Muva nje, i-Parallels corporate blog ishicilelwe , lapho amaholo abathuthukisi baseNtshonalanga ayenikezwa ngamagama athi “noma yikuphi, amaholo aseRussia awakafinyeleli kweyaseYurophu.” Ukuhlangana njalo nabantu ngokukhetha kakhulu uma kuqhathaniswa nezimo zokuphila zikaPeter Pig nalabo abangazange bahambe kwangishukumisela ukuba ngihlanganyele okuthile okuphawulwe ngokuphila e-United States ngaphakathi. Inhloso yalokhu okuthunyelwe ukukukhuthaza ukuthi ubhekane nenkinga ngokuphelele futhi uqhathanise ama-apula nama-apula, kunokuba uqhathanise iphuzu nephuzu lalokho okuzuzisayo futhi ushaye indiva ezinye izici ezibalulekile. Uma kubonakala kuwe ukuthi kunezinye izihloko ezingaphansi kulesi sihloko, sicela ukusho ukuthi “amaChukchi akayena umbhali” futhi, uma kungenzeka, ungazinaki.
Impilo yansuku zonke
Ukuze ngingajahi emshinini wokubala enkwalini, ngithanda ukwabelana kuqala ngokuphawuliwe mayelana nempilo yansuku zonke e-States. Noma kunjalo, hhayi nje imali nomsebenzi.
Umusho wokuzihlangula: Okuphawuliwe ngezansi akuhloselwe ukumelela futhi kusekelwe eminyakeni emibili yokuhlala e-Bucks County, PA kanye nokuvakasha okuvamile eNew York City. Njengesivakashi, ngavakashela izifundazwe eziyishumi nambili nengxenye.
Imigwaqo nezimoto
Abantu abaningi bahlobanisa iMelika nemigwaqo enguthelawayeka kanye nezinto zokudonsa ezingamakhilomitha amahlanu. Futhi kuthethelelwe impela. Ngakho-ke, ngikubona kufanelekile ukuqala indaba yempilo yansuku zonke ezifundazweni ngalesi sihloko.
Imigwaqo, izimpawu, abashayeli
Phakathi kwezinzuzo ezisobala, ngingathanda ukugqamisa izinto ezimbalwa. Okokuqala, izimpambanondlela eziningi zemigwaqo yesibili zinezimpawu zokumisa esikhundleni samarobhothi, lapho umshayeli kufanele ame futhi aqhubeke nokushayela ngendlela yokuphuma kuqala. Lokhu kuthulisa ithrafikhi, futhi ngesikhathi esifanayo asikho isidingo sokulinda isignali eluhlaza ezimpambanweni ezingenalutho. Ngiqhubeka nesihloko sokulinda amarobhothi, ngithanda ukukhumbula ukuthi ezifundeni ayashintshashintsha: ku-mast enerobhothi kuvame ukuba nekhamera elawula isikhathi sokusebenza kwesignali eluhlaza kuye ngokuthi i-traffic iqonde kuphi. . Enye inzuzo engenakuphikwa wukuba khona kwemizila ezinikele yokujikela kwesokunxele nakwesokudla - kuhle uma ukwazi ukushayela kulayini ongaphandle futhi ungacabangi ukuthi uzodinga ukushintsha imizila ngaphambi komgwaqo ngoba kunomugqa ongajika. Izinga lemigwaqo yinkinga yenkinobho eshisayo. Iyahlukahluka komakhelwane kuya komakhelwane. Uma uyiqhathanisa nemigwaqo yaseSt. Petersburg, imbi kakhulu. Uma siqhathanisa isilinganiso sesibhedlela, ngikholelwa ukuthi kungcono, nakuba ngingenalo isampula elanele mayelana nokuhamba ngemoto eRussia. Futhi, kubalulekile ukuqaphela ukuthi kukhona ubudlova obuncane emigwaqweni yesitezi esisodwa saseMelika (kodwa uNkulunkulu angakuvumeli ukuthi uphelele eNew-York City). Ngemva kwalokhu, emigwaqweni yaseSt. Petersburg efanayo kunomuzwa wokuqalwa kweCarmageddon.
