I-DeFi isalungile, kodwa ungenzi sengathi iyindawo lapho abantu abaningi abavamile kufanele babeke khona konke abakulondolozile. V. Buterin, umdali we-Ethereum.
Inhloso ye-DeFi, njengoba ngiyiqonda, iwukuqeda abantu abaphakathi nendawo futhi ivumele abantu ukuthi baxhumane bodwa. Futhi, njengomthetho, ukugadwa kohlelo lwezezimali lwakhiwe ngendlela yokulawula abaxhumanisi. H. Pierce, uKhomishana we-SEC.
Uma ibhamuza le-DeFi liqhuma okwesikhashana, lizozuzisa i-BTC ne-ETH njengoba bezothola ukuthutheleka okukhulu kwemali. I-hype ingase iphele, kodwa kuphela esikhathini esifushane, njengoba izinzuzo namandla e-DeFi kusobala kakhulu ukuba ungazinaki. D. High, i-CEO ye-OKEx.
U-32% wabahlanganyeli bemakethe ye-cryptocurrency uvumile ukuthi abaqondi izisekelo zezimali ezibekwe eceleni. Idatha yenhlolovo ye-Blockfolio.
kwagcwala imakethe; I-DeFi iyi-hype entsha; I-DeFi - ama-ICO amasha; I-DeFi ingenye into: yilokho okuzwa kuzo zonke izinsimbi, abaqaphi kanye namanye amadivaysi, ngezinye izikhathi akuhloselwe ngokuphelele izinto ezinjalo. Angifuni ukukutshela ngesikhathi se-1001 ukuthi i-blockchain, amathokheni ayini nokuthi konke lokhu kungasetshenziswa kanjani: inethiwekhi igcwele izinto ngesihloko. Ngaphezu kwalokho, akulona izinga likaHabr ukufundisa okusobala. Enye into ukuthi ngifuna ukuhlanganisa isipiliyoni seminyaka engu-1.5 edlule ukuze nginikeze umfundi isithombe esinenhloso engaphezulu noma engaphansi, ukususa okungadingekile, kokubili esikhundleni somdeleli kanye nomdumisi, kodwa kushiya kuphela okubalulekile - usawoti. kanye nombono wami. Ngakho-ke, kuzoba nezixhumanisi eziningi, izinombolo namagrafu.
Yini esinayo? Futhi okubaluleke kakhulu - kungani?
Okokuqala, inani elikhulu labangakacwaningwa noma, okubi nakakhulu, abacwaningwayo ngemva kweqiniso (at- No. 00 noma ku- No. 01 kanye . kuyo) amaphrojekthi. Okwesibili, inombolo engachazeki yemikhonyovu yezinga elidala kakhulu (ngaphezulu kulokhu ngezansi). Okwesithathu, ukungasetshenziswa kwe-1-10% yamandla ephrojekthi ngenxa yokuhaha kwe-banal, okugxile kukho konke ukunaka ezinhlelweni zemali ezimbili noma ezintathu "ezisheshayo nezilula".
Ngizokwengeza izaphulelo ezintathu ukuze ngingaxoxi ngokuthi yini emise amazinyo ami onqenqemeni (okungenani kimi mathupha): imikhonyovu kuma-ICO, kuqoqwe okungenani okunye kanye nalabo abahlulekile ngokuphelele, ngaphansi kwemibandela yephesenti kunengxenye ye-VC noma ukubolekwa kwebhange (ngo- No. 02). Kwakuyimpumelelo yemiklamo ye-ICO eyakha isisekelo sobuchwepheshe se-DeFi hype yanamuhla: i-Ethereum kuqala, i-Tron elandelayo, i-Bancor, i-Kyber Network, i-Brave (nge-BAT) nabanye. Okwesibili, i-cryptocurrencies kanye ne-blockchain zidingeka ngempela emhlabeni: i-Russian Federation ihlukile, njenge-Bangladesh noma i-Turkmenistan, isibonelo. Futhi, kunemibiko eminingi yokuhlaziya ngalolu daba. Okwesithathu: okwenzekayo manje ngo-99.(9)% akukho, nakuba inani labasebenzisi likhula: e-Venezuela, e-India, e-Chile, e-Argentina, e-Ukraine, e-Russia, e-Belarus, ngisho ne-taboo nezinye izindawo eziningi, okuhlanganisa iJapan, Switzerland/Liechtenstein, amazwe ase-Afrika nezinye. Futhi konke ngoba yini engekho emthethweni ku-cryptocurrency kune-fiate. Futhi manje - kuze kube iphuzu.
Emzamweni wokugwema ukulahleka kokurekhoda, abanye abanikazi, ekuphakameni kobusika be-crypto, baboleka imali ngempahla yedijithali, noma izinhlamvu zemali ezifakwe ukuze bathole imali encane kodwa engenzi lutho ngengozi encane.
