Kutshanje, i-Parallels corporate blog ipapashwe , apho imivuzo yabaphuhlisi baseNtshona yanikelwa ngamagama athi βnakweyiphi na imeko, imivuzo yaseRashiya ayikafiki kweyaseYurophu.β Ukudibana rhoqo nabantu ngokukhetha kakhulu xa sithelekisa iimeko awayephila phantsi kwazo uPeter Pig kunye nabo bangazange bahambe kwandikhuthaza ukuba ndibelane nabanye ngoko bakuphawulayo ngobomi baseUnited States ngaphakathi. Injongo yesi sithuba kukukhuthaza ukuba ujongane nomcimbi ngokugqibeleleyo kwaye uthelekise iiapile kunye neeapile, kunokuba uthelekise inqaku ngenqaku lezinto eziluncedo kwaye ujike amehlo kwezinye iinkalo ezibalulekileyo. Ukuba kubonakala kuwe ukuba kukho ezinye ii-subtexts kweli nqaku, nceda udibanise kwinto yokuba "i-Chukchi ayingombhali" kwaye, ukuba kunokwenzeka, ungayihoyi.
Ubomi bemihla ngemihla
Ukuze ungangxami kwi-calculator kwi-quarry, ndingathanda ukwabelana kuqala malunga nobomi bemihla ngemihla e-States. Sekunjalo, kungekhona nje imali kunye nomsebenzi.
I-Disclaimer: Le migqaliselo ingezantsi ayenzelwanga ukuba imele kwaye isekelwe kwiminyaka emibini yokuhlala eBucks County, PA kunye nokutyelela rhoqo kwisiXeko saseNew York. Njengomkhenkethi, ndatyelela amaphondo alishumi elinesibini anesiqingatha.
Iindlela kunye neemoto
Abantu abaninzi banxulumanisa iMelika kunye noohola bendlela kunye ne-absorber yeekhilomitha ezintlanu-litha. Kwaye kufanelekile. Ke ngoko, ndibona kufanelekile ukuba ndiqale ibali ngobomi bemihla ngemihla kumazwe ngesi sihloko.
Iindlela, iimpawu, abaqhubi
Phakathi kweenzuzo ezicacileyo, ndingathanda ukukhankanya izinto ezininzi. Okokuqala, uninzi lweendlela ezingenelayo zineempawu zokumisa endaweni yerobhothi, phambi kwazo umqhubi kufuneka amise kwaye aqhubeke nokuqhuba ngokomyalelo wokuqala wokungena. Oku kuthoba i-traffic, kwaye ngexesha elifanayo akukho mfuneko yokulinda umqondiso oluhlaza kwindawo engenanto. Ukuqhubela phambili isihloko sokulinda izibane zendlela, ndingathanda ukukhumbula ukuba kwiindawo ezihambelanayo: kwi-mast ene-traffic light ngokuqhelekileyo kukho ikhamera elawula ixesha lokusebenza kwesignali eluhlaza ngokuxhomekeke kwi-traffic kwicala ngalinye. . Olunye uncedo olungenakuphikiswa bubukho beendlela ezizinikeleyo zokujika ngasekhohlo nasekunene- kuyamangalisa xa unokuqhuba kwindlela yangaphandle kwaye ungacingi ngenyani yokuba kuya kufuneka utshintshe iindlela phambi kokuhlangana kuba kukho umgca wokujika. Umgangatho weendlela ngumba onamaqhosha ashushu. Iyahluka ukusuka ebumelwaneni ukuya ebumelwaneni. Ukuba uyithelekisa neendlela zaseSt. Petersburg, imbi kakhulu. Ukuba sithelekisa umyinge wesibhedlele, ndiyakholelwa ukuba kungcono, nangona ndingenayo isampuli eyaneleyo malunga nokuhamba ngemoto eRashiya. Kwakhona, kubalulekile ukuqaphela ukuba kukho ubundlobongela obuncinci kwiindlela zomgangatho omnye waseMelika (kodwa uThixo angakuvumeli ukuba uphelele kwisiXeko saseNew York). Emva koku, kwiindlela zaloo St. Petersburg kukho imvakalelo yokuqalisa kweKarmageddon.
