Iblogi ye-RUVDS kuHabré ibone yonke into: ukuthandwa kweJavaScript kunye nezinto ezipholileyo eziguqulelweyo, i-yachting, imiba yemfundo kunye nophuhliso lobuchwephesha, i-burgers, itshizi, ibhiya kunye neekhalenda kunye ne-cybergirls. Ingcamango yokuthetha malunga neziseko zokurhweba kunye nokusebenza kwi-stock market ibe nathi ixesha elide, kwaye nantsi isizathu. Uninzi lweenkampani ezibhala malunga notshintshiselwano lwesitokhwe zinenjongo ecacileyo: ukufumana abathengi bezixhobo zabo kunye neeakhawunti ze-brokerage, okuthetha ukuba kumanqaku abo utyalo-mali ngumsebenzi onomtsalane kakhulu ekufuneka ube yinto yokuzonwabisa kuyo yonke igeek. Into kuphela esinokuyinikezela ngayo abahwebi abatsha yiVPS kunye neeplatifomu zokurhweba, kwaye asinakho inkuthazo yokubonisa ihlabathi lokuthengisa i-stock market njengendlela yokuzuza ubutyebi.
Sagqiba ekubeni senze uluhlu lwamanqaku malunga neziseko zokurhweba kunye nezona mpahla zidumileyo kubaqalayo. Ngokunyaniseka, ngaphandle kwezibheno, thatha imali kwi-broker okanye uvule iakhawunti yakho kwibhanki ethile. Ewe, kukuwe ukuba uthathe isigqibo sokuba le yindlela yakho okanye hayi. Ngamanye amaxesha kunenzuzo ngakumbi kwaye ngokukhawuleza ngakumbi ukukwazi uphuhliso olutsha kunye nokuphucula umvuzo wakho kunye nomvuzo ozinzileyo ukuya kwinqanaba olifunayo.
Ingakanani imali ekufuneka umtyali-mali oqalayo abenayo kwaye angayifumana phi?
Akukho mali ibekiweyo. Phakathi kwabarhwebi unokuva iimali eziqala kwi-ruble ye-100, kodwa kuyacaca ukuba eli libali lokuziphatha okungahambiyo komtyali-mali we-novice ngokwakhe (oko kukuthi, ukuba uphathisa ulawulo lwenkunzi kwi-broker kwaye ungenzi izigqibo malunga nokuthengiselana ngokwakho) . Ukuba uthatha isigqibo sokuzama ukufumana imali ngokwakho, unokuthatha ubuncinci obulandelayo njengesiseko:
- "umgangatho" ubuncinci - ii-ruble ezingama-10
- IIS (i-akhawunti yotyalo-mali yomntu ngamnye) - ukuya kuma-ruble angama-400. enyakeni
- ukuthengwa kwee-chips zasekhaya eziluhlaza - ii-ruble eziyi-10.
- ukuthengwa kweemveliso zangaphandle - kakhulu kuxhomekeke kwii-asethi ezikhethiweyo
Kodwa, ndiyaphinda, ezi zixa-mali ezinemiqathango: unokukhetha eyakho, ngamanye amaxesha ubuncinci bemali kwi-akhawunti ilawulwa ngumthengisi oza kwenzelwa kuye inkonzo.
Into ephambili kukumisela iiparameters ezibalulekileyo zeemali ozimisele ukutshala imali.
- Ekuqaleni kokwenza utyalo-mali lwakho, musa ukwenza utyalo-mali kokugqibela; kufuneka ube nogcino lwemali. Enye yeendlela zam ezilungileyo kukugcina i-10% yayo nayiphi na ingeniso (ekhohlo, ekunene, amabhaso kunye neebhonasi - kuphelele apho, nezipho). Ukuba akukho njongo yokulondoloza into ebalulekileyo, unokuzama inxalenye yale mali ekurhwebeni kwimarike yemasheya.
