Zamkatimu:
Nthawi zambiri, tikamalankhula ndi anthu ochokera kumayiko ena, timayamba yerekezerani milingo ya malipiro. Ngakhale kuti ndalama zonse zimakhala zosiyana kwambiri, kugula mphamvu, mwina, adzakhala pafupifupi pa mlingo womwewo, zomwe zimawonekera makamaka pamsika wogulitsa nyumba.
Kodi mbali inayo udzuwo ndi wobiriŵiradi?
Zikomo chifukwa cha malo ochezera a pa Intaneti , - Ndinayankhula ndi akatswiri ambiri mu makampani anga amene , ndi kusonkhanitsa deta ya malipiro (deta inatengedwanso kuchokera ) ndi kuwerengera parity (PPP) malipiro m'mizinda ina pokhudzana ndi malipiro kumudzi kwathu - St. Petersburg (PPP deta yotengedwa ).
Kodi mungafananize bwanji maiko potengera mtengo wa moyo pano?
Kukwera kwamitengo kosalekeza pa katundu ndi ntchito padziko lapansi, zomwe zimagwirizana ndi , salola munthu lero, kupita ku kusamukira kudziko lina, kupeza lingaliro la mtengo wa moyo ndi mtengo wa ntchito kudziko lina.
Chithunzichi chikuwonetsa chiwongola dzanja chapakati padziko lonse lapansi pazaka 200 zapitazi, zomwe zidachitika padziko lonse lapansi mpaka 1980. mulingo woyenera komanso wololera: pafupifupi 4-6%:
Kuchepetsa chiwongola dzanja ndikuchotsa dola kuchokera muyeso wagolide mu 1971 - amene anakhala chodabwitsa cha 21st century.
Chochitika chomwecho kuchokera ku Deutsche Bank.
Chifukwa cha zochitika izi, mayiko akukhazikitsa:
1. chidwi chosiyana mitengo ya banki yapakati
2. Zosiyanasiyana kukwera
3. zosiyana mitengo yanyumba
4. osalingana mitengo yamtengo
5. zosiyana mtengo wamoyo
Kodi tsopano tingayerekezere bwanji “mtengo Wamoyo” m’maiko osiyanasiyana padziko lonse lapansi?
Kuwunika moyo m'dziko lina, titha kugwiritsa ntchito lingaliro - Kugula Mphamvu Parity (PPP, Chingerezi - Purchasing Power Parity: PPP)
About Purchasing Power Parity (PPP)
Kugula mphamvu parity - chiŵerengero cha magawo awiri kapena kuposerapo ndalama, ndalama za mayiko osiyanasiyana, zokhazikitsidwa ndi mphamvu zawo zogula mogwirizana ndi gulu lina la katundu ndi ntchito;
Werengani zambiri:
Kodi PPP ikugwiritsa ntchito bwanji mtengo wa Big Mac monga chitsanzo?
Big Mac Price: p1
Berlin-4,70$ / New York-5,70$ / Saint Petersburg-2,10$
Big Mac ППС (Паритет покупательной способности) to Saint Petersburg: p2=p1/2,10
Berlin-2,2 / New York-2,70 / Saint Petersburg-1
Месячная зарплата = после налогов: p3
Berlin-2085$ / New York-3900$ / Saint Petersburg-1150$
ППС по Биг Маку - месячной зарплаты в городе
по отношению к зарплате в Санкт-Петербурге: p4=p3/p2
Berlin-940$ / New York-1470$ / Saint Petersburg-1150$
Mfundo zofananira zitha kuwerengedwa pazinthu zina: kuchokera ku "jeans ndi mazira" mpaka mtengo wa magalimoto a Toyota ndi zida.
Kuti tichite zimenezi, pa Numbeo.com anthu masauzande ambiri amadzaza mitengo ya zinthu ndi ntchito mumzinda wawo (data ya miyezi 18 yapitayo, pambuyo pake "mitengo" iyi imawerengeredwa mwamasamu). Kuonjezera apo, ndi anthu odzipereka: deta imasonkhanitsidwa pamanja kuchokera kumalo otseguka ndipo mtengo wa katundu ndi ntchitozi umawonjezeredwa ndi mzinda. Kawiri pachaka.
