Imivuzo yabaphuhlisi bengingqi yahluke njani eMoscow, xa kujongwa iindleko zokuphila?

Ukulandela ekhondweni lethu uphando lwemivuzo jikelele kwisiqingatha sokuqala sonyaka ka-2019, siyaqhubeka nokucacisa imiba ethile engazange ibandakanywe kuphononongo okanye ichukunyiswe nje kuphela. Namhlanje siza kujonga ngakumbi kwiimpawu zengingqi zemivuzo: 

1. Makhe sifumanise ukuba bahlawula malini abaphuhlisi abahlala kwizixeko zaseRashiya ezinesigidi sabemi kunye nezixeko ezincinci.
2. Ngethuba lokuqala, siya kuqonda ukuba imivuzo yabaphuhlisi bengingqi ihluke njani kwabo baseMoscow, ukuba nathi siqwalasela iindleko zokuphila.

Sithatha idatha yemivuzo icalculator yomvuzo "Isangqa sam", apho abasebenzisi babonisa imivuzo abayifumana ezandleni zabo emva kokutsala zonke iirhafu kwaye banokujonga nayiphi na imivuzo kwi-IT.

Okokuqala, makhe sithelekise amaxabiso apheleleyo emivuzo 

EMoscow, umvuzo ophakathi womphuhlisi yi-ruble ye-140, eSt. Petersburg - i-ruble ye-000. Kwizixeko ezinabantu abangaphezu kwesigidi kunye nezinye izixeko, umvuzo ophakathi uyafana - i-120 ruble. Ekuboneni kokuqala, eSt. Petersburg umvuzo ungaphantsi kwe-000% eMoscow, kwaye kwizixeko zommandla ngu-80% ngaphantsi. 

Ukuba siyaqhubeka nokuthelekisa imivuzo yabaphuhlisi ngendlela efanayo kwisigidi esinye-kunye nezixeko, siya kubona ukuba zahluke kakhulu enye kwenye. ENovosibirsk, eNizhny Novgorod naseKrasnodar, umvuzo ophakathi kwabaphuhlisi malunga ne-90 ruble, eyi-000% ngaphantsi kweMoscow. EVolgograd, eYekaterinburg, eVoronezh, eSamara, eKazan naseKrasnoyarsk - malunga nama-ruble angama-35, angama-80% ngaphantsi. KwiPerm kunye neRostov-on-Don - malunga ne-000 ruble, eyi-43% ngaphantsi. E-Chelyabinsk nase-Omsk - malunga nama-ruble angama-70, okuyi-000% ngaphantsi.

Oko kukuthi, ngokwemibono yokuqala, kwinani leedolophu abaphuhlisi bahlala amaxesha angama-2 okanye ngaphezulu abahlwempuzekileyo kunabalingane babo baseMoscow. Ngaba oku kunokwenzeka ngokwenene kwilizwe elinye? Kuthekani ukuba siye saqwalasela neendleko zokuphila kwisixeko ngasinye? Aza kwahluka kangakanani amandla okuthenga okwenene abaphuhlisi ngoko? 

Ngoku makhe sithathele ingqalelo iindleko zokuphila

Masibhenele kuncedo lwenkonzo Numbeo, eqokelela izibalo zamaxabiso eempahla neenkonzo ezahlukeneyo kwizixeko zehlabathi jikelele. La maxabiso athelekiswa namaxabiso eempahla kunye neenkonzo ezifanayo eNew York, kwaye izalathisi ezihambelanayo ziyabalwa, ezifana nezi zilandelayo: 

