Ibhulogi ye-RUVDS ku-Habré ibone yonke into: ukuthandwa kwe-JavaScript kanye nezinto ezihunyushwayo ezipholile, ukuhamba ngesikebhe, izindaba zemfundo nokuthuthukiswa kochwepheshe, amabhega, ushizi, ubhiya namakhalenda anama-cybergirls. Umqondo wokukhuluma ngezinto eziyisisekelo zokuhweba nokusebenza emakethe yamasheya ube nathi isikhathi eside, futhi yingakho. Izinkampani eziningi ezibhala ngokuhwebelana kwamasheya zinomgomo ocacile: ukuthola amakhasimende ezinsimbi zawo nama-akhawunti okuhweba, okusho ukuthi ezihlokweni zabo ukutshala imali kuwumsebenzi okhanga kakhulu okufanele ube yinto yokuzilibazisa yawo wonke umuntu ohlakaniphile. Okuwukuphela kwento esinganikeza ngayo abadayisi abasha i-VPS enamapulatifomu okuhweba, futhi asinaso isisusa sokuveza umhlaba wokuhweba ezimakethe zamasheya njengendlela yokuceba.
Sinqume ukwenza uchungechunge lwezihloko mayelana nezisekelo zokuhweba kanye nezimpahla ezidume kakhulu zabaqalayo. Ngokweqiniso, ngaphandle kwezikhalazo, yisa imali kumthengisi noma uvule i-akhawunti yakho ebhange elithile. Hhayi-ke, kukuwe ukuthi unqume ukuthi lena yindlela yakho noma cha. Kwesinye isikhathi kunenzuzo enkulu futhi kuyashesha ukwazi isitaki esisha sokuthuthukisa futhi uthuthukise iholo lakho kanye neholo elizinzile libe sezingeni olidingayo.
Ingakanani imali okufanele umtshali-zimali oqalayo abe nayo futhi angayithola kuphi?
Alikho inani elibekiwe. Phakathi kwabathengi ungezwa amanani aqala kusuka kuma-ruble ayi-100, kodwa kuyacaca ukuthi lena yindaba yokuziphatha okungahambi kahle komtshali-zimali we-novice ngokwakhe (okungukuthi, uma uphathisa ukuphathwa kwezimali kumthengisi futhi ungenzi izinqumo ngokuthengiselana ngokwakho) . Uma unquma ukuzama ukwenza imali ngokwakho, khona-ke ungathatha ubuncane obulandelayo njengesisekelo:
- "Okujwayelekile" ubuncane - ama-ruble ayi-10
- I-IIS (i-akhawunti yokutshalwa kwezimali yomuntu ngamunye) - kuze kufike kuma-ruble angama-400. ngonyaka
- ukuthengwa kwama-chips asekhaya aluhlaza - ama-ruble ayi-10.
- ukuthengwa kwemikhiqizo yangaphandle - kuncike kakhulu ezimpahleni ezikhethiwe
Kodwa, ngiyaphinda, lawa amanani anemibandela: ungazikhethela owakho, ngezinye izikhathi inani elincane lemali ku-akhawunti lilawulwa umthengisi ozosetshenzwa naye.
Into esemqoka ukucacisa imingcele ebalulekile yezimali ozimisele ukuyitshala.
- Ekuqaleni komkhuba wakho wokutshala imali, ungatshali imali yokugcina; kufanele ube nenqolobane yezimali. Enye yezindlela zami ezinhle kakhulu ukonga u-10% wanoma iyiphi imali engenayo (kwesokunxele, kwesokudla, imiklomelo namabhonasi - yilokho kuphela, ngisho nezipho). Uma ungekho umgomo wokulondoloza okuthile okubalulekile, ungazama ingxenye yale mali ekuhwebeni emakethe yamasheya.
- Ungathathi imali ebolekiwe ngokutshalwa kwezimali (ngaphandle kwesilinganiso, inzuzo ekhethekile evela kumdayisi) - ungase ulahlekelwe yimali oyibolekile kunokuba uyikhulise. Futhi uma kuyihlazo ukulahlekelwa owakho, khona-ke kuphinde kwesabe ukulahlekelwa omunye umuntu.
