Umba wokhuseleko unzima kuyo yonke inkampani esebenza ngedatha. Izixhobo zanamhlanje zivumela abahlaseli ukuba baxelise ngempumelelo imisebenzi yomsebenzisi oqhelekileyo. Kwaye iindlela zokhuseleko azisoloko ziqaphela kwaye zimisa iinzame zokufikelela ezingagunyaziswanga. Isiphumo soku kukuvuza kolwazi, ukubiwa kwemali kwiiakhawunti zebhanki, kunye nezinye iingxaki.
Inkampani yaseSpain iphakamise isisombululo sayo kule ngxaki. , esebenzisa ukufunda okunzulu kunye ne-biometrics yokuziphatha ukuze kubonwe umsebenzi wobuqhetseba kwishishini lebhanki, linika inkqubo ehlakaniphile. Kutshanje inyuse i-11 yezigidi zeedola kubatyali-mali ukwandisa iqonga layo.
Eyasungulwa kwi-2010 eMadrid, iBuguroo ijolise ekuchongeni abakwa-scammers abazama ukuxelisa ukuziphatha kwabanini-akhawunti abasemthethweni. Isebenzisa i-algorithms yokufunda enzulu esekwe kuthungelwano lwe-neural, inkampani ifumana ulwazi malunga nokuba iseshoni eqhelekileyo yokusebenzisa iakhawunti yebhanki ijongeka njani. Ukusebenzisa ukufunyanwa kobuqhetseba kunye nokukhusela iteknoloji edibanisa i-biometrics yokuziphatha, ukufunyanwa kwe-malware kunye novavanyo lwesixhobo, iqonga lichonga ngcono izisongelo ezinokubakho ezivela kwi-cybercriminals kunye ne-bots.
Abakhohlisi banokusebenzisa iindlela ezahlukeneyo zokudlula iinkqubo zokuqinisekisa, ezifana ne-malware yokufikelela kude (iTrojans), abaphangi befom, ii-injection zewebhu, njl. Abameli beBuguroo bathi isisombululo sabo siyakwazi ukufumanisa izikripthi ezinobungozi ezingaziwa ngaphambili ezisetyenziswa ngumsebenzisi kwisicelo seselula okanye isiphequluli. Oku kuthetha ukuba iqonga linokuziqhelanisa neendlela ezintsha ezingekafakwa kuluhlu lwabamnyama.
ukuba isebenza njani
I-Buguroo ibona xa iinzame zobuqhetseba zisenziwa ngokuhlalutya iipateni zembali kunye nokuhlelwa kweseshoni yokungena nganye elandelayo ngokusekelwe kuloo datha. Iqonga liqokelela iindlela ezininzi zokuziphatha. Ngokukodwa, ubungakanani bomnwe kunye noxinzelelo lwesikrini (kwizixhobo zesikrini esichukumisayo), isantya sokuchwetheza kunye nokuhamba kakuhle, ukunyakaza kwemouse, kunye nesikhundla se-gyroscope kuthathelwa ingqalelo. Le datha isetyenziselwa ukuhlalutya indlela yokuziphatha xa umhlaseli ezama ukungena kwinkqubo.
Kusebenza njani oku xa kusenziwa? Masithi umthengi webhanki udla ngokusebenzisa ibha yokuskrola ethe nkqo kwicala lebhrawuza yakhe ukukhangela kwaye afake ulwazi lweakhawunti yakhe esebenzisa icala lekhibhodi. Kodwa ke inkqubo iyaqaphela ukuba kwiseshoni enye umxhasi usebenzisa ivili lokuskrola kwimouse yabo kunye nebha yenombolo ethe tye phezulu kwebhodi yezitshixo. Oku kunokuba luphawu lokuba kukho umntu ozama ukufikelela kwiakhawunti yakho.
Ukusebenzisa uhlalutyo olunqamlezayo lolwazi oluvela kumajelo ahlukeneyo, inkqubo iyakwazi ukubona ukungahambi kakuhle okuvela kumsebenzi wobuqhetseba, okwenza kube lula ukuqaphela ukuhlaselwa okunjalo kwangaphambili.
