Kukhona isayithi ebizwa nge-Hire2Hack, futhi eyamukela izicelo "zokuthola" amaphasiwedi. Lapha izindleko zesevisi ziqala kusuka ku-$150. Okunye angikwazi kodwa kumele ubanikeze ulwazi ngawe ngoba uzobakhokhela. Ukuze ubhalise, udinga ukunikeza igama lomsebenzisi, i-imeyili, iphasiwedi, njalonjalo. Okuhlekisayo ukuthi baze bamukele ukudluliselwa kweWestern Union.
Kubalulekile ukuqaphela ukuthi amagama abasebenzisi awulwazi olubaluleke kakhulu, ikakhulukazi uma ehlotshaniswa nekheli le-imeyili. Ngitshele, yimuphi kini obonisa igama lakho langempela lapho ubhalisa ibhokisi leposi? Akekho, kumnandi lokhu!
Ngakho-ke, amakheli e-imeyili awulwazi olubalulekile, ikakhulukazi uma uthenga ku-inthanethi noma ufuna ukulandelela ukushaya kowakwakho kusayithi lokuqomisana. Uma ungumthengisi, ungasebenzisa amakheli e-imeyili ukuze uhlole ukuthi yimaphi amakhasimende akho noma ababhalisile okwamanje abasebenzisa izinsiza zanoma iziphi izimbangi zakho.
Ngakho-ke, abahlaseli bobugebengu bokweba imininingwane ebucayi bakhokha imali enkulu ngamakheli wangempela wabasebenzisi. Ukwengeza, basebenzisa iphasiwedi kanye nokungena ngemvume windows ukuze babambe amakheli e-imeyili avumelekile besebenzisa ukuhlasela okusekelwe esikhathini. Izingosi eziningi ezinkulu ze-e-commerce kanye nezokuxhumana zicubungula ukwebiwa kwamakheli e-imeyili avumelekile njengenkinga engabangela umonakalo omkhulu njengoba kushicilelwe izifundo ezithakazelisayo kule ndawo. Ngakho-ke kufanele silwe ngezindlela ezimbili - ngokumelene nokuhlaselwa kwesikhathi kanye nokuvuza kolwazi lwalolu hlobo.
Sishintsha amakhuphoni e-elekthronikhi abe yimali
UJeremy Grossman: Ngakho-ke, sibheke izindlela ezintathu zokukhwabanisa ku-inthanethi futhi manje senyusa izinga. Indlela elandelayo ukwenza ama-eCoupons abe yimali. Lawa makhuphoni asetshenziselwa ukuthenga ku-inthanethi. Ikhasimende lifaka i-ID yalo ehlukile futhi isaphulelo sisetshenziswa ekuthengeni kwalo. Abathengisi abakhulu be-inthanethi banikeza izinhlelo zesaphulelo kumakhasimende, ezisekelwe yi-AmEx.
Abaningi benu bayazi ukuthi amakhuphoni ahlinzeka ngezaphulelo ezisukela kokumbalwa kuya kumakhulu ambalwa amadola futhi eza ne-ID enezinhlamvu eziyi-16. Lezi zinombolo zimile kakhulu futhi ngokuvamile zivela ngokulandelana. Ekuqaleni, isigqebhezana esisodwa kuphela esivunyelwe i-oda ngalinye, kodwa-ke, njengoba uhlelo lukhula ekuthandeni, le mingcele yasuswa, futhi manje amakhuphoni angaphezu kuka-3 angasetshenziswa nge-oda elilodwa.
Othile wenze iskripthi esizama ukuhlonza izinkulungwane zamakhuphoni esaphulelo angaba khona avumelekile. Abathengisi bayazi ngama-oda abiza ngaphezu kwezinkulungwane ezingama-50 zamadola, ayekhokhelwa ngamakhuphoni angama-200 noma ngaphezulu esikhundleni semali. Vuma, lesi isipho esihle sikaKhisimusi!