- Musa ukuthatha imali-mboleko yotyalo-mali (ngaphandle kwe-leverage, i-leverage ekhethekileyo evela kumthengisi) - ungalahlekelwa yimali ebolekiweyo kunokuba uyandise. Kwaye ukuba kulihlazo ukulahlekelwa eyakho, ngoko kuyoyikisa ukulahlekelwa ngomnye umntu.
- Zilungiselele "ukukhulula" iimali zakho malunga neminyaka emi-3 - ngamanye amaxesha oku kubangelwa ukubuyiswa kwerhafu yengeniso yomntu, ngamanye amaxesha kunye nokuqulunqwa kwepotfoliyo ephantsi kwexesha elide, njl njl. Ewe, kwaye, ngokuqinisekileyo awuyi kukufumana kwangoko esona sicwangciso siphumeleleyo.
Indlela yokungena kwintengiso kwi-stock exchange?
Ngokuthe ngqo - akukho ndlela. Kwi-Russian Federation, abantu ngabanye abanalo ilungelo lokwenza utyalo-mali oluzimeleyo kwimarike yemasheya. Ukufikelela kwi-Moscow Exchange kunye namanye amaqonga, kufuneka ungene kwisivumelwano senkonzo ye-brokerage kwaye uvule i-akhawunti ye-brokerage. Emva koku, unokunikela ulawulo lwemali yakho kumthathi-nxaxheba oyingcali kwimarike yemasheya (izixa ezikhulu) okanye uqalise ukwenza ukuthengiselana ngokwakho (ukuba iimali zincinci).
- Ukusebenza ngokuthe ngqo kunye nomthengisi - ungena kwisivumelwano, faka iiplatifomu zokurhweba kwaye uqale ukuzama, ngokusekelwe kulwazi lwakho okanye (olulungileyo, kodwa luyingozi) kwiingxoxo kwiiforamu zabarhwebi abaqeqeshiweyo nabangenamsebenzi. Olu lolona khetho lungcono lwabaqalayo.
- I-QUIK yiseti yezixhobo zokuhlalutya kunye nokurhweba ngohlaziyo lwedatha olukhawuleza kakhulu. Unokurhweba kwiimarike zesitokhwe zaseRashiya nakwamanye amazwe. Ikhuselekile ngenxa yoguqulelo oluntsonkothileyo lwedatha.
- I-MetaTrader5 yinkqubo yokurhweba ngezixhobo zekamva, utshintshiselwano lwangaphandle kunye neemarike zestock. Ikuvumela ukuba wenze iingxelo zesiko kunye nee-algorithms zokurhweba ngolwimi lweprogram ye-MQL5.
- Ukusebenza kwisicelo esiphathwayo somthengisi okanye ibhanki yinguqulelo elula kakhulu kumtyalo-mali we-novice, apho zonke iimpawu zokurhweba zikhoyo (iindaba, uhlalutyo, i-retrospectives, iingcebiso, iiphothifoliyo, izicwangciso ezilungele ukwenziwa, njl.), kodwa ngelo xesha awuzicwilisi kwezona zinto zinomdla kakhulu kunye neenkcukacha ezintsonkothileyo zotyalo-mali.
- Ukusebenzisa izicwangciso zokurhweba esele zenziwe sisixhobo sabatyalo-mali abangenamdla ekuphuhliseni, kufuneka nje batyale imali yokukhula kwexesha elizayo. Utyalomali kwisicwangciso sepotfoliyo esenziwe ngobuchule kwaye ulinde nje ukuba isebenze kwaye uvale kumnyama (njengomthetho, bahlala benesiphumo esihle, nangona bahlala bencinci). Ngaphandle kokulula okukhethiweyo, akufanele ujike kule ndlela yokutyala imali: ukuba "uyithathile" iphothifoliyo yakho, unokufunda imigaqo yokwakheka kweepotfoliyo, ukudibanisa iimveliso kunye nobungozi, kunye nohlalutyo olusisiseko sesicwangciso.