Ngakho-ke, izindlela ezihlukene zenziwa kancane kancane, ezichazwe ngokuningiliziwe , kodwa ngamafuphi kuzwakala kanjena ngokwamamodeli: Ukwethulwa okulungile, Ukwahlukaniswa kwezindawo ngohlelo, Ukumaketha kokukhula, Ukuqondanisa okuseduze, futhi lokhu kufaka phakathi i-ratioFactor, feeFactor, wrapFactor. Anginikezi ngamabomu ukuhunyushwa nezincazelo (umbhali womthombo wangempela unezinganekwane ezinhle no-Uber), ngoba abadali bemikhiqizo ye-DeFi, futhi ikakhulukazi labo abayithuthukisayo ukuze isatshalaliswe kubantu abaningi, basebenzisa ama-neologisms amaningi angenasisekelo, okuthi amacala amaningi aphinda ama-reception amadala futhi angewona anomusa ... amabhange.
Futhi manje - amaqiniso:
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I-Covid-19 yaphoqa amabhange ukuthi aphrinte amadola engeziwe... Yebo, sesikuzwile lokhu izikhathi eziningi, kodwa gg. zazingekho ezinye izindlela: ngisho (noma bona ku ) namanye afana nawo agcina eboshelwe kuma-ejenti aphakathi nendawo. Manje isimo sihlukile futhi Iphuzu alikona ukuthi selokhu kwaqala le nkinga ngo-2018, uhlamvu lwemali olusuka ku- $3200-$3500 selukhule cishe lwafinyelela ku- $12 (ngowezi-800, okungukuthi, endaweni evulekile), kodwa leyo 2020 btc == 1 btc. , injalo impela Kungakhathaliseki ukuthi yini oyiqondayo ngalokhu ngokuqondile, into eyinhloko ukulondoloza hhayi kakhulu inani njengenani.
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Ngesizathu esifanayo btc, i-tokenization, ikhulisa ithonya layo nsuku zonke: lena inzuzo eyinhloko yomsebenzi, engiyibiza ngokuthi i-Middle-of-Exchange. Woza e-stock exchange futhi ufuna ukuthenga okuthile? Ngemuva kwalokho udinga i-btc, eth noma, engozini enkulu, i-usdt: ithuluzi lokugcina lathola umfutho ngo-2020 futhi ladlula i-btc ngokuqondile ngenxa ye-DeFi hype.
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Okufanayo kusebenza ezinkokhelweni ezinkulu ezingakaze zibonwe (sikhumbula nge-FATF kanye nobuhlanya be-115 Federal Law e-Russian Federation, okuye kwabhalwa okuningi ku-Habré) ngamakhomishini aphansi: abaningi baxoxa nge-GAS ebizayo e-Ethereum, kodwa ukhohlwe lokho. imali yokuvikela akekho okhanseliwe, kanye nomkhawulokudonsa uwonke. Futhi ngakho konke lokhu - amakhomishini aphansi, ukungabikho kwezinyathelo zokulawula ezingadingekile kanye nokuba khona kwamamodeli we-deflationary enanini lezimpahla (i-btc inguNo. 1 lapha, naphezu kokulahlekelwa kwenani elifanayo ) ukuheha abasebenzisi abengeziwe.
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Njll...
Ngomqondo wokuthi ziningi kakhulu izinto ezincane ezinjalo: ukuqala kusuka kumadiphozithi, aphethe ngezitatimende mayelana nentela yakho konke nawo wonke umuntu, kuhlanganisa namadiphozithi afanayo emabhange. Kodwa lokhu akuyona into eyinhloko: kusukela ngo-2008, noma ngokuqondile, kusukela ngo-2010, lapho izivivinyo ziqala ezimweni ezivela enhlekeleleni ka-'08, kwacaca kuwo wonke umuntu ukuthi izinkampani zasolwandle ngendlela yazo yamanje azisadingeki, noma ngokuqondile, abayenzi imisebenzi yabo. Isibonelo saseCyprus (kokubili ngokombono wenhlekelele ka-2012-2013 kanye nesikhundla sokuthatha "ama-passports egolide") akude neyodwa kuphela, futhi iBelize, iBahamas, iMaine nabanye abaningi baphoqeleka ukuba benze isivumelwano. ku-FATF. Eqinisweni, ngenxa yalesi sizathu, kwakungabo, kanye ne-Estonia, iSwitzerland nezinye izindawo abenza imali ngokuheha imali yangaphandle, abaqaphela ngokushesha: i-cryptocurrencies iyi-offshore yekhulu lama-2017! Kodwa kulula ukukusho kunokukwenza: i-ICO hype iphakathi kuka-2018 - ekuqaleni kuka-2013, umjikelezo ogcwele ngu-2018-2012. Khona-ke kwaba nomzamo onamahloni ku-IEO, kodwa imithetho yakho konke lokhu yavela kamuva kakhulu: futhi akunandaba ukuthi sikhuluma ngeFrance, Thailand noma Liechtenstein (ngeke ngisho lutho nge-USA, China kanye neRussian Federation. ). Okungenangqondo kakhulu kwesimo ukuthi e-USA baqala ukukhuluma nge-crypto-assets kakade ngo-2014 (futhi ngemva kwengqungquthela yomhlaba - yonke indawo ngonyaka we-XNUMX: okwasala ), kodwa ngo-2020 I-SEC, izigele kanye nezinye izikhulu zokuphatha zigcizelela ukuthi imithetho ecacile yokulawula imakethe iyadingeka. Futhi yebo: I-ETF nayo ayiqalisiwe, ake ngikukhumbuze. Ngakho-ke, izishayamthetho eNdiya, eNingizimu Afrika, e-Australia nakwezinye izindawo ziya ngokuya zifana ne-blonde esemthethweni oza ngokusobala kuwo wonke amaqembu ngengubo engalungile.