1. Iindleko zeSalathiso sokuPhila (Ngaphandle. Irenti). Ixabiso lesalathiso sokuphila (elingabandakanyi irenti) libonisa umahluko kumaxabiso ezinto zabathengi - kuquka ukutya, iindawo zokutyela, ezothutho kunye nezinto eziluncedo - esixekweni xa kuthelekiswa neNew York. Iindleko zesalathiso sokuphila azibandakanyi iindleko zokuphila ezifana nerenti okanye i-mortgage. Ukuba isixeko sinexabiso lesalathiso sokuphila se-120, oko kuthetha ukuba i-Numbeo ixabisa i-20% ngaphezulu kwe-New York.
2. Isalathiso sokurenta. Isalathiso serenti ngumahluko kumaxabiso okurenta amagumbi esixekweni xa kuthelekiswa neSixeko saseNew York. Ukuba isalathiso sokurenta ngama-80, iNumbeo iqikelela ukuba iindleko zokurenta zesixeko zikwi-avareji yama-20% ngaphantsi kweSixeko saseNew York.
3. Iindleko zokuPhila kunye neSalathiso seRenti. Iindleko zeSalathiso sokuPhila kunye neSalathiso seRenti - Njengoko igama libonisa, esi salathisi sisixa sezinye ezimbini: ixabiso lesalathiso sexabiso lokuphila kunye nesalathiso serenti. Lo ngumahluko kumaxabiso eempahla kunye neenkonzo zabathengi-kubandakanywa nerenti-esixekweni xa kuthelekiswa neSixeko saseNew York.

Njengoko ubona, nasiphi na isalathisi saseNew York siya kuhlala silingana ne-100. 

Ngeenjongo zethu, siya kusebenzisa isalathiso samva nje se-aggregate equlethe ulwazi malunga neendleko zokuhlala kunye nezindlu ezirentwayo esixekweni. 

Kusilungele ngakumbi ukuba sithelekise izixeko zethu hayi neNew York, kodwa neMoscow. Ukwenza oku, yahlula isalathiso sesixeko ngasinye malunga neNew York ngesalathiso saseMoscow malunga neNew York kwaye uphindaphinde nge-100 ukufumana iipesenti. Siza kubona lo mfanekiso ulandelayo: isalathisi esitsha saseMoscow siya kulingana ne-100, iindleko zokuhlala kunye nerenti eSt. Petersburg yi-22% ephantsi, e-Chelyabinsk - ngama-42%. 

Ngelo xesha, siya kongeza isalathiso somvuzo, ukwahlula umvuzo kwisixeko ngasinye ngomvuzo eMoscow. Kwakhona siza kubona ukuba umvuzo eSt. Petersburg i-14% ephantsi, kwaye e-Chelyabinsk - i-57%.

Ngelishwa, iNumbeo ayinalwazi kwezinye zezixeko zethu ezizizigidi-kunye.

EKapa	Umvuzo ophakathi womphuhlisi, iwaka leeruble (idatha esuka kwiSangqa sam)	Isalathiso somvuzo xa sithelekiswa neMoscow	Iindleko zokuhlala kunye nesalathiso sezindlu xa kuthelekiswa neNew York (idatha esuka kwiNumbeo)	Iindleko zokuhlala kunye nesalathiso sezindlu malunga neMoscow
eMoscow	140	100,00	35,65	100,00
Saint Petersburg	120	85,71	27,64	77,53
Новосибирск	85	60,71	23,18	65,02
Nizhny Novgorod	92	65,71	24,14	67,71
Krasnodar	85	60,71	21,96	61,60
Екатеринбург	80	57,14	23,53	66,00
Voronezh	80	57,14	21,19	59,44
Samara	79	56,43	22,99	64,49
Kazan	78	55,71	22,91	64,26
Пермь	70	50,00	21,51	60,34
Rostov-na-Donu	70	50,00	22,64	63,51
IChelyabinsk	60	42,86	20,74	58,18

Ukwazi umvuzo kunye neendleko zokuhlala kunye nezindlu ezinxulumene neMoscow kwisixeko ngasinye, sinokuthelekisa ukuba zingaphi iimpahla kunye neenkonzo ezinokuthengwa kwisixeko ngasinye xa kuthelekiswa neempahla kunye neenkonzo ezifanayo eMoscow. Ukwenza oku, yahlula isalathiso somvuzo ngeendleko zokuhlala kunye nesalathiso sezindlu kwaye uphindaphinde nge-100 ukufumana ipesenti. 

