Izilinganiso zasebhange. Ukubamba iqhaza akukwazi ukulungiswa

Abantu bathanda izilinganiso. Zingaki izinhlelo zokusebenza, imidlalo nezinye izinto esezenziwe kakade egameni lesifiso somuntu sokuba ohlwini oluthile imigqa embalwa ephakeme kunomunye umuntu. Noma kunesiqhudelana naye, isibonelo. Abantu bafinyelela izindawo ezilinganisweni ngezindlela ezihlukene, kuye ngesisusa sabo kanye nokuziphatha kwabo. Abanye bazozama ukwenza ngcono futhi ngokwethembeka basuke ku- #142 baye ku- #139, kanti abanye bazonquma ukwenza imali futhi bathathe ngenjabulo #21 (ngoba abaphezulu abangu-20 balethe ngisho nangaphezulu).

Kufana kakhulu nezinkampani. Namuhla sizokhuluma ngamabhange kanye nezilinganiso la mabhange alwela ukungena kuzo. Kulo mbhalo, ngizokhuluma ngezinkinga ezijwayelekile zocwaningo esinalo ezweni, umehluko ongokoqobo phakathi kokuhlolwa komthamo kanye nekhwalithi, nokuthi sizame kanjani ukulungisa isimo samanje.
Futhi ekupheleni kwesihloko kukhona isimanga.

Konke kwaqala lapho ngonyaka odlule siqala ukuhlola amabhange amahlanu ezinhlangano ezisemthethweni, sikhetha abasha abambalwa abasesitayeleni (iModulbank neTinkoff Bank) namathathu akudala (VTB, Raiffeisenbank kanye nePromsvyazbank). Kodwa okokuqala, i-materiel encane.

Izilinganiso zasebhange. Ukubamba iqhaza akukwazi ukulungiswa

Izilinganiso zebhange e-Russian Federation

Kukhona abadlali abambalwa emakethe abenza izilinganiso zokusebenziseka embonini yamabhange. Okungukuthi, ezimbili - i-Markswebb kanye ne-USABILITYLAB.

Futhi kwavela ukuthi i-MW ne-UL manje isiphenduke uhlobo lwe-KPI. Ngakolunye uhlangothi, lokhu kuhle, njengoba khona kanye ukuba khona okungenani okuthile okuncintisana kusetha ukunyakaza okujwayelekile emakethe okuhamba kancane kulokhu. Ngakolunye uhlangothi, konke kwehlela ikakhulukazi ekuhlaziyweni kokusebenza. Futhi isisusa lapha ngasohlangothini lwabaphezulu bamabhange akusekho ukwenza umkhiqizo omangalisayo ozosuka futhi ulethe izinzuzo eziningi kubasebenzisi, ngenxa yalokho okuzothatha indawo endaweni, kodwa ukumane ube sezingeni. .

Ibhange lakho lisesilinganisweni = uhlangane nama-KPI = uthole ibhonasi. Futhi, ithimba libonakala likuthanda, usize ibhange ukuthi lingene esilinganisweni. Kwabanye, lokhu kuklwebha ngempela. Ngokuvamile, ubani owaziyo, kodwa isisusa, ngokuvamile, yilezi zinhlobo "zamabhonasi" ezinhlobonhlobo, hhayi umnyakazo wokuthuthukisa umkhiqizo.

Futhi lapha, ngokubaluleka kokulinganisa okunjalo emakethe, kubalulekile ukuqonda into eyodwa futhi. Cishe u-98% wabasebenzisi bohlelo lokusebenza lokubhanga abazi nhlobo ngalezi zilinganiso. Abanandaba. Lezi zilinganiso ziqondene ngqo nabaphathi nabaphathi. U-2% osele uyazi mayelana nezilinganiso, kodwa zibheke njengendawo yokuthengisa. Sake sahlola amawebhusayithi asebhange analezi zimpawu mayelana nezindawo zokuqala.

