Njengoba ubuzwe bezomnotho buthandwa kakhulu, abadlali abasha bangena emakethe yamapasi egolide. Lokhu kuvuselela ukuncintisana futhi kwandisa izinhlobonhlobo. Yini ongakhetha kuyo manje? Ake sizame ukukuqonda.
Lena ingxenye yesibili yochungechunge olunezingxenye ezintathu olwakhelwe njengomhlahlandlela ophelele wabantu baseRussia, abaseBelarus kanye nabase-Ukraine abangathanda ukuthola ubuzwe bezomnotho. :
- Buyini ubuzwe bezomnotho?
- Unganquma kanjani ukuthi izwe linikeza ubuzwe ngokutshalwa kwezimali?
- Iphasiphothi yesibili imnikani umtshalizimali?
- Ubuzwe ngokutshalwa kwezimali akufanele kudidaniswe nalokhu...
- Ngingabutholaphi ubuzwe ngemali?
Kulokhu kuzokwenziwa imisebenzi elandelayo:
- Ngingabutholaphi ubuzwe ngemali?
- Ungalithola kanjani ilungelo lokuba yisakhamuzi sezomnotho?
Ngingabutholaphi ubuzwe ngemali?
Ubuzwe ngezinhlelo zokutshala imali bufika futhi buhambe njalo. Kodwa kukhona okubili okuhlukile. Lesi, okokuqala, isikimu esinjalo esidala kakhulu, ebesisebenza e-St. Kitts nase-Nevis iminyaka engaphezu kwamashumi amathathu nesigamu futhi sisasebenza ngaphandle kokuphazamiseka. Okwesibili, uhlelo lwe-Dominica, oselukhona isikhathi esingaphezu kwengxenye yesine yekhulunyaka.
Zonke ezinye izinhlelo zingaphansi kweminyaka eyishumi. Sekushiwo lokho, amazwe amaningi afikile futhi aphuma emakethe yamaphasiphothi abatshalizimali kule minyaka engamashumi amabili edlule, okuhlanganisa neziqhingi zaseComoros (engasenaso isipho esitholakalayo) kanye neGrenada (eyethula kabusha uhlelo lwayo ngo-2013 ngemva kokumiswa kweminyaka engaphezu kweshumi. ). Amanye amazwe, anjengeMontenegro neTurkey, asanda kungena emakethe okukhulunywa ngayo.
Abanye, njengeCyprus, banomkhawulo enanini lezicelo abazicubungulayo unyaka ngamunye. Kunezinhlelo ezibhekene nokuphikiswa kwezombusazwe, njengohlelo lwaseMoldova, ukwamukelwa kwezicelo okwamiswa okwesikhashana ngaphansi kwengxenye yesibili ka-2020, kwabe selunqanyulwa ngokuphelele uhlelo.
Okubalulekile wukuthi akukho okungapheli kule mboni. Kodwa, uma sithatha iziphakamiso zamanje, zibukeka kanjena:
Ukuba yisakhamuzi saseMalta ngokutshala imali
- Isikhathi sokucubungula iphasiphothi: ngaphezu kwezinyanga eziyi-12 (unyaka owodwa njengomhlali)
- Ubuncane bokutshalwa kwezimali: β¬ 880 (inani livumeleke kuze kube ngu-Okthoba 000)
- Izinketho zezimali: imodeli eyingxube edinga umnikelo kanye nokutshalwa kwezimali kumabhondi + izindlu zokuhlala (izindlu zingaqashwa)
- Ukufinyelela mahhala kwe-Visa ezindaweni okuyiwa kuzo ezingaphezu kweshumi nambili, kuhlanganisa ne-USA
- Iphasipoti engcono kakhulu yokuhamba kwamahhala kwe-visa emhlabeni wonke kanye nokuba yisakhamuzi sase-EU esithengeka kakhulu ngokutshalwa kwezimali
I-Cyprus Citizenship by Investment
- Isikhathi sokucubungula iphasiphothi: izinyanga ezingu-7-8
- Ubuncane bokutshalwa kwezimali: β¬ 2
- Izinketho zezimali: imodeli eyi-hybrid edinga umnikelo kanye nokutshalwa kwezimali ku-real estate noma ibhizinisi
- Ukufinyelela mahhala kwe-Visa ezindaweni okuyiwa kuzo ezingaphezu kwezingu-17 kanye nelungelo lokuhamba ngaphandle kwezihibe phakathi kwe-EU (kungase kunikeze ukungena mahhala kwe-visa e-US maduze nje)
- Ipasipoti yabatshalizimali eshesha kakhulu e-EU
Ubuzwe baseMontenegro ngokutshala imali