Ngakolunye uhlangothi, izinzuzo ezifanayo ezinikezwe ngenhla nazo zinecala eliphansi emalini. Ukuvumelana nezimo kwamarobhothi, isibonelo, kudlala ihlaya elinonya uma ugibele ibhayisikili. Ungalinda eyakho eluhlaza uze ube luhlaza okwesibhakabhaka ebusweni, ngoba ngobuwula ikhamera ayikuboni. Futhi, angizange ngibone i-countdown display kumarobhothi, engikholelwa ukuthi kungenxa yokuguquguquka kwawo. Kukhungathekisa kakhulu ukushayela u-60 mph, ubone ukukhanya okuphuzi kuvela kungazelelwe, bese uzama ukuthola ukuthi wehlise ijubane noma usheshise. Ukuzola kwabashayeli ngokufanayo kungacasula: isiminyaminya sezimoto sivame ukwenzeka ngenxa yomlingiswa okhululeke kakhulu noma abashayeli abadlulanayo ngesizotha kakhulu lapho kuhlangana khona imigwaqo. Kodwa ngicabanga ukuthi okubi kakhulu ukuntuleka kokukhanyisa. Ngokuvamile kuba khona ukukhanya okulufifi okulenga ezimpambanweni zomgwaqo, kodwa uma kungenjalo akukho. Kube bonke. Futhi kulungile uma ushayela kuthrafikhi, lapho amalambu enqwaba yezimoto ngokuvamile egcina izinga elanele lokukhanya. Kodwa umgwaqo ongenalutho ebusuku kakhulu emvuleni uphenduka indawo engathandeki kakhulu futhi eyingozi.
Isihloko esihlukile ngabahamba ngezinyawo endaweni eyodwa yaseMelika. Okokuqala, abashayeli, ngokubona kwami, bayakhohlwa ngobukhona babo futhi ukulinda ukudedelwa endaweni yokuwela abahamba ngezinyawo kuwumsebenzi ongenakubonga. Okwesibili, izinguquko ngokwazo ziyivelakancane. Kodwa into embi kakhulu kumuntu waseYurophu ukungabibikho kwezindlela zabahamba ngezinyawo ezindaweni eziningi. Ngemva kwesikhathi esithile, ujwayele ukuhamba eceleni komgwaqo, kodwa ekuqaleni kudala ukungakhululeki okukhulu.
Izindawo zokupaka
Ngenxa yokuthi cishe akunakwenzeka ukuhlala eMelika enesitezi ngaphandle kwemoto futhi wonke umuntu uyakuqonda lokhu, konke kuhamba kahle ngokupaka endaweni enjalo. Ukhohlwa ngokushesha ukuthi kunjani ukuthola indawo yokupaka eduze kwekhaya lakho noma ihhovisi. Futhi ngaphezu kwalokhu, izikhala eziningi zenzelwe ukuthwala iloli elikhulu, futhi ngokufanelekile, ku-midsize sedan ungakwazi ukupaka cishe nge-diagonally ngaphandle kokuphazamisa noma ubani.
Kodwa, lapho uya kunoma yiliphi idolobha, indaba yokupaka kufanele inakekelwe kusengaphambili. Kukhona indawo yokupaka emgwaqweni, lapho ngokuvamile ungeke ukwazi ukushiya imoto yakho isikhathi esingaphezu kwamahora ambalwa, noma indawo yokupaka yomphakathi yangasese, amanani ayo angahluka kakhulu: ukusuka ku-$10 ngosuku e-Philadelphia kuya ku-$16 ngesigamu sehora e-NYC.
Indawo yokupaka yanyanga zonke e-Philadelphia iqala ku-$200, futhi e-NYC, ilungele ukukhipha u-$500.
