Molo, Habr.
Kutshanje, ndihlala ndidibana nokungaqondani phakathi kwabasebenzisi baseRussia malunga neentlawulo ezingaqhagamshelwanga kwii-elektroniki ezinxitywayo kunye nendima ye-NFC chip kulo msebenzi.
Indima enkulu kule nto idlalwe zizo zonke iintlobo zemithombo yeendaba, ababhali abangacinganga (okanye ngamabomu, njengombingelelo wokucofa) ukukopisha-unamathisele omnye komnye, beza namaqhinga anomdla. Imeko iya isiba nzima kunye nezibhengezo zezixhobo ezintsha, ezifana ne-Xiaomi Mi Band 4, kunye neendaba malunga nokufika ngokukhawuleza kwenkqubo yokuhlawula i-Xiaomi Mi Pay eRashiya, ngokubambisana ne-MasterCard.
Ngeli nqaku ndingathanda ukugxotha ukungaqondi okuye kwaphuhliswa kwi-RuNet kwesi sihloko.
Okwangoku, zimbalwa kuphela iintlobo zezixhobo ezikwaziyo ukuhlawula ngaphandle koqhagamshelwano kwindawo yokuphuma kusetyenziswa i-NFC:
- I-Apple Watch kunye ne-Apple Pay;
- Iwotshi ekrelekrele esekwe kwinkqubo yokusebenza evela kuGoogle (Android I-Wear (Wear OS) ngenkxaso yeGoogle Pay;
- Iwotshi ehlakaniphile evela kwi-Samsung kwi-Tizen OS enenkqubo ye-Samsung Pay;
- I-Fitbit Pay (engasebenziyo eRashiya) kwaye mhlawumbi iinketho ezimbalwa ezingathandekiyo.
Ngokuqhelekileyo, akukho zixhobo ezininzi ezinjalo kwiimarike, kwaye, okona kubaluleke kakhulu, ixabiso labo liya kuba yinto engafanelekanga kuninzi xa ukhetha, kunye nokuzimela okuphantsi.
Kwiminyaka embalwa edlulileyo, iimodeli ezine-chip ye-NFC zaqala ukubonakala kwimarike yazo zonke iintlobo zezacholo zokuqina kunye newotshi ehlakaniphile. Yilapho yaqala khona ... Iintatheli zidibanisa abantu abanakho ukuhlawula ngaphandle koqhagamshelwano usebenzisa i-Alipay, bengayiqondi indlela esebenza ngayo, kwaye bathembise ukufika okusondeleyo kweentlawulo zeselula kuzo zonke i-wrist. Kodwa nangoku akukho kufika. Abasebenzisi bafuna ukukholelwa ukuba kungekudala i-Mi Band 3 yabo enexabiso eliphantsi, ethengwe ngobulumko kuguqulelo nge-NFC, iya kuthatha indawo yesipaji sabo. Kodwa, maye.
Uninzi lwezixhobo ezinjalo ziveliswa eTshayina kwimarike yasekhaya. Abaninzi ngokungena okulandelayo kwimarike yehlabathi. Zihamba njani izinto ngentlawulo engaqhagamshelwanga kwimarike yasekhaya yaseTshayina? Iitekhnoloji ezimbini kufuneka zigxininiswe apha:
1. Intlawulo usebenzisa i-QR okanye ibhakhowudi. AmaTshayina asebenzisa oku kuphunyezwa kuyo yonke indawo. Ingongoma yile ilandelayo. Phantse wonke umsebenzisi une-smartphone kunye naye. Ngamathuba angama-99,9%, i-smartphone ino "ngaphezulu kunomthunywa" we-WeChat, enesipaji sombane, okanye isicelo se-Alipay-ibhanki ye-elektroniki evela kwiqela le-Alibaba. Zimbini iindlela zokuhlawula ekuphumeni usebenzisa ezi zicelo kwi-smartphone yakho. Masizijonge.
1.1 Umsebenzisi uskena ikhowudi ye-QR yomthengisi esebenzisa ikhamera ye-smartphone. Faka imali efunekayo, okanye sele ifihliwe kwikhowudi ye-QR yomthengisi. Emva koko, iqinisekisa ukuthengiselana (igama lokugqitha okanye i-biometrics). Imali itsalwa ngokukhawuleza kwi-wallet yomthengi ngokuthanda umthengisi. Le ndlela ayikwazi ukusetyenziswa kwisongo ngenxa yokungabikho kwekhamera.
1.2 Umsebenzisi ubonisa umthengisi i-QR/ibhakhowudi yakhe eyenziwe yi-app yesipaji. Umthengisi uyayiskena ngeskena sakhe se-POS esiphathwayo. Imali itsalwa ngoko nangoko kumthengisi. Yintoni efunekayo kwisixhobo esihlawulayo koku? Konke esinako kukubonisa kunye namandla amancinci engqondo. Ke ngoko, le ndlela yokuhlawula yasetyenziswa yi-Alipay. Isixhobo esinxitywayo esixhaswayo siqhagamshelwe kwi-app ye-Alipay. Iakhawunti eyahlukileyo ekhuselekileyo (enomda wokuhlawula) yenzelwe yona kwisipaji. Isibini esingaguqukiyo seekhowudi (i-QR kunye nebhakhowudi) siyabelwa kwaye sigcinwe kwisixhobo. Emva koko intlawulo icutshungulwa ngaphandle kwe-intanethi, ngaphandle kwesidingo sefowuni ephathwayo. Iintengiselwano zithunyelwa kwi umncedisi I-Alipay evenkileni yokutshekisha. Le yindlela yokuhlawula kuphela yokuthenga evenkileni eTshayina usebenzisa ezi zixhobo.