- Isikhathi sokucubungula iphasiphothi: izinyanga ezingu-3-6
- Ubuncane bokutshalwa kwezimali: $350
- Izinketho zezimali: ukutshalwa kwezimali kwebhizinisi noma imodeli eyingxube edinga umnikelo kanye nokutshalwa kwezindlu
- Ukufinyelela mahhala kwe-Visa ezindaweni okuyiwa kuzo ezingaphezu kweshumi nambili, okuhlanganisa nezifunda ze-Schengen
- Ipasipoti engcono kakhulu yokuhlala eYurophu
ICommonwealth of Dominica Citizenship by Investment
- Isikhathi sokucubungula iphasiphothi: izinyanga ezi-3-4
- Ubuncane bokutshalwa kwezimali: $100
- Izinketho zezimali: umnikelo, izindlu
- Ukufinyelela kwamahhala kwe-Visa ezindaweni eziyi-139, kufaka phakathi izifunda ze-Schengen
- Iphasiphothi engcono kakhulu yabenzi bezicelo abangabodwa
I-Saint Lucia Citizenship by Investment
- Isikhathi sokucubungula iphasiphothi: izinyanga ezi-3-4
- Ubuncane bokutshalwa kwezimali: $100
- Izinketho zezimali: umnikelo, izindlu, amabhondi noma iphrojekthi yebhizinisi
- Ukufinyelela kwamahhala kwe-Visa ezifundazweni eziyi-145, kufaka phakathi izindawo ezingamalungu e-Schengen
- Ipasipoti ethengeka kakhulu yabantu abangashadile kanye nokuba yisakhamuzi esishibhe kakhulu sokutshala imali ekuthengeni amabhondi kahulumeni
I-Antigua ne-Barbuda Ubuzwe ngokutshalwa kwezimali
- Isikhathi sokucubungula iphasiphothi: izinyanga ezi-3-4
- Ubuncane bokutshalwa kwezimali: $130
- Izinketho zezimali: umnikelo, izindlu noma ibhizinisi
- Ukufinyelela mahhala kwe-Visa ezindaweni eziyikhulu nengxenye, okuhlanganisa izifunda ze-Schengen
- Iphasipoti engcono kakhulu yomndeni kanye nokwehliswa kwentela (ayikho i-PFDL yabahlali bezimali ezweni)
Ukuba yisakhamuzi saseSaint Kitts naseNevis ngokutshalwa kwezimali
- Isikhathi sokucubungula iphasiphothi: izinyanga ezi-1,5-4
- Ubuncane bokutshalwa kwezimali: $150
- Izinketho zezimali: umnikelo noma izindlu
- Ukufinyelela kwamahhala kwe-Visa emazweni ayikhulu nesigamu, okuhlanganisa nezifunda ze-Schengen
- Iphasiphothi Engcono Kakhulu Yokonga Intela (i-St. Kitts ne-Nevis ayinayo i-NDFL yezakhamuzi zezezimali) kanye nendlela esheshayo yokuthola ipasipoti yesibili
Ubuzwe baseGrenada ngotshalomali
- Isikhathi sokucubungula iphasiphothi: izinyanga ezingu-3-6
- Ubuncane bokutshalwa kwezimali: $150
- Izinketho zezimali: umnikelo noma izindlu
- Ukufinyelela mahhala kwe-Visa emazweni angaphezu kweshumi nane, okuhlanganisa i-China ne-Schengen
- Ukufinyelela ku-visa ye-E-2 eya e-United States of America
I-Vanuatu Citizenship by Investment
- Isikhathi sokucubungula iphasiphothi: izinyanga ezi-1,5-3
- Ubuncane bokutshalwa kwezimali: $145
- Izinketho zezimali: umnikelo
- Ukufinyelela mahhala kwe-Visa emazweni angu-125, kuhlanganise nezifunda ze-Schengen
- Indlela eshesha kakhulu yokuthola ipasipoti yesibili, izidingo ezikhululekile zabafundi
Ubuzwe baseTurkey ngokutshalwa kwezimali
- Isikhathi sokucubungula iphasiphothi: izinyanga ezi-2-4
- Ubuncane bokutshalwa kwezimali: $250
- Izinketho zezimali: izindlu ezithengiswayo, idiphozithi yasebhange, ukutshalwa kwezimali kumasheya noma ibhizinisi (ukuqasha izakhamuzi zendawo)
- Ukufinyelela mahhala kwe-Visa ezindaweni ezingaphezu kwekhulu
- Iphasiphothi Engcono Kakhulu yabatshali bezindlu kanye nokufinyelela kwe-E-2 Visa e-United States of America
Ungalithola kanjani ilungelo lokuba yisakhamuzi sezomnotho?