- Zilungiselele “ukukhulula” izimali zakho isikhathi esingaba yiminyaka emi-3 - ngezinye izikhathi lokhu kungenxa yokubuyiselwa kwentela yomuntu siqu, ngezinye izikhathi ngokwakhiwa kwephothifoliyo yesikhathi eside enobungozi obuphansi, njll. Yebo, futhi, ngokuqinisekile ngeke ukutholele isu eliwina kakhulu ngokushesha.
Ungangena kanjani ukuhweba ku-stock exchange?
Ngokuqondile - akukho ndlela. E-Russian Federation, abantu abanalo ilungelo lokutshala izimali ezizimele emakethe yamasheya. Ukuze ufinyelele i-Moscow Exchange namanye amapulatifomu, udinga ukungena esivumelwaneni sesevisi ye-brokerage futhi uvule i-akhawunti ye-brokerage. Ngemva kwalokhu, ungakwazi ukuphathisa ukuphatha imali yakho kubahlanganyeli bemakethe yamasheya ochwepheshe (inani elikhulu) noma uqale ukwenza ukuthengiselana ngokwakho (uma amanani emancane).
- Ukusebenza ngokuqondile nomthengisi - ungena esivumelwaneni, ufake izinkundla zokuhweba bese uqala ukuhlola, ngokusekelwe olwazini lwakho noma (okuhle, kodwa okuyingozi) ezingxoxweni ezinkundleni zabadayisi abangochwepheshe nabayimfundamakhwela. Lena inketho engcono kakhulu yabaqalayo.
- I-QUIK iyisethi yamathuluzi okuhlaziya nokuhweba ngokubuyekezwa kwedatha okushesha kakhulu. Ungahweba ezimakethe zamasheya zaseRussia nezangaphandle. Ivikelekile ngenxa yokubethelwa kwedatha.
- I-MetaTrader5 iwuhlelo lokuhweba amathuluzi esikhathi esizayo, imali yangaphandle kanye nezimakethe zamasheya. Ikuvumela ukuthi udale imibiko yangokwezifiso kanye nama-algorithms okuhweba ngolimi lokuhlela lwe-MQL5.
- Ukusebenza ekusetshenzisweni kweselula komthengisi noma ibhange kuyinguqulo elula kakhulu yomtshali-zimali osanda kuqala, lapho zonke izimfanelo zokuhweba zitholakala khona (izindaba, ukuhlaziya, ukubuka emuva, izeluleko, amaphothifoliyo, amasu enziwe ngomumo, njll.), kodwa ngesikhathi esifanayo ungazigxili ezintweni ezithakazelisa kakhulu kanye nemininingwane eyinkimbinkimbi yokutshala izimali.
- Ukusebenzisa amasu okuhweba esenziwe ngomumo kuyithuluzi labatshalizimali abangenantshisekelo yokuthuthukisa, badinga nje ukutshala imali ukuze bakhule esikhathini esizayo. Utshala imali esu lephothifoliyo esenziwe ngomumo futhi umane ulinde ukuthi isebenze futhi ukuthi uvale kumnyama (njengomthetho, bahlala benomphumela omuhle, nakuba ngokuvamile bebancane). Ngaphandle kokukhetha okulula, akufanele ujike kule ndlela yokutshala imali: "uthathe" iphothifoliyo yakho, ungafunda imigomo yokwakhiwa kwephothifoliyo, ukuhlanganisa imikhiqizo nezingozi, kanye nezibalo ezisekela isu.