Inkinga ayizange ibonakale isikhathi eside ngoba uhlelo lusebenze kahle, wonke umuntu wasebenzisa amakhuphoni futhi wonke umuntu wayejabule. Lokhu kwaqhubeka kwaze kwaba yilapho isistimu yokuhlela umthwalo wohlelo ithola ukwenyuka ngo-90% komthwalo wokucubungula kuyilapho abantu beskrola izinombolo zikamazisi, bekhetha lezo ezinikeza isaphulelo.
Abadayisi bacele abe-FBI ukuthi baphenye ngaleli cala ngoba basola ukuthi kukhona okushaya amanzi. Kodwa inkinga yayiwukuthi lezi zimpahla zazithunyelwa ekhelini elingekho, futhi lokhu kwabadidayo. Kuvele ukuthi umhlaseli ungene uzungu nenkonzo yokulethwa, "ebambe" izimpahla kusengaphambili.
Okujabulisayo ngaleli cala ukuthi amakhuphoni awawona imali, angamathuluzi okuthengisa kuphela. Kodwa-ke, amaphutha engqondo yebhizinisi aholela esidingweni sokubandakanya i-Secret Service, nayo eyayibhekene namaqiniso okukhwabanisa yinkonzo yokulethwa, eyayisebenzisa uhlelo ngokuvuna kwayo.
Ukuthola imali ngama-akhawunti omgunyathi
I-Trey Ford: lena enye yezindaba engizikhonzile. "Impilo Yangempela: Ukugebenga Indawo Yehhovisi." Ngicabanga ukuthi uke wayibona i-movie emayelana nezigebengu ze-"Office Space". Masiyiqonde le nqubo. Bangaki kini abasebenzise ukubhanga ku-inthanethi?
Kuhle, wonke umuntu wavuma ukuthi wayisebenzisa. Into eyodwa ethokozisayo yikhono lokukhokha izikweletu ku-inthanethi nge-ACH. I-ACH "I-Automated Clearing House" isebenza kanje. Ake sithi ngifuna ukuthenga imoto kuJeremy futhi ngizodlulisela imali ngokuqondile isuka ku-akhawunti yami iye ku-akhawunti yakhe. Ngaphambi kokuthi ngenze inkokhelo enkulu, isikhungo sami sezezimali sidinga ukwenza isiqiniseko sokuthi konke kuhamba ngohlelo. Ngakho-ke, okokuqala uhlelo ludlulisela inani elincane, lisuka kumasenti ambalwa liye kumadola angu-2, ukuze liqinisekise ukuthi ama-akhawunti ezezimali namakheli omzila wezinhlangothi ahlelekile futhi iklayenti liyitholile imali. Uma sebenelisekile ukuthi lokhu kudlulisa kuqedwe ngendlela efanele, basuke sebelungele ukudlulisela inkokhelo ephelele. Singaphikisana ngokuthi lokhu kusemthethweni, noma ngabe kuyahambisana nemibandela yesivumelwano somsebenzisi, kodwa ngitshele, bangaki kini abane-akhawunti ye-PayPal? Bangaki abantu abanama-ID e-PayPal amaningi? Lokhu kungenzeka kusemthethweni ngokuphelele futhi kuthobela Imigomo Nemibandela.
Manje ake ucabange ukuthi lo mshini ungasetshenziswa ukuzuza imali eningi. Sikhuluma ngokusebenzisa umphumela wokudala, ake sithi, ama-akhawunti anjalo ayizinkulungwane ezingu-80 ngokusetha iskripthi esilula. Into kuphela okudingeka uyinake ukuthi siqale indaba yethu ngokusebenzisa i-proxy yendawo, iskripthi se-RSnake, elinye ithuluzi lokugenca okufanele lisisize senze imali, kodwa manje sizobuya futhi sibonise indlela yokwenza ukugebenga kube lula kakhulu. , ukuze ukwazi ukusebenzisa isiphequluli esisodwa kuphela ukuzuza imali.
