodwa i-sediment yahlala: ngaba kunokwenzeka ukuba ungaxubushi esi sihloko nakanye? Ewe, kodwa ke umnatha uya kuzaliswa ngeendumiso eziqhubekayo phambi kunye nomnye umlambo ongapheliyo wezikhalazo emva kokuba: ukuxwayiswa kwangaphambili kuxhotywe ngaphambili, nangona ngokwengqondo. Ngokuchanekileyo oku - Injongo: ukusuka kwi-hype ukuya kumanani, iinyani kunye noqikelelo olusekwe kuwo, kwaye ungathethi ngeBitcoin nge-100 yeedola okanye ukungabi namsebenzi kwayo yonke le nto (umgca wabo bafunda ukusuka ekupheleni).

Masiye phi?

1. enjalo umsebenzi, okufanelekile ukufunda ukuba ufuna ukuqonda okuncinci ngakumbi: Ndicinga ukuba ulwimi lwesiNgesi aluzange lube yingxaki ixesha elide, ubuncinci i-deepl ngokuqinisekileyo iya kwenza umsebenzi wayo.

2. Njengamaxesha onke, i-Twitter yindawo yokugcina ulwazi kwishishini le-crypto: nantsi mzekelo, kodwa kukho okuninzi kuzo apha ngasentla, kwaye ukukhangela okulula usebenzisa i-hashtag kuya kunika ngaphezulu kohlalutyo oluntsonkothileyo kwiinjini zokukhangela zolwimi lwesiRashiya.

3. Kodwa ngcono qala ngeeleta zikaSatoshi: Ngesizathu esithile, abaninzi baye balibala, kodwa kukho izinto ezininzi ezibalulekileyo nezinomdla apho.

Kude kube ngoko-ndikubona!

PS

Andizange ndithethe ngomngcipheko wee-oracles, kunye nokuhlaselwa okuyinkimbinkimbi kunye nokunye okuninzi, kubandakanywa neendlela ezingezona ezincinci zokuvula uhlalutyo lwedatha, ngoko ke ukuba uluntu lwaseHabr lubonisa umdla, ndiya kukuvuyela ukuqhubeka: ngakumbi ukususela kwintlekele ye-2018 -2022 ayikapheli, oku kuthetha ukuba abaqhankqalazi baya kuloba iimali, abaphuhlisi baya kukhangela iiprojekthi, oosomashishini baya kuza nabo: nangona ezokugqibela zingekadibanisi nangayiphi na indlela nale yokugqibela, kodwa abo bangaphambili basalawula i-roost. ...

Kubo bonke abo bakholelwa ukuba inqaku kufuneka lizinikele ekuphenduleni umbuzo we-DeFi - jonga umhlathi wokuqala emva kweengcaphuno.

UPD. Ndinqwenela ukuba ndiyazi ixabiso ... laphuma emva kokuba inqaku lam lishicilelwe, kodwa iindaba ezibaluleke kakhulu: uhlobo lwempendulo evela kwiibhanki ukuya kwi-DeFi.

umthombo: www.habr.com