- Ukuqala ukuhlela ngendlela enolaka futhi ubhale awakho amarobhothi okuhweba okuhweba ngamaza aphezulu kuyinketho yabahlali baseKhabrovsk abaqinile ngekhodi. Kodwa-ke, lena akuyona indlela engcono kakhulu yomsebenzi wangempela, njengoba amasayithi ngezinye izikhathi abheka izindlela zokuphikisa le ndlela, amarobhothi angaphansi kokuhlaselwa ngabahlaseli. Kodwa-ke, ukubhala irobhothi lakho lokuhweba kusho ukuqonda izinto ezicashile kakhulu zesitoko kanye nezimakethe zokushintshiselana ngemali yangaphandle; lokhu kungaba isinyathelo sakho sokuya emsebenzini omusha noma emsebenzini weqembu labadayisi namabhange.
Indlela yokuhweba?
Kunamasu amaningi okuhweba emakethe yamasheya, kodwa akuwona wonke afanele abaqalayo. Ake sibheke eziyinhloko.
I-Scalping - uhlobo oludumile lokuhweba lapho umdayisi enza inzuzo kunoma yikuphi ukunyakaza kwentengo. Lona umsebenzi kumafreyimu wesikhathi esifushane (ngezinye izikhathi ngisho nemizuzu emi-5 noma umzuzu). Ifanele labo ukuhweba okuwumsebenzi wabo oyinhloko (umsebenzi) futhi kudinga ukugxila nokunaka imininingwane.
Ukuhweba okuyisisekelo - uhlobo lokuhweba lapho umdayisi ahweba khona esikhathini esimaphakathi esebenzisa ukuhlaziya okuyisisekelo. Uhlaziya futhi abikezele ukunyakaza kwemakethe kanye nengqikithi yezinkomba zabakhiphi bezibambiso kuphothifoliyo futhi, ngokusekelwe eziphethweni ezitholiwe, wenza ukuthengiselana. Lena indlela yokuhweba eqinile, ilungele abaqalayo abaqala ngokuhlaziya okuyisisekelo.
Ukuhweba ngobuchwepheshe - umhwebi uhweba nganoma yisiphi isikhathi esinqunyiwe ngokusekelwe ekuhlaziyweni kobuchwepheshe. Ukuthengiselana kuvaliwe hhayi ngesisekelo solwazi mayelana nemakethe kanye nomkhiphi, kodwa ngesisekelo sezibikezelo zezinguquko zentengo ngokusekelwe ekutheni zishintshe kanjani ezimweni zangaphandle ezifanayo. Empeleni, lokhu ukuhweba okusekelwe ekuhlaziyweni kwethrendi. Ifanele abadayisi abanolwazi oluthe xaxa, kodwa kakade esigabeni sokuqeqesha kufanelekile ukuqala ukuqonda izinto eziyisisekelo zokuhlaziywa kobuchwepheshe.
Elinye isu elifanele abaqalayo ukuhweba esikhathini esimaphakathi. Izimiso zokusebenza ziyafana ne-scalping, kodwa inzuzo noma ukulahlekelwa kugxilile ngokusekelwe ekunyakazeni kwentengo esikhathini esimaphakathi (ihora, amahora ambalwa, usuku). Lesi sikhathi sanele ukwenza ukuhlaziya okujulile futhi wenze isinqumo noma unqume isu. Indlela yokuhweba ezinzile futhi enethezekile.
High Frequency Trading (uma usuhlale ku-Habré isikhathi eside, cishe ufunde ngakho) - lokhu ukuhweba, lapho abathengisi bengamakhompyutha enza izigidi zemisebenzi yokubala ngomzuzwana ukuze bathole inzuzo enkulu. Kuyathakazelisa, kuyathembisa, futhi kuyafaneleka nakakhulu kubahleli bohlelo, kodwa udinga ukwazi ukuthi akuphephile, kudinga ulwazi nolwazi lokuhweba, futhi kungahlaselwa noma kuvinjwe. Akukacaci kahle ukuthi ukuhweba kwe-HF kuyikusasa lalo lonke uhlelo lokuhweba lomhlaba wonke, kodwa nakanjani kunamathemba.
Yebo, izinhlobo ezimbili zokuhweba zisetshenziswa ngokukhethekile ngochwepheshe kanye nabahlanganyeli bemakethe yesikhungo abakhulu.