Abantu abalikhethi ibhange lebhizinisi ngokusekelwe ekutheni iwebhusayithi yebhange inophawu olunophawu lwezilinganiso ezithile noma cha. Kulula ukuthi umuntu abize abangani noma ku-Facebook osebenzisa liphi ibhange nokuthi yini ajabule/angenelisekile ngayo, futhi azikhawulele kulokhu ngokwemali yezenhlalakahle.

Ake siqale ngokwakha isilinganiso. Ukuze udale isilinganiso, udinga ukwenza ucwaningo, futhi lapha yonke into ngokuvamile ikhawulelwe ekucwaningeni umsebenzi othile othize, yithi, ukuhlola ukulawulwa kwemali.

Futhi ucwaningo lubiza imali, imali ebaluleke kakhulu kulokho. Ukuze wenze lokhu kahle, udinga ukutshala kahle - isithombe sosomabhizinisi sokuhlola kubiza ngaphezu komsebenzisi ojwayelekile. Ngakho-ke, izinkampani ezizama ukwakha imali yazo ocwaningweni kuphela njengomsebenzi wazo oyinhloko futhi kuphela zithola izindleko ezinkulu. Naphezu kweqiniso lokuthi imakethe yethu yocwaningo cishe ayinalutho: lokhu akufundiswa emanyuvesi, akufundiswa ezikoleni.

Ngendlela, ngemali, ukuze izinombolo zicace. Ake sithi sinamabhange angama-20 esilinganisweni sethu. Umuntu ngamunye udinga ukucwaninga ngemisebenzi eyi-7 ephezulu nezimo, achithe cishe amahora angu-1,5 esikhathi. Akunangqondo ukwenza isivivinyo kumuntu oyedwa ophendulayo isikhathi eside, ngoba ihora nengxenye kuwumkhawulo ngemva kwalokho ukunaka sekuvele kuphele, futhi abantu bavele badinwe baqale ukuphendula noma yini, ukuze nje bahambe ngokushesha badle ukudla okulula futhi ekugcineni bakhiphe umoya. .

Ngakho nakhu. Kunzima futhi kudla isikhathi ukuqasha abantu abasuka kusizindalwazi sebhange ukuze benze ucwaningo olunjalo, ngakho okuwukuphela kwento esele ukuqashwa. Izimo ezi-5-7 zamabhange angu-20 zisho ukuthi udinga ukuqasha okungenani abaphenduli abangu-140. Bese-ke, uma ibhange elingaphezu kwelilodwa lihlolwa kumuntu oyedwa

Izindleko zomunye ophendulayo onjalo ziyahlukahluka phakathi kwama-ruble ayizinkulungwane ezingu-5-10, kukhona ukuncika okucacile esithombeni, yithi, usomabhizinisi oyedwa uzobiza ngokungabizi kakhulu, izinkulungwane ezi-5. Kodwa isithombe sosomabhizinisi othumela ngaphandle onokulawulwa kwemali kuzobiza cishe. 13 izinkulungwane.

Sebebonke, bangu-140 abantu abadinga ukukhokhelwa ukuze babambe iqhaza ocwaningweni. Ake silinganise isimo esilula futhi esishibhile, ama-ruble angu-5000 umphenduli ngamunye, futhi sizothola ama-ruble angama-700 angewona amanga. Okungenani, yebo. Ngokuvamile lesi sibalo sisondela ku-000. Isikhathi sokuvula i-ejensi yakho yokuqasha :)

Futhi lokhu kungokwamacala okusetshenziswa okuyinhloko ebhange. Ngaphandle kwemali, kunensiza ebaluleke kakhulu - isikhathi. Iphinde ichithwe ngenqwaba enkulu kangaka phezulu. Ungenza izivivinyo nabaphenduli abangu-30 futhi ungahlanyi emavikini angu-2. Inyanga ivamise ukuphumela emihlanganweni engaba ngu-60 uma ufuna ukugcina izinga lezinhlolokhono. Abantu abayi-140 = izinyanga ze-2,5 zabantu.

Ngemuva kwabo bonke abaphendulile, udinga ukuchitha cishe izinyanga ezi-2 ngaphezulu ukuze ulethe ulwazi efomini eligayekayo - bhala imiphumela, uhlaziye futhi uhlanganise, wenze isethulo esihle, hhayi ifayela lokugcina le-Excel elinenqwaba yemigqa.