- Ukuqala ukucwangcisa ngokukrakra kwaye ubhale iirobhothi zakho zokurhweba kwi-high-frequency trading lukhetho kubahlali baseKhabrovsk abomelele kwikhowudi. Nangona kunjalo, oku akuyona indlela efanelekileyo yomsebenzi wokwenyani, kuba iisayithi ngamanye amaxesha zijonga iindlela zokuchasana nale ndlela, iirobhothi ziphantsi kohlaselo ngabangeneleli. Nangona kunjalo, ukubhala irobhothi yakho yokurhweba kuthetha ukuqonda eyona nuances ifihlakeleyo yesitokhwe kunye neemarike zotshintshiselwano lwangaphandle; eli inokuba linyathelo lakho elisingise kumsebenzi omtsha okanye kumsebenzi weqela labarhwebi kunye neebhanki.
Indlela yokuthengisa?
Kukho izicwangciso ezininzi zokurhweba kwimarike yemasheya, kodwa ayizizo zonke ezifanelekileyo kubaqalayo. Makhe sijonge kwezona ziphambili.
Scalping - uhlobo oludumileyo lokurhweba apho umrhwebi enza inzuzo kuyo nayiphi na intshukumo yexabiso. Lo ngumsebenzi kwiizakhelo zexesha elifutshane (ngamanye amaxesha nokuba yimizuzu emi-5 okanye umzuzu). Ifanelekile kwabo bathengisa ngowona msebenzi wabo uphambili (umsebenzi) kwaye ifuna ugxininiso kunye nengqalelo kwiinkcukacha.
Urhwebo olusisiseko - uhlobo lokurhweba apho umrhwebi athengisa ngexesha eliphakathi esebenzisa uhlalutyo olusisiseko. Uhlalutya kwaye uqikelele ukunyakaza kweemarike kunye nenani elipheleleyo lezibonakaliso zabakhuphi bezibambiso kwipotfoliyo kwaye, ngokusekelwe kwizigqibo ezifunyenweyo, yenza ukuthengiselana. Le yindlela yorhwebo engqongqo, ilungele abaqalayo abaqala ngohlalutyo olusisiseko.
Urhwebo lobugcisa - umrhwebi uthengisa naliphi na ixesha elisekelwe kuhlalutyo lobugcisa. Iintengiselwano zivaliwe kungekhona ngesiseko solwazi malunga neemarike kunye nomniki, kodwa kwisiseko sokubikezela kweenguqu zexabiso ngokusekelwe kwindlela ezitshintshile ngayo kwiimeko ezifanayo zangaphandle. Ngokusisiseko, oku kurhweba kusekwe kuhlalutyo lwentsingiselo. Ifanelekile kubathengisi abanamava ngakumbi, kodwa sele sele kwinqanaba loqeqesho kuyafaneleka ukuqala ukuqonda iziseko zohlalutyo lobugcisa.
Esinye isicwangciso esifanelekileyo kubaqalayo ukurhweba kwixesha eliphakathi. Imigaqo yokusebenza iyafana ne-scalping, kodwa inzuzo okanye ilahleko igxininiswe ngokusekelwe kwiintshukumo zexabiso kwixesha eliphakathi (iyure, iiyure eziliqela, ngosuku). Eli xesha lanele ukwenza uhlalutyo olunzulu kwaye wenze isigqibo okanye wenze isigqibo malunga nesicwangciso. Indlela yokuthengisa ezinzileyo kwaye ekhululekile.
URhwebo lweFrequency ephezulu (ukuba uhlala kwi-Habré ixesha elide, mhlawumbi ufunde malunga nalo) - oku kurhweba, apho abathengisi bekhompyutheni ezenza izigidi zemisebenzi yokubala ngomzuzwana ukuze bafumane inzuzo enkulu. Inika umdla, iyathembisa, kwaye ibaluleke ngakumbi kubadwelisi benkqubo, kodwa kufuneka wazi ukuba ayikhuselekanga, ifuna ulwazi kunye namava okurhweba, kwaye inokuhlaselwa okanye ivalwe. Akukacaci ngokupheleleyo ukuba urhwebo lwe-HF likamva layo yonke inkqubo yorhwebo yehlabathi, kodwa ngokuqinisekileyo inamathemba.