Masibize inombolo enesiphumo isalathiso sokubonelela ngempahla yasekhaya, iinkonzo kunye nezindlu. Kwaye siza kubona lo mfanekiso ulandelayo onomdla: eSt. Petersburg, umthuthukisi unokuthenga i-10% yempahla yendawo, iinkonzo kunye nezindlu kuneMoscow. Kwaye eKrasnodar, eNizhny Novgorod naseVoronezh - kuphela i-1-4% ngaphantsi kweMoscow, oko kukuthi, phantse ngokufanayo. Isalathisi esona sisezantsi sise-Chelyabinsk - apha umthuthukisi unikezelwa ngempahla, iinkonzo kunye nezindlu ezi-26% ngaphantsi kweMoscow.

Ukongeza, makhe sijonge izalathisi ezimbini: iindleko zokuphila kunye neendleko zezindlu ezirentwayo. Siyabona ukuba abaphuhlisi abavela kwizixeko zommandla bahlawula i-60-70% ngaphantsi kwezindlu ezirentwayo, kunye ne-20-25% ngaphantsi kwempahla kunye neenkonzo zendawo.

EKapa	Umvuzo womphuhlisi weMedi, amawaka eeruble	Iindleko zesalathiso sokuphila ngokumalunga neMoscow	Isalathiso seendleko zezindlu malunga neMoscow	Isalathiso sokubonelela ngempahla yasekhaya, iinkonzo kunye nezindlu
Saint Petersburg	120	89,50	58,35	110,55
eMoscow	140	100,00	100,00	100,00
Krasnodar	85	77,91	34,43	98,56
Nizhny Novgorod	92	83,44	39,35	97,05
Voronezh	80	77,91	27,13	96,14
Новосибирск	85	79,90	38,51	93,38
Samara	79	80,47	36,11	87,50
Kazan	78	80,27	35,81	86,70
Екатеринбург	80	81,98	37,93	86,58
Пермь	70	77,75	30,89	82,87
Rostov-na-Donu	70	81,04	32,57	78,73
IChelyabinsk	60	76,56	26,11	73,67

Qinisekisa

• Ukuba sithelekisa imivuzo yabaphuhlisi abavela kwiidolophu ezahlukeneyo zaseRashiya ngokuthe ngqo kwixabiso lobuso, ngoko kuninzi baya kuba ngama-35-60% ngaphantsi kwemivuzo yaseMoscow.
• Ukuba sithathela ingqalelo iindleko zempahla yendawo, iinkonzo kunye nezindlu zokurenta, ngoko amandla okuthenga okwenene abaphuhlisi bengingqi anokuba ngaphezulu kunaseMoscow - njengaseSt. Petersburg, okanye phantse ngokufanayo - njengaseKrasnodar, eNizhny Novgorod kunye neVoronezh.
• I-Chelyabinsk inamandla okuthenga aphantsi kakhulu phakathi kwezixeko ezinabantu abayizigidi - apha umthuthukisi unikezelwa ngempahla, iinkonzo kunye nezindlu ezingama-26% ngaphantsi kweMoscow.
• Oku kulinganisa umgangatho wokuphila - nangona umahluko ngamanye amaxesha obalulekileyo kwimivuzo yegama - kwenzeka ngenxa yokuba abaphuhlisi abavela kwizixeko zommandla bahlawula 60-70% ngaphantsi kwezindlu ezirentwayo, kunye ne-20-25% ngaphantsi kwempahla kunye neenkonzo zendawo.

Ukuba uthanda uphando lwethu lwemivuzo kwaye ufuna ukufumana ulwazi oluchanekileyo noluluncedo, ungalibali ukushiya imivuzo yakho kwikhaltyhuleyitha yethu, apho sithatha khona yonke idatha: moikrug.ru/salaries/new. Ayaziwa.

umthombo: www.habr.com