Noma ngizokubeka ngenye indlela: I-DeFi imayelana nokuguquguquka, ukuhamba, isivinini kanjalo. Kodwa phezu kwakho konke okunye, kunezimfanelo eziningi ezingezinhle.
Yiziphi-ke ezimbi?
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Okokuqala, emuva ngo-2016-2018. abakhwabanisi baye baqaphela ukuthi ukufana kwabathikha kuyindlela eya “empumelelweni”, engahlukile kakhulu ekuhlanganiseni okuvinjelwe kogaxekile “okungcono kakhulu” kanye nemikhuba yobugebengu bokweba imininingwane ebucayi. Ngakho-ke, ukushintshaniswa okudumile amathokheni mbumbulu nezinhlamvu zemali eziqondile zokweba. Izibonelo ezengeziwe: I-YFFI ne-YFII, okuyiyona kwanda kuphela ngokufana nge-YFI. Ngaphezu kwalokho, konke lokhu kuchitha ama-airdrops ku-bud: ithuluzi - , kodwa kuba nzima kuye uma esetshenziswa ngale ndlela.
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Okwesibili, ngokujwayelekile, isipiliyoni (ngendlela, lokhu bekuwumkhiqizo we-DeFi) akafundisanga muntu lutho (ngokushesha - ): amaphrojekthi , kodwa abazami ngisho nokuwahlanganisa (akungikhumbuzi lutho?). Ngaphezu kwalokho: abasebenzisi (abahlinzeki be-liquidity nabanye ababambiqhaza) bayazi ngemigodi futhi basayisebenzisa, bathululela imali yabo eyengeziwe (izibalo ezingezansi).
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Okwesithathu, izinkinga zobuchwepheshe ziyingqimba yokuqala yezinkinga zangempela. Ubunzima obujulile bulele kumamodeli wezomnotho, kokubili imindeni ye-PoS ngokuvamile kanye nengxenye ye-DeFi ikakhulukazi. Ochwepheshe abahlukahlukene babanaka - ngisho , kodwa kuze kube manje akukho mqondo: zonke intuthuko ye-V. Buterin namanye amaqembu amaningi (ngikhuluma ngamamodeli , kusuka ku-Fairmint nabanye) ngo-2016-2020. azinakwa nje futhi awekho ama-escrows ahlukaniswe; akukho ukuhlanganiswa neziteshi zokukhokha (ukunciphisa izindleko zamakhomishini afanayo) nakho konke okunye engizokukhumbuza ngakho.
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Okwesine: esikhundleni sokusebenza emaphutheni, ukuncintisana okungalungile kuvela lapho ukushiyeka kuba , futhi akusona isizathu sokuthuthukisa yonke i-ecosystem. Isiqephu sesibili esivela lapha si izikweletu nokunye okungenangqondo (ikakhulukazi umjaho wokubaluleka kwesibambiso), imakethe ye-DeFi bekufanele ihlose ukuyixazulula ekuqaleni. Okokuqala, sikhuluma nge-liquidations , kodwa hhayi kuphela (futhi - bheka ngezansi). Akuvamile ukuthi othile akwazi ukuhamba ngokuthula futhi kancane kancane ngokwethembeka: isibonelo seParadigm Labs akusona sodwa, kodwa asisabalali futhi.