Kwelinye icala, iinzuzo ezifanayo zinikwe ngasentla nazo zinecala elisezantsi kwingqekembe. Ngokomzekelo, ukuguquguquka kweerobhothi kwenza isiqhulo esikhohlakeleyo ukuba ukhwele ibhayisekile. Unokulinda uhlaza lwakho ude ube luhlaza okwesibhakabhaka ebusweni, kuba ikhamera ngobudenge ayikuboni. Kwakhona, andizange ndibone umboniso wokubala ukwehla kwizibane zendlela, endikholelwa ukuba kungenxa yokuguquguquka kwazo. Kuyakhathaza kakhulu ukuqhuba i-60 mph, ubone ukukhanya okutyheli kuvela ngequbuliso, kwaye uzame ukufumanisa ukuba ungacotha okanye ukhawuleze. Ukuzola kwabaqhubi ngokufanayo kusenokucaphukisa: ukuxinana kwezithuthi kudla ngokuvela ngenxa yomlinganiswa okhululekileyo okanye abaqhubi abadlulanayo ngokuchubekileyo kakhulu ekudibaneni kweendlela. Kodwa ndicinga ukuba eyona nto ingalunganga kukungabikho kokukhanya. Kudla ngokubakho ukukhanya okumfiliba okujingayo kwiindlela zokuhlangana, kodwa kungenjalo akukho nanye. Kukonke. Kwaye kulungile ukuba uqhuba kwi-traffic, apho izibane zeenqwelo zeemoto ngokubanzi zigcina izinga elaneleyo lokukhanyisa. Kodwa indlela engenanto ebusuku kakhulu emvuleni ijika ibe yindawo engathandekiyo kwaye eyingozi.
Isihloko esahlukileyo ngabahambi ngeenyawo kumgangatho omnye waseMelika. Okokuqala, abaqhubi, ngokoluvo lwam, bayalibala ngobukho babo kwaye ukulinda ukuba basiwe kwindawo yokuwela abahambi ngeenyawo ngumsebenzi ongenambulelo. Okwesibini, iinguqu ngokwazo ziyinto enqabileyo. Kodwa eyona nto iyingozi kummi waseYurophu kukungabikho kweendlela zabahambi ngeenyawo kwiindawo ezininzi. Emva kwexesha elithile, uqhelana nokuhamba ecaleni kwendlela, kodwa ekuqaleni kudala ukungonwabi kakhulu.
Iindawo zokupaka
Ngenxa yokuba phantse akunakwenzeka ukuhlala kwindawo enye yaseMelika ngaphandle kwemoto kwaye wonke umntu uyayiqonda le nto, yonke into ilungile ngokupaka kwindawo enjalo. Ukhawuleza ulibale ukuba kunjani ukufumana indawo yokupaka kufutshane nekhaya okanye iofisi yakho. Kwaye ukongeza koku, uninzi lweendawo zenzelwe ukuhlalisa ilori enkulu, kwaye ngokufanelekileyo, kwi-midsize sedan ungapaka phantse idiagonally ngaphandle kokuphazamisa nabani na.
Kodwa, xa uhamba nasiphi na isixeko, umba wokupaka kufuneka uhoywe kwangaphambili. Kukho indawo yokupaka ezitalatweni, apho uqhele ukushiya imoto yakho ngaphezulu kweeyure ezimbalwa, okanye indawo yokupaka yabucala, amaxabiso ayo anokwahluka kakhulu: ukusuka kwi-10 yeedola ngosuku ePhiladelphia ukuya kwi-16 yeedola ngesiqingatha seyure e-NYC.
yokupaka ngenyanga e Philadelphia iqala $200, kwaye e NYC, ulungele ukuba ishell out $500.