Lokhu kuhlasela kungokomuntu ngokwemvelo. UMichael Largent, 22, waseCalifornia, wasebenzisa umbhalo olula ukudala ama-akhawunti womgunyathi angu-58. Wawavula ezinhlelweni zeSchwab, i-eTrade nezinye, enikeza amagama abalingiswa bopopayi kubasebenzisi mbumbulu bala akhawunti.
Kulawa ma-akhawunti, usebenzise kuphela ukudluliswa kokuqinisekisa kwe-ACH, ngaphandle kokudlulisa imali ngokugcwele. Kodwa wayene-akhawunti ehlanganyelwe lapho zonke lezi zimali zokuqinisekisa zingena khona, wabe esezidlulisela kuye. Kuzwakala kukuhle - akusiyo imali eningi, kodwa isiyonke kumlethele iholo eliningi kakhulu. Wayenza kanjalo imali, elandela umbono wefilimu ethi Office Space. Okuthakazelisayo ukuthi akukho emthethweni lapha - uvele waqoqa zonke lezi zimali ezincane, kodwa wakwenza ngokushesha okukhulu.
Uthole u-$8225 ohlelweni lwe-Google Checkout, kanye nomunye u-$50225 kumasistimu e-eTrade ne-Schwab. Wabe eseyikhipha le mali ekhadini lokuthenga ngesikweleti futhi wayikhwabanisa. Lapho ibhange lithola ukuthi zonke lezi zinkulungwane zama-akhawunti ezomuntu oyedwa, izisebenzi zasebhange zambiza zambuza ukuthi kungani enze lokhu, ingabe aliqondi ukuthi untshontsha imali? UMichael waphendula ngokuthi wayengaqondi futhi wayengazi ukuthi wenza into engekho emthethweni.
Lena indlela enhle kakhulu yokwakha ubudlelwano obusha nabantu BeSecret Service abakulandelayo futhi abafuna ukwazi okuningi ngangokunokwenzeka ngawe. Ngiyaphinda futhi - into ehlekisayo ngalolu hlelo ukuthi kwakungekho emthethweni lapha. Waboshwa ngaphansi kwePatriot Act. Ubani owaziyo ukuthi yini iPatriot Act?
Kunjalo, lo umthetho owandisa amandla ezinsiza zezobunhloli emkhakheni wokulwa nobuphekula. Le nsizwa yasebenzisa amagama epopayi kanye namahlaya, ngakho-ke bakwazile ukumhlukumeza ngokusebenzisa amagama omgunyathi. Ngakho labo abakhona abasebenzisa amagama aqanjiwe emabhokisini abo eposi kufanele baqaphele - lokhu kungase kubhekwe njengokungekho emthethweni!
Icala le-Secret Service lisekelwe emacaleni amane: ukukhwabanisa kwekhompyutha, ukukhwabanisa kwe-intanethi nokukhwabanisa kweposi, kodwa isenzo sokuthola imali sitholakale sisemthethweni ngokuphelele, ngoba wasebenzisa i-akhawunti yangempela. Angikwazi ukusho ukuthi kwenziwa ngendlela efanele noma cha, ngokwezimiso zokuziphatha noma cha, kodwa ngokuyisisekelo yonke into eyenziwa nguMichael yayihambisana neMigomo nemibandela ebhalwe kumawebhusayithi, ngakho-ke mhlawumbe kwakuyisici esengeziwe.
Ukugebenga amabhange nge-ASP
UJeremy Grossman: uyazi, ngihamba kakhulu futhi ngihlangana nabantu abanolwazi lwezobuchwepheshe noma, ngokuphambene nalokho, abangenalo nhlobo ulwazi lwezobuchwepheshe. Futhi uma sikhuluma ngempilo, babuza ukuthi ngisebenzaphi. Uma ngiphendula ukuthi ngenza i-information security, bayabuza ukuthi kuyini lokho. Ngiyachaza, bese bethi: “oh, ukuze ukwazi ukugebenga ibhange”!