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Okwesihlanu: into ecika kakhulu ukuthi isikhathi sokumaka sithathwa njengento evamile. Ake sithi, benzeni abaningi abanikela nge-ICO? Zithengwe ngemijikelezo evaliwe (presale nokunye okufanayo) ngesaphulelo samaphesenti angama-10-25-50-75 futhi zathengiswa ngokushesha ngemuva kokufakwa kuhlu ekuhwebeni. Esikubona esibonelweni ? Futhi into efanayo impela. Noma i-baDAPProve evela ku-ZenGo: “ezinye izinhlelo zokusebenza ezidluliselwe kwamanye amazwe (i-DApps) zicela ukugunyazwa kokuthengiselana ngenani elithile, umsebenzisi ngokungazi unikeza ukufinyelela kuthokheni yazo zonke izimali ezitholakalayo” - lapho kungekho mpendulo. Kwezinye izimo, kusenjalo. Nakuba akhona amathuluzi okuhlaziya/okungqubuzana: No. 1 kanye No. 2. Noma uthanda kanjani ukuzizwisa okuphindaphindiwe? ngokusebenzisa "izinkonzo" ezifana ne: Pizza, HotDog, Kimchi, OnlyUp ikakhulukazi? Uma kwenzeka ungazi, lezi yizinhlelo ze-Ponzi, ezisheshiswa kuphela ngama-oda we-1000 wobukhulu, ukuze kungabikho muntu onesikhathi sokubuyela ezingqondweni zabo.
Mayelana nalokhu, nazi izibonelo eziphawulekayo.
Ukwehluleka okudume kabi kanye/noma imikhonyovu
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- ukugebenga kanye $8 - ngokulahlekelwa.
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- Hack for 371.
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I-Asuka.Ezezimali - phuma emkhonyovu: akukho mazwana.
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- $20: Angazi, imvamisa ufuna ukuyohlola izinombolo ezinjalo, kodwa hhayi kulokhu.
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- $2: okufanayo.
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(SYFI) - uma kuqhathaniswa nabanye lapha "kuphela" kusuka ku-$150 kuya ku-$0. Nakuba kuya ngokuthi yini futhi yini ongayiqhathanisa nayo: - kusuka ku-$0,0009 kuya ku-$5,28 futhi - ekwehleni.
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- enye yezimpawu "zokudla" ezihlulekile, ongangeza kuzo i-HOTDOG ne-KIMCHI.
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Kuphela PHEZULU - bona ngenhla.
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- $600 ngaphandle kokucwaninga nokugoqa: “Ngiyaxolisa ngawo wonke umuntu. Ngehlulekile. Siyabonga ngosekelo oluhlanyayo namuhla. Ngiphethwe usizi." Yilokhu kuphela okungafezwa ngesimo sengqondo sokunganaki ngemali.
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- Futhi mayelana nokudla kanye nama- $ 200 ekuvimbeni: akukho ukucwaninga! Kodwa-ke, noma ngabe kukhona ukuhlolwa, akusizi, ngoba akekho oyifundayo noma oyifunda ngokudayayo: isibonelo esicacile yilesi. , lapho abahleli benza amanga imiphumela yocwaningomabhuku ukuze bakhwabanise imali yabatshalizimali. Kepha udinga ukuqonda ukuthi ngokusho kweQuantstamp, ngoJulayi 2020, izigidi ezingama-2020 zebiwa. ku-MarkerDAO, ngasikhathi sinye, ngokugenca okukodwa (ungafunda ukuhlaziya ) babalelwa ku-8 omongameli abafa phakade, nakuba ifinyelele...ifike ku-28 ezithombeni ezifanayo, okungukuthi, izinombolo zezimali eziqandisiwe, izimali ezikhishiwe (ezintshontshiwe), njll. - izinkomba ezihlukene, ezingabeki ukubaluleka kwazo njengombono jikelele.
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- ukukhishwa okungahleliwe kwamathokheni.
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- $15... Noma ngaphezulu , , Bantiample - nabanye abaningi. Ngethemba ukuthi lokhu kuzokwanela ukufihla intshisekelo yasekuqaleni?
Izikhali kanye projectile
Ngaphandle kweqiniso lokuthi angiyamukeli impi, ngibheka i-alegory yokungqubuzana phakathi kwezikhali kanye ne-projectile njengenye yezinhle kakhulu emlandweni wonke wesintu. Ngakho-ke, umphakathi wonkana usenakho ukuthambekela kwentuthuko:
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Sekuyiminyaka emine kwaba nohlelo oluhlangene lokuqapha I-btc, efika iphinde ihambe ku-darknet, intshontshiwe, njll. (use- No. 3 noma i-crystalblockchain uma uyicela kubo). Kodwa ukuzihlanza akugcini lapho: isibonelo () futhi ikakhulukazi i-SushiSwap yami engingayithandi - ubufakazi obuqondile bokuthi amasistimu avulekile futhi angaziwa angaba khona uma kungekho okucabangelayo, kodwa isithunzi sokuthengiselana kanye nokusebenzisana kwamalungu omphakathi wonkana.