Ukuphulwa kwemithetho: amapolisa, iifayini, amanqaku
Ngenye imini ndandiqhuba iMustang yam ndisiya kwinkomfa. Indlela ithatha iiyure ezintathu, umculo uyadlala, kwaye iV8 ibetha kamnandi xa isilipha sityhalelwa phakathi. Ewe, i-pedal yegesi icinezelwe nzulu kunokuba kuvunyelwe. Iyure enesiqingatha - yonke into ilungile, ndiphambi kweshedyuli, xa ngequbuliso imoto itsiba ecaleni kwendlela ngequbuliso ibonakala kwisibuko esingasemva, kwaye izibane ezidanyazayo zikhanyise. Intloko yam ixhalabile malunga neefilimu zaseHollywood kunye noko kufuneka kwenziwe. Umqondiso wokujika ngasekunene, yima ecaleni kwendlela. Ipolisa elinxibe impahla kasherifu kunye nomnqwazi wenkomo entloko lisondela ngasekhohlo. "Ngaba uyazi ukuba wophule umthetho waseMaryland?!" - Major Payne egquma njengejoni. "Ndinetyala" kuphela kwento ethi qatha engqondweni yam. Amaxwebhu kwigosa, imizuzu emibini yokulinda ukuba abethe into emotweni yakhe, kwaye voila - iplastiki ye-A4 sheet kunye nenani elingathandekiyo le-$ 280 isohlwayo se-91mph kunye nokunyamezela kwe-65mph. Kunye neleta ebukekayo enomtsalane ngokulinganayo enesihloko esithi State of Maryland vs Pavel *** kwiveki kamva. Kodwa ukuba ixabisa isohlwayo kuphela. Ukwaphulwa kwemithetho kumazwe amaninzi kubangela amanqaku anyusa kakhulu ixabiso le-inshurensi yakho. Emva kwesi siganeko, ndibeka iliso kwisantya sam ngononophelo.
Kuphela "kodwa" kweli bali kukuba kwiikhamera ezininzi ezizenzekelayo zokurekhoda ukwaphulwa kwesantya azivumelekanga okanye azisetyenziswa. Ngoko ukwazi indawo kunye neendawo eziqhelekileyo zeemoto zamapolisa zivumela abantu basekuhlaleni ukuba bafake izandla zabo kuyo kwiimeko ezininzi.
Inkonzo yeemoto
Ngandlel' ithile kukho into embi eyenzekileyo kwinqwelo-mafutha yam: i-gearbox yafa. Ngethamsanqa, xa kuthengwa le kusetyenziswa i-Mustang kunye nesalathisi se-GT, ndaqonda ukuba kwakungenakwenzeka ukuba iqhutywe kuphela kwi-bakery kunye necawa, kwaye ngokufanelekileyo ndathenga iwaranti eyandisiweyo kwinkampani yesithathu. Ndwendwela kumthengisi weFord okufutshane, xelela ibali, unikezele ngemoto kunye newaranti isivumelwano. Kuya kubonakala ngathi yonke into ilungile: iveki kwaye yonke into iya kulungiswa. Kodwa akukho, ngaphezu kwenyanga yokuchitha ixesha, ukuphindaphinda okuphindaphindiweyo kunye neempazamo ezivela kwinkampani yewaranti kunye nomthengisi, ophelile ngesidingo sokubiza umphathi ophezulu kwi-Ford kwaye uthembise ukubandakanya amagqwetha. Ngoko, ngaphezu kwenyanga ye-nerve kunye nombuzo ogqithiseleyo: kutheni inkonzo yaseMelika ingcono kuneyethu?
Izingozi zendlela, isantya sokuphendula kwamapolisa kunye ne-ambulensi, isantya sokuhlawula kwinkampani yomshuwalense
Imini yonke yonxibelelwano nomxhasi, imeko yemifuno, uhambo oluya ekhaya ngesantya somhlalaphantsi. Imoto enamandla ngaphandle kwee-elektroniki zanamhlanje kunye nemvula. Isiphumo kukutyibilika kunye nokuma. 9-1-1. Imizuzu emihlanu ubuninzi kwaye amapolisa kunye ne-ambulensi sele elapha. Ukuzoba iprotocol, ukwala ukulaliswa esibhedlele ngokusayina kwi-iPad - imizuzu eyi-15. Imoto ithathwa yilori yokutsala, ebizwa lipolisa, kwindawo yokupaka edibeneyo. Ukusuka ekhaya, gcwalisa isicelo kwiwebhusayithi ye-inshurensi. Iimpendulo ezininzi kwimibuzo ngefowuni, iveki yokulinda kunye nesheke yembuyekezo yelahleko epheleleyo kunye nenani eliphezulu kunexabiso lokuthenga. Umbuzo ophikisayo ochaseneyo: kutheni amapolisa ethu endlela kunye neenkampani zeinshurensi zingasebenzi ngokukhawuleza?