Ewe, iindidi ezimbini zokurhweba zisetyenziswa kuphela ziingcali kunye nabathathi-nxaxheba bemarike bamaziko amakhulu.
Urhwebo olukhawulezileyo - ukurhweba ngenxa yeentshukumo zamaxabiso ngaphakathi kwamaxesha ahlukeneyo.
Ukurhweba ngamaxesha exesha elide — urhwebo, olusekwe phezu kweseti yeenkqubo zoqoqosho ezandisiweyo, imiba yangaphandle, imeko kunye neentsingiselo zeemarike.
Kukho esinye isicwangciso sokurhweba - ukuphindaphinda izenzo zabanye abantu kwisicwangciso sakho - akuyi kukukhokelela kubuchwephesha kwaye akuyi kukuvumela ukuba wenze ubudlelwane obufanelekileyo kunye ne-stock market. Ukufunda amabali anje kunomdla kwaye kunolwazi, kodwa ukwakha urhwebo lwakho kuphela ngokukopa luluvo olubi kakhulu.
Unokuhlala uvavanya isicwangciso esikhethiweyo "kwibhubhoratri" usebenzisa idatha yembali kwaye ubale ukuba yintoni umphumo onokuyifumana. Olu "uqeqesho" olongezelelweyo kwizakhono zakho zokuhlalutya.
Ke, uye waqhelana neentlobo zokurhweba kunye ...
Okulandelayo, ndincoma ukuba ufunde iiblogi zabarhwebi abakhulu (kodwa khumbula ukuba ngamanye amaxesha azibhalwanga ngabakhupheli bezemali abachwephesha okanye abarhwebi abanamava, kodwa ngabathengisi abanemvelaphi yephilology, ubaluleke kakhulu!), Bukela izixhobo zemfundo (ungakwazi nokuba sebenzisa iincwadi ezisisiseko zaseyunivesithi), yiya kwi-intanethi -izifundo ezivela kwiinkampani ezaziwayo (umzekelo, ndiyasithanda isikolo sasimahla sabaqalayo , yeyona nto ilungeleleneyo kwizinto zolwimi lwesiRashiya). Kukho enye indlela-yokuqesha utitshala kwishishini lokutshintshiselana ngesitokhwe kubathengisi bangaphambili okanye eyunivesithi; ngexesha elifutshane baya kukucacisela ngokucacileyo iziseko. Kodwa musa ukuthandabuza ukubuza ngamava aluncedo.
Kulo lonke uqeqesho lwakho, uya kufuna i-akhawunti yedemo, apho unokusebenza khona ngemali ebonakalayo kwaye ungenzi ilahleko yangempela (nangona kunjalo, ungenzi nzuzo yokwenene). (Ngendlela, nceda uqaphele ukuba i-akhawunti yedemo ayifanele ikukhuthaze, kuba, okokuqala, yenziwe lula kakhulu ngokumalunga nemeko yangempela, kwaye okwesibini, inokukukhuthaza kwaye "udlale kunye").
Kwaye ngoku, xa uxhobile kumazinyo nge-theory esisiseko kwaye uyazi ukuba amakhandlela aseJapan awathengiswanga kwi-Aliexpress kwaye ayihambelani neToyota kunye neHonda, unokuzama ukuqala ukusebenza ngemali yangempela kwi-akhawunti ye-brokerage.
Hayi, yima. Andifuni ukuvakala njengengcali yengqondo ekhule ekhaya, kodwa ndiyazi kum: zilungiselele ukuba awuyiyo ingcuka yaseWall Street. Akukho kuzithemba, akukho kuphumla, akukho mincili. Uyi-sapper enamava kwindawo yemigodi ngaphandle kwemephu yasemgodini. Oku kuthetha ukuba nengqiqo enkulu, ukuqiqa kunye nokulumka.
Kulungile, yiloo nto, masiqale.