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Ukusebenzisana emazingeni ahlukene: I-Paradigm ne-MakerDAO, ukudalwa kwe-Bitcoin enezimpawu, i-Storj ne-Ethereum Classic enclave, usizo lwesigqoko esimhlophe ngama-hacks, noma izimali ze-Huobi kanye ne-Binance zokudala, ukulondoloza nokuthuthukisa ukuqala kwe-DeFi, ukuxhasa ngemali i-KeeperDAO ne-Polychain Capital nge-Three Arrows Capital, indaba ngokwayo. I-BnkToTheFuture (i-Celsius efanayo ithole izigidi ezingu-18.8 lapho) noma ithokheni futhi ngisho imali elahlekile ku-USDt, njengezinye izinto eziningi - ithuthukisa izindawo zokuhlanganisa ngezindlela ezihlukahlukene, nakuba lapha konke kwenzeka kancane kancane emakethe eneziyaluyalu. Ngokwehlukana, ngiyaqaphela ukuthi imali yezimali nayo ibekwe kule minyaka engu-1.5 yokugcina njengokusizana: futhi ngenxa yalesi sizathu, abahlanganisi. , kusukela ku-b2bx engaziwa kancane futhi iphetha ngama-mastodon avela ku-0x nabanye - umphumela oqondile we-synergy enjalo, kungakhathaliseki ukuthi ungase uzwakale kanjani kuwe.
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Ngesikhathi esifanayo, ngokuya onjiniyela (VIZ, MakerDAO, Ethereum Classic, YML nabanye) balwela ukubeka yonke into ezandleni zomphakathi ngokushesha ngangokunokwenzeka, ukuze zazikusikhombi esifiselekayo, kunokugxila, yona ngokwayo eyi-oxymoron, imakethe. Lokhu akwenzeki ngaso sonke isikhathi futhi hhayi ngokushesha: ake sithi, - hhayi isibalo esingathanda ukusilwela emhlabeni wonke, kodwa ivektha elungile ichaziwe.
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Udinga ukukuqonda lokho ngemuva kwe-BNB (khona-ke ungathatha i-Token Terminal, Bankless, UNI) amathokheni omdabu wamapulatifomu empeleni abe ithuluzi lokusabalalisa ngokuhlanganyela (bese amathokheni okuvota/wokuphatha), okungukuthi, izinhlangano ezisemthethweni ezisabalalisiwe okwaxoxwa ngazo ngo-2017 sezivele Eqinisweni, nakuba kusesimweni esidala kakhulu.
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Mhlawumbe okumangalisayo kakhulu (komuntu obukele ngaphandle) icala lifana ncamashi ne-SushiSwap: okokuqala umnikazi ongaziwa (!) uzosheshisa impahla ukusuka ... kuye ..., bese ecasulwa yiwo wonke umuntu futhi izimali ezivela ngqo ngesikhathi esifanayo uyenqaba, bese uthola icala lesenzo sekilasi (ngokusobala ngokumelene nomzana womkhulu, unikezwe ukungaziwa komdali), bese... izinsiza! Iphinde ithole indumiso evela ku-75-90% wabahlanganyeli, nakuba ukuthuthukiswa kwephrojekthi kuye kwanciphisa ngokucacile. Okumangalisa kakhulu ukuthi wonke umuntu wayenjalo mayelana nokwenzeka kokuhlaselwa okunjalo, kodwa lokhu akuzange kukhathaze muntu: kuze kube manje ekuqulweni kwecala okunobulungisa nokungakhethi?
Ngakho-ke, angiyena umsekeli wokulungisiswa, kodwa inkundla, okungenani, igcwele ubuwula, i-simulacra namanye amathuluzi omqondo. Nokho, ngizophinde nginikeze amathuluzi okulungiselela:
Amathuluzi Okuqapha Nokuhlaziya
Kafushane, ngoba uhlu lungaqhutshwa isikhathi eside kakhulu. Ngithathe labo abangadingi ukukhangisa ngokuqinisekile:
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- isimo semakethe jikelele, amandla, njalonjalo.
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- akukho okungaphezu kwamandla: izinombolo ezomile (okungafanele zithembeke ngaphandle kokuhlolwa okwengeziwe).
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- okunye ukuqapha (kodwa-ke, kunenqwaba yakho yamapharamitha ahlukene: https://loanscan.io).
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- zingaki i-btc e... ether?
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- uma ungakezwa ngakho okwamanje , khona-ke isikhathi sesifikile nakanjani: qaphela kakhulu! (Okunye: ).