Ukubona imoto
Isimo sengqondo sabantu baseMelika malunga neemoto njengezinto ezityiwayo asiqhelekanga kakhulu. Imikrwelo, izibonda - akukho mntu uhoyayo. Uhamba, ubona i-Aston Martin entsha ene-shabby bumpers, kwaye kukho i-dissonance entlokweni yakho. Inkonzo ikakhulu utshintsho oyile, pads kwaye yiloo nto. Iqela leelori ezilungele ukuthwala itanki yepetroli kwinqwelwana. Iimoto zaseJamani kulindeleke ukuba zibiza kakhulu kunesiqhelo, kwaye umgangatho weemoto zaseMelika ushiya okuninzi.
Iindlela ezihlawulelwayo
Kudla ngokubakho umrhumo wokuwela iibhulorho, kwaye ngokubanzi kukho iirhafu ezininzi. Kukho umrhumo wokungena kunye nokuphuma kwi-NYC. Ngokomzekelo, iTunnel yeLincoln ibiza i-$ 16 ukuhamba.
Uthutho loluntu
Ibali elinye laseMelika
Yonke into elapha ilishwa. Akukho zithuthi zasekuhlaleni. Ewe, iibhasi zasekhaya zihamba kanye ngeyure, kodwa kwiindlela eziya kuthatha ngonaphakade ukuya kwindawo oyifunayo. Umbane kaloliwe awuhambanga kakuhle. Iindlela zabahambi ngeenyawo ikakhulu zikwiisayithi zembali okanye kwiindawo ezihluphekileyo. Ngokufanelekileyo, ukushiywa ngaphandle kwemoto kunye nokuba kude neevenkile kunye neendawo ezihlala abantu akumnandi kakhulu.
Oololiwe bahamba phakathi kwezixeko, bahlala benxibe kakuhle. Ukusuka eTrenton / Princeton ukuya kwi-NYC kuthatha malunga neyure enesiqingatha nge-$ 16.75 (NJ Transit). Okanye iyure ye-50 yeedola (i-Amtrak). Kwaye ukupaka kwisikhululo kuya kufuneka uhlawule ubuncinane i-$ 6 ngosuku. Enye indlela engabizi kakhulu ziibhasi ezihamba phakathi kwezixeko, kodwa ukugcina ixesha kwazo kuyathandabuzeka.
Iidolophu
NYC, DC, Boston, San Francisco - yonke into ingcono kakhulu. Okulandelayo, usebenzisa i-NYC njengomzekelo. I-$ 2.75 ngohambo ngalunye kwi-metro, akukho kudlula. Uphawu olupholileyo lwemetro bubukho boololiwe abakhawulezayo. Bamisa kuphela kwizikhululo ezikhulu kwaye, ukuba kuyimfuneko, bahamba umgama omde, bonga ixesha kakhulu. Kwelinye icala, i-metro imdaka kakhulu kwaye ayizinzanga. Rhoqo ngeempelaveki ngokuhlwa kukho into eyophulayo kwindawo ethile, kwaye unokulinda uloliwe kude kube sekufike okwesibini. Kunzima ukuhamba ngezithuthi eziphantsi komhlaba ngenxa yokuxinana kweemoto. Andazi ukuba ngubani ohamba ngemoto e-NYC- zombini iitrafikhi eziphambeneyo kunye nabahambi ngeenyawo abazihoyanga ngokupheleleyo izibane zendlela.