Ukuhweba okusheshayo - Ukuhweba ngenxa yokunyakaza kwentengo phakathi nezikhathi ezihlukene.
Ukuhweba ngezikhathi zesikhathi eside - ukuhweba, okusekelwe eqoqweni lezinqubo zezomnotho ezandisiwe, izici zangaphandle, isimo kanye nemikhuba yezimakethe.
Kukhona elinye isu lokuhweba - ukuphinda izenzo zabanye abantu esu lakho - ngeke kukuholele ekuqeqesheni futhi ngeke kukuvumele ukuthi wakhe ubudlelwano obunekhono nemakethe yamasheya. Ukufunda izindaba ezinjengalezi kuyathakazelisa futhi kuyafundisa, kodwa ukwakha ukuhweba kwakho ngokukopisha kuwumbono omubi kakhulu.
Ungakwazi njalo ukuhlola isu elikhethiwe “kulabhorethri” usebenzisa idatha yomlando futhi ubale ukuthi yimuphi umphumela ongawuthola. Lokhu "ukuqeqeshwa" okwengeziwe kwamakhono akho okuhlaziya.
Ngakho-ke, usujwayelene nezinhlobo zokuhweba kanye ...
Okulandelayo, ngincoma ukuthi ufunde amabhulogi wabathengi abakhulu (kodwa khumbula ukuthi ngezinye izikhathi abhalwanga ngabakopishi bezezimali abaqeqeshiwe noma abadayisi abanolwazi, kodwa ngabadayisi abanesizinda se-philology, ukugxeka okukhulu kakhulu!), Buka izinto zokufundisa (ungakwazi ngisho sebenzisa izincwadi eziyisisekelo zasenyuvesi), ngena ku-inthanethi -izifundo ezivela ezinkampanini ezaziwayo (ngokwesibonelo, ngithanda isikole samahhala sabaqalayo , ibhalansiswe kakhulu ezintweni zolimi lwesiRashiya). Kukhona enye indlela - ukuqasha uthisha ebhizinisini lokushintshana ngamasheya kulabo ababengabahwebi noma basenyuvesi; ngesikhashana nje bazokuchazela ngokucacile okuyisisekelo. Kodwa ungangabazi ukubuza mayelana nokuhlangenwe nakho okuwusizo.
Kulo lonke ukuqeqeshwa kwakho, uzodinga i-akhawunti yedemo, lapho ungasebenzisa khona imali ebonakalayo futhi ungatholi ukulahlekelwa kwangempela (noma kunjalo, ungenzi inzuzo yangempela). (Ngendlela, sicela uqaphele ukuthi i-akhawunti yedemo akufanele ikukhuthaze, ngoba, okokuqala, yenziwe lula kakhulu ngokuphathelene nesimo sangempela, futhi okwesibili, ingakukhuthaza futhi "udlale").
Futhi manje, uma uhlomile emazinyweni nge-theory eyisisekelo futhi uyazi ukuthi amakhandlela aseJapane awathengiswa ku-Aliexpress futhi awahambisani neToyota neHonda, ungazama ukuqala ukusebenza ngemali yangempela ku-akhawunti ye-brokerage.
Cha, yima. Angifuni ukubonakala njengodokotela wezengqondo okhulele ekhaya, kodwa ngiyazi ngokwami: zilungiselele ukuthi awuyona impisi yaseWall Street. Akukho ukuzethemba, akukho ukuphumula, akukho injabulo. Uyi-sapper engenalwazi endaweni yezimayini ngaphandle kwemephu yezimayini. Lokhu kusho ubuhlakani obukhulu, ukucabanga nokuqapha.
Awu, yilokho, ake siqale.