2. I-NFC enkulu kwaye inamandla. Apha asiyi kuthetha kuphela malunga nokuhlawula, kodwa nangamanye amathuba amasongo ane-chip ye-NFC. Masiqale, kunjalo, ngeentlawulo. Yintoni eza kuqala apha? Injalo, Ukhuseleko. I-mibands efanayo, kunye nabalawuli babo abancinci kunye neetshiphusi ze-NFC ezingabizi, azikwazi ukubonelela ngenqanaba elifanelekileyo lokhuseleko ukuze umenzi abathembe ukuba baxelisa amakhadi ebhanki abasebenzisi bayo. Kodwa ikhadi lezothutho ngomnye umcimbi. Ngokuqhelekileyo abanazo ii-kilobucks ezileleyo. Ngokwenyani, le yenye yezona njongo ziphambili ze-NFC chip kwi-miband-like trackers. Ingongoma yile ilandelayo. Umenzi usebenzisana nabathwali boluntu (metro, iibhasi zedolophu). Kwisicelo sobunikazi, kwicandelo lemisebenzi ye-NFC, umsebenzisi uthenga ikhadi lezothutho kwisongo sakhe. I-Virtual, ngokuqinisekileyo, kodwa ngexabiso langempela - malunga ne-20 yuan (~ 200 ruble) idiphozithi engabuyiswayo kunye nentsalela yebhalansi (apha isixa sisekuboneni kwakho). Ikhadi lirekhodwa kwisongo kwaye emva koko lisetyenziswe ngokuzimeleyo ukuhlawula uhambo. Kulunge kakhulu, kuba akukho zintshukumo ezongezelelweyo ezifunekayo ukuyivusa, phakamisa nje isandla sakho kumfundi - kwaye intlawulo yenziwe. Ikhadi likwafakwe ngokufanelekileyo kwisicelo sesongo, usebenzisa i-WeChat efanayo okanye i-Alipay.
Omnye umsebenzi ohamba kunye nezacholo kunye ne-NFC chip kukulinganisa ikhadi lokufikelela. Umsebenzi uluncedo kwaye ulungele, kodwa e-China, umzekelo, kwizinto zokwenyani zanamhlanje kusemva kwexesha. Ndiza kucacisa ukuba kutheni. Okokuqala, i-NFC isebenza kwi-13,56 MHz. Ngokufanelekileyo, ngamakhadi kuphela analo maxesha axhaswayo. Okwesibini, kwakhona ngumcimbi wokhuseleko. I-bracelet inokufunda kuphela kwaye ilandele ngokuchanekileyo amakhadi ngaphandle kwe-encryption kwaye, njengoko kwavela (enkosi kwiforum ye-4pda), ubude be-UID kufuneka bube yi-4 bytes. Kungenjalo, nokuba ukope ikhadi, umfundi osemnyango akasayi kukuvulela umnyango. Apha abavelisi benza ngokwahlukileyo. Umzekelo, isicelo seMiFit asizukuvumela ukuba ukope ikhadi elingaxhaswanga. Kodwa usetyenziso lwemveli lwe-Hey + isacholo lukhuphela ngokungenazintloni yonke into olunokuyenza, kodwa aluqinisekisi ukusebenza ngokuchanekileyo. Njengoko uqheliselo lubonisile, kusafuneka ujonge i-intercom okanye indawo yokukhangela eTshayina engakhuselekanga kangako. Andizange ndifumane.
ERashiya, izinto zingcono ngokumalunga nokusebenziseka. Ngokomzekelo, abasebenzisi beforum efanayo baqinisekisa ukusebenza okuqhelekileyo kunye nekhadi lokupasa le-Moskvinok kunye nezinye ii-intercom.
Kukho elinye ithuba elinomdla - ukwenza ikhadi "elicocekileyo", yiya kwinkampani yolawulo kwaye uyibhalise kwinkqubo yabo. Ngelishwa, andizange ndikwazi ukuyivavanya ngenxa yezizathu ezininzi. Omnye wabo akazange andishiye ithuba elinye - i-MiFit efanayo eyaziwayo evela ku-Xiaomi, ukuze yenze ikhadi elinjalo, icela ukuqinisekisa ukuba ndingubani usebenzisa i-ID yaseTshayina, endingenako. Kwaye ngokubanzi, ukhuseleko lwaseTshayina alulali. Ukuba le misebenzi ivulelekile ukuba isetyenziswe kunye ne-Hey + bracelet, emva koko i-MiFit iyala ukwenza imisebenzi ye-NFC kwiiakhawunti ezibhaliswe ngaphandle kwelizwe laseTshayina.
Ndicinga ukuba ndiza kuphelela apha.
Konke oku kungasentla kusekelwe kumava obuqu kunye nezigqibo ezinengqiqo ezivela kuyo.
Kwaye izigqibo zimi ngolu hlobo lulandelayo: akufanele ulindele ukubonakala kweenkqubo zokuhlawula kwiklasi ye-trackers yexabiso eliphantsi, kunye ne-chip ye-NFC eyakhelwe-ngaphakathi. Nakukukhanya kweendaba malunga nokuqaliswa okuzayo kweMi Pay eRussia. Ukuba iMi Pay efanayo ibonakala kwixesha elizayo kwenye yee-Mi Bands ezisaza kuboniswa, ayizubakho phambi kokuba ivavanywe kwimarike yasekhaya yaseTshayina. Kwaye akukathethi ngale nto okwangoku.
Ndiyathemba ukuba eli nqaku liya kuba luncedo kuluntu kunye neRuNet ngokubanzi. Ukugxekwa okunempilo kwamkelekile.
umthombo: www.habr.com