Udinga umthengisi, okanye kunoko, umbutho apho unokuvula i-akhawunti ye-brokerage. Umrhwebi uya kukunika ukufikelela kwizixhobo zokurhweba kwaye uya kuthatha yonke imingcipheko yobugcisa kunye nezomthetho. Umrhwebi wenza zonke izenzo egameni lakho kunye neendleko zakho (ngaphandle kokuba kuvunyelwene ngenye indlela), kwaye wena, njengomthengisi, wenze izigqibo malunga nokuba yeyiphi impahla onokuyithenga, indlela yokwakha iphothifoliyo, njl. Ukuba uyanqweneleka (kaninzi kunye nomthamo othile wotyalo-mali), unokunikwa umthengisi wobuqu onokubonisana naye ngencoko okanye ngomnxeba malunga neentengiselwano ezinobungozi, iimveliso ezicwangcisiweyo, ukufikelela kwizixhobo ezithile, njl.
Indlela yokukhetha umthengisi?
Umthathi-nxaxheba oqeqeshiweyo kwimarike yezibambiso oqhuba imisebenzi yokurhweba ubizwa ngokuba ngumrhwebi. Le yinkampani ekwaziyo ukufikelela kwiiplatifti zentengiso ye-stock market kwaye iya kwenza urhwebo egameni lakho kunye ne-akhawunti yakho. Ukongeza, umthengisi yiarhente yerhafu kwaye nguye oya kulungiselela ngokufanelekileyo kwaye angenise iimbuyekezo zerhafu okanye akhuphe ukutsalwa kwerhafu. Imali iya kufika kwi-akhawunti yakho sele "icinyiwe" kwiirhafu. Ngemisebenzi yayo, umthengisi uthatha ikhomishini - njengomthetho, oku kuncinci kakhulu, kodwa iziqinisekiso kunye nokulula zikwizinga eliphezulu.
- Okokuqala nokuphambili, umthengisi wakho okanye umthengisi we-forex kufuneka abe nelayisenisi evela kwiBhanki eyiNtloko yeRussian Federation. Ungayijonga . Ukuba uxelelwe ukuba ilayisenisi sele iza kuhlaziywa okanye isahlaziywa, yala ukujongana nenkampani enjalo.
- Iiakhawunti ze-brokerage zeebhanki ezaziwayo zifanelwe ukuthenjwa. I-Sberbank, i-VTB, i-Alfa-Bank, i-Tinkoff Bank kunye nabanye banezibonelelo zotyalo-mali. Bahluke kwizakhono, iimeko ezincinci, isethi yezixhobo kunye nokufikeleleka.
- Umrhwebi akafanele agqibe isivumelwano kwi-akhawunti ye-brokerage, kodwa akuxelele malunga nazo zonke izixhobo kunye nokubonelela ngokufikelela kwi-desktop kunye nezicelo zeselula eziyimfuneko kwimisebenzi yotyalo-mali.
- Nokuba uza kutyala imali ngokungenzi nto (ukunikezela ngolawulo lwenkunzi kumthengisi), kufuneka ube nezixhobo zokulawula nokubeka iliso kubume beeakhawunti zakho, unokubona iinkcukacha zazo zonke iintengiselwano kunye neentengiselwano.
- Ndincoma ukuba ubeke ingqalelo kubathengisi bamazwe angaphandle, umzekelo, enye yeendlela ezithandwayo kunye nenkxaso yolwimi lwesiRashiya yi-Interactive Brokers. Ikwahlulwa ngeenkqubo zokurhweba kunye nenani elikhulu lemisebenzi kunye nobuchule bokuhlalutya.
- I-inshurensi eyongezelelweyo - ubude bexesha lomsebenzi wenkampani kwimarike. Ukuba sele isebenze iminyaka engaphezu kwe-3, njengomthetho, inkampani inokuthenjwa.
Ngaphandle kwento yokuba imarike yamaziko emali ilawulwa ngokungqongqo, iinkampani ezintsha zobuqhophololo zihlala zibonakala zizenza abathengisi. Baqokelela imali kubatyali-mali abanokubakho baze banyamalale ngaphandle kokuzalisekisa naziphi na izibophelelo. Ngelo xesha, banikela ngeengxabano ezikholisayo kunye "ne-geeky": "sinothungelwano lwe-neural," "sisebenza kunye neBitcoin, ngoko asiyifumani ilayisenisi," "sikurhwebo oluphezulu," njl. enyanisweni, akukho mbuzo kuyo nayiphi na itekhnoloji ye-scammers. Lumnka.