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- hhayi kahle nge-DeFi, kodwa insiza evumela (mina) ukuthi ngibheke imakethe kabanzi (uma uthanda, ngincoma ukuthi ubheke futhi : enye yezinkomba ezibaluleke kakhulu ze-DEX).
Ngeke ngifake ohlwini izingxoxo, ukubuyekezwa kwevidiyo nokunye okunjalo: lapha, Google. Amathrendi athi yonke into ihamba kahle noma kunjalo. Umthetho oyinhloko ungalokothi ukholelwe ezinombolweni eziphelele: ngemuva kokuhwebelana okuphakathi nendawo ku-cryptosphere kukhuphuke kusuka kumaphesenti angama-90 kuye kwangama-99, kungcono ukufunda yonke into ku-dynamics nezinkomba ezihambisanayo.
Isiqinisekiso esihle kakhulu salokhu igrafu elandelayo:
Kungani lesi sibonelo sibaluleke kangaka? Okokuqala, ngoba kunzima kakhulu ukuthola izinombolo eziqondile, ngisho nalezo ezihambisana nezinsiza ezahlukene. Okwesibili, izimali ezivinjiwe zingenye yezinkomba, futhi zingaqinisekiswa ngo-100% ngokuhlolwa okugcwele kwezinsizakalo, kodwa, njengoba kushiwo ngenhla, lokhu akwenziwa ezimweni eziningi. Okwesithathu, ngisho nokuvumela i-$ 15 engenangqondo ezindaweni ezigciniwe, sisazothola isigaba sokuqala sokuthuthuka, esibukeka simangalisa kuphela ngoba ngo-000-000. wonke umuntu ubengekho matasa ngokuhwebelana kwe-DEX, i-liquidity kanye nokwenza amathokheni kwezimpahla ze-crypto kanjalo.
Ngakho-ke, nansi enye igrafu, kodwa enezibalo ezilinganiselwe ezivela emithonjeni ehlukene:
Kodwa okungiphatha kabi kakhulu (futhi, kimi mathupha) ukuthi amaphrojekthi angu-99.(9)% ayizimpinda zezinhlelo ezihlukahlukene ezivela emhlabeni jikelele: imali mboleko kanye nokuboleka (nakuba ngokusemthethweni kulo mkhakha ziyinto efanayo) . Okusabisa kakhulu ukuthi abantu abangena emakethe yokuphuma kokunye bangapela leli gama ngendlela efanele ingxenye yesikhathi. Kepha ngisazozama ukwenza okuvamile, ngisuse ingxenye eyimfihlo futhi.
Izibikezelo zemakethe, noma imicabango ngokuzwakalayo
"Awukwazi ukwamukela ubukhulu," u-Kozma Prutkov ephindaphinda futhi ephindaphinda, ngakho-ke nansi imibono embalwa ongazama ukuyisebenzisa esicini esisebenzayo, ikakhulukazi njengoba izitayela eziqhubekayo zazicacile ngo-2017-2019. futhi manje sembulwa kuphela kulabo abangalandeli eduze imakethe:
Ama-derivatives mabi, kodwa ahlala - ukukhula okubonakalayo: Ngimelene nokuphinda izindaba ezimbi ngaphansi kwesoso ehlukile. I-Synthetix (noma i-Opyn, i-Aco, i-DYMMAX, i-Hegic, i-Opium, i-Pods) ingaba kabusha kwe-Binance's Bull & Bear, futhi ikusasa selivele lifakazele ukuthi liyingozi emakethe lapho kuhlala kunenqwaba yama-neophyte. Ngakho-ke ukulangazelela : ngakho-ke ama-stablecoins abukeka, hhayi iqiniso, kuyilapho ithonya lawo , kodwa ngomqondo ongokwengqondo, esikhundleni somqondo wezezimali (wezomnotho). Konke lokhu ndawonye (ukugxila emalini yemali, hhayi ukuqagela komkhiqizo (ithokheni); uthando lokuthula kwengqondo (stablecoins); ukuhlaselwa ngenxa yamamodeli angaqanjwanga kahle (izimayini ze-vampire nokunye)) kubangela reverse pyramid effect: ake sithi osonhlamvukazi bethokheni zingase zidlule kalula inkomba efanayo yedlozi, kodwa ngaphandle kwayo azisho lutho nhlobo; futhi lokhu kuyafaneleka ngoba yonke into iphindaphindwa ngokuhweba nge futhi ngisho nangaphezulu.