Ngokuvamile, kuba cishe izinyanga ezi-4 zomsebenzi kanye nama-ruble ayizigidi ezingu-2-3, kucatshangelwa zonke izindleko ngalesi sikhathi. Futhi asikazibali izintela okwamanje. Futhi uma kunikezwe ukuthi kuze kube manje akekho okwazile ukwenza imali ocwaningweni ngokwalo, lo modeli ngokusobala awubukeki njengenzuzo kakhulu. Uma ungenzi imali ngezinga ngokwalo nasezindaweni ezikulo esikhundleni sokucwaninga, kunjalo.

Ucwaningo oluningi kanye nekhwalithi, ukuhlaziya ukusebenza

Izethulo ze-MW cishe zimayelana no-60% mayelana nokuhlaziywa kokusebenza kanye nama-40% mayelana nokusebenziseka. Ngaphezu kwalokho, umqondo "wokuhlaziywa okusebenzayo" endabeni yezifundo ezinjalo umane uwuhlu lokuhlola ukuba khona kwemisebenzi ethile. Uhlala phansi, ubhale uhlu lwemisebenzi - ngakho-ke, kufanele kube nenkokhelo evamile, kanye nenkokhelo esekelwe esithombeni, futhi kusukela kufayela, ukuhlola i-counterparty, ama-counterparties akamuva noma izinkokhelo, njalonjalo. Bese wenza ukuhlaziya futhi uhlole ukuthi imisebenzi evela ohlwini ikhona noma cha. Uma kukhona, kuhle, faka umaka, kanye nesilinganiso. Uma kungenjalo, awu, uyaqonda.

Kuzwakala kunengqondo. Kodwa, maye, kufika eqinisweni lokuthi ukuhlanganisa kanye nokumaka ekuhlolweni okunjalo kumane kube khona komsebenzi ohlwini, hhayi ikhwalithi yawo noma isidingo esivamile somsebenzisi. Ngakho-ke izinhlelo zokusebenza zeselula zaqala ukushelela ekugxiliseni yonke into kuzo ukuze zihlangabezane nesilinganiso, hhayi lokho okudingwa umsebenzisi. Hhayi-ke, kunjalo, i-Yandex.Phone inekhamera ekabili. Ikhona, kodwa bathi ayisebenzi. Kodwa kukhona. Sekukonke, kuvela ukuthi u-60% wokubaluleka kwesilinganiso esinjalo umane nje wuphawu ngokwalo, noma ngabe umsebenzi ukhona noma cha. Futhi hhayi ukuthi kulula kangakanani nokuthi kudingekile kangakanani kumsebenzisi.

Ngaphezu kokuhlaziywa kokusebenza, kukhona nezifundo zobuningi kanye nekhwalithi.

Izifundo zokusebenziseka ngobuningi zizoba usizo kakhulu uma ufuna ukwenza izivivinyo ekuhambeni. Unxenxa abantu abaningi abaphendulayo, ubaqhube kusixhumi esibonakalayo sohlelo lokusebenza, ubanikeze imisebenzi eyisisekelo futhi ekugcineni uvele ubuze ukuthi kunjani ngokujwayelekile nokuthi yiziphi izinkinga ebezikhona.

Ukuhlolwa kokusebenziseka kwekhwalithi ephezulu kunzima kakhulu - udinga ukuveza umbono wenqubo yonke kanye ngokoqobo nazo zonke izakhi zenqubo usebenzisa indlela. Cabanga Ngokuphimisela. Yonke imicabango nemibuzo abantu abanayo, yonke imibhalo kanye nezakhi ezingaqondakali kubo. Futhi zonke izimbangela - kungani kungacacile, ulindele ukuthi iqanjwe kanjani, futhi yiliphi igama oligcina ekhanda lakho?

Ukwazi izimbangela zombono, awusho nje:
Abantu abayitholanga - ukubekwa okungajwayelekile.