Indalo esingqongileyo
Izichasi
Into yokuba iUnited States lilizwe elinomsantsa omkhulu phakathi kwamahlwempu nezityebi ibonakala ngeliso lenyama. Iibhloko ezingabamelwane zesixeko zinokwahluka kakhulu: uwela ngokoqobo isitrato, nje yayibiza kwaye ityebile, kwaye ngoku kukho izindlu ezinefestile kunye nabalinganiswa base-Afrika-baseMelika, ukusuka apho imilenze yakho iqala ukuhamba ngokukhawuleza. Kwindawo enye, kunokubakho i-Bugatti Chiron kufuphi nomlungisi weenwele kwaye wonke umntu uyamomotheka omnye komnye, kodwa kwidolophu eyi-10 imizuzu kude kukho intlupheko, abantu abangenamakhaya, ukutshatyalaliswa kunye nokudubula.
Iidolophu
Izixeko zaseUnited States zahluke ngokusisiseko kwiYurophu. Okokuqala, bambi. Okwesibini, bamdaka kwaye baninzi abantu abangenamakhaya apho. Uhamba emva kweSt. Petersburg / London / Paris / Amsterdam / [faka eyakho] e-NYC, kwaye umphefumlo wakho uyakhala. Okwesithathu, ukuhlala kuzo kubiza kakhulu okanye akumnandanga kakhulu. Irenti yestudio kwiindawo eziqhelekileyo zaseManhattan iqala kwi-3k yeedola ngenyanga. Ukuthenga igumbi lokulala elinye - ukusuka kwi-500k yeedola kunye nokutsalwa kwerhafu yenyanga kunye nokugcinwa, okuya kuba ngaphezu kwe-$ 1k. Irhafu yendawo kwizixeko iphezulu. Ukutya kulindeleke ukuba kubize kakhulu. Ukunqongophala kweendawo eziluhlaza. Ukuhlala nentsapho kubonakala kubuthathaka. Zininzi iindawo ezinuka intsangu, kangangokuba unokonwaba xa udlula nje.
Ibali elinye laseMelika
Kukho inani elimangalisayo lezilwanyana ezingaboyikiyo abantu. Oonomatse, amaxhama, imivundla, iimarmots, skunks. Ipholile kakhulu kwaye intle. Nangona kunjalo, bonke obu buhle buyathanda ukubalekela endleleni, bungabangeli ezona mvakalelo zimnandi.
Izindlu zale mihla zakhiwe ngeentonga kunye neplywood. Kubandakanya amagumbi anemigangatho emithathu kunye nemine. Ewe, oku kwenziwa ngokukhawuleza, kodwa ngokudibanisa neendawo ezincinci apho kuphela i-grill ingafakwa, iindleko ziphakamisa imibuzo. Kwaye ixabiso lendlu kuyo nayiphi na idolophu ePennsylvania / eNew Jersey liqala ngokubanzi kwi-500k yeedola.
Ingqondo
Ingongoma yokuqala nephambili kukunyamezelana. Oku kuhle, kodwa kwezinye iimeko kusenokungaqhelekanga. Umzekelo olula ovela kuqeqesho kwiziko elikhulu lezonyango e-NYC:
Nikiwe:
UPhilip yindoda ethandana nendoda esebenza kwisebe lezemali. Amatyeli aliqela kwinyanga ephelileyo, weva abalingane bakhe abaliqela bexoxa ngokuchasa kwabo umtshato wamafanasini ngelixa belindele i-elevator (kwaye uFilipu wayedlula nje).
Umbuzo:
Ngaba uFilipu unelungelo lokufaka isikhalazo kubaphathi malunga nokuxhatshazwa?Impendulo echanekileyo:
Ewe. Ayinamsebenzi into yokuba amagqabantshintshi avela koogxa bakaPhilip ayengabhekiswa kuye. UPhilip kufuneka axele oku kwi-HR kunye neMicimbi yoLawulo.
Icandelo le-Afrika laseMelika labemi lichanekile kwaye linokuba libi kakhulu. Kukho iintlanga ezininzi ezahlukeneyo, nganye kuzo ifuna indlela yayo.
Ukusebenza ekhaya, akukho balingane
Amava am abonisa ukuba umsebenzi okude uxhaphake kakhulu. Ngokufanelekileyo, unokungababoni oogxa bakho iinyanga ezininzi.