Ngalo mqondo, ingxube eqhumayo "CeFi + DeFi" (), ngisho nangaleso sikhathi . (isibonelo se-BSC, futhi, siyinkomba), okuthi, uma iphindaphindwa ngokuhlaselwa okuhlukahlukene (D/L) umndeni we-PoS, iveze lonke uchungechunge lokuncika okungekuhle. I-vampire efanayo I-liquidity ngokwayo iyisiphazamiso, kepha uma izinkinga zesistimu yokuphatha ziholela kulokhu (ake ngikukhumbuze futhi mayelana : uma namanje ungaqondi ukuthi kungani ), bese yonke into iphindaphindeka ngezikhonkwane zesilinganiso sokushintshaniswa (singacatshangelwa ku-Ampleforth, Soft Yearn (SYFI), Bull/Bear Binance), akusekho ukudideka, kodwa ukukhohlisa ngamabomu, okuyinhloko okuwukuthi i-STO ayisoze yaba. I-ICO, A , ukuze kuhlale kubukeka kuyinkinga, kuyilapho behola imali enhle impela (esinye isibonelo: ukungqubuzana phakathi kwe-Steem (Hive), umphakathi we-Steemit & Tron noma i-BTC-e kuyo yonke inkazimulo yayo kudala ngaphambi kwezenzakalo ezichazweyo).
Kungakhathaliseki ukuthi kwenzekani, i-DeFi ngomqondo oseduze nami, okungukuthi, njengesethi egcwele yamathuluzi ezezimali ahlukaniswe, kusukela ku-BTC elula kuya ezinhlelweni eziyinkimbinkimbi zesithembiso sedumela, kufanele ithuthuke. Futhi ngakho-ke kubalulekile ukuthi sekuyinto evamile. Kulokhu kuphela, inhlanganisela ye-DEX + DAO ngokusebenzisa i-Dapps yama-oda ahlukahlukene (kusuka kuziphequluli ze-Web 3.0 nama-wallet kuya kuma-ecosystem avaliwe) izodala amamodeli athakazelisa ngempela, asungulwe, futhi okubaluleke kakhulu, athembisayo. Okwamanje, ngibona kuphela umdlalo ngokuhaha, kanye nokusuka emgomeni omkhulu wenkululeko - .
Ngokwazi kahle isipiliyoni se-ICO, ngizophawula enye into futhi: “cishe ama-49% ezinkampani ezihola phambili zezezimali (i-DeFi) zitholakala e-United States. Le datha ishicilelwe abahlaziyi . Ezinkampanini ezingama-73 embonini ezilandelwa ochwepheshe, i-12% izinze e-UK, kanti enye i-10% iseSingapore. Okusho ukuthi, ezezimali ezimisiwe zisahlukaniswa ngamagama kuphela: empeleni, kuseyizinkampani/amafemu ajwayelekile, nakuba i-DAO iyithuluzi elihle kakhulu lokuzenzakalela futhi ifaneleka kangcono ukusabalalisa izabelo kunenkampani yesitoko esihlanganyelwe noma uhlobo oluthile lwe-LLC. Kodwa , bese kuba nabalawuli kwezinye izindawo: kungani "abahlanganyeli bemakethe" bakhohlwe ngalokhu, angazi.
Kodwa kungani lokhu kwenzeka ngempela?
Kulula: “Amaphrojekthi we-ecosystem ye-DeFi ayasebenza : izimakethe zokubikezela; izinhlangano ezizimele ezizimele (ama-DAO); ; Ukuphathwa kwempahla; okuphuma kokunye; umshwalense; abahlinzeki bokuhwebelana kanye nezimali; ama-stablecoins; amabhange kanye nezinkokhelo; ingqalasizinda; izimakethe; ithokheni ye-Bitcoin." Alikho igama mayelana namathokheni anjalo, nanoma yini ongayithola emhlabeni wezezimali zakudala. Lutho. Futhi nazi izigaba eziphezulu:
Ngakho-ke ukungabi nangqondo: masisebenzise inkomba elungisiwe yevolumu yemali evinjiwe (i-Adjusted TVL) noma amathokheni angabonakali (NFTs) abonakala ekhangayo (bona isipiliyoni se-WAX noma i-Dapper Labs ngoDkt Seuss), kodwa konke lokhu akwenzi. shintsha into esemqoka - i-paradigm yokucabanga. Ukuqagela akulethi lutho emakethe, ngiphinda okwesine eminyakeni emine.
Esikhundleni isiphetho
Indlela engizizwa ngayo ngeDeFi esesimweni sayo samanje yilokhu okulandelayo: Ngize ekhonsathini ukuze ngilalele umculo engiwuthandayo, kodwa badlalele wena into ehluke ngokuphelele: esikhundleni sesu likaRachmaninov nokudlala kahle kwe-orchestra, bekune-jazz engafanele. yabaculi bendawo, okuthi ngenxa yesizathu esithile bacabangele okusha, nakuba konke okufanayo kwabhalwa emuva ngawo-1940, ekamelweni elishunqayo kanye nodoti omubi, okuthi ngesizathu esithile kuthiwe ukudla lapha, futhi kufanele ukhokhe amanani amathathu kukho konke. ! Mhlawumbe sidinga ihholo elihlukile, abaculi, hhayi indaba yemizwa nhlobo? Mhlawumbe yingakho ngizamile ukuba nomgomo futhi ngethule nje kuphela lokho okukubi ngokusobala, kodwa nalokho okungase okungenani kuqale ukucutshungulwa.
