Ipeyinti yeoli: kusasa ugijime kwi-classic chain iMalinka kwi-bun okanye i-apula. Bakhawuleza bathatha iimpahla kwaye bakhawuleza ukuya kwindawo yokuhlawula. Imizuzu eyi-10 ngaphambi kokuqala kosuku lokusebenza. Phambi kwakho ekuphumeni kukho abameli abathathu beplankton yeofisi. Akukho mntu unenqwelo ezele ziimpahla. Ubuninzi bezinto ezi-5-6 esandleni. Kodwa bathatha ixesha elide ukukhonza kangangokuba kukho umgca opheleleyo emva kwakho. Ewe, mhlawumbi i-cashier yinkuku yobudenge. Kodwa mhlawumbi ayinguye. Makhe sihlalutye yintoni enokuba konakele?
Fakap No. 1: umthengisi ugcinwe kwisixhobo
Wonke umntu uyakuthanda ukonga imali. Ulawulo lwevenkile alunjalo. Ke ngoko, iiCIO okanye abalawuli bokuthenga (ukuba ezo zikhundla zikhona kuthungelwano) babekwe kwisikhokelo esilinganiselweyo. Okanye umthengisi wakhetha isixhobo ngokwakhe, ngokusekelwe kumgaqo othi "Ixabiso eliphantsi lingcono." Kwaye asitsho ukuba wathatha igama elingenagama lesiTshayina ngokupheleleyo, eliqhekeza ngokuchukumisa elinye. Hayi, mhlawumbi le yi-ofisi yebhokisi eqhelekileyo ngokupheleleyo - itshiphu, kodwa ayimbi. Kodwa yenzelwe ivenkile apho kukho abathengi be-150-200 ngosuku. E-Malinka umthamo wezithuthi uhluke ngokupheleleyo: malunga ne-1500-2000 yabantu imihla ngemihla. Ngoko ke, irejista yemali ayikwazi ukujamelana nomthwalo onjalo - isebenza ngokukhawuleza kwaye ngokukhawuleza. Okwangoku, uphelelwa ngumonde, phosa i-bun kwi-shelf yokuqala odibana nayo kwaye ubaleke ukuya emsebenzini, ngelixa uqhuba inhlamba.
Ayisiyo kuphela i-terminal ye-POS enokwenza impazamo ngokusebenza kwesixhobo. Oku kusebenza kwizixhobo zerejista yemali (CCT), izikena zebhakhowudi, kunye nezikali zorhwebo.
Isishwankathelo: Ukuba ufuna ukuthintela abathengi ukuba bangafungi kwivenkile yakho ngokungeyomfuneko, xa ukhetha izixhobo zorhwebo, cinga ukuba iya kumelana nomthwalo oya kuhlangabezana nayo.
Fakap No. 2: ivumela phantsi ukuthembeka kwesixhobo
Ngoko ke, umthengisi wagxotha kwisixhobo, kwaye akakwazi ukuphatha umthwalo. Njengoko uqheliselo lubonisa, okukhona irejista yemali inexabiso eliphantsi, kokukhona iphantsi ukuthembeka kwayo. Kwaye iphezulu amathuba okuba iya kusilela ngokukhawuleza ngokwaneleyo. Oku kuthetha ukuba irejista yemali iya kuba ingasebenzi. Apha umthengisi ulahlekelwa kumacala amathathu ngexesha elinye:
- iindleko zenkonzo;
- ukunciphisa ukunyaniseka kwabathengi;
- ilahleko yengeniso ngenxa yexesha eliphantsi.
Owokugqibela ngowona ulusizi. I-arithmetic elula: i-traffic ye-average chain store eMoscow imalunga ne-1500 yabantu ngosuku. Ukuba kukho iirejista zemali ezi-3 evenkileni, ke ngamnye uqhuba iisheke ezingama-500 imihla ngemihla. I-bill ephakathi, ngokutsho kukaRomir, kwi-2018 eRashiya yayingama-ruble angama-496. Kuvela ukuba ngosuku irejista yemali iphantsi, umthengisi ulahlekelwa ngama-ruble angama-248. Irejista yemali engabizi kakhulu, engaphezulu okanye enesidima eneeperipherals inokuthengwa nge-000 yeedola. Kwizinga lokutshintshiselwa kwangoku (ngexesha lokubhala eli nqaku) le yi-ruble ye-1000. Ngenxa yoko, usuku lokuphumla luxabisa amaxesha angama-65 ngaphezu kweendleko ze-POS terminal.