Ukwephulwa kwemithetho: amaphoyisa, izinhlawulo, amaphuzu
Ngolunye usuku ngangishayela iMustang yami ngiya emhlanganweni. Umgwaqo ungamahora amathathu, kudlalwa umculo, kanti i-V8 ishosholoza ngokujabula uma isilipha siphushwa. Hhayi-ke, i-gas pedal icindezelwe ukujula kunokuvunyelwa. Ihora nesigamu - konke kuhamba kahle, ngingaphambi kwesikhathi, lapho kungazelelwe imoto igxuma iphuma eceleni komgwaqo ngokuzumayo ivela esibukweni esibonisa ngemuva, futhi amalambu akhanyayo akhanya. Ikhanda lami liyatatazela mayelana namamuvi aseHollywood nokuthi yini okufanele yenziwe. Isignali yokujika kwesokudla, yima eceleni komgwaqo. Iphoyisa eligqoke ingubo yesherifu kanye nesigqoko somfana wezinkomo ekhanda lisondela ngakwesobunxele. "Uyazi ukuthi wephule umthetho waseMaryland?!" - UMajor Payne ubhonga njengesosha. "Nginecala" iyodwa into efika emqondweni wami. Amadokhumenti aya esikhulwini, imizuzu emibili yokulinda ukuthi ashaye okuthile emotweni yakhe, kanye ne-voila - ishidi le-A4 lepulasitiki elinenani elingemnandi lika-$280 inhlawulo ye-91mph nokubekezelela i-65mph. Futhi incwadi ebukeka ihlaba umxhwele ngokulinganayo enesihloko esithi State of Maryland vs Pavel *** ngemva kwesonto. Kodwa uma kubiza inhlawulo kuphela. Ukwephulwa kwemithetho emazweni amaningi kubangela amaphuzu akhuphula kakhulu izindleko zomshwalense wakho. Ngemva kwalesi sigameko, ngiqapha isivinini sami ngokucophelela.
Okuwukuphela kokuthi "kodwa" kule ndaba ukuthi ezifundeni eziningi amakhamera azenzakalelayo okurekhoda ukwephulwa kwesivinini awavunyelwe noma awasetshenziswa. Ngakho ukwazi indawo kanye nezindawo ezijwayelekile zezimoto zamaphoyisa kuvumela abantu bendawo ukuthi bathole izandla zabo ezimweni eziningi.
Isevisi yemoto
Ngandlela thize kukhona okubi okwenzeka emotweni yami: u-gearbox wafa. Ngenhlanhla, lapho ngithenga le Mustang esetshenzisiwe ngenkomba ye-GT, ngaqonda ukuthi kwakungenakwenzeka ukuthi ihanjiswe kuphela ebhikawozi nasesontweni, futhi ngenxa yalokho ngathenga iwaranti enwetshiwe enkampanini yangaphandle. Vakashela umdayisi oseduze wakwaFord, xoxa indaba, unikeze imoto newaranti isivumelwano. Kungase kubonakale sengathi konke kuhamba kahle: isonto futhi konke kuzolungiswa. Kodwa cha, ngaphezu kwenyanga yesikhathi esichithiwe, ukuphindaphinda okuningana namaphutha avela kokubili inkampani yewaranti kanye nomthengisi, okwaphela ngesidingo sokubiza umphathi omkhulu kwa-Ford futhi athembise ukubandakanya abameli. Ngakho-ke, ngaphezu kwenyanga yezinzwa nombuzo okhathazayo: kungani insizakalo yaseMelika ingcono kuneyethu?