Ingabe uyaqonda ukuthi ungashintsha kanjani:
Umsebenzisi ubheka le elementi hhayi ezansi njengoba siyibeke, kodwa ekhoneni eliphezulu kwesokudla kwesikrini. Isesha ngegama elithi "Sesha", futhi sine "Enter", icinga isithonjana sengilazi yokukhulisa, futhi sinenkinobho "Sesha".

Ukufingqa, ngemva kokuhlolwa kokusebenziseka komthamo, uzogcina usunohlu lwezinkinga ngendlela yalo evamile. Ake sithi, “Umsebenzisi akakwazanga ukuthola Usesho.” Kungani ungaphumelelanga? Kodwa angizange ngikwazi kahle - lokhu kuhlolwa ngeke kunikeze impendulo.

Futhi ngemva kokuhlolwa kwekhwalithi, uzoba nakho kokubili inkinga kanye nomsuka wayo. Endabeni ye-Search, uzoba neskripthi, umsebenzisi uzokutshela kahle ukuthi uyifune kanjani i-Search, yiziphi izakhi abelindele ukuzibona nokuthi kuphi, yimaphi amagama afika engqondweni yakhe lapho engayitholi i-Search, njalonjalo.

Uma usunomsuka wenkinga nencazelo yayo enemininingwane, usungakwazi ukulungisa okuthile, uguqule isixhumi esibonakalayo ukuze sihlangabezane nokulindelwe ngabasebenzisi futhi sixazulule izinkinga abanazo.

Yiqiniso, ezisezingeni eliphezulu zibiza kakhulu. Esikhundleni somsebenzi kanye nohlu lwemibuzo, udinga ukuqeqesha umuntu ozoqhuba ukuhlolwa okunjalo. Thatha umuntu onesizinda esifanele umethule endaweni ocwaninga ngayo. Lokhu kuthatha cishe izinyanga ezingu-3-6. Kukhona ochwepheshe abambalwa abenziwe ngomumo emakethe - okungukuthi, abekho.

Kodwa noma ngabe zonke lezi zivivinyo zenziwa ngokujwayelekile, sizothola lesi simo esilandelayo - izwe alazi ukuthi lenzeni ngalezi zifundo nemibiko. Imakethe isaphatha lokhu njengolunye uhlobo lwebhizinisi lesikhashana; bakholelwa ukuthi bathenga nje isethulo, hhayi isixazululo senkinga.

Ngoba kuvela ukuthi: ibhange layala ukuhlolwa, lathola ngokuphendula uhlobo oluthile lwesethulo esikha phezulu, okwakungacaci ukuthi singasifaka kanjani isicelo noma “besazi konke lokhu ngokwethu.” Yini elandelayo? Kulungile, yibeke etafuleni futhi ujabule ukuthi ikhona. Ngenxa yokuthi abantu abazi ukuthi benzeni ngale phrezentheshini, ukuthi isetshenziswa kanjani ukuthuthukisa umkhiqizo, indlela yokuguqula okutholiwe okuchazwe kuyo kube izixhumanisi ezintsha ezingeke zisaba yinkinga. Uma unganikezi ukujula kanye nezimbangela zezinkinga, khona-ke ngeke uqonde ukuthi ungasebenza kanjani ngezinkinga.

Ingabe yonke into idabukisa ngempela?

Ngokuvamile, kuyadabukisa impela, yebo, kodwa lokhu akusho ukuthi isimo asikwazi ukulungiswa. Umgomo wethu kwakuwukwenza ucwaningo oluhle ngezinto esesivele sinolwazi oluhle kuzo. Isibonelo, mayelana nokusebenza kwezinkokhelo esicelweni, sibe nezibalo ezithile kuso. Besifuna ukuthatha izimo eziyinhloko futhi singamane sihlole ukuthi “Yebo noma Cha,” kodwa ukuqonda kahle ukuthi yiziphi izinkinga abantu abanazo, yiziphi izigaba, futhi ngokuvamile, kungani zivela.