Njengoba kuphawuliwe esihlokweni esandulele, abanye ohulumeni banikeza ilungelo lokuba isakhamuzi ngokutshalwa kwezimali ngoba bebheka umnikelo onjalo ekuthuthukisweni komnotho wezifunda zabo njengesenzo esinikeza owesinye isizwe ilungelo lokuthola ama-passports. Zombili izinhlangothi zingakwazi futhi kufanele zizuze kulokho okwenziwayo.
Udinga ipasipoti yesibili ukuze wakhe ku-Plan B yakho, wandise inkululeko yakho yokuhamba, uthole amakhono angcono okuhlela intela, futhi ujabulele ezinye izinzuzo eziningi.
Ohulumeni badinga ukutshalwa kwezimali okuqondile kwamanye amazwe ukuze bavuse umnothoβkungaba ngokutshalwa kwezimali emakethe yezindlu, ukuthuthukiswa kwamabhizinisi endawo nokuqashwa, noma ukuthengwa kwamabhondi kahulumeni, imali etholwayo engaqondiswa kabusha kumaphrojekthi amaningi aqondene nohulumeni.
Kuye ngezwe kanye nezidingo zalo ezithile ngaleso sikhathi, umuntu ozongenela ukhetho lokuba yisakhamuzi esingokomnotho uzonikezwa izinketho eziningana ongakhetha kuzo. Nazi izinhlobo ezivame kakhulu zokutshalwa kwezimali ezizokuvumela ukuthi uthole ubuzwe ngemali kwesinye isifunda:
1. Umnikelo
Indlela ewubala kakhulu yokuthola ubuzwe ngemali ukwenza umnikelo. Amanani omnikelo aqala ku-$100 ezindaweni ezimbalwa ze-Caribbean futhi akhuphukela ku-β¬000 eMalta. Wenza umnikelo bese izikhulu zikunikeza ipasipoti yesibili esemthethweni. Ngeke uyithole le mali.
Iminikelo iqoqwa esikhwameni esikhethekile, imali esetshenziselwa ukufeza izinhloso ezahlukene zikahulumeni. Ngokwesibonelo, iDominica isebenzisa imali enjalo ukuze yakhele abampofu izindlu.
Ukunikela ngokuvamile kuyindlela eshibhile futhi elula yokuthola ubuzwe bemali, njengoba ngeke kudingeke ubhekane nenkinga yokuthengisa izimpahla ezitshaliwe kamuva.
Yebo, ungase ucabange ukuthi kuwukumosha imali. Kodwa uma ungakwazi ukonga izigidi zamaRandi ezintela ngokuthola ipasipoti ethile, khona-ke ubani onendaba nokuchitha i-$ 100 "ethobekile"? Uma ukwazi ukuya e-China nepasipoti entsha futhi wandise ibhizinisi lakho lapho, ukhuphule kakhulu inzuzo yakho, cabanga leyo $000 njengotshalomali ebhizinisini lakho.
2. Ukutshala izimali ezithengiswayo
Cishe bonke ubuzwe by izinhlelo utshalomali, ngaphandle Turkey, Malta futhi Cyprus, zidinga abantu abafisa ukuthola ubuzwe ngokusebenzisa ingcebo ukuthenga kuphela izimpahla pre-egunyazwe uhulumeni.
Lokhu kuvame ukusho amanani entengo akhuphukayo ngenxa yokutholakala okuqinile kanye nobunzima bokuphuma ekutshalweni kwezimali. Ngaphezu kwalokho, esimweni sezinhlelo eziningi zaseCaribbean, lapho ufaka isicelo sokuba yisakhamuzi sezindlu ezithengiswayo, awukwazi ukuthola i-villa ethile noma ifulethi, kodwa isabelo kuzo.
Kukhona omunye umbuzo obalulekile: uma unquma ukuthenga ubuzwe nge-real estate, uzokwenzani ngakho? Ikakhulukazi uma sikhuluma ngendawo ethengiswayo esiqhingini esishisayo, lapho imakethe ingaqinile ngokwanele ukuze umtshali-zimali athengise kalula impahla okukhulunywa ngayo. Indlela ephumelela kakhulu yokuthengisa kabusha kungenzeka kube ukuthola umthengi omusha phakathi kwalabo abathola ubuzwe bendawo.