Udinga umthengisi, noma kunalokho, inhlangano lapho ungavula khona i-akhawunti yomthengisi. Umdayisi uzokunikeza ukufinyelela kumathuluzi okuhweba futhi uzothatha zonke izingozi zobuchwepheshe nezomthetho. Umdayisi wenzela zonke izenzo egameni lakho nangezindleko zakho (ngaphandle kwalapho kuvunyelwene ngenye indlela), futhi wena, njengomhwebi, wenza izinqumo mayelana nokuthi yiziphi izimpahla okufanele uzithenge, indlela yokwakha iphothifoliyo, njll. Uma uthanda (ngokuvamile ngenani elithile lokutshalwa kwezimali), ungase unikezwe umthengisi womuntu siqu ongabonisana naye ngengxoxo noma ngocingo mayelana nokuthengiselana okuyingozi, imikhiqizo ehleliwe, ukufinyelela kumathuluzi athile, njll.
Ungakhetha kanjani umthengisi?
Umhlanganyeli oqeqeshiwe emakethe yezibambiso owenza imisebenzi yokudayisa ubizwa ngokuthi i-broker. Le yinkampani ekwazi ukufinyelela izinkundla zokuhweba ngezimakethe zamasheya futhi izohweba egameni lakho kanye ne-akhawunti yakho. Ngaphezu kwalokho, umthengisi uyi-ejenti yentela futhi nguye ozolungiselela kahle futhi athumele izimbuyiselo zentela noma akhiphe ukudonswa kwentela. Imali izofika ku-akhawunti yakho isivele "isuliwe" ezintela. Ngemisebenzi yayo, umthengisi uthatha ikhomishana - njengomthetho, lokhu kuyinani elincane kakhulu, kodwa iziqinisekiso nokulula kusezingeni eliphezulu.
- Okokuqala nokubaluleke kakhulu, umthengisi wakho noma umdayisi we-forex kumele abe nelayisensi evela eBhange Elikhulu LeRussian Federation. Ungayihlola . Uma utshelwa ukuthi ilayisense isizobuyekezwa noma ibuyekezwa, yenqaba ukusebenzisana nenkampani enjalo.
- Ama-akhawunti e-brokerage amabhange aziwayo afanelwe ukwethenjwa. I-Sberbank, i-VTB, i-Alfa-Bank, i-Tinkoff Bank nezinye zinezipesheli zokutshala izimali. Zihlukene ngamakhono, izimo ezincane, isethi yamathuluzi kanye nokufinyeleleka.
- Umthengisi akumele aphethe isivumelwano se-akhawunti yomthengisi kuphela, kodwa futhi akutshele ngawo wonke amathuluzi futhi anikeze ukufinyelela kwideskithophu kanye nezinhlelo zokusebenza zeselula ezidingekayo emisebenzini yokutshala izimali.
- Ngisho noma uzotshala imali ungenzi lutho (faka ukuphathwa kwezimali kumthengisi), kufanele ube namathuluzi okulawula nokuqapha isimo sama-akhawunti akho, ungabona imininingwane yawo wonke amadili nemisebenzi.
- Ngincoma ukuthi unake ama-broker angaphandle, isibonelo, enye yezinketho ezidumile ezinokusekelwa okungenani kolimi lwesiRashiya yi-Interactive Brokers. Ihlukaniswa ngezinhlelo zokuhweba ezinenani elikhulu lemisebenzi namandla okuhlaziya.
- Umshwalense owengeziwe - ubude besikhathi somsebenzi wenkampani emakethe. Uma isisebenze iminyaka engaphezu kwengu-3, njengomthetho, inkampani ingathenjwa.
Naphezu kweqiniso lokuthi imakethe yezikhungo zezezimali ilawulwa ngokuqinile, izinkampani ezintsha zomgunyathi zihlale zivela ezizenza abathengisi. Baqoqa imali kwabangase babe abatshalizimali bese benyamalala ngaphandle kokufeza noma yiziphi izibopho. Ngesikhathi esifanayo, banikeza izimpikiswano ezikholisayo kanye "ne-geeky": "sinamanethiwekhi e-neural," "sisebenza ne-Bitcoin, ngakho-ke asiyitholi ilayisense," "singokuhweba okuphezulu," njll. empeleni, akukho mbuzo wanoma ibuphi ubuchwepheshe bama-scammers. Qaphela.