Izingozi zomgwaqo, isivinini sokuphendula kwamaphoyisa kanye ne-ambulensi, isivinini sokukhokha esivela enkampanini yomshuwalense
Usuku lonke lokuxhumana neklayenti, izwe lemifino, uhambo oluya ekhaya ngejubane lomuntu ohola impesheni. Imoto enamandla engenazo izinto zikagesi zesimanje nemvula. Umphumela uba ukushibilika nokuma. 9-1-1. Imizuzu emihlanu namaphoyisa kanye ne-ambulensi sebefikile. Ukudweba iphrothokholi, ukwenqaba ukulaliswa esibhedlela ngokusayina ku-iPad - imizuzu eyi-15. Imoto ithathwa yiloli elidonsayo, elibizwe yiphoyisa, liyiswe endaweni yokupaka ehlangene. Usekhaya, gcwalisa isicelo kusizindalwazi somshwalense. Izimpendulo ezimbalwa zemibuzo ocingweni, iviki lokulinda kanye nesheke lesinxephezelo sokulahlekelwa okuphelele ngenani elingaphezulu kwenani lokuthenga. Umbuzo ophikisayo ophikisanayo: kungani amaphoyisa ethu omgwaqo kanye nezinkampani zomshuwalense zingakwazi ukusebenza ngokushesha?
Ukubona imoto
Isimo sengqondo sabantu baseMelika ngezimoto njengezinto ezisetshenziswayo asijwayelekile kakhulu. Ukuklwebheka, amazinyo - akekho okunaka. Uma uhamba, ubona i-Aston Martin entsha enobhampa ababi, futhi kukhona ukungezwani ekhanda lakho. Isevisi ngokuyinhloko ukushintsha uwoyela, pads futhi yilokho. Inqwaba yamaloli alungele ukuthwala ithangi likaphethiloli kuyi-trailer. Izimoto zaseJalimane kulindeleke ukuthi zibize kakhulu kunokwejwayelekile, kanti izinga lezimoto zaseMelika lishiya okuningi okungafunwa.
Imigwaqo ekhokhelwayo
Ngokuvamile kuba nenkokhelo yokuwela amabhuloho, futhi ngokuvamile maningi ama-toll. Kukhona imali yokungena nokuphuma e-NYC. Isibonelo, i-Lincoln Tunnel ikhokhisa u-$16 ukuhamba.
Ukuthuthwa komphakathi
I-America yendaba eyodwa
Konke lapha kunebhadi. Azikho izinto zokuhamba zasendaweni. Yebo, amabhasi endawo agijima kanye ngehora, kodwa emigwaqweni enjalo ukuthi kuzothatha unomphela ukufika endaweni oyifunayo. Ukuhamba kwesitimela sikagesi kubi. Izindlela zabahamba ngezinyawo zisezindaweni zomlando noma ezindaweni ezimpofu. Ngakho-ke, ukushiywa ngaphandle kwemoto nokuba kude nezitolo nezindawo ezinabantu abaningi akujabulisi neze.
Izitimela zihamba phakathi kwamadolobha, avame ukugqokwa kahle. Ukusuka e-Trenton/Princeton kuya e-NYC kuthatha cishe ihora nesigamu ngo-$16.75 (NJ Transit). Noma ihora ngo-$50 (Amtrak). Futhi ukupaka esiteshini uzodinga ukukhokha okungenani u-$6 ngosuku. Enye indlela eshibhile amabhasi ahamba phakathi kwamadolobha, kodwa ukugcina isikhathi kwawo kuyangabazeka.
Amadolobha
NYC, DC, Boston, San Francisco - konke kungcono kakhulu. Okulandelayo, usebenzisa i-NYC njengesibonelo. $2.75 ngohambo ngalunye ku-metro, awekho amaphasi. Isici esimnandi se-metro ukuba khona kwezitimela ezihamba phambili. Bama kuphela eziteshini ezinkulu futhi, uma kunesidingo, bahambe ibanga elide, bonga isikhathi kakhulu. Ngakolunye uhlangothi, i-metro ingcolile kakhulu futhi ayizinzile. Ngokuvamile ngezimpelasonto kusihlwa okuthile kuphuka endaweni ethile, futhi ungakwazi ukulinda isitimela kuze kufike kwesibili. Kunzima ukuhamba ngezokuthutha ezihamba phansi ngenxa yesiminyaminya. Angazi ukuthi ubani ohamba ngemoto e-NYC - kokubili ithrafikhi ehlanyayo nabahamba ngezinyawo abawaziba ngokuphelele amarobhothi.