Ngakho-ke, lapho uqala ukuchaza ukuthi ibhange lingagetshengwa kanjani, ukhuluma ngokugebenga ngabahlinzeki bezicelo zezezimali ze-ASP. Abahlinzeki Besevisi Yezicelo yizinkampani eziqashisa isofthiwe yazo nehardware kumakhasimende abo - amabhange, izinyunyana zezikweletu, nezinye izinkampani zezezimali.
Izinsizakalo zabo zisetshenziswa amabhange amancane nezinkampani ezifanayo ezingenanzuzo yazo ngokwezezimali ukuba nesoftware yazo kanye nehardware. Ngakho-ke baqasha umthamo we-ASP, bebakhokhela nyanga zonke noma ngonyaka.
Ama-ASP athola ukunakwa okukhulu kubaduni ngoba esikhundleni sokugebenga ibhange elilodwa, bangagebenga amabhange angama-600 noma inkulungwane ngesikhathi esisodwa. Ngakho-ke ama-ASP ethula okuhlosiwe okuthakazelisa kakhulu kubantu ababi.
Ngakho-ke, izinkampani ze-ASP zinikeza inqwaba yamabhange ngokusekelwe kumingcele emithathu ebalulekile yama-URL: i-ID yeklayenti client_ID, i-ID yasebhange bank_ID kanye ne-akhawunti ID acct_ID. Iklayenti ngalinye le-ASP linesihlonzi salo esihlukile, esingasetshenziswa kuwo wonke amasayithi amabhange amaningi. Ibhange ngalinye lingaba nanoma iyiphi inombolo yama-akhawunti omsebenzisi wohlelo ngalunye lwezezimali - isistimu yokonga, uhlelo lokuqinisekisa i-akhawunti, uhlelo lokukhokha, njll., futhi uhlelo lwezezimali ngalunye lunomazisi walo. Ngaphezu kwalokho, i-akhawunti yeklayenti ngayinye kulolu hlelo lokusebenza nayo inomazisi wayo. Ngakho sinezinhlelo ze-akhawunti ezintathu.
Ngakho singawagenca kanjani amabhange angama-600 ngesikhathi esisodwa? Okokuqala sibheka ekugcineni kochungechunge lwe-URL kanje: bese sizame ukufaka esikhundleni se-acct_id inani elingu-#X, ngemva kwalokho sithola umlayezo wephutha omkhulu, obomvu nokuqukethwe okulandelayo: “I-akhawunti engu-#X eyeBhange #Y” (i-akhawunti engu-#X ingeyebhange elingu-#Y). Okulandelayo, sithatha i-bank_id, siyishintshe esipheqululini ibe ngu-#Y futhi sithole umlayezo: “Ibhange elingu-#Y ngeleKlayenti #Z” (ibhange elithi #Y lingeleklayenti elingu-#Z).
Ekugcineni, sithatha i-client_id, siyinikeze u-#Z - futhi yilokho nje, singena ku-akhawunti ebesifuna ukungena kuyo ekuqaleni. Ngemva kokugebenga ngempumelelo uhlelo, singangena kunoma iyiphi enye i-akhawunti yasebhange, noma ibhange, noma i-akhawunti yeklayenti ngendlela efanayo. Singafinyelela yonke i-akhawunti ohlelweni. Akukho ukusikisela kokugunyazwa lapha nhlobo. Into kuphela abayihlolayo ukuthi ungene ngemvume nge-ID yakho, futhi manje usungakwazi ukukhipha imali ngokukhululekile, wenze ukudluliselwa, njalonjalo.