Ewe, ukuze inkonzo ikhawuleze, umthengisi kunye nekontraka basayine ii-SLA ezingqongqo. Kodwa ngokukhawuleza ingxaki ichongiwe, imali encinci ivenkile ekugqibeleni iya kulahleka. Ukuqonda le ngxaki, abavelisi be-POS be-terminal bazama ukwenza umsebenzi weengcali zenkonzo ube lula kangangoko kunokwenzeka. Umzekelo, kwi Ukufikelela kuwo onke amacandelo, kuquka i-motherboard, iqhutyelwa ngaphandle kokusetyenziswa kwezixhobo (eziboniswe kwiifoto kunye neevidiyo).
Isishwankathelo: Xa ukhetha izixhobo zerejista yemali, qiniseka ukuba ufumanisa ukuba inokuthenjwa kangakanani. Fumanisa ukuba yintoni na isiqinisekiso esibonelelwa ngumenzi, loluphi uvavanyo lokuqala alwenzayo (umzekelo, uvavanyo lokungcangcazela, ukuba sesichengeni sobushushu kunye nokufuma, indawo yombane wombane, intlawulo ye-electrostatic, ukuchasana nokunyuka kwamandla ombane). Kwaye, ukuba umthengisi ukunika eli thuba, vavanya i-POS terminal kwivenkile yakho.
Fakap No. 3: Uyilo olungalunganga lwendawo yokuphuma
Akunjalo kuphela izixhobo zokubhalisa imali ngokwazo zinokuchaphazela isantya senkonzo yabathengi. Kwanendlela ecwangciswe ngayo inendima ebalulekileyo kule nkqubo. Umzekelo olula: ukuba i-cashier ihlala ecaleni kwirejista yemali kunye nomthengi, uchitha ixesha elininzi ekhonza. Akukho mnandi kuye ukuthatha iimpahla ukuze ziyoskenwa; kufuneka ajikise intloko yakhe ngakumthengi. Iingcali zethu ziye zabala ukuba, ngokomyinge, ngesihlalo esinjalo, i-cashier ichitha imizuzwana emi-2 ngaphezulu kumxhasi ngamnye. Sithe ngasentla, ngokomyinge, idesika nganye yemali yaseMalinka ifumana iitshekhi ezingama-500 ngosuku. Oko kuchithwa malunga nemizuzu eli-16 ngosuku.
Isishwankathelo: Musa ukungazihoyi izinto ezincinci. Kwanokwakheka kwerejista yemali kunokuchaphazela kakhulu ingeniso yevenkile. Njengomzekelo, sinokubonisa indawo kunye nokubekwa kwezixhobo zerejista yemali kwenye yeeklayenti zethu. Sabhala malunga nezitendi ezikhethekileyo zeerejista zemali .
Fakap No. 4: Ujongano kunye nolungiselelo lwesoftware yerejista yemali
Ukuba umntu othatha imali uchitha ixesha elide kwikhompyuter ye-POS ngelixa ejonga into oyithengileyo, ayisoloko ithetha ukuba uyacotha okanye usisidenge. Mhlawumbi wayenethamsanqa ngesoftware yerejista yemali efakwe kwinethiwekhi. Umzekelo: kwivenkile enye, apho kukho imigca rhoqo ekuphumeni, isofthiwe ikhuthaza umthengisi ukuba akhethe indlela yokuhlawula ixesha ngalinye. Oku akulunganga kakhulu kwaye kuyacothisa inkqubo yenkonzo. Ukuthelekisa, kwinqaku lethu Intlawulo yeCashless inikezelwa ngokungagqibekanga. Oku kusengqiqweni, kuba , isabelo seentlawulo ezingezizo zemali ngoJanuwari 2019 eRashiya sanda kwi-50%. icacisa ukuba eMoscow, Tyumen kunye Ufa, abemi kakhulu ngenkuthalo ukusebenzisa amakhadi, imali ixhaphake kakhulu Tolyatti, Saratov kunye Nizhny Novgorod. I-58% yokuthengwa kwe-non-cash eMoscow yenziwa kusetyenziswa ii-smartphones.