Izilinganiso zasebhange. Ukubamba iqhaza akukwazi ukulungiswa
Ukusatshalaliswa ngezimo eziyinhloko zezinhlangano ezisemthethweni

Lokhu kungase kube iqoqo lezithiyo ezingancikile kakhulu ebhange ngokwalo; ukuthi nje ukwethulwa komsebenzi othile akucaci kahle kubantu.

Futhi-ke, besifuna ukwenza ucwaningo olunzulu, futhi singaqhathanisi amabhange ambalwa. Sasikholelwa ukuthi singabe sesithengisa lezi zifundo ezinemininingwane, futhi ngesikhathi esifanayo sihlole isidingo esijwayelekile sazo.

Yiqiniso, i-pancake yethu yokuqala yaphuma nezigaxa ezimbalwa.

Sisazama ukuthatha zonke lezi zimo futhi sidlule kuzo nomphenduli oyedwa. Isexwayiso se-Spoiler - usindile. Mhlawumbe manje usezisebenzisi kakhulu izicelo zasebhange. Kodwa siphinde saqinisekisa inkolelo-mbono yokuthi ngemva kwehora nesigamu sidinga ukucisha yonke into futhi siqale enye. Ngakho-ke, sisuke ekuhloleni okujulile kwazo zonke izici ukuze sibone ukuthi abantu bathola kanjani imisebenzi ethile, ukuthi banake ini, nokuthi babona kanjani ukwakheka kwekhasi eliyinhloko.

Izilinganiso zasebhange. Ukubamba iqhaza akukwazi ukulungiswa
Ukusatshalaliswa ngokusetshenziswa kwamapulatifomu ngabantu ngabanye

Uma uhlola izinhlelo zokusebenza zasebhange, awukwazi ukuvele uzisebenzise kumodi yesivakashi bese ufinyelela iziphetho. Kufanele okungenani ube ne-akhawunti yasebhange ukuze uqonde ukuthi yonke into isebenza kanjani lapho. Kodwa endabeni yebhange, osomabhizinisi badinga i-akhawunti ephilayo, enomlando, enenkampani esungulwe lapho. Uma uhlola nokulawulwa kwemali kanye nezinye izinjabulo, uzodinga ama-akhawunti emali yangaphandle kanye ne-Afobazole encane. Ibhalansi ayikwazi ukungabi nalutho, umlando wokwenziwayo kufanele ube bucayi kakhulu kunokuthi "Ngizodlulisela ama-ruble angu-200 kusuka ku-akhawunti yami kuya ku-akhawunti yami, ake sibone ukuthi kuhamba kanjani."

Sasicabanga ukuthi ukubhalisa ama-akhawunti kuwo wonke amabhange esasiwacwaninga futhi siwathumele imali kwakuzoba umsebenzi osheshayo.

Izilinganiso zasebhange. Ukubamba iqhaza akukwazi ukulungiswa

Ngezinye izikhathi yonke into yayidonsa amasonto ambalwa. Kusukela ohlangothini lwamabhange, yebo. Futhi siphinde sahlola amabhange ayi-5, kodwa ngabe abengu-20 awo?

Kodwa sakwazi ukuziqonda ngokwethu ukusatshalaliswa kwemisebenzi eyinhloko kanye nenani labanye abangabodwa nabangathandeki. Ngakho-ke, sisuka ku-pancake yokuqala saya kweyesibili nge-methodology ecwengekile. Umklami uphinde wajoyina iqembu, okulethe izethulo ngokwazo ezingeni elisha. Lokhu kubaluleke kakhulu kunalokho okubonakala lapho wethula ulwazi olunjalo.

Umphumela womsebenzi kwaba ukwethulwa kwamaslayidi angu-100+. Ngesikhathi senza ucwaningo emabhange amane kubantu ngabanye, asizange sidayise. Kodwa isifundo sokuqala, emabhange osomabhizinisi, sathengiswa ukuze kubonakale ukuthi kwakuthakazelisa kangakanani emakethe ngokomgomo. Bathenge lokhu kithi izikhathi ezingu-7 (amabhange avela kwaphezulu angu-5 kanye nezinkampani ezimbalwa ezithengisela amabhange intuthuko nemiklamo), asizange sinikeze noma yikuphi ukukhangisa ngaphandle kokuthunyelwe ku-Facebook.