Akukho mfuneko yokudibanisa umthengisi kunye nabahlalutyi, kwaye ngokukodwa kunye nabacebisi be-robo. Ukuba i-broker inezibophelelo ezininzi phantsi kwekhontrakthi, ke ezi ziko azithwali naluphi na uxanduva lweengcebiso kunye neengcebiso zabo. Nangona kunjalo, nayiphi na inkampani ye-brokerage ineenkonzo zokuhlalutya ezipheleleyo ezibonelela abathengisi ngesiseko sokwenza izigqibo kunye nedatha yokuhlalutya.
Indlela yokwakha ipotfoliyo?
Kukho iiparameters ezintathu eziphambili zotyalo-mali: inzuzo, ixesha lotyalo-mali kunye nomngcipheko. Ngokufanelekileyo, ipotifoliyo nganye imiselwa bubudlelwane phakathi kwezi zinto. Apha, njengakwiqhula elidala: khetha naziphi na ezimbini. Kwitshathi ungabona umlinganiselo weentlobo ezahlukeneyo zabatyali-mali.
Ndicinga ukuba eyona ratio ilungileyo kutyalo-mali: ezahlukeneyo - tyala ubuncinane 40% kwizixhobo ethembekileyo, 10% kwizixhobo ezinobungozi obuphezulu, usasaze i-50% eseleyo ngokusekelwe kwi-liquidity kunye neqhinga lakho eliphambili. Elona xesha lotyalo-mali lifikelela kwiminyaka emithathu (kubandakanywa nemithetho yerhafu). Eyona ndlela ilula yokuqalisa kukuvula i-IIS (i-akhawunti yotyalo-mali yomntu ngamnye, siya kuthetha ngayo kamva).
Indlela yokulahlekelwa yimali ngesiqinisekiso?
Uninzi lwabasaqalayo kutyalo-mali lwabucala benza iimpazamo ezifanayo, ezahluke kuphela kwisikali selahleko. Musa ukuyenza loo nto.
- Musa ukurhweba ngethamsanqa okanye ithuba. Inyathelo ngalinye olithathayo kufuneka licingisise kwaye libe nolwazi - kwaye okona kubaluleke kakhulu, kusekwe kwidatha kunye nohlalutyo. Ngokomzekelo, ubone iimpawu zokukhula kwizabelo ze-Gazprom kwaye wagqiba ekubeni "ulahle" isigxina sakho phakathi kokukhula, kwaye ngosuku olulandelayo bakhula ngama-40%. Ngoba? Ngenxa yokuba imarike yayilindele ukukhutshwa kweengxelo ezintle zemali kunye nokwanda kwezabelo-iingxelo zikhutshwe, ukukhula kwaqala. Ufunde ngokuchanekileyo umqondiso wemarike, kodwa awuzange wenze nzuzo ngenxa yokuba ubungxamile. Kwaye kumtyalo-mali onamava, imeko yemicimbi kwinkampani ekhuphayo kunye nolwazi malunga nazo zonke iziganeko sisixhobo esibaluleke kakhulu. Nokuba awukwazi ukunika uqikelelo oluchanekileyo kunye nengcaciso enzulu yeenkqubo zemarike, kufuneka ubuncinci wazi ukuba zeziphi iintsingiselo ezifanele ukuthengiswa, ukuthenga okanye ukubamba ii-asethi kwipotifoliyo yakho yotyalo-mali.
- Ungalindeli ingeniso entle ngoko nangoko-awukwazi "ukurhweba nge-10 kwaye ukhuphe i-000 ngeveki" (nakwi-scammers). Ngokuxhomekeke kwisicwangciso sotyalo-mali, inzuzo yenziwe, enokuthi ibe mbi. Inzuzo "emangalisayo" inokuba sisiphumo sotyalo-mali olunobungozi ngumtyali-mali onamava, kodwa oku kudla ngokuba yinto nje yamathuba, kuba iziphumo zotyalo-mali oluphezulu ziqikelelwa kakubi.