Ngakolunye uhlangothi, ungathenga cishe noma iyiphi impahla eTurkey, futhi uma inani lokutshalwa kwezimali lihlangabezana nezidingo ezisemthethweni, uzovunyelwa ukuthi ufune ubuzwe baseTurkey. Futhi njengoba impahla kungadingeki ukuthi igunyazwe kusengaphambili uhulumeni, intengo yayo ngeke ikhushulwe.
3. Imodeli yeHybrid
Kwamanye amazwe, izikhulu zithanda ukwenza izinto zibe nzima futhi zifune ukuthi abafake izicelo benze izinhlobo ezimbalwa zokutshalwa kwezimali kanye noxhaso ukuze bathole ubuzwe. Izinhlelo eziningi ezixubile zingatholakala eYurophu.
Isibonelo, i-Malta idinga ukuthi abafake izicelo benze umnikelo obalulekile, bathenge amabhondi kahulumeni, bathenge noma baqashe indlu, futhi bahlale beyisakhamuzi sezwe okungenani unyaka ukuze kusungulwe "ukuxhumana kwangempela" nayo.
Lokhu, yiqiniso, kungenxa yokuthi iMalta iyingxenye ye-EU. Lesi simo senza ipasipoti yakhe ibaluleke kakhulu kunemibhalo yakhe yaseCaribbean. Ngesikhathi esifanayo, labo abafisa ukukhipha idokhumenti enjalo yaseMalta bangaphansi kokulawulwa okuqinile.
E-Saint Lucia, akekho onendaba ukuthi unalokho βkuxhumana okuyiqinisoβ nezwe. Bazokwamukela umnikelo wakho futhi ungakwazi ukuqedela inqubo. Yebo, iphasiphothi yaseSaint Lucian ayihloniphekile futhi ayibalulekile kubahambi abafanayo nabaseMalta. Kodwa ungakwazi njalo ukuyekethisa.
Phakathi kwama-hybrid kukhona isiphakamiso esivela eCyprus, esidinga kokubili ukutshalwa kwezimali ezindlini ezithengiswayo kanye nomnikelo oyimpoqo ezimalini zomphakathi. Ungakhumbula futhi ukunikezwa kweMontenegro (okusha emakethe yamaphasiphothi egolide), okudinga futhi kokubili umnikelo kanye nokuthengwa kwezindlu ezithengiswayo ezigunyazwe ngaphambilini.
4. Amabhange, amabhondi kanye nebhizinisi
Eminyakeni yamuva nje, ohulumeni baye baba nobuhlakani obuningi ekunikezeni izinketho kubatshalizimali abanentshisekelo yokuba yisakhamuzi. ETurkey, isibonelo, esikhundleni sokutshala imali engu-$250 ku-real estate, ungafaka futhi u-$000 ku-akhawunti nebhange elilodwa noma ngaphezulu iminyaka emithathu futhi usafaneleka ukuba yisakhamuzi. Kungenjalo, ungavula/uthenge ibhizinisi futhi uqashe abantu baseTurkey abangama-500 futhi uthole ubuzwe ngendlela efanayo.
Kokubili i-Antigua ne-St. Lucia, kungenzeka ukuthi utshale imali enkampanini yendawo futhi ufanelekele ukuba yisakhamuzi. E-Antigua uzodinga ukutshala imali engu-$400 kanye nezinkokhelo (eziphakeme kakhulu kunomnikelo oyisicaba ka-$000), futhi e-St. Lucia uzodinga ukutshala isigidi esingu-$100 futhi udale imisebenzi ethile.
Ekugcineni, e-St. Lucia nase-Malta, ungathenga amabhondi kahulumeni angenayo inzalo futhi uwabambe isikhathi esithile ukuze ufanelekele ukuthola ipasipoti. E-Malta, ukutshalwa kwezimali kumabhondi kungenye yezidingo eziningi ngaphansi kwenketho ye-hybrid. E-St. Lucia, ingenye yezinketho ezine ezihlukene.
Ukuze uqhubeke. Uma uzithandile izingxenye XNUMX no-XNUMX zalo mhlahlandlela, hlala ubukele. Ingxenye yesithathu neyokugcina izobheka ubuzwe ngokutshalwa kwezimali ngokombono wehhovisi (inqubo). Uzofunda futhi ukuthi ubani okufanele athole ubuzwe ngemali nokuthi ungakhetha kanjani ukuba yisakhamuzi esingcono kakhulu sezomnotho.
Usenemibuzo? Babuze kumazwana!
Source: www.habr.com