Asikho isidingo sokudida umthengisi nabahlaziyi, ikakhulukazi nabacebisi be-robo. Uma umthengisi enezibopho eziningi ngaphansi kwenkontileka, lezi zinhlangano azinasibopho ngezeluleko nezincomo zazo. Kodwa-ke, noma iyiphi inkampani yomthengisi inezinsizakalo zokuhlaziya eziphelele ezihlinzeka abathengi ngesisekelo sokwenza izinqumo kanye nedatha yokuhlaziya.
Indlela yokwakha iphothifoliyo?
Kunemibandela emithathu eyinhloko yokutshala imali: inzuzo, isikhathi sokutshala kanye nobungozi. Ngokufanelekile, iphothifoliyo ngayinye inqunywa ubudlelwano phakathi kwalezi zici. Lapha, njengasehlaya elidala: khetha noma yikuphi okubili. Eshadini ungabona isilinganiso sezinhlobo ezahlukene zabatshalizimali.
Ngicabanga ukuthi isilinganiso esihle kakhulu sokutshala imali: hlukanisa - tshala okungenani u-40% kumathuluzi athembekile, u-10% kumathuluzi anobungozi obukhulu, sabalalisa u-50% osele ngokusekelwe ku-liquidity kanye namasu akho amakhulu. Isikhathi esifanelekile sokutshala imali singafika eminyakeni emithathu (kuhlanganise nemithetho yentela). Inketho elula yokuqalisa ukuvula i-IIS (i-akhawunti yomuntu ngamunye yokutshala imali, sizokhuluma ngayo kamuva).
Indlela yokulahlekelwa imali ngesiqinisekiso?
Iningi labaqalayo ekutshalweni kwezimali kwangasese benza amaphutha afanayo ajwayelekile, ahluka kuphela esikalini sokulahlekelwa. Ungakwenzi lokho.
- Ungahwebi ngenhlanhla noma ithuba. Sonke isenzo osithathayo kufanele ucabange futhi unolwazi - futhi okubaluleke kakhulu, ngokusekelwe kudatha nezibalo. Isibonelo, ubone izimpawu zokukhula emasheya e-Gazprom futhi wanquma "ukulahla" isiteki sakho phakathi nokukhula, futhi ngakusasa zakhula ngama-40%. Kungani? Ngenxa yokuthi imakethe yayilinde ukukhishwa kwemibiko emihle yezezimali kanye nezinzuzo ezikhulayo - imibiko ikhishwe, ukukhula kwaqala. Ufunde kahle isiginali yemakethe, kodwa awuzange wenze nzuzo ngoba ubujahile. Futhi kumtshali-zimali onolwazi, isimo sezindaba enkampanini ekhiphayo nolwazi mayelana nayo yonke imicimbi iyithuluzi elibaluleke kakhulu. Ngisho noma ungeke ukwazi ukunikeza isibikezelo esinembile kanye nencazelo ejulile yezinqubo zemakethe, kufanele okungenani wazi ukuthi yiziphi izitayela okufanele uzithengise, uthenge noma ubambe izimpahla kuphothifoliyo yakho yokutshala imali.
- Ungalindeli izinzuzo ezinhle ezisheshayo - awukwazi "ukuhweba ngo-10 futhi ukhiphe u-000 ngesonto" (ngisho nakubakhohlisi). Kuye ngesu lokutshala izimali, inzuzo iyakhiwa, okungenzeka futhi ibe yimbi. Izinzuzo “ezimangalisayo” zingaba umphumela wokutshalwa kwezimali okuyingozi komtshali-zimali onolwazi, kodwa lokhu ngokuvamile kuyindaba yenhlanhla, ngoba imiphumela yokutshalwa kwezimali okuyingozi kakhulu ayibikezelwa kahle.