Chitsanzo cha angapo (mwa onse 50) zinthu zandalama za ku St. Petersburg (chiŵerengero cha anthu amene anadzaza deta ya St. Petersburg m’miyezi 18 yapitayi ndi 524):
Nkhaniyi imatenga PPP pazinthu 50 zosiyanasiyana ndalama. Chiyerekezo cha data ndi motere:
Local_Puchasing_Power_Index = (Average_Disposable_Salary(This_City) /
BasketConsumerPlusRent(This_City)) / (Average_Disposable_Salary(New_York) /
BasketConsumerPlusRent(New_York)) BasketConsumerPlusRent(City) =
sum_of (Price_in_the_city * (cost_of_living_factor + rent_factor))
Chitsanzo kuyerekeza mtengo wa moyo ku Munich (Germany) ndi St. Petersburg (Russia)
Kuyerekeza mtengo wokhala ku Rostov-on-Don ndi San Francisco (USA)
Mu wanga yaing'ono subjective phunziro - Ndikuganiza kuti mtengo wa PPP wa index ya moyo umatengedwa pamtengo wapakati pa mzinda womwe wapatsidwa kwa banja la ana anayi (data yotsegula kuchokera ku ). Nkhaniyi ikufotokoza momwe munthu yemwe amakhala mumzinda wa N amachitira ndalama ndikugwiritsa ntchito ndalama zomwe wapeza, mumzinda womwewo N.
Chifukwa chiyani BIM (Injiniya ndi Ogwirizanitsa)
BIM injiniya (zaka 1-2) - apa ndiye poyambira m'bungwe lomanga (kale injiniya wa BIM ankatchedwa "Designer", yemwe tsopano akutchedwa BIM engineer). Woyang'anira BIM (zaka 4-6) ali kale ndi munthu wodziwa zambiri yemwe ayenera kutha kukonza pang'ono, koma osatinso.
Gawo la omwe akumangidwa pogwiritsa ntchito BIM, malo ndi malo posachedwapa adzakhala zinthu zamalonda. Pa nthawi yomweyo, nkhani za zomangamanga Mainjiniya ndi ogwirizanitsa a BIM ndi mainjiniya akale a ntchito yomanga. Kuweruza (2000 ophunzira aliyense) - chiwerengero cha akatswiri pa udindo uwu mu Russia pa nthawi: kuchokera 10 mpaka 20 zikwi anthu. Chiŵerengero cha malipiro m'dziko lililonse - BIM Engineer / BIM Coordinator / BIM Manager: 100% / 125% / 150%. Posachedwa, mainjiniya onse kugwira ntchito pokonzekera njira imodzi kapena ina ndi matekinoloje a BIM ndipo mainjiniya onse atha kugwiritsa ntchito udindo wawo Chithunzi cha BIM.
Zotsatira:
1. Malipiro apachaka onse (kawirikawiri amanenedwa Kumadzulo) zimasiyanasiyana kwambiri kudalira dziko, pamene malipiro a mwezi uliwonse, kutembenuzidwa kukhala mphamvu yogula, pafupifupi chimodzimodzi.
Mwachitsanzo, malipiro apachaka onse Kyiv vs San Francisco ali ndi kusiyana pafupifupi Nthawi 8, pomwe oyera malipiro apamwezi adzakhala ndi kusiyana kokha Nthawi 2.
2. Ndalama zomwe mumapeza pachaka zimakhala zokulirapo mutha kugula zaka 10 mumzinda wanu.
Ndi ndalama zomwe mumapeza (poganiza kuti mumasunga theka la malipiro anu pazaka 10) pa ndalama (popanda kubwereketsa), mutha kugula 46 m² nyumba ku Kyiv ndi 31 m² ku San Francisco.
Maiko omwe adawerengedwa powerengera - pafupifupi ofanana ponena za chitetezo, ubwino wa maphunziro ndi ntchito zaumoyo. Chilichonse mwazinthu izi chili ndi zovuta zake komanso zabwino zake m'mayiko onsewa.
Mbali izi zovuta kusanthula, mosiyana ndi mitengo ya katundu ndi ntchito.
Pakadali pano, kulowa pamwamba 10% anthu olipidwa kwambiri padziko lapansi - muyenera kukhala nawo
.
Pa tebulo lomaliza mukhoza kuyerekezera zomwe malipiro a pachaka ku St. Petersburg ndi ofanana $15,800 pachaka (malipiro a pamwezi $1,150 kapena 71,000 rubles). Kutengera kufanana, ngati mumapatsidwa $47,000 gross pachaka ku Boston kapena Dublin, yerekezerani kuti izi ndi pafupifupi zimagwirizana ndi malipiro a 71,000 rubles. ukonde pamwezi ku St.
Ngakhale izi Malingaliro omvera, ndikuganiza kuti zingakhale zofunikira.
Ndidzakondwera kuwona kutsutsa kwanu.
Nkhani yanga yoyambirira pa LinkedIn (Chingerezi).
Dziwonjezereni ku LinkedIn, ndidzakhala wokondwa kupanga olumikizana nawo atsopano:
Matanthauzo onse - ndi cholakwika ± 10%
Lumikizani ku spreadsheet (Google Spreadsheet)
Kodi deta idachokera kuti?
Zokambirana za malipiro zidachitika (zikomo kwa omwe adatenga nawo gawo) mu gulu la "BIM Russian expats" pa LinkedIn -
Malipiro apachaka:
Mtengo wa msonkho:
Mtengo pa kugula kwa m²:
Purchasing power parity (PPP) kupita ku St. Petersburg:
Source: www.habr.com