Imvelo
Ukuqhathanisa
Iqiniso lokuthi iMelika iyizwe elinegebe elikhulu phakathi kwabampofu nabacebile ibonakala ngeso lenyama. Amabhulokhi angomakhelwane wedolobha angahluka kakhulu: uwela umgwaqo ngokoqobo, wawubiza futhi ucebile, futhi manje kunezindlu ezinamafasitela aphezulu kanye nezinhlamvu zase-Afrika-American, kusukela lapho imilenze yakho iqala ukuhamba ngokushesha. Kwenye indawo, kungase kube khona i-Bugatti Chiron eduze komlungisi wezinwele futhi wonke umuntu uyamomotheka, kodwa edolobheni eliqhele ngamaminithi angu-10 kunobumpofu, abantu abangenamakhaya, ukucekelwa phansi nokudubula.
Amadolobha
Amadolobha ase-United States ahluke ngokuyisisekelo kunaseYurophu. Okokuqala nje, babi. Okwesibili, bangcolile futhi baningi abantu abangenamakhaya lapho. Ulandela i-St. Petersburg/London/Paris/Amsterdam/[faka eyakho] e-NYC, futhi umphefumulo wakho uyakhala. Okwesithathu, ukuhlala kuzo kubiza kakhulu noma akumnandi kakhulu. Ukuqasha isitudiyo ezindaweni ezijwayelekile zeManhattan kuqala ku-$3k ngenyanga. Ukuthenga igumbi lokulala elilodwa - kusuka ku-$500k kanye nezimali ezibanjwa nyanga zonke zentela nokunakekelwa, okungenzeka kube ngaphezu kuka-$1k. Intela yendawo emadolobheni iphezulu. Ukudla kulindeleke ukuthi kubize kakhulu. Ukuntuleka kwezindawo eziluhlaza. Ukuhlala nomndeni kubonakala buthakathaka. Ziningi izindawo ezinuka phu insangu, kangangoba ungazijabulisa udlula nje.
I-America yendaba eyodwa
Kunenani elimangalisayo lezilwane ezingabesabi abantu ikakhulukazi. Izingwejeje, izinyamazane, onogwaja, izimbila, ama-skunks. Ipholile kakhulu futhi inhle. Kodwa-ke, bonke lobu buhle buyathanda ukugijima buphumele emgwaqeni, bungabangeli imizwa emnandi kakhulu.
Izindlu zesimanje zakhiwe ngezinti namapulangwe. Kuhlanganisa namafulethi anezitezi ezintathu nezine. Yebo, lokhu kwenziwa ngokushesha okukhulu, kodwa ngokuhlanganiswa nezindawo ezincane lapho kungafakwa khona i-grill kuphela, izindleko ziphakamisa imibuzo. Futhi intengo yendlu kunoma yiliphi idolobha elisePennsylvania/New Jersey ngokuvamile iqala ku-$500k.
Umqondo
Iphuzu lokuqala neliyinhloko ukubekezelelana. Lokhu kuhle, kodwa kwezinye izici kungase kungavamile. Isibonelo esilula sokuqeqeshwa esikhungweni esikhulu sezokwelapha e-NYC:
Inikezwe:
UPhilip uyisitabane esisebenza emnyangweni wezezimali. Izikhathi eziningana ngenyanga edlule, wezwa ozakwabo abambalwa bexoxa ngokuphikisana kwabo nomshado wezitabane ngesikhathi belinde ikheshi (noFiliphu wayedlula nje).
Umbuzo:
Ingabe uPhilip unalo ilungelo lokufaka isikhalazo kubaphathi mayelana nokuhlukunyezwa?Impendulo efanele yilena:
Yebo. Akusho lutho ukuthi ukuphawula kozakwabo bakaPhilip bekungabhekisiwe kuye. UPhilip kufanele abike lokhu kwa-HR kanye Nezindaba Zokulawula.