- Ukuyeka umsebenzi wakho ukuze ube ngumtyali-mali yeyona nto imbi kakhulu enokwenzeka kumntu omtsha. Indlela esuka kwingcinga yokuqala ukuya kumthengisi onamava inokuthatha iminyaka emi-3, okanye iminyaka emi-5 yoqeqesho olumandla. Ndiya kuthetha ngokuthe ngqo kumava am: nasemva kweminyaka emi-3 yobungcali kwimathematika yezemali, ulawulo lwezibambiso kunye neshishini lokutshintshiselana ngesitokhwe kwiyunivesiti, ekuphela kwento onokuyenza ngobuchwephesha kunye nokuthembeka kukubona abakwa-scammers. "Ukwenza imali" kwi-stock exchange ayisebenzi; udinga uqeqesho olongezelelweyo kunye nokuziqhelanisa. Kwakhona, ngokusisiseko, abathengisi abasebenza ngeeakhawunti zabathengi bangabasebenzi bemibutho yezemali kwaye, ngaphezu kweentlawulo zekhomishini, banomvuzo kwaye, ukuba kuyimfuneko, banokuhamba ngokulula ngokuthe tye kwi-analytics okanye uqeqesho. Ukuba ulahla yonke into, faka i-QUIK, qhagamshela i-akhawunti yakho kwaye uqale "ukudlala kwi-stock market", ulungele ukutya okuncinci, ugqoke kakubi kwaye ulondoloze kakhulu. Isiphetho silula: nokuba ukurhweba kwimarike yemasheya kungumthombo wengeniso eyongezelelweyo kunye nokuzonwabisa kwengqondo kuwe, okanye ufunda ngononophelo kwaye utshintshe umsebenzi wakho. Kwaye ewe, ukurhweba kwi-stock exchange ayingomdlalo, ngumsebenzi, nokuba ngumtyali-mali wabucala.
- Akukho ziphoso zimbi ngakumbi kunephuzu langaphambili, kodwa indawo yesibini enokuzithemba iya ekusebenziseni imali oyifunayo ngoku okanye kwixesha elizayo kumanyathelo akho okuqala kwimarike yemasheya. Ngokomzekelo, ukuba ugcina imali-mboleko, imoto okanye nayiphi na enye into enkulu kunye neyimfuneko, kwaye ngokukhawuleza unqume "ukugcina" ngokukhawuleza, shiya le ngcamango - umngcipheko uphezulu kakhulu. Kodwa ukuba unayo "ibhokisi" apho ugcina khona imali yakho yamahhala kwaye uqinisekile ukuba awuyi kufuna imali kwixesha elizayo (ndincoma ukuqwalasela ixesha lokutshala imali kwiminyaka eyi-3), unokuzama ngokukhuselekileyo isandla sakho ekunyuseni imali. ngeakhawunti yomrhwebi. Kodwa khumbula-awunakufumana kuphela inzuzo eyongezelelweyo, kodwa ulahlekelwe yimali eyintloko yotyalo-mali lwakho.
- Musa ukumoshakala ngemali ebonakalayo.
Iimpazamo ezimbini ezilandelayo zihambelana ngokuthe ngqo nokhetho lwezixhobo zotyalo-mali kwaye zimbini ezigqithileyo zokuziphatha kotyalo-mali.
- Kuyimpazamo ukusebenzisa isixhobo esinye sotyalo-mali (umzekelo, ukutyala imali kuphela kwizabelo zenkampani enye, kuphela kwiidola, kwigolide kuphela, njl.). Ngokuchanekileyo, kule meko, awufumani utyalo-mali olusebenzayo, kodwa isixhobo sokugcina imali "sokugcina", esinokuzisa ingeniso kwixesha elide. Olu hlobo lotyalo-mali lunokuthelekiswa nokusebenza kakuhle kwidiphozithi yebhanki.