Ngolunye usuku elinye lamakhasimende ethu okungewona awe-ASP ladlulisela ulwazi lwethu mayelana nalokhu kuba sengozini kwelinye ikhasimende elisebenzisa i-ASP futhi lalitshela ukuthi kunenkinga okudingeka ilungiswe. Sibatshele ukuthi cishe kuzodingeka sibhale kabusha lonke uhlelo lokusebenza ukuze sethule ukugunyazwa futhi isistimu izohlola ukuthi iklayenti ligunyaziwe yini ukwenza imisebenzi yezezimali, nokuthi lokhu kuzothatha isikhathi.
Ezinsukwini ezimbili kamuva basithumelela impendulo bethi base belungise konke ngokwabo - base beyilungisile i-URL ukuze umlayezo wephutha ungasaveli. Vele, bekupholile, futhi sanquma ukubheka ikhodi yomthombo ukuze sibone ukuthi benzeni ngecebo labo lokugebenga “elikhulu”. Ngakho, abakwenzile kwaba ukuyeka ukubonisa umlayezo wephutha ngefomethi ye-HTML. Sekukonke, sibe nengxoxo ejabulisa kakhulu naleli klayenti. Bathe njengoba behlulekile ukuxazulula le nkinga ngokushesha, banqume ukukwenza okwamanje, benethemba lokulungisa ngokuphelele ubuthakathaka esikhathini eside.
Hlehlisa ukudluliswa kwemali
Enye indlela yokukhwabanisa, engizokhuluma ngayo kafushane kakhulu, ukudluliswa kwemali okuphambene. Lo msebenzi wenziwa ezinhlelweni eziningi zebhange. Lapho udlulisela u-$10000 usuka ku-akhawunti A uya ku-akhawunti B, ifomula yokusebenza kufanele isebenze kanje:
A = A - ($10,000)
B = B + ($10,000)
Okusho ukuthi, u-$10000 uyakhishwa ku-akhawunti A futhi wengezwe ku-akhawunti B.
Okujabulisayo ukuthi ibhange alihloli ukuthi ufaka inani elifanele lokudlulisa imali. Isibonelo, ungashintsha inombolo ephozithivu ufake enegethivu, okungukuthi, udlulise u-$10000 usuka ku-akhawunti A uye ku-akhawunti B. Ifomula yokwenziwayo izobukeka kanje:
A = A — (-$10,000)
B = B + (-$10,000)
Okusho ukuthi, esikhundleni sokudonswa kwemali ku-akhawunti A, zizodonswa ku-akhawunti B futhi zifakwe ku-akhawunti A. Lokhu kwenzeka ngezikhathi ezithile futhi kuletha imiphumela ethakazelisayo. Phansi kwalesi silayidi ungabona isixhumanisi sesihloko socwaningo .
Ichaza izinto ezifanayo ezenzekayo ngamaphutha okuqoqa. Kunezinto eziningi ezithakazelisayo kulesi sihloko ezivela eCorsaire ezisinikeze izinto ezibonakalayo kwezinye zezixazululo zethu.
Kodwa ake sibuyele enkingeni edlule. Sixhumane ne-ASP Security futhi sathola impendulo elandelayo: “Izilawuli zebhizinisi zangaphakathi zizovimbela izinkinga ezinjalo.” Sathi, "kulungile, ake sibheke iwebhusayithi yabo." Emasontweni ambalwa kamuva, njengoba siqhubeka nokusebenza neklayenti lethu, sathola leli sheke ngeposi livela kulo:
Isho lapha ukuthi lena yimali engu-$2 yokuhlolwa okwenziwe inkampani yethu i-WH. Yile ndlela esenza ngayo imali!
Ngisenaso leso risidi etafuleni lami. Ezivivinyweni ezimbili ezinjalo singathola imali efinyelela ku-4!