Ingxenye yabantu base-Afrika baseMelika icacile futhi ingaba mnandi kakhulu. Kunezizwe eziningi ezahlukene, ngasinye sidinga indlela yaso.
Ngisebenza ekhaya, abekho ozakwethu
Okuhlangenwe nakho kwami kubonisa ukuthi umsebenzi okude uvame kakhulu. Ngokunjalo, ungase ungababoni ozakwenu izinyanga ezimbalwa.
Ukuthenga ku-inthanethi futhi uthenge yonke into e-Amazon, ilethwe futhi ishiywe emnyango wakho.
Kuphela lapho ehlala e-USA lapho umuntu eqaphela amandla aphelele e-Amazon. Ubhalisele i-Prime ngo-$14 ngenyanga futhi cishe konke ukulethwa kwamahhala ngosuku olulandelayo. Uma ufuna, wa-oda usofa, uma ufuna, ufuna ithini le-tuna. Bengifuna ukubuyisela okuthile - ngaya ku-UPS eseduze, ngabuyisela izimpahla ngaphandle kwencazelo, futhi imali yabuyiselwa ngokushesha ku-akhawunti yami ye-Amazon. Into elula ngokuhlanya.
Ukucaciswa - i-courier iletha emnyango futhi ishiya iphasela lapho. Okusho ukuthi, uqamba amanga ulinde wena emgwaqeni. Endaweni yami cishe azikho izinkinga ngalokhu. Kodwa ukuthi le fomula isebenza kanjani ezindaweni ezingaphumelelanga kangako kuwumbuzo.
Izimali
Ukufaka izintela kanye nezimfuneko zikahulumeni ezinomthelela
Leli iphuzu engithanda ukulibona kwelakithi. Kungabonakala sengathi nawe usebenza ku-W2 futhi umqashi wakho ukukhokhela zonke izintela. Kodwa-ke, inani lentela elidonsiwe liboniswa lilonke eshekeni ngalinye (hhayi nje intela yemali engenayo yomuntu siqu eneminikelo efihliwe ku-Federal Tax Service). Bese-ke, ekuqaleni konyaka, ufaka imbuyiselo ekhombisa inani lezintela ezikhokhelwe onyakeni odlule. Futhi uma ubona ngokucacile ukuthi i-$ 30k iye kuhulumeni ngonyaka, isifiso sokufuna imigwaqo evamile, ingqalasizinda nezinye izinto ezivela kuhulumeni sanda kakhulu.
Izilinganiso zekhredithi kanye nemininingwane yasebhange
Isici esikhethekile seqiniso laseMelika ukuthi yonke into nawo wonke umuntu uboshelwe esilinganisweni sesikweletu. Ufika nje ezifundazweni uwela ogibeni. Ngeke bakunike ikhadi lesikweletu elivamile ngoba asikho isilinganiso, futhi awukwazi ukuzuza isilinganiso ngaphandle kwekhadi lesikweletu. Futhi umbuzo awukona nje kuphela ukuthi ungakwazi yini ukuboleka. Ukuze ubhalisele uhlelo lwentela olufanayo lweselula, udinga isilinganiso. Ikhaya le-inthanethi - isilinganiso. Imbuyiselo yemali itholakala kuphela kumakhadi esikweletu. I-Discover kanye namabhange asezingeni lesibili i-Capital One ayasiza.
Futhi, amasheke asetshenziswa kakhulu. Leli yiphepha lapho inombolo ye-akhawunti yakho ikhonjisiwe nalapho ubhala khona inani nokuthi liqondiswe kubani. Ezindaweni eziningi ungakhokha kuphela ngesheke noma nge-oda lemali (ukudlulisa okukhokhelwa kuqala, ikakhulukazi i-Western Union).