- Kodwa wena ngokwakho wabhala ukuthi lokhu kuyindlela eqinisekile yokungena ebomvu!

Indlela enhle, yebo, uma wenza ucwaningo. Senza imali ngokuyinhloko ngokuklama nobunjiniyela.

Ukucwaninga kithi kuyithuba lokubumba imakethe, ngoba, njengoba ubona, cishe akukho. Sasivame ukubuzwa, bathi, kungani nina madoda nenza into enjalo itholakale mahhala, ingabe ayifanele imali? Kodwa ngenxa yalokhu, singabonisa umphakathi ukuthi ucwaningo lungaba njani ngempela. Manje, ukuze ubone isampula yezifundo ezinjalo, kufanele uzithenge. Hhayi-ke, noma ubuze umuntu oyithengile.

Siwashicilela kanjalo nje. Ukuze imakethe nayo iqonde ukuthi luyini ucwaningo. Ukuze amaklayenti a-oda ucwaningo kwenye indawo okungenani akwazi ukuqhathanisa nokuthile futhi aqinisekise ikhwalithi yalokho ezinye izinkampani eziwathengisayo. Ukuze kuvele ukuqonda okufanayo - ucwaningo lungaba lwekhwalithi ephezulu, futhi kulo ungathola inzuzo futhi uqonde ukuthi yini okufanele uyenze ngalo ngokulandelayo. Empeleni kuyasicasula ukuthi ingxenye yezemfundo mayelana nocwaningo ezweni lethu iyadabukisa. Ngakho-ke, okwamanje sizama ukushintsha isimo esinjengalesi - ngokudala ukuqonda ukuthi ungathola umphumela ongcono

Futhi ngaphandle kwesici semfundo, ucwaningo olunjalo nokushicilelwa kwalo kuyithuba elihle lokukhiqiza umkhondo. Futhi lapha inzuzo akukhona nje ukuthi amaklayenti eze kithi. Muva nje, ngokususelwe kokunye kokuthunyelwe kwethu, baqale ukwenza i-prototyping yebhange kusukela kwabangu-3 abaphezulu. Eminyakeni embalwa edlule, besingacabanga ngempela - mah, sayikhotha ingqikithi yethu futhi sayokwenza okwethu.

Futhi manje sicabanga ukuthi - kuhle, bayasilalela, futhi bazama ngempela ukwenza imikhiqizo ibe ngcono futhi isondele kumsebenzisi. Ngakho-ke, sizoqhubeka nokwenza ucwaningo olunjalo, sihlola ngokwekhwalithi amabhulokhi e-semantic angawodwana wezinhlelo zokusebenza, hhayi nje wonke umkhiqizo uwonke ngokohlu oluthile lokuhlola.

Ngaphakathi kweqembu, lokhu kusinika ubuchwepheshe obuningi - hhayi ukuhamba ebumnyameni, kodwa ukuqonda ukuthi izimo eziyinhloko nezidingo zabantu zishintsha kanjani (futhi zishintsha eminyakeni engu-1-2, cabanga). Futhi-ke, lapho ufunda ukuvula i-akhawunti yasebhange yosomabhizinisi izikhathi ezi-3-4 eminyakeni emi-2, uthola umbono wenqubo efanelekile, ukuthi kungaba yini ngaphansi kwemikhawulo yezobuchwepheshe yamanje.

Futhi isimo esinjengokuthi “Bengifuna ukufakwa esilinganisweni - ngikhokhele isilinganiso - ngingene esilinganisweni” sisanesicefe. Futhi isidingo sokulinganisa okusha okusekelwe kukhwalithi yomkhiqizo sesivuthiwe kakade.

Futhi kulabo abafunda kuze kube sekupheleni kwesihloko, nazi izixhumanisi ezimbili eziya ucwaningo lwamabhange ezinkampani ezisemthethweni и ucwaningo lwamabhange kubantu ngabanye.

Source: www.habr.com

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