Ukuthenga kwi-Intanethi kwaye uthenge yonke into eAmazon, yihambise kwaye uyishiye emnyango wakho.
Kuphela xa uhlala e-USA umntu uyaqaphela amandla apheleleyo e-Amazon. Ubhalisele i-Prime nge-14 yeedola ngenyanga kwaye phantse yonke ukuhanjiswa kwemini elandelayo yasimahla. Ukuba uyafuna, uyalele i-sofa, ukuba uyafuna, ufuna itoti ye-tuna. Ndandifuna ukubuyisela into - ndaya kwi-UPS ekufutshane, ndabuyisela iimpahla ngaphandle kwenkcazo, kwaye imali yabuyiselwa ngokukhawuleza kwi-akhawunti yam ye-Amazon. Into eluncedo ngokuphambeneyo.
Iinkcukacha - umthunywa uzisa emnyango kwaye ushiye ipasile apho. Oko kukuthi, uyaxoka akulinde esitratweni. Kwindawo yam phantse akukho ngxaki ngale nto. Kodwa ukuba le fomula isebenza njani kwiindawo ezingaphumeleli kangako ngumbuzo.
ZeMali
Ukufayilisha iirhafu kunye neempembelelo ezifunwa ngurhulumente
Le yingongoma endifuna ukuyibona kwilizwe lam lokuzalwa. Kubonakala ngathi usebenza kwi-W2 kwaye umqeshi wakho uhlawulela zonke iirhafu. Nangona kunjalo, isixa serhafu esitsalwayo siboniswa ngokupheleleyo kwi-paycheck nganye (kwaye kungekhona nje irhafu yengeniso yomntu kunye neminikelo efihliweyo kwiNkonzo yeRhafu ye-Federal). Kwaye ke, ekuqaleni konyaka, ufaka imbuyekezo ebonisa isixa seerhafu ezihlawulwe kunyaka ophelileyo. Kwaye xa ubona ngokucacileyo ukuba i-$ 30k yaya kurhulumente ngonyaka, umnqweno wokufuna iindlela eziqhelekileyo, iziseko zophuhliso kunye nezinye izinto ezivela kurhulumente zanda kakhulu.
Umlinganiselo wetyala kunye neenkcukacha zebhanki
Inqaku elikhethekileyo lenyani yaseMelika kukuba yonke into kwaye wonke umntu uboshwe kwireyithingi yekhredithi. Ufika nje kumazwe kwaye uwela emgibeni. Abayi kukunika ikhadi lekhredithi eliqhelekileyo kuba akukho nqanaba, kwaye awukwazi ukufumana umlinganiselo ngaphandle kwekhadi lekhredithi. Kwaye umbuzo awukho kuphela ukuba unokuboleka. Ukubhalisela isicwangciso somrhumo esifanayo kwiselfowuni, udinga ukukala. Ikhaya le-Intanethi - ukukala. Imbuyiselo yemali ifumaneka kuphela kumakhadi etyala. Ukufumanisa kunye neebhanki zomgangatho wesibini a la Capital One ziyanceda.
Kwakhona, iitshekhi zisetyenziswa kakhulu. Eli liphetshana apho inombolo ye-akhawunti yakho ibonakalisiwe nalapho ubhala khona imali kunye nokuba ibhekiswe kubani. Kwiindawo ezininzi unokuhlawula kuphela ngetshekhi okanye nge-odolo yemali (ukudluliselwa kwangaphambili, ngakumbi iWestern Union).
Ikhefu
Inani leentsuku zeeholide kunye neeholide
Iholide yam ziiveki ezi-3. Ukongeza koku kukho iintsuku ezili-9 zeeholide zomdibaniso. ERashiya, njengoko uMcebisi ucebisa, kukho iiholide ezili-14. Oko kukuthi, ngokungagqibekanga kukho iveki yokuphumla ngakumbi. Kwaye ukongeza koku, eRashiya akunakubakho ngaphantsi kweentsuku ezingama-28 zeholide. Ngoko ke umahluko kwiiveki ezi-2.