Ukuphumula
Inombolo yezinsuku zamaholide nezamaholide
Iholide lami amaviki ama-3. Ngaphezu kwalokhu kunezinsuku eziyi-9 zamaholide enhlangano. E-Russia, njengoba u-Consultant ephakamisa, kunamaholide angu-14. Okusho ukuthi, ngokuzenzakalelayo kukhona ukuphumula kwesonto okwengeziwe. Futhi ngaphezu kwalokhu, eRussia angeke kube nezinsuku ezingaphansi kwama-28 zeholide. Ngakho umehluko wamaviki angu-2.
Indaba ehlukile ikhefu lokuyoteta. Indaba elula. E-USA, ayikhokhelwa ngaphandle uma inkampani ifisa ukwenza kanjalo.
Ukundiza kwenye indawo kude futhi kuyabiza
Ingabe uyafuna ukuya endaweni ethile ngeholide? Lungisa isikhwama sakho semali nesikhathi esiningi. Indiza eya e-Europe - amahora angu-9 futhi okungenani $500 ithikithi lokubuya. Kolunye ugu? Amahora ayisithupha futhi okungenani $300 ithikithi lokubuya. Khohlwa ngokuya eYurophu ngempelasonto ngendiza eshibhile.
ukwakheka
Inyuvesi enhle - bala ku-$40-50k ngonyaka. Ukuthola isibonelelo seziqu ze-bachelor kunzima kakhulu, ikakhulukazi uma ungenawo umndeni ompofu.
Izinga lemfundo, engingalehlulela kuphela ngokubuka imfundo yabangane bami, aliwuvusi umuzwa wokuphakama okungenakuphikwa kwemfundo emanyuvesi aphambili asekhaya. Futhi isipiliyoni sami sokufundela isemester eJalimane sibonakala sisihle kunokubhekisisa ukuqeqeshwa e-Columbia University.
Izindleko nemali engenayo
Kuyafaneleka ukuqala ngezindleko, ngoba abantu bavame ukukhohlwa ukuthi e-United States akukhona nje ukuthi amaholo aphezulu, kodwa futhi izindleko ziphakeme kakhulu.
Izindleko zanyanga zonke
Ngokusekelwe kokuhlangenwe nakho kwami ngihlala e-American-site Pennsylvania, imizuzu engu-40 ukusuka e-Philadelphia kanye nemizuzu engu-15 ukusuka eNew Jersey.
- Uju. umshwalense (+ umqashi) - 83$ (+460$) ngenyanga
- Izindlu - $1420 ngenyanga indlu enegumbi elilodwa
- Umbuso - $50 ngenyanga
- Ucingo, i-inthanethi yasekhaya - $120 ngenyanga
- Umshwalense wemoto, uphethiloli - $230-270 womshwalense + $150 kaphethiloli ($2.7-3 ilitha ngalinye)
- Igrosa - 450 (350-600) $ ngenyanga
- Ukudla ngaphandle - $60-100 kokubili - $200 ngenyanga
- Ukuthenga/ukuthenga/ukuzijabulisa - $300 ngenyanga, isibonelo u-$16 wefilimu e-AMC nomkhangisi omuhle
Ukuchitha uma ufuna ukuhlala
Impesheni
Bambalwa abantu abalindele ukuphila ngempesheni kahulumeni kuphela, ngoba ukwenza kanjalo kuzoba nzima kakhulu. Ngakho-ke, iningi longa kuma-akhawunti aqokiwe e-IRA/401k futhi litshale ezitokweni/amabhondi. Kunconywa ukuthi wonge u-10% womholo wakho.
ukwakheka
Ngenhla bekunezibalo zemfundo. Ngokusobala, kufanelekile ukuwakhumbula lapho uhlela umkhaya.
Лечение
Lapha udinga ukuqapha ngokucophelela ukuthi i-Deductible kanye ne-Out-of-Pocket ifakiwe kumshwalense wakho. Ekuqaleni, ngaphambi kokuba i-Deductible iqongelele, uvala yonke into ephaketheni lakho. Bese inkampani yomshwalense ingenela futhi ikhava ingxenye yezindleko uze usebenzise inani elikhonjiswe Ku-Out-of-Pocket. Ngokufanelekile, ukuze ulale ngokuthula, kungaba kuhle ukuba nenani Le-Out-of-Pocket ku-akhawunti yakho yokulondoloza. Kungenzeka noma yini. Isibonelo, izindleko ze-MRI ngenkampani yami yomshuwalense, i-Blue Cross Blue Shield, isukela ku-$200 kuya ku-$1200. I-My Deductible ingu-$1.5k, I-Out-of-Pocket ingu-$7.5k.