Unako kwakhona ukonga kakhulu ixesha lenkonzo ngokusondeza isixa esipheleleyo ngokuthanda umthengi (oku kwandisa ukunyaniseka kwakhe): i-cashier ayifuni ukulinda de umxhasi afumane utshintsho kwi-wallet yakhe kwaye abale imali efunekayo.
Isishwankathelo: Isoftware yerejista yemali kufuneka ilungele kungekuphela nje kubasebenzi abakhethayo, kodwa nakwabo bathatha imali. Kuyacetyiswa ukuba uphucule imisebenzi esisiseko yokuhamba phambili kwabathengi kunye neprofayili yabo, kwaye ususe onke amaqhosha angeyomfuneko ukwenzela ukuba i-cashier ingacinezeli ngokungafanelekanga nantoni na engeyomfuneko. Yeha, abasebenzisi bezona nkqubo zixhaphakileyo zerejista yemali kwimarike yaseRussia bahlupheka koku.
Fakap No. 5: Indawo yomgcini-mali ophezulu okanye umlawuli
Ngoku amehlo am aza kuphuma igazi. Khumbula, i-cashier ibethe ngokungalunganga into leyo okanye umthengi wacela ukususa into ethile kwirisithi. Kwimeko engcono kakhulu, umthengisi ubiza umlawuli kwifowuni aze amcele ukuba angene ukuze ahlele itshekhi (i-cashier ngokwayo inokuguqula kuphela into yokugqibela efakwe kwitshekhi, kwaye nangona kunjalo inkqubo yerejista yemali ayilungiswanga ngolo hlobo. yonke indawo). Okona kubi kakhulu, siva: “WAAAAAAAAL, BIZELA ULARISA!” Kwaye ngoku umgca wonke, abanye ngomonde, abanye bengenamonde, balindele ukuba uLarisa avele kwindawo enzulu yevenkile kwaye aqalise inkqubo yokuthenga. Ukoyikeka! Kunokwenzeka ngokwenene ukujamelana neemeko ezinjalo. Kwanele ukuphathisa ngokuyinxenye umsebenzi wokurhoxisa umsebenzi kubakheshi abakhulu okanye abalawuli abahlala kufutshane.
Isishwankathelo: Cinga ngoobani abaya kuba nelungelo lokurhoxisa amanyathelo athathiweyo nokuba aba bantu baya kukwazi ngokukhawuleza kangakanani ukwenza uhlengahlengiso. Ngokomzekelo, kwelinye ikhonkco leevenkile ezidumileyo, ukurhoxiswa kwenziwa ngoonogada abasoloko bebekwe ecaleni kwabo bahlawula imali.
Fakap #6: Ubunzima ekuphumeni
Nawuphi na umthengisi uzigqibela ngokwakhe: ukulinganisa iimpahla kwi-checkout okanye ukuzifaka kwindawo yokuthengisa . Nangona kunjalo, inyaniso yile: ngefomathi yokuqala, ixesha lenkonzo yabathengi liyakhula. Ngokutsho kweengcali zethu, ukulinganisa izikali zeskena kwandisa ixesha lenkonzo kumthengi ngamnye ngemizuzwana eyi-10-12, kunye nezikali ezizimeleyo - ngemizuzwana engama-20-25.
Isishwankathelo: Phambi kokuba wenze isigqibo sokuba yeyiphi ifomathi yokulinganisa oza kuyiphumeza kwivenkile yakho, cinga ukuba iya kulichaphazela njani ixesha lenkonzo yabathengi.
Inkonzo yabathengi ekhawulezayo ngundoqo ekusebenzeni kwevenkile enenzuzo. Ke ngoko, musa ukungazihoyi nezona nkcukacha zincinci: khetha izixhobo ezivelisayo, ezithembekileyo, zibeke ngokulula kwidesika ye-cashier, faka isoftware enojongano olulula kwaye uyilungiselele ngokuchanekileyo, kwaye ujongane nemiba yokulinganisa iimpahla ngobulumko. Kwaye kule meko, kwanabo bathengi abafuna ukuthenga into ngokukhawuleza ngaphambi kokuqala kosuku lokusebenza baya kuza kuwe.
umthombo: www.habr.com