Ibali elahlukileyo likhefu lokuya kubeleka. Ibali elilula. E-USA, ayihlawulwa ngaphandle kokuba inkampani inqwenela ukwenza njalo.
Ukubhabha kwindawo ekude kwaye kuyabiza
Ngaba uyafuna ukuya kwindawo ethile eholideyini? Fumana isipaji sakho kunye nexesha elininzi ulungile. Indiza eya eYurophu - iiyure ze-9 kwaye ubuncinane i-$ 500 yetikiti lokubuya. Kolunye unxweme? Iiyure ezintandathu kwaye ubuncinci i-300 yeedola zetikiti lokubuya. Ulibale ngokuya eYurophu ngempelaveki ngenqwelo moya ebiza ixabiso eliphantsi.
ukusekwa
Iyunivesithi elungileyo - bala kwi $40-50k ngonyaka. Ukufumana isibonelelo sesidanga se-bachelor kunzima kakhulu, ngakumbi ukuba awunalo usapho oluhluphekayo.
Umgangatho wemfundo, endinokuthi ndiwugwebe kuphela ngokujonga imfundo yabahlobo bam, awuvusi uvakalelo lokugqwesa okungaqhelekanga kwimfundo kwiiyunivesithi ezilungileyo ekhaya. Kwaye amava am okufundela isiqingatha sonyaka eJamani abonakala elungile kunokuqwalasela ngokusondeleyo uqeqesho kwiYunivesithi yaseColumbia.
Iindleko kunye nengeniso
Kufanelekile ukuqala ngeendleko, kuba abantu bahlala belibala ukuba e-United States ayikho nje imivuzo ephezulu, kodwa neendleko ziphezulu kakhulu.
Iindleko zenyanga
Ngokusekwe kumava am okuhlala kwindawo enomgangatho omnye waseMelika ePennsylvania, imizuzu engama-40 ukusuka ePhiladelphia kunye nemizuzu eli-15 ukusuka eNew Jersey.
- Ubusi. i-inshurensi (+ umqeshi) - 83 $ (+460 $) ngenyanga
- Izindlu - $1420 ngenyanga igumbi elinye igumbi
- Utility - $50 ngenyanga
- Umnxeba, i-Intanethi yasekhaya - $120 ngenyanga
- I-inshurensi yemoto, i-petroli - i-$ 230-270 ye-inshurensi + i-$ 150 yepetroli (i-$ 2.7-3 ngegaloni nganye)
- Ukutya - 450 (350-600) $ ngenyanga
- Ukutya ngaphandle - $ 60-100 ezimbini - $ 200 ngenyanga
- Ukuthenga / ukuthenga / ukuzonwabisa - $ 300 ngenyanga, umzekelo $ 16 imuvi e AMC kunye nomthengisi olungileyo
Ukuchitha ukuba ufuna ukuhlala
Umhlalaphantsi
Bambalwa abantu abalindele ukuphila ngemali yomhlalaphantsi karhulumente, kuba ukwenza oko kuya kuba nzima kakhulu. Ngokufanelekileyo, uninzi longa kwiiakhawunti ezichongiweyo ze-IRA/401k kwaye utyale imali kwizitokhwe/iibhondi. Kuyacetyiswa ukuba wonge i-10% yomvuzo wakho.
ukusekwa
Entla ibingamanani emfundo. Ngokucacileyo, kufanelekile ukuwakhumbula xa uceba ukuba nentsapho.
ΠΠ΅ΡΠ΅Π½ΠΈΠ΅
Apha kufuneka ubeke iliso ngononophelo ukuba yeyiphi i-Deductible kunye ne-Out-of-Pocket efakiweyo kwi-inshurensi yakho. Ekuqaleni, ngaphambi kokuba i-Deductible iqokelele, ugubungela yonke into ephaketheni lakho. Emva koko inkampani ye-inshurensi iyangena kwaye ihlawule inxalenye yeendleko de uchithe imali eboniswe kwi-Out-of-Pocket. Ngokufanelekileyo, ukuze ulale ngoxolo, kuya kuba kuhle ukuba ube nesixa-mali sangaphandle kwepokotho kwi-akhawunti yakho yokonga. Nantoni na ingenzeka. Ngokomzekelo, iindleko zeMRI ngokusebenzisa inkampani yam yomshuwalense, iBlue Cross Blue Shield, isuka kwi-$ 200 ukuya kwi-$ 1200. I-Deductible yam yi-$1.5k, i-Out-of-Pocket yi-$7.5k.