Ukuthenga ikhaya
Ungathola izintengo zasekhaya ku-Zillow.com. Kodwa njengezibalo zamanje - u-$500k wefulethi elinegumbi elilodwa endaweni evamile ye-NYC noma inani elifanayo lendlu e-Amerika enesitezi esisodwa (okusobala engabandakanyi iCalifornia, ethandwa kakhulu ngokwemibandela. wamaholo).
Kodwa ukuthenga kuyingxenye yenkinga. Kudingeka futhi ukhumbule ukucabangela intela yendawo, okuthi e-NYC ibe nesilinganiso esingu-0.9%, eNew Jersey - 2.44%, kanye nesilinganiso sikazwelonke - u-1.08% yenani lesakhiwo ngonyaka. Ngaphezu kwalokhu, kunezindleko zokulungisa (izimali ze-HOA), okuthi e-NYC kuzoba cishe u-$500 ngenyanga ngefulethi.
Amaholo
Futhi ekugcineni, iphuzu abantu abathanda ukuliveza hhayi kahle kakhulu ezihlokweni ezihlukahlukene.
Ukuhleleka kwezibalo zamaholo ngedolobha nangenkampani kungahlolwa ku-Glassdoor. Okuvame ukukhohlwa kulezo zihloko yiqiniso lokuthi iholo. e-USA aboniswa ngaphambi kwentela. Intela yakhiwe izingxenye ezintathu: intela yombuso, yesifunda neyendawo, futhi incike ebukhoneni bomshado, izingane, ukugcwaliswa komuntu ngamunye noma nozakwethu, kanye nenani lezinye izici. Intela iyaqhubeka. Isibalo esithile singalinganiswa ku-Smartasset, kodwa isilinganiso singalinganiselwa ku-30%.
Masenze izibalo ezinzima kakhulu:
- Thatha i-Amazon Software Development Engineer okukhulunywe ngayo esihlokweni sakamuva se-Parallels. NgokukaGlassdoor, iholo lakhe lingu-$126k ngonyaka (elifana ne-$122k enikezwe kuleso sihloko)
- Unjiniyela oshadile uzothola ngemva kwentela - $92k ngonyaka noma u-$7.6k ngenyanga (engashadile - ngaphansi ngo-$6k ngonyaka)
- Ake senze isabelo sezimali esingu-$3.5k ngenyanga ukuze siqashe ifulethi elilodwa lokulala eduze nehhovisi le-NYC lase-Amazon (ngokusekelwe kokunikezwayo ku-Apartments.com), sishiya izinsiza ngaphakathi komkhawulo wephutha. Ngokunjalo, izindleko zokuthutha zingachithwa.
- Ake songe u-10% womhlalaphansi - omunye u-$760
- Ake sicabange ukuthi sifuna ukonga ngeziqu ze-bachelor enyuvesi enhle (iNyuvesi yaseNew York) - $50k * iminyaka emi-4 ngaphezu kweminyaka engama-20 = $800 ngenyanga
- Lokho kushiya u-$2540 ngenyanga, nezindleko zokudla nezinkonzo (sawubona, insipho ye-manicure ngamaRandi ayi-100) ephakeme ngokuphawulekayo kunaseMoscow noma eSt.
Ingabe kuwufanele ngokusekelwe emalini kuphela? Kimina, lowo umbuzo omkhulu. Amathemba omsebenzi kanye nophahla lwetiyori oluphakeme ngendlela emangalisayo - kunjalo. Ukunethezeka empilweni lapho ungathembela kuwena kuphela - kukuwe.
Source: www.habr.com