Indawo yokusebenza yeBugFraud
Inkonzo yeBuguroo iphinda ijongane nobuqhetseba obutsha beakhawunti (NAF), oko kukuthi, xa i-akhawunti entsha yebhanki okanye ikhadi letyala livulwa kusetyenziswa iziqinisekiso ezibiweyo. Ikwabonelela ngoncedo ekuchongeni amaqhophololo asele esebenza kwiibhanki. Ukufezekisa oku, inkampani inikezela ngesisombululo se-Fraudster Hunter, esiyinxalenye yeqonga layo eliphambili leBugFraud. Isisombululo ekuqaleni sijolise ekuchongeni abaphuli-mthetho abasele bengene ebhankini. Kubalulekile ukuqaphela ukuba iBugFraud iyafumaneka kwiinketho ezahlukeneyo zokusasazwa. Abathengi bangakhetha inyani I-SaaS-based okanye ukuthunyelwa kwendawo.
Ngokubeka iliso rhoqo umsebenzi wabasebenzisi, izixhobo, amanethiwekhi kunye neeseshoni, iBuguroo iqokelela ulwazi malunga neendlela zobuqhetseba, ukudala "iprofayili ye-cyber" ekhethekileyo yomsebenzisi ngamnye, i-DNA yedijithali eyakhiwe kusetyenziswa amawaka eeparameters ezinxulumene ne-biometrics yokuziphatha komthengi (kubandakanywa i-smartphone kunye nokunyakaza kwemouse, ii-keystrokes , iprofayili yesixhobo, i-geolocation kunye neerekhodi ze-malware), eziqaphela ngokuchaneka kwe-99,2%. Ukusebenza kwesisombululo kuqinisekiswa ziingcali. Ngo-2018 kunye no-2019, inkampani yamkelwa njengephumeleleyo kwicandelo elithi "iMveliso yoThintelo lobuQhetseba loNyaka" evela kumbutho ozimeleyo. .
Imbasa yabaphumeleleyo
Imeko yentengiso
Kakade, i-Buguroo ikhusela ngaphezu kwe-50 yezigidi zabathengi eYurophu naseLatin America ekuboneleleni ngeenkonzo zezimali ukusuka ekungeneni ekuphumeni. Ngenye i-11 yezigidi zeedola ebhankini, iceba ukwandisa ubukho bayo behlabathi kwiindawo ezintsha, kuquka i-US, i-UK, iFransi kunye neJamani.
Nangona kunjalo, i-Buguroo ayiyena kuphela inkampani esebenza kwintsimi yokulandelela i-biometrics yokuziphatha kwiibhanki. Sirayeli , enikezela ngeenkonzo ezifanayo, ifumene i-30 yezigidi zeerandi kutyalo-mali ngonyaka ngaphambili. Amanani anjalo abonisa ukuba kukho imfuno yokwenene yolu hlobo lobuchwepheshe.
Nangona kunjalo, uBuguroo uqinisekisa ukuba isisombululo sakhe sihluke kwabanye. Umzekelo, i-bugFraud's advanced behavioral biometrics algorithms ibona ukuziphatha okungaqhelekanga kwabathengi ngeyona ndlela ikhawulezayo nechanekileyo xa kuthelekiswa nezinye izisombululo ezibonelelwa ngabakhuphisana nabo. Ukongezelela, isisombululo senkampani sidala iphrofayili ekhethekileyo kumsebenzisi ngamnye kwaye siyithelekisa neeseshoni zangaphambili zomsebenzisi ofanayo, ngelixa ezinye iinkonzo zithelekisa iphrofayili kwiqela elibanzi "olungileyo" kunye "nokuziphatha okubi". Lo ngumahluko obalulekileyo kuba, kwithiyori, abakwa-scammers banokufunda ukuba ukuziphatha "okulungileyo" kubonakala njani malunga nokubhalisa okanye ukungena kwiindawo zebhanki. Kodwa phantse akunakwenzeka ukuba umhlaseli azi iimpawu ezithile zokuziphatha zabasebenzisi ngabanye abazama ukumxelisa.
Ibhekisa kwidatha , uBuguroo ubonisa ukuba malunga nesithathu sazo zonke iimeko zobuqhetseba kwiibhanki ze-intanethi zibandakanya ii-akhawunti zabathengi ekucingelwa ukuba basemthethweni ezilawulwa ngokwenene ngamaqhophololo. Isisombululo senkampani (i-Fraudster Hunter) siya kunceda ukuchonga iiprofayili ezinjalo, ukwenza ubomi bube nzima ngakumbi kubaphuli be-intanethi.
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umthombo: www.habr.com