Ukuthenga ikhaya
Ungawafumana amaxabiso asekhaya kwiZillow.com. Kodwa njengamanani aqikelelweyo angoku - i-500k yeedola kwigumbi elinegumbi elinye kwindawo eqhelekileyo ye-NYC okanye isixa esifanayo sendlu kumndilili womgangatho omnye waseMelika (okucacileyo ayibandakanyi iCalifornia, ethandwa kakhulu ngokwemiqathango. yemivuzo).
Kodwa ukuthenga yinxalenye yengxaki. Kufuneka kwakhona ukhumbule ukuba uthathele ingqalelo irhafu yepropati, leyo NYC avareji 0.9%, eNew Jersey - 2.44%, kunye ne-avareji kazwelonke - 1.08% yexabiso lepropati ngonyaka. Ukongeza koku, kukho iindleko zokulungisa (iifizi ze-HOA), eziya kuthi kwi-NYC zibe malunga ne-500 yeedola ngenyanga kwifulethi.
Imivuzo
Kwaye ekugqibeleni, inqaku abantu abathanda ukulivelisa hayi ngokuchanekileyo kumanqaku ahlukeneyo.
Ulandelelwano lwamanani emivuzo ngesixeko nangenkampani inokuvavanywa kwi-Glassdoor. Into edla ngokulibaleka kumanqaku afanayo yinyaniso yokuba umvuzo. e-USA ziboniswa phambi kwerhafu. Irhafu yenziwe ngamacandelo amathathu: federal, state kunye nerhafu yendawo, kwaye ixhomekeke kubukho bomtshato, abantwana, ukufaka umntu ngamnye okanye kunye neqabane, kunye nenani lezinye izinto. Irhafu iyaqhubeleka. Inani elithile linokuqikelelwa kwi-Smartasset, kodwa umndilili unokuqikelelwa ngokuqikelelwa kwi-30%.
Masenze ubalo olurhabaxa kakhulu:
- Thatha iNjineli yoPhuhliso lweSoftware yeAmazon ekhankanywe kwinqaku lamva nje leParallels. Ngokutsho kweGlassdoor, umvuzo wakhe yi-$126k ngonyaka (efana ne-$122k enikwe kwelo nqaku)
- Umphuhlisi otshatileyo uya kufumana emva kweerhafu - i-$ 92k ngonyaka okanye i-$ 7.6k ngenyanga (engatshatanga - ngaphantsi kwe-$ 6k ngonyaka)
- Masenze ibhajethi ye-3.5k yeedola ngenyanga yokurenta igumbi elinye lokulala kufutshane neofisi ye-NYC yaseAmazon (ngokusekwe kunikezelo kwi-Apartments.com), sishiya izinto eziluncedo kumda wempazamo. Ngokufanelekileyo, iindleko zothutho zinokulahlwa.
- Masigcine i-10% yomhlalaphantsi - enye i-$ 760
- Makhe sicinge ukuba sifuna ukugcina isidanga se-bachelor kwiyunivesithi elungileyo (iYunivesithi yaseNew York) - $ 50k * iminyaka emi-4 kwiminyaka engama-20 = $ 800 ngenyanga
- Oko kushiya i-2540 yeedola ngenyanga, kunye neendleko zokutya kunye neenkonzo (hello, i-manicure ye-100 yeedola) ngokuphawulekayo ngaphezu kweMoscow okanye eSt.
Ngaba kufanelekile oko kusekwe emalini? Kum, lo ngumbuzo omkhulu. Amathemba omsebenzi kunye nesilingi yethiyori ephezulu kakhulu - kunjalo. Ukuthuthuzela kubomi apho unokuthembela kuwe kuphela - kuxhomekeke kuwe.
umthombo: www.habr.com