Noma kunjalo, okwashiwo : uma ngawe, njengami, i-p2p imayelana nobulungisa (ukusabalalisa), ukulingana (izimo zokuqala) nokubambisana (ngokuziphendukela kwemvelo), imodeli ekhona ye-DeFi iphikisana ngokucacile kokubili okushiwo ku-Bitcoin genesis block kanye nalokho okushiwo ngalokho U-Assange nalabo abenze okwanele ekuthuthukisweni kwe-cryptocurrencies kanye ne-blockchain babhale ukuthi bazwakale. Kodwa-ke, wonke umuntu ukhululekile ukucabanga ukuthi i-DeFi injalo , okusho ukuthi isivele iphula ama-stereotypes, uhlelo, njll.: emva kwakho konke, ekugcineni, kungani kungafanele ngijabule? Ingxenye ye-DEX, njengoba kuthanda, abazalwane abaphakathi nendawo; inani labasebenzisi be-cryptocurrencies kanye nezinsiza ze-DeFi ngokwabo likhula (nakuba okwamanje sikhuluma ngamashumi ezinkulungwane esimweni sokugcina, kodwa lokhu kakade ubukhulu bedolobha elincane); isheshisa inguqulo 2.0 nokunye, nokunye, nokunye. Kodwa konke kufana nehlaya mayelana nezinkezo, lapho zitholakala khona, kodwa i-sediment yahlala: kungenzeka yini ukuthi ungaxoxi nhlobo ngalesi sihloko? Yebo, kodwa-ke inethiwekhi izogcwaliswa ngezindumiso eziqhubekayo ngaphambi nokunye ukusakazwa okungapheli kwezikhalazo ngemuva: okuxwayisiwe kuhlonywe ngaphambili, nakuba kuhlakaniphe. Impela lokhu - umgomo: suka ku-hype uye ezinombolweni, amaqiniso nezibikezelo ezisekelwe kuzo, futhi ungakhulumi nge-Bitcoin nge-$ 100 noma ukungabi nalutho kwakho konke lokhu (umugqa walabo abafunda kusukela ekugcineni).
Ungaya kuphi?
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okufanayo , okufanele ukufundwa uma ufuna ukuqonda kancane: Ngicabanga ukuthi ulimi lwesiNgisi aluzange lube yinkinga isikhathi eside, okungenani i-deepl izokwenza umsebenzi wayo.
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Njengenjwayelo, i-Twitter iyinqolobane yolwazi embonini ye-crypto: nansi , kodwa kukhona okuningi ngenhla, futhi ukusesha okulula usebenzisa ama-hashtag kuzonikeza okungaphezu kokuhlaziya okuyinkimbinkimbi ezinjini zokusesha zolimi lwesiRashiya.
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Kodwa kungcono : Ngesizathu esithile, abaningi baye balahlekelwa umbono wabo, kodwa kunezinto eziningi ezibalulekile nezithakazelisayo lapho.
Kuze kube yileso sikhathi - ngizokubona!
PS
Angizange ngikhulume ngengozi yama-oracles, kanye nokuhlaselwa okuyinkimbinkimbi nokunye okuningi, kuhlanganise nezindlela ezingezona ezincane zokuvula ukuhlaziya idatha, ngakho-ke uma umphakathi wakwaHabr ubonisa isithakazelo, ngizojabula ukuqhubeka: ikakhulukazi kusukela ku-2018 yenhlekelele. -2022 ayikakapheli, okusho ukuthi abakhwabanisi bazodoba izimali, abathuthukisi bazobheka amaphrojekthi, osomabhizinisi bazoza nawo: nakuba lezi zinsuku zingakaxhunywanga nganoma iyiphi indlela nale yokugcina, kodwa owokuqala usabusa i-roost. ...
Kubo bonke abakholelwa ukuthi lesi sihloko kufanele sizinikele ekuphenduleni umbuzo wokuthi yini i-DeFi - bheka isigaba sokuqala ngemva kwezingcaphuno.
I-UPD. Ngifisa sengathi ngiyazi intengo ... yaphuma ngemva kokushicilelwa kwesihloko sami, kodwa : uhlobo lwempendulo evela emabhange ukuya ku-DeFi.
Source: www.habr.com