Kodwa ezinyangeni ezimbalwa kamuva sezwa ngekhasimende elithile ukuthi i-$70000 yayidluliselwe kwelinye lamazwe aseMpumalanga Yurophu ngokungemthetho. Imali ayikwazanga ukubuyiswa ngenxa yokuthi bese kudlule isikhathi futhi i-ASP yalahlekelwa yikhasimende layo. Lezi zinto ziyenzeka, kodwa esingakaze sikuthole, ngoba asibona ososayensi bezobunhloli, ukuthi mangaki amanye amakhasimende athintwe yilokhu kuba sengozini. Ngoba yonke into ekulolu hlelo ibukeka isemthethweni ngokuphelele futhi - ushintsha nje ukubukeka kwe-URL.
Ukuthenga kusuka ku-teleshopping
I-Trey Ford: Manje ngizokutshela mayelana nokugebenga kwezobuchwepheshe ngempela, ngakho lalela ngokucophelela. Sonke siyasazi isiteshi sikamabonakude esincane esibizwa nge-QVC, ngiyaqiniseka ukuthi uthenga okuthile kulesi sitolo se-TV ngezinye izikhathi.
Yazi ukuthi uma uthenga okuthile ku-inthanethi, kungakhathaliseki ukuthi isayithi likuphi, ungachofozi noma yikuphi ngoba i-oda lakho lizoqala ukucutshungulwa ngokushesha ngemva kwalokho! Ungase ushintshe umqondo wakho ngokushesha futhi umise umsebenzi. Kodwa ezinsukwini ezimbalwa kamuva uthola inqwaba yemfucumfucu eposini okufanele uyikhokhe ngokushesha.
Faka i-Quantina Moore-Perry, i-hacker eneminyaka engu-33 ubudala eqinisekisiwe evela eGreensboro, North Carolina. Angazi ukuthi ubeziphilisa ngani phambilini, kodwa ngingakutshela ukuthi uqale kanjani ukwenza imali ngemuva kokuthengiselana okungahleliwe okusolakala ukuthi ukwenzile, nakuba acishe wakukhansela ngokushesha ukuthengiselana esizeni.
Zonke lezi zinto “ezi-odwe” zaqala ukufika ekhelini lakhe leposi zivela kwa-QVC - izikhwama zabesifazane, izinto zasendlini, ubucwebe, izinto zikagesi. Ungenzenjani uma othile ekuthumelela okuthile ngemeyili ongaku-odanga? Kunjalo, lutho! Kuyacaca ukuthi abantu bakithi...
Nokho, uthola ukuthunyelwa kwamahhala, futhi ukuthunyelwa kwamahhala kuyinzuzo! Phela, amaphasela asevele e-mail, awudingi ukuwathumela noma yikuphi. Uma lokhu kuyinqubo yebhizinisi evamile, ungayisebenzisa kanjani? Yini okufanele yenziwe ngamaphasela angu-1800 afika ekhelini lakhe leposi kusukela ngoMeyi kuya kuNovemba? Ngakho-ke, lona wesifazane wathengisa zonke lezi zinto ku-eBay, futhi ngenxa yokuthengisa konke lokhu okungenamsoco, inzuzo yakhe yayingu-$412000! Indlela akwenze ngayo lokhu ilula kakhulu! Utshele iposi ukuthi kukhona umuntu o-ode wonke la maphakheji e-QVC ekhelini lakhe, kodwa unenkinga yokuwapakisha futhi nokuwathumela kwabawamukelayo, ngakho qiniseka ukuthi athunyelwa ngephakeji yokuqala ye-QVC!
Njengoba ubona, lesi yisixazululo sobuchwepheshe kakhulu! Nokho, i-QVC yakhathazeka ngale nkinga ngemuva kokuthi abantu abangu-2 abathenge into ku-eBay beyithole emaphaketheni e-QVC. Inkantolo yombuso yathola owesifazane enecala lokukhwabanisa iposi.
Ngakho-ke, i-hitch elula yobuchwepheshe ngokukhansela ama-oda abekiwe kwavumela lona wesifazane ukuthi athole imali enkulu.
37:40 imiz
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