- Akukho mpazamo yokutyala imali kuyo yonke into, ngakumbi kwizixhobo ezinobungozi, ukuqala okungacacanga, iinkampani ezintsha, kwizabelo ezichasene nemvelaphi ye-hype ejikeleze iminyhadala ethile. Esi simo sengqondo malunga nepotifoliyo yakho sikhokelela kwilahleko yenzuzo kunye nokungaqondi iziseko zotyalo-mali olusisiseko. Ekugqibeleni, unokuzifumana ukwimeko apho ungenako ukuqikelela indlela yokuziphatha kwabathathi-nxaxheba bemarike kunye nendlela imarike ezisabela ngayo kubo.
Nantsi le tweet
Ndithengisa phantse zonke izinto eziphathekayo. Akayi kuba nandlu.
- uElon must (@elonmusk)
ibangele le ntshukumo:
Ngoko uqikelele iphothifoliyo yakho esekelwe kwi-Twitter (ngendlela, indlela ebalaseleyo - sele kukho ukuqonda ukuba i-tweets yee-CEO zenkampani, kunye nangaphezulu kwezopolitiko, kwaye ngokukodwa i-D. Trump, ifuthe ngokusebenzayo kwiindlela ze-stock market)
Ngaba uyazi ukuba yintoni ekuxelela ukuba uye waya kwimarike yemasheya ngokuchanekileyo? Kumele ukuba udikiwe. Uchulumanco kutyalo-mali (naluphi na uhlobo!) Ngoyena mcebisi ombi.
Sikhetha i-stock market ngezizathu ezahlukeneyo: ngenxa yenzala, ukutyala imali kunye nokugcina imali yasimahla, ngenxa yomnqweno wokufumana imali, okanye ukufunda nje into entsha. Abanye abaphuhlisi, emva kokuqhelana ne-stock market, batshintshe ubuchule babo kwaye baye kuphuhliso lweerobhothi zokurhweba.
I-stock market ibali elinzima. Enyanisweni, akukho mntu unokukwazi ukuqikelela ngokuqhubekayo ikusasa lemarike yemasheya: namhlanje uya kubetha uphawu, kwaye ngomso abanye abatyalo-mali (yingakho oku kurhwebo oluqikelelwayo - ngengqiqo yegama). Oku, ngokuqinisekileyo, akusiyo i-roulette okanye umatshini we-slot, kodwa bonke ubunzima buxhomekeke ekuchongeni umkhwa kunye nokufunda ukwenza uhlalutyo lobugcisa kunye nolusisiseko. Yonke enye into isekwe kule nto. Kwaye abadwelisi benkqubo, iingcali zezibalo, kunye neengcali zihlala zilungile ekuhlalutyeni iindlela, kodwa ukuthetha ukusuka kusuku lokuqala "Ndiyingcali kwezoqoqosho" kunekratshi kwaye kunokujikela kuwe. Khumbula: kuhlala kukho umngcipheko.
Yintoni efundwayo ngesihloko?
- - indawo yedesktop yomtyali-mali waseRashiya (enye)
- - izinto ezilungileyo zokuhlalutya kunye nemizekelo, kodwa khumbula ukuba indawo inikezelwe kwi-Forex, kwaye i-Forex inokwahluka (siya kuthetha ngemali kamva).
- (inokucazululwa njengemisebenzi)
- -Iividiyo ezininzi ezipholileyo
Kwaye ke, funda iziteshi zemali, ezopolitiko kunye nezangaphakathi kwiTelegram - ulwazi luvela apho kuqala (emva kwe-Twitter ;-)).
Uluhlu lweereferensi kunye neesayithi zihluka kakhulu ngokuxhomekeke kwizixhobo ezikhethiweyo, ngoko kuya kubakho izikhombisi ezongezelelweyo kumanqaku malunga nezixhobo ezahlukeneyo.
Ukuba unamava kutyalo-mali (olulungileyo okanye olubi), sixelele kwizimvo ukuba uqale njani, ukhubeke ntoni, kwaye uyekile?
umthombo: www.habr.com