- Ukuyeka umsebenzi wakho ukuze ube umtshali-zimali kuyinto embi kakhulu engenzeka kumuntu omusha. Indlela esuka emcabangweni wokuqala eya kumthengisi onolwazi ingathatha iminyaka emi-3, noma iminyaka emi-5 yokuqeqeshwa okuqinile. Ngizokhuluma ngokuqondile ngokuhlangenwe nakho kwami: ngisho nangemva kweminyaka engu-3 yobungcweti kwizibalo zezezimali, ukuphathwa kwezibambiso kanye nebhizinisi lokushintshisana ngamasheya enyuvesi, okuwukuphela kwento ongayenza ngobuchwepheshe nangokwethembeka ukuqaphela abakhwabanisi. “Ukwenza imali” ku-stock exchange akusebenzi; udinga ukuqeqeshwa okwengeziwe nokuzijwayeza. Futhi, ngokuyisisekelo, abadayisi abasebenza nama-akhawunti amaklayenti bangabasebenzi bezinhlangano zezezimali futhi, ngaphezu kwezinkokhelo zekhomishini, baneholo futhi, uma kunesidingo, bangahamba kalula ngokuvundlile ku-analytics noma ukuqeqeshwa. Uma uyeka konke, faka i-QUIK, xhuma i-akhawunti yakho bese uqala “ukudlala emakethe yamasheya”, ulungele ukudla kancane, ugqoke kabi futhi wonge kakhulu. Isiphetho silula: noma ukuhweba ezimakethe zamasheya kuwumthombo wemali engenayo eyengeziwe kanye nokuzilibazisa kobuhlakani kuwe, noma ufunda ngokucophelela futhi ushintsha umsebenzi wakho. Futhi yebo, ukuhweba nge-stock exchange akuwona umdlalo, kuwumsebenzi, ngisho nakumtshali-zimali ozimele.
- Awekho amaphutha amabi kakhulu kunephuzu langaphambilini, kodwa indawo yesibili yokuzethemba iya ekusebenziseni imali oyidingayo manje noma esikhathini esizayo esiseduze ngezinyathelo zakho zokuqala emakethe yamasheya. Isibonelo, uma ulondolozela imali yokubolekwa, imoto noma okunye ukuthenga okukhulu futhi okudingekayo, futhi kungazelelwe unqume "ukulondoloza" ngokushesha, shiya lo mbono - ingozi iphezulu kakhulu. Kodwa uma "unebhokisi" lapho ulondoloza khona izimali zakho zamahhala futhi uqinisekile ukuthi ngeke udinge imali esikhathini esizayo esiseduze (ngincoma ukuthi ucabangele isikhathi sokutshala imali seminyaka emi-3), ungazama ngokuphepha isandla sakho emalini ekhulayo. nge-akhawunti ye-brokerage. Kodwa khumbula - ungase ungatholi nje inzuzo eyengeziwe, kodwa futhi ulahlekelwe inani eliyinhloko lemali oyitshalile.
- Ungaphazamisi ngemali ebonakalayo.
Amaphutha amabili alandelayo ahlobene ngokuqondile nokukhethwa kwamathuluzi okutshala imali futhi ayizindlela ezimbili ezeqisayo zokuziphatha kokutshalwa kwezimali.
- Kuyiphutha ukusebenzisa ithuluzi lokutshala imali elilodwa kuphela (isibonelo, tshala kuphela kumasheya enkampani eyodwa, ngamadola kuphela, ngegolide kuphela, njll.). Ngokuqondile, kulokhu, awutholi ukutshalwa kwezimali okusebenzayo, kodwa ithuluzi elilondolozayo "lokulondoloza" imali, elingaletha imali ngokuhamba kwesikhathi. Lolu hlobo lokutshalwa kwezimali lungaqhathaniswa ngokusebenza kahle nediphozithi yasebhange.
- Akulona iphutha elincane ukutshala kukho konke, ikakhulukazi kumathuluzi ayingozi, iziqalo ezingacacile, izinkampani ezintsha, ngamasheya ngokumelene nesizinda se-hype ezungeze imicimbi ethile. Lesi simo sengqondo mayelana nephothifoliyo yakho siholela ekulahlekelweni kwenzuzo kanye nokuntuleka kokuqonda izisekelo zokutshalwa kwezimali kwesakhiwo. Ekugcineni, ungase uzithole usesimweni lapho ungakwazi ukubikezela ukuziphatha kwabahlanganyeli bemakethe kanye nokusabela kwemakethe kubo.
Nansi le tweet
Ngidayisa cishe zonke izinto ezibonakalayo. Ngeke abe nendlu.
- Eloni Musk (@elonmusk)
kubangele lokhu kunyakaza:
Ngakho-ke bikezela iphothifoliyo yakho ngokusekelwe ku-Twitter (ngendlela, indlela enhle kakhulu - sekuvele kukhona ukuqonda ukuthi ama-tweets ama-CEO ezinkampani, ngisho nangaphezulu kwalokho osopolitiki, futhi ikakhulukazi u-D. Trump, athonya ngentshiseko izitayela zezimakethe zamasheya)
Uyazi ukuthi yini ekutshela ukuthi uye wasondela emakethe yamasheya ngendlela efanele? Kumele ube nesithukuthezi. Injabulo ekutshalweni kwezimali (noma yiluphi uhlobo!) iwumeluleki omubi kakhulu.
Sikhetha imakethe yamasheya ngezizathu ezihlukahlukene: ngenxa yenzalo, ukutshala imali kanye nokonga izimali zamahhala, ngenxa yesifiso sokuzuza imali, noma ukufunda okuthile okusha. Abanye abathuthukisi, ngemuva kokujwayelana nemakethe yamasheya, bashintsha ubuchwepheshe babo futhi bangene ekuthuthukisweni kwamarobhothi okuhweba.
Imakethe yamasheya iyindaba eyinkimbinkimbi. Eqinisweni, akekho ongakwazi ukubikezela ngokuqhubekayo ikusasa lemakethe yamasheya: namuhla uzoshaya uphawu, futhi kusasa abanye abatshalizimali (yingakho lokhu kuwukuhweba okucatshangelwayo - ngomqondo omuhle wegama). Lokhu, yiqiniso, akuyona i-roulette noma umshini we-slot, kodwa bonke ubunzima bulele ekuboneni ukuthambekela nokufunda ukwenza ukuhlaziywa kobuchwepheshe nokuyisisekelo. Konke okunye kusekelwe kulokhu. Futhi abahleli bezinhlelo, ongoti bezibalo, kanye nochwepheshe bavamise ukuba bahle ekuhlaziyeni amathrendi, kodwa ukusho kusukela osukwini lokuqala ukuthi “Ngiwuchwepheshe wezomnotho” kuwukuzidla kakhulu futhi kungaphendukela kuwe. Khumbula: kuhlale kunengozi.
Yini ongayifunda esihlokweni?
- - indawo yedeskithophu yomtshalizimali waseRussia (owodwa)
- — izinto ezinhle zokuhlaziya nezibonelo, kodwa khumbula ukuthi isiza sinikezelwe ku-Forex, futhi i-Forex ingahluka (sizokhuluma ngemali kamuva).
- (ingahlaziywa njengemisebenzi)
- - amavidiyo amaningi apholile
Futhi-ke, funda iziteshi zezezimali, ezombusazwe kanye nezangaphakathi kuTelegram - ulwazi luvela lapho kuqala (ngemuva kwe-Twitter ;-)).
Uhlu lwezithenjwa namasayithi luyahluka kakhulu kuye ngamathuluzi akhethiwe, ngakho kuzoba nezithenjwa ezengeziwe kuma-athikili mayelana namathuluzi ahlukene.
Uma unolwazi lokutshala imali (enhle noma engeyinhle), sitshele emazwaneni ukuthi uqale kanjani, ukhubeke ngani, futhi uyeka